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PNFP vs. WTFC
Performance
Risk-Adjusted Performance
Dividends
Drawdowns
Volatility
Financials

Correlation

The correlation between PNFP and WTFC is 0.47, which is considered to be moderate. This suggests that the two assets have some degree of positive relationship in their price movements. Moderate correlation can be acceptable for portfolio diversification, offering a balance between risk and potential returns.


Performance

PNFP vs. WTFC - Performance Comparison

The chart below illustrates the hypothetical performance of a $10,000 investment in Pinnacle Financial Partners, Inc. (PNFP) and Wintrust Financial Corporation (WTFC). The values are adjusted to include any dividend payments, if applicable.

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Key characteristics

Sharpe Ratio

PNFP:

0.87

WTFC:

0.61

Sortino Ratio

PNFP:

1.41

WTFC:

1.13

Omega Ratio

PNFP:

1.19

WTFC:

1.15

Calmar Ratio

PNFP:

1.03

WTFC:

0.73

Martin Ratio

PNFP:

2.88

WTFC:

2.12

Ulcer Index

PNFP:

11.72%

WTFC:

10.76%

Daily Std Dev

PNFP:

39.17%

WTFC:

35.74%

Max Drawdown

PNFP:

-77.20%

WTFC:

-83.58%

Current Drawdown

PNFP:

-14.24%

WTFC:

-11.42%

Fundamentals

Market Cap

PNFP:

$8.19B

WTFC:

$7.77B

EPS

PNFP:

$6.16

WTFC:

$10.12

PE Ratio

PNFP:

17.13

WTFC:

11.48

PEG Ratio

PNFP:

0.60

WTFC:

4.57

PS Ratio

PNFP:

4.91

WTFC:

3.26

PB Ratio

PNFP:

1.29

WTFC:

1.26

Total Revenue (TTM)

PNFP:

$2.55B

WTFC:

$3.51B

Gross Profit (TTM)

PNFP:

$2.53B

WTFC:

$2.77B

EBITDA (TTM)

PNFP:

$747.77M

WTFC:

$887.74M

Returns By Period

In the year-to-date period, PNFP achieves a -2.63% return, which is significantly lower than WTFC's -1.62% return. Over the past 10 years, PNFP has underperformed WTFC with an annualized return of 9.69%, while WTFC has yielded a comparatively higher 10.95% annualized return.


PNFP

YTD

-2.63%

1M

23.47%

6M

-12.15%

1Y

33.86%

5Y*

28.77%

10Y*

9.69%

WTFC

YTD

-1.62%

1M

23.94%

6M

-7.77%

1Y

21.62%

5Y*

33.32%

10Y*

10.95%

*Annualized

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Risk-Adjusted Performance

PNFP vs. WTFC — Risk-Adjusted Performance Rank

Compare risk-adjusted metric ranks to identify better-performing investments over the past 12 months.

PNFP
The Risk-Adjusted Performance Rank of PNFP is 7979
Overall Rank
The Sharpe Ratio Rank of PNFP is 8080
Sharpe Ratio Rank
The Sortino Ratio Rank of PNFP is 7676
Sortino Ratio Rank
The Omega Ratio Rank of PNFP is 7676
Omega Ratio Rank
The Calmar Ratio Rank of PNFP is 8484
Calmar Ratio Rank
The Martin Ratio Rank of PNFP is 7878
Martin Ratio Rank

WTFC
The Risk-Adjusted Performance Rank of WTFC is 7272
Overall Rank
The Sharpe Ratio Rank of WTFC is 7373
Sharpe Ratio Rank
The Sortino Ratio Rank of WTFC is 7070
Sortino Ratio Rank
The Omega Ratio Rank of WTFC is 6969
Omega Ratio Rank
The Calmar Ratio Rank of WTFC is 7878
Calmar Ratio Rank
The Martin Ratio Rank of WTFC is 7272
Martin Ratio Rank
The risk-adjusted ranks indicate the investment's position relative to the market. A rank closer to 100 signifies top-performing investments, while a rank closer to 0 might suggest underperformance, based on the selected ratio. The values are calculated based on the past 12 months of returns.

PNFP vs. WTFC - Risk-Adjusted Performance Comparison

This table presents a comparison of risk-adjusted performance metrics for Pinnacle Financial Partners, Inc. (PNFP) and Wintrust Financial Corporation (WTFC). Risk-adjusted metrics are performance indicators that assess an investment's returns in relation to its risk, enabling a more accurate comparison of different investment options.


