USCGX vs. USGRX
USCGX (USAA Capital Growth Fund) and USGRX (USAA Growth & Income Fund) are both mutual funds - USCGX is a Global Equities fund managed by Victory, while USGRX is a Large Cap Blend Equities fund managed by Victory. Over the past 10 years, USCGX returned 11.80%/yr vs 13.21%/yr for USGRX. Their correlation of 0.89 means they have usually moved in the same direction. USCGX charges 1.09%/yr vs 0.81%/yr for USGRX.
Performance
USCGX vs. USGRX - Performance Comparison
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Returns By Period
The year-to-date returns for both investments are quite close, with USCGX having a 11.53% return and USGRX slightly higher at 11.95%. Over the past 10 years, USCGX has underperformed USGRX with an annualized return of 11.80%, while USGRX has yielded a comparatively higher 13.21% annualized return.
USCGX
- 1D
- 0.07%
- 1M
- 0.98%
- 6M
- 7.03%
- YTD
- 11.53%
- 1Y
- 24.86%
- 3Y*
- 18.33%
- 5Y*
- 11.41%
- 10Y*
- 11.80%
- ALL TIME*
- 5.82%
USGRX
- 1D
- 0.25%
- 1M
- 0.79%
- 6M
- 8.72%
- YTD
- 11.95%
- 1Y
- 23.07%
- 3Y*
- 18.59%
- 5Y*
- 11.64%
- 10Y*
- 13.21%
- ALL TIME*
- 9.26%
Liquidity Comparison
| Position | Avg. Volume Value (2W) | Avg. Volume Value (1M) | Avg. Volume Value (3M) |
|---|---|---|---|
| $0.00 | $0.00 | $0.00 | |
| $0.00 | $0.00 | $0.00 |
USCGX vs. USGRX - Yearly Performance Comparison
| 2026 (YTD) | 2025 | 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | |
|---|---|---|---|---|---|---|---|---|---|---|
USCGX USAA Capital Growth Fund | 11.53% | 21.76% | 16.31% | 18.39% | -13.44% | 22.94% | 10.04% | 20.13% | -11.53% | 23.88% |
USGRX USAA Growth & Income Fund | 11.95% | 15.94% | 21.47% | 26.69% | -18.52% | 22.53% | 17.45% | 21.78% | -8.76% | 20.67% |
Correlation
The correlation between USCGX and USGRX is 0.91, meaning they have usually moved in the same direction, including during past declines.
| Correlation | |
|---|---|
Correlation (1Y) Focuses on recent behavior, but can change the most. | 0.91 |
Correlation (3Y) Balances recent behavior with more history. | 0.94 |
Correlation (5Y) Shows whether the relationship held over a longer period. | 0.94 |
Correlation (10Y) Provides a long-term view across more market conditions. | 0.93 |
Correlation (All Time) Calculated using the full available price history since Oct 27, 2000 | 0.89 |
The correlation between USCGX and USGRX has been stable across timeframes, ranging from 0.89 to 0.94 - a consistent structural relationship.
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Return for Risk
USCGX vs. USGRX — Risk / Return Rank
USCGX
USGRX
USCGX vs. USGRX - Risk-Adjusted Trends Comparison
This table presents a comparison of risk-adjusted performance metrics for USAA Capital Growth Fund (USCGX) and USAA Growth & Income Fund (USGRX). Risk-adjusted metrics are performance indicators that assess an investment's returns in relation to its risk, enabling a more accurate comparison of different investment options.
