PNFP vs. MCB

Last updated Jun 23, 2026

PNFP (Pinnacle Financial Partners, Inc.) and MCB (Metropolitan Bank Holding Corp.) are both stocks. Both operate in the Banks - Regional industry within the Financial Services sector. A 0.66 correlation means they provide meaningful diversification when combined.

Performance

PNFP vs. MCB - Performance Comparison

The chart below illustrates the hypothetical performance of a $10,000 investment in Pinnacle Financial Partners, Inc. (PNFP) and Metropolitan Bank Holding Corp. (MCB). The values are adjusted to include any dividend payments, if applicable.

Returns By Period

PNFP

• 1D: 0.36%
• 1M: -0.70%
• YTD: —
• 6M: —
• 1Y: —
• 3Y*: —
• 5Y*: —
• 10Y*: —

MCB

• 1D: 1.51%
• 1M: 3.63%
• YTD: 24.41%
• 6M: 18.90%
• 1Y: 46.90%
• 3Y*: 43.99%
• 5Y*: 8.61%
• 10Y*: —

*Multi-year figures are annualized to reflect compound growth (CAGR)

PNFP vs. MCB - Yearly Performance Comparison

	2026 (YTD)
PNFP Pinnacle Financial Partners, Inc.	2.56%
MCB Metropolitan Bank Holding Corp.	24.41%

Correlation

The correlation between PNFP and MCB is 0.66, which is moderate. They share some common price drivers but move independently often enough to provide real diversification benefit when combined.

	Correlation
Correlation (All Time) Calculated using the full available price history since Jan 2, 2026	0.66

Fundamentals

Market Cap PNFP : $14.57B MCB : $1.02B
EPS PNFP : $6.80 MCB : $8.12
PE Ratio PNFP : 14.19 MCB : 11.64
PEG Ratio PNFP : 2.26 MCB : 5.68
PS Ratio PNFP : 2.31 MCB : 1.86
PB Ratio PNFP : 1.05 MCB : 1.07
Total Revenue (TTM) PNFP : $4.01B MCB : $539.67M
Gross Profit (TTM) PNFP : $2.75B MCB : $211.43M
EBITDA (TTM) PNFP : $877.12M MCB : $72.78M

Return for Risk

PNFP vs. MCB — Risk / Return Rank

Compare risk-adjusted metric ranks to identify better-performing investments over the past 12 months.

PNFP

Risk / return metrics aren't available yet — we need at least 12 months of trading data to calculate them.

MCB

MCB Risk / Return Rank: 79
MCB Sharpe Ratio Rank: 81
MCB Sortino Ratio Rank: 78
MCB Omega Ratio Rank: 77
MCB Calmar Ratio Rank: 80
MCB Martin Ratio Rank: 78

The rank (0–100) shows how this investment's returns compare to the risk taken. Higher = better. Based on the past 12 months of data, combining Sharpe, Sortino, and other metrics used by quantitative funds and institutional investors.

PNFP vs. MCB - Risk-Adjusted Trends Comparison

This table presents a comparison of risk-adjusted performance metrics for Pinnacle Financial Partners, Inc. (PNFP) and Metropolitan Bank Holding Corp. (MCB). Risk-adjusted metrics are performance indicators that assess an investment's returns in relation to its risk, enabling a more accurate comparison of different investment options.

Values are calculated on a 1-year rolling basis and updated daily. Risk-adjusted metrics are more stable over longer periods — use the period switch above to explore them.

	PNFP	MCB	Difference
Sharpe ratio: Return per unit of total volatility	—	1.41	—
Sortino ratio: Return per unit of downside risk	—	2.10	—
Omega ratio: Gain probability vs. loss probability	—	1.27	—
Calmar ratio: Return relative to maximum drawdown	—	2.52	—
Martin ratio: Return relative to average drawdown	—	5.62	—

Drawdowns

PNFP vs. MCB - Drawdown Comparison

The maximum PNFP drawdown since its inception was -19.71%, smaller than the maximum MCB drawdown of -82.30%. Use the drawdown chart below to compare losses from any high point for PNFP and MCB.