The current PNFP Sharpe Ratio is 0.87, which is higher than the WTFC Sharpe Ratio of 0.61. The chart below compares the historical Sharpe Ratios of PNFP and WTFC, offering insights into how both investments have performed under varying market conditions. These values are calculated using daily returns over the previous 12 months.


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Dividends

PNFP vs. WTFC - Dividend Comparison

PNFP's dividend yield for the trailing twelve months is around 0.83%, less than WTFC's 1.56% yield.


TTM20242023202220212020201920182017201620152014
PNFP
Pinnacle Financial Partners, Inc.
0.83%0.77%1.01%1.20%0.75%0.99%1.00%1.26%0.84%0.81%0.93%0.81%
WTFC
Wintrust Financial Corporation
1.56%1.44%1.73%1.61%1.37%1.83%1.41%1.14%0.68%0.66%0.91%0.86%

Drawdowns

PNFP vs. WTFC - Drawdown Comparison

The maximum PNFP drawdown since its inception was -77.20%, smaller than the maximum WTFC drawdown of -83.58%. Use the drawdown chart below to compare losses from any high point for PNFP and WTFC. For additional features, visit the drawdowns tool.


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Volatility

PNFP vs. WTFC - Volatility Comparison

The current volatility for Pinnacle Financial Partners, Inc. (PNFP) is 8.35%, while Wintrust Financial Corporation (WTFC) has a volatility of 8.83%. This indicates that PNFP experiences smaller price fluctuations and is considered to be less risky than WTFC based on this measure. The chart below showcases a comparison of their rolling one-month volatility.


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Financials

PNFP vs. WTFC - Financials Comparison

This section allows you to compare key financial metrics between Pinnacle Financial Partners, Inc. and Wintrust Financial Corporation. You can select fields from income statements, balance sheets, and cash flow statements to easily visualize and compare the financial health of both companies.


Quarterly
Annual

Total Revenue: Total amount of money received from sales and other business activities


0.00200.00M400.00M600.00M800.00M1.00B20212022202320242025
766.59M
1.00B
(PNFP) Total Revenue
(WTFC) Total Revenue
Values in USD except per share items

PNFP vs. WTFC - Profitability Comparison

The chart below illustrates the profitability comparison between Pinnacle Financial Partners, Inc. and Wintrust Financial Corporation over time, highlighting three key metrics: Gross Profit Margin, Operating Margin, and Net Profit Margin.

Gross Margin
Operating Margin
Net Margin
Quarterly
Annual

60.0%70.0%80.0%90.0%100.0%20212022202320242025
60.4%
64.1%
(PNFP) Gross Margin
(WTFC) Gross Margin
PNFP - Gross Margin

Gross margin is calculated as gross profit divided by revenue. For the three months ending on May 2025, Pinnacle Financial Partners, Inc. reported a gross profit of 462.85M and revenue of 766.59M. Therefore, the gross margin over that period was 60.4%.

WTFC - Gross Margin

Gross margin is calculated as gross profit divided by revenue. For the three months ending on May 2025, Wintrust Financial Corporation reported a gross profit of 643.11M and revenue of 1.00B. Therefore, the gross margin over that period was 64.1%.

PNFP - Operating Margin

Operating margin is calculated as operating income divided by revenue. For the three months ending on May 2025, Pinnacle Financial Partners, Inc. reported an operating income of 170.41M and revenue of 766.59M, resulting in an operating margin of 22.2%.

WTFC - Operating Margin

Operating margin is calculated as operating income divided by revenue. For the three months ending on May 2025, Wintrust Financial Corporation reported an operating income of 253.06M and revenue of 1.00B, resulting in an operating margin of 25.2%.

PNFP - Net Margin

Net margin is calculated as net income divided by revenue. For the three months ending on May 2025, Pinnacle Financial Partners, Inc. reported a net income of 140.41M and revenue of 766.59M, resulting in a net margin of 18.3%.

WTFC - Net Margin

Net margin is calculated as net income divided by revenue. For the three months ending on May 2025, Wintrust Financial Corporation reported a net income of 189.04M and revenue of 1.00B, resulting in a net margin of 18.8%.