Values are calculated on a 1-year rolling basis and updated daily. Risk-adjusted metrics are more stable over longer periods — use the period switch above to explore them.
| USCGX | USGRX | Difference | |
|---|---|---|---|
| Sharpe ratioReturn per unit of total volatility | -0.28 | ||
| Sortino ratioReturn per unit of downside risk | -0.32 | ||
| Omega ratioGain probability vs. loss probability | 1.32 | 1.38 | -0.06 |
| Calmar ratioReturn relative to maximum drawdown | 2.43 | 2.90 | -0.47 |
| Martin ratioReturn relative to average drawdown | 10.47 | 12.73 | -2.25 |
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Drawdowns
USCGX vs. USGRX - Drawdown Comparison
The maximum USCGX drawdown since its inception was -63.08%, which is greater than USGRX's maximum drawdown of -56.93%. Use the drawdown chart below to compare losses from any high point for USCGX and USGRX.
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Drawdown Indicators
| USCGX | USGRX | Difference | |
|---|---|---|---|
Max DrawdownLargest peak-to-trough decline | -63.08% | -56.93% | -6.15% |
Max Drawdown (1Y)Largest decline over 1 year | -9.80% | -7.47% | -2.33% |
Max Drawdown (3Y)Largest decline over 3 years | -22.06% | -29.29% | +7.23% |
Max Drawdown (5Y)Largest decline over 5 years | -29.47% | -30.81% | +1.34% |
Max Drawdown (10Y)Largest decline over 10 years | -35.32% | -34.48% | -0.84% |
Current DrawdownCurrent decline from peak | 0.00% | -0.39% | +0.39% |
Average DrawdownAverage peak-to-trough decline | -18.37% | -8.67% | -9.70% |
Ulcer IndexDepth and duration of drawdowns from previous peaks | 2.27% | 1.70% | +0.57% |
Volatility
USCGX vs. USGRX - Volatility Comparison
USAA Capital Growth Fund (USCGX) has a higher volatility of 3.70% compared to USAA Growth & Income Fund (USGRX) at 2.58%. This indicates that USCGX's price experiences larger fluctuations and is considered to be riskier than USGRX based on this measure. The chart below showcases a comparison of their rolling one-month volatility.
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Volatility by Period
| USCGX | USGRX | Difference | |
|---|---|---|---|
Volatility (1M)Calculated over the trailing 1-month period | 3.70% | 2.58% | +1.12% |
Volatility (6M)Calculated over the trailing 6-month period | 11.12% | 7.85% | +3.27% |
Volatility (1Y)Calculated over the trailing 1-year period | 13.37% | 10.54% | +2.83% |
Volatility (5Y)Calculated over the trailing 5-year period, annualized | 18.00% | 20.86% | -2.86% |
Volatility (10Y)Calculated over the trailing 10-year period, annualized | 17.99% | 19.99% | -2.00% |
USCGX vs. USGRX - Expense Ratio Comparison
USCGX has a 1.09% expense ratio, which is higher than USGRX's 0.81% expense ratio.
Dividends
USCGX vs. USGRX - Dividend Comparison
USCGX's dividend yield for the trailing twelve months is around 9.76%, more than USGRX's 7.41% yield.
| Position | TTM | 2025 | 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | 2015 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
USCGX USAA Capital Growth Fund | 9.76% | 10.89% | 12.63% | 1.08% | 7.69% | 12.56% | 3.08% | 9.18% | 9.40% | 3.22% | 1.46% | 1.13% |
USGRX USAA Growth & Income Fund | 7.41% | 8.06% | 20.65% | 0.93% | 12.58% | 11.97% | 0.84% | 24.69% | 11.92% | 5.12% | 1.26% | 6.45% |
Frequently Asked Questions
With a correlation of 0.91, USCGX and USGRX move almost identically. Holding both adds very little diversification - you're essentially doubling your position in the same market segment. Choosing one is usually more capital-efficient.
USCGX has higher volatility (3.70%) compared to USGRX (2.58%). In terms of maximum drawdown, USCGX dropped -63.08% vs USGRX's -56.93%.
USGRX currently has the higher Sharpe Ratio (2.06 vs 1.78), meaning it's delivered slightly more return per unit of risk over the trailing 12 months. However, this ranking shifts over time - use the Risk/Return Score above for a more comprehensive view that combines Sharpe, Sortino, and other measures used by quantitative funds.
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