PNFP vs. VTI

Last updated Jun 24, 2026

PNFP (Pinnacle Financial Partners, Inc.) is a stock, while VTI (Vanguard Total Stock Market ETF) is Large Cap Blend Equities fund tracking the CRSP US Total Market Index. At a 0.43 correlation, their price movements are largely independent.

Performance

PNFP vs. VTI - Performance Comparison

The chart below illustrates the hypothetical performance of a $10,000 investment in Pinnacle Financial Partners, Inc. (PNFP) and Vanguard Total Stock Market ETF (VTI). The values are adjusted to include any dividend payments, if applicable.

Returns By Period

PNFP

• 1D: -0.46%
• 1M: -1.15%
• YTD: —
• 6M: —
• 1Y: —
• 3Y*: —
• 5Y*: —
• 10Y*: —

VTI

• 1D: -1.39%
• 1M: -0.84%
• YTD: 8.82%
• 6M: 7.71%
• 1Y: 24.22%
• 3Y*: 20.62%
• 5Y*: 11.90%
• 10Y*: 15.14%

*Multi-year figures are annualized to reflect compound growth (CAGR)

PNFP vs. VTI - Yearly Performance Comparison

	2026 (YTD)
PNFP Pinnacle Financial Partners, Inc.	2.09%
VTI Vanguard Total Stock Market ETF	8.82%

Correlation

The correlation between PNFP and VTI is 0.43, which is low. Their price movements are largely independent, making them effective diversification partners.

	Correlation
Correlation (All Time) Calculated using the full available price history since Jan 2, 2026	0.43

Return for Risk

PNFP vs. VTI — Risk / Return Rank

Compare risk-adjusted metric ranks to identify better-performing investments over the past 12 months.

PNFP

Risk / return metrics aren't available yet — we need at least 12 months of trading data to calculate them.

VTI

VTI Risk / Return Rank: 59
VTI Sharpe Ratio Rank: 58
VTI Sortino Ratio Rank: 56
VTI Omega Ratio Rank: 57
VTI Calmar Ratio Rank: 57
VTI Martin Ratio Rank: 68

The rank (0–100) shows how this investment's returns compare to the risk taken. Higher = better. Based on the past 12 months of data, combining Sharpe, Sortino, and other metrics used by quantitative funds and institutional investors.

PNFP vs. VTI - Risk-Adjusted Trends Comparison

This table presents a comparison of risk-adjusted performance metrics for Pinnacle Financial Partners, Inc. (PNFP) and Vanguard Total Stock Market ETF (VTI). Risk-adjusted metrics are performance indicators that assess an investment's returns in relation to its risk, enabling a more accurate comparison of different investment options.

Values are calculated on a 1-year rolling basis and updated daily. Risk-adjusted metrics are more stable over longer periods — use the period switch above to explore them.

	PNFP	VTI	Difference
Sharpe ratio: Return per unit of total volatility	—	1.90	—
Sortino ratio: Return per unit of downside risk	—	2.59	—
Omega ratio: Gain probability vs. loss probability	—	1.34	—
Calmar ratio: Return relative to maximum drawdown	—	2.73	—
Martin ratio: Return relative to average drawdown	—	12.14	—

Drawdowns

PNFP vs. VTI - Drawdown Comparison

The maximum PNFP drawdown since its inception was -19.71%, smaller than the maximum VTI drawdown of -55.45%. Use the drawdown chart below to compare losses from any high point for PNFP and VTI.

Drawdown Indicators

	PNFP	VTI	Difference
Max Drawdown Largest peak-to-trough decline	-19.71%	-55.45%	+35.74%
Max Drawdown (1Y) Largest decline over 1 year	—	-8.92%	—
Max Drawdown (3Y) Largest decline over 3 years	—	-19.30%	—
Max Drawdown (5Y) Largest decline over 5 years	—	-25.36%	—
Max Drawdown (10Y) Largest decline over 10 years	—	-35.00%	—
Current Drawdown Current decline from peak	-5.62%	-2.85%	-2.77%
Average Drawdown Average peak-to-trough decline	-7.17%	-8.01%	+0.84%
Ulcer Index Depth and duration of drawdowns from previous peaks	—	2.00%	—

Volatility

Volatility by Period

	PNFP	VTI	Difference
Volatility (1M) Calculated over the trailing 1-month period	—	4.95%	—
Volatility (6M) Calculated over the trailing 6-month period	—	10.05%	—
Volatility (1Y) Calculated over the trailing 1-year period	29.26%	12.83%	+16.43%
Volatility (5Y) Calculated over the trailing 5-year period, annualized	29.26%	17.51%	+11.75%
Volatility (10Y) Calculated over the trailing 10-year period, annualized	29.26%	18.32%	+10.94%

Dividends

PNFP vs. VTI - Dividend Comparison

PNFP's dividend yield for the trailing twelve months is around 1.04%, which matches VTI's 1.04% yield.

Position	TTM	2025	2024	2023	2022	2021	2020	2019	2018	2017	2016	2015
PNFP Pinnacle Financial Partners, Inc.	1.04%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%
VTI Vanguard Total Stock Market ETF	1.04%	1.12%	1.27%	1.44%	1.66%	1.21%	1.42%	1.78%	2.04%	1.71%	1.92%	1.98%

Frequently Asked Questions

Can I hold both PNFP and VTI in my portfolio?

PNFP and VTI have a correlation of 0.43, meaning they provide meaningful diversification benefit when combined. Depending on your allocation goals, holding both could reduce overall portfolio risk.