PNFP vs. WTFC
PNFP (Pinnacle Financial Partners, Inc.) and WTFC (Wintrust Financial Corporation) are both stocks. Both operate in the Banks - Regional industry within the Financial Services sector. Their 0.78 correlation means they have sometimes moved together and sometimes differently.
Performance
PNFP vs. WTFC - Performance Comparison
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Returns By Period
PNFP
- 1D
- 0.37%
- 1M
- 5.76%
- 6M
- 11.78%
- YTD
- —
- 1Y
- —
- 3Y*
- —
- 5Y*
- —
- 10Y*
- —
- ALL TIME*
- —
WTFC
- 1D
- -0.07%
- 1M
- -1.02%
- 6M
- 8.96%
- YTD
- 14.93%
- 1Y
- 30.60%
- 3Y*
- 26.23%
- 5Y*
- 19.43%
- 10Y*
- 13.49%
- ALL TIME*
- 10.57%
Liquidity Comparison
| Position | Avg. Volume Value (2W) | Avg. Volume Value (1M) | Avg. Volume Value (3M) |
|---|---|---|---|
| $157.96M | $130.04M | $125.06M | |
| $113.87M | $111.72M | $85.47M |
PNFP vs. WTFC - Yearly Performance Comparison
| 2026 (YTD) | |
|---|---|
PNFP Pinnacle Financial Partners, Inc. | 11.87% |
WTFC Wintrust Financial Corporation | 14.93% |
Correlation
The correlation between PNFP and WTFC is 0.78, which is moderate. They have sometimes moved together and sometimes differently, sharing some price drivers without tracking each other closely.
| Correlation | |
|---|---|
Correlation (All Time) Calculated using the full available price history since Jan 2, 2026 | 0.78 |
Fundamentals
PNFP:
$15.89B
WTFC:
$10.76B
PNFP:
$8.55
WTFC:
$17.63
PNFP:
12.31
WTFC:
9.05
PNFP:
1.96
WTFC:
0.83
PNFP:
2.06
WTFC:
1.94
PNFP:
1.13
WTFC:
0.02
PNFP:
$4.90B
WTFC:
$4.20B
PNFP:
$3.31B
WTFC:
$2.05B
PNFP:
$1.07B
WTFC:
$1.01B
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Return for Risk
PNFP vs. WTFC — Risk / Return Rank
PNFP
Risk / return metrics aren't available yet — we need at least 12 months of trading data to calculate them.
WTFC
PNFP vs. WTFC - Risk-Adjusted Trends Comparison
This table presents a comparison of risk-adjusted performance metrics for Pinnacle Financial Partners, Inc. (PNFP) and Wintrust Financial Corporation (WTFC). Risk-adjusted metrics are performance indicators that assess an investment's returns in relation to its risk, enabling a more accurate comparison of different investment options.
Values are calculated on a 1-year rolling basis and updated daily. Risk-adjusted metrics are more stable over longer periods — use the period switch above to explore them.
| PNFP | WTFC | Difference | |
|---|---|---|---|
| Sharpe ratioReturn per unit of total volatility | — | — | |
| Sortino ratioReturn per unit of downside risk | — | — | |
| Omega ratioGain probability vs. loss probability | — | 1.19 | — |
| Calmar ratioReturn relative to maximum drawdown | — | 1.38 | — |
| Martin ratioReturn relative to average drawdown | — | 3.77 | — |
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Drawdowns
PNFP vs. WTFC - Drawdown Comparison
The maximum PNFP drawdown since its inception was -19.71%, smaller than the maximum WTFC drawdown of -83.58%. Use the drawdown chart below to compare losses from any high point for PNFP and WTFC.