Drawdown Indicators

	PNFP	MCB	Difference
Max Drawdown Largest peak-to-trough decline	-19.71%	-82.30%	+62.59%
Max Drawdown (1Y) Largest decline over 1 year	—	-18.71%	—
Max Drawdown (3Y) Largest decline over 3 years	—	-42.34%	—
Max Drawdown (5Y) Largest decline over 5 years	—	-82.30%	—
Current Drawdown Current decline from peak	-5.18%	-14.99%	+9.81%
Average Drawdown Average peak-to-trough decline	-7.19%	-33.43%	+26.24%
Ulcer Index Depth and duration of drawdowns from previous peaks	—	8.36%	—

Volatility

Volatility by Period

	PNFP	MCB	Difference
Volatility (1M) Calculated over the trailing 1-month period	—	7.90%	—
Volatility (6M) Calculated over the trailing 6-month period	—	25.04%	—
Volatility (1Y) Calculated over the trailing 1-year period	29.37%	33.49%	-4.12%
Volatility (5Y) Calculated over the trailing 5-year period, annualized	29.37%	59.01%	-29.64%
Volatility (10Y) Calculated over the trailing 10-year period, annualized	29.37%	56.22%	-26.85%

Dividends

PNFP vs. MCB - Dividend Comparison

PNFP's dividend yield for the trailing twelve months is around 1.04%, more than MCB's 0.79% yield.

Position	TTM	2025
MCB Metropolitan Bank Holding Corp.	0.79%	0.39%
PNFP Pinnacle Financial Partners, Inc.	1.04%	0.00%

Financials

PNFP vs. MCB - Profitability Comparison

The chart below illustrates the profitability comparison between Pinnacle Financial Partners, Inc. and Metropolitan Bank Holding Corp. over time, highlighting three key metrics: Gross Profit Margin, Operating Margin, and Net Profit Margin.

PNFP - Gross Margin

Gross margin is calculated as gross profit divided by revenue. For the three months ending on Jun 2026, Pinnacle Financial Partners, Inc. reported a gross profit of 1.22B and revenue of 1.80B. Therefore, the gross margin over that period was 67.7%.

MCB - Gross Margin

Gross margin is calculated as gross profit divided by revenue. For the three months ending on Jun 2026, Metropolitan Bank Holding Corp. reported a gross profit of 0.00 and revenue of 134.93M. Therefore, the gross margin over that period was 0.0%.

PNFP - Operating Margin

Operating margin is calculated as operating income divided by revenue. For the three months ending on Jun 2026, Pinnacle Financial Partners, Inc. reported an operating income of 189.00M and revenue of 1.80B, resulting in an operating margin of 10.5%.

MCB - Operating Margin

Operating margin is calculated as operating income divided by revenue. For the three months ending on Jun 2026, Metropolitan Bank Holding Corp. reported an operating income of 0.00 and revenue of 134.93M, resulting in an operating margin of 0.0%.

PNFP - Net Margin

Net margin is calculated as net income divided by revenue. For the three months ending on Jun 2026, Pinnacle Financial Partners, Inc. reported a net income of 150.00M and revenue of 1.80B, resulting in a net margin of 8.3%.

MCB - Net Margin

Net margin is calculated as net income divided by revenue. For the three months ending on Jun 2026, Metropolitan Bank Holding Corp. reported a net income of 31.43M and revenue of 134.93M, resulting in a net margin of 23.3%.

Frequently Asked Questions

Can I hold both PNFP and MCB in my portfolio?

PNFP and MCB have a correlation of 0.66, meaning they provide meaningful diversification benefit when combined. Depending on your allocation goals, holding both could reduce overall portfolio risk.