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Drawdown Indicators
| PNFP | WTFC | Difference | |
|---|---|---|---|
Max DrawdownLargest peak-to-trough decline | -19.71% | -83.58% | +63.87% |
Max Drawdown (1Y)Largest decline over 1 year | — | -19.30% | — |
Max Drawdown (3Y)Largest decline over 3 years | — | -31.02% | — |
Max Drawdown (5Y)Largest decline over 5 years | — | -40.71% | — |
Max Drawdown (10Y)Largest decline over 10 years | — | -74.50% | — |
Current DrawdownCurrent decline from peak | -0.02% | -4.41% | +4.39% |
Average DrawdownAverage peak-to-trough decline | -6.18% | -23.06% | +16.88% |
Ulcer IndexDepth and duration of drawdowns from previous peaks | — | 7.08% | — |
Volatility
PNFP vs. WTFC - Volatility Comparison
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Volatility by Period
| PNFP | WTFC | Difference | |
|---|---|---|---|
Volatility (1M)Calculated over the trailing 1-month period | — | 5.85% | — |
Volatility (6M)Calculated over the trailing 6-month period | — | 17.54% | — |
Volatility (1Y)Calculated over the trailing 1-year period | 28.71% | 25.53% | +3.18% |
Volatility (5Y)Calculated over the trailing 5-year period, annualized | 28.71% | 31.50% | -2.79% |
Volatility (10Y)Calculated over the trailing 10-year period, annualized | 28.71% | 37.20% | -8.49% |
Dividends
PNFP vs. WTFC - Dividend Comparison
PNFP's dividend yield for the trailing twelve months is around 0.95%, less than WTFC's 1.32% yield.
| Position | TTM | 2025 | 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | 2015 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
PNFP Pinnacle Financial Partners, Inc. | 0.95% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% |
WTFC Wintrust Financial Corporation | 1.32% | 1.43% | 1.44% | 1.73% | 1.61% | 1.37% | 1.83% | 1.41% | 1.14% | 0.68% | 0.66% | 0.91% |
Financials
PNFP vs. WTFC - Financials Comparison
This section allows you to compare key financial metrics between Pinnacle Financial Partners, Inc. and Wintrust Financial Corporation. You can select fields from income statements, balance sheets, and cash flow statements to easily visualize and compare the financial health of both companies.
Total Revenue: Total amount of money received from sales and other business activities
PNFP vs. WTFC - Profitability Comparison
PNFP - Gross Margin
Gross margin is calculated as gross profit divided by revenue. For the three months ending on Aug 2026, Pinnacle Financial Partners, Inc. reported a gross profit of 1.04B and revenue of 1.71B. Therefore, the gross margin over that period was 60.6%.
WTFC - Gross Margin
Gross margin is calculated as gross profit divided by revenue. For the three months ending on Aug 2026, Wintrust Financial Corporation reported a gross profit of 0.00 and revenue of 961.41M. Therefore, the gross margin over that period was 0.0%.
PNFP - Operating Margin
Operating margin is calculated as operating income divided by revenue. For the three months ending on Aug 2026, Pinnacle Financial Partners, Inc. reported an operating income of 419.00M and revenue of 1.71B, resulting in an operating margin of 24.5%.
WTFC - Operating Margin
Operating margin is calculated as operating income divided by revenue. For the three months ending on Aug 2026, Wintrust Financial Corporation reported an operating income of 18.80M and revenue of 961.41M, resulting in an operating margin of 2.0%.
PNFP - Net Margin
Net margin is calculated as net income divided by revenue. For the three months ending on Aug 2026, Pinnacle Financial Partners, Inc. reported a net income of 328.00M and revenue of 1.71B, resulting in a net margin of 19.2%.
WTFC - Net Margin
Net margin is calculated as net income divided by revenue. For the three months ending on Aug 2026, Wintrust Financial Corporation reported a net income of 233.69M and revenue of 961.41M, resulting in a net margin of 24.3%.
Frequently Asked Questions
PNFP and WTFC have a correlation of 0.78, meaning they provide meaningful diversification benefit when combined. Depending on your allocation goals, holding both could reduce overall portfolio risk.
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