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Pinnacle Financial Partners, Inc. (PNFP)
Performance
Risk-Adjusted Performance
Dividends
Drawdowns
Volatility
Financials

Company Info

ISIN

US72346Q1040

CUSIP

72346Q104

IPO Date

Aug 22, 2000

Highlights

Market Cap

$8.19B

EPS (TTM)

$6.16

PE Ratio

17.13

PEG Ratio

0.60

Total Revenue (TTM)

$2.55B

Gross Profit (TTM)

$2.53B

EBITDA (TTM)

$747.77M

Year Range

$72.98 - $131.35

Target Price

$115.60

Short %

1.74%

Short Ratio

1.76

Share Price Chart


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Compare to other instruments

Search for stocks, ETFs, and funds for a quick comparison or use the comparison tool for more options.


Performance

Performance Chart


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Returns By Period

Pinnacle Financial Partners, Inc. (PNFP) returned -7.34% year-to-date (YTD) and 27.53% over the past 12 months. Over the past 10 years, PNFP returned 9.19% annually, underperforming the S&P 500 benchmark at 10.45%.


PNFP

YTD

-7.34%

1M

9.82%

6M

-12.44%

1Y

27.53%

5Y*

22.88%

10Y*

9.19%

^GSPC (Benchmark)

YTD

-3.77%

1M

3.72%

6M

-5.60%

1Y

8.55%

5Y*

14.11%

10Y*

10.45%

*Annualized

Monthly Returns

The table below presents the monthly returns of PNFP, with color gradation from worst to best to easily spot seasonal factors. Returns are adjusted for dividends.


JanFebMarAprMayJunJulAugSepOctNovDecTotal
20259.07%-8.25%-7.19%-5.47%5.54%-7.34%
20241.33%-6.17%3.82%-10.69%3.96%0.67%20.34%3.62%-1.61%7.64%20.79%-10.01%32.44%
20237.26%-5.63%-25.55%-1.69%-9.88%16.44%33.98%-12.04%0.72%-6.98%16.78%20.19%20.49%
20221.27%4.75%-8.90%-15.78%5.27%-11.19%9.39%2.32%0.48%2.33%1.36%-12.50%-22.33%
20216.41%18.75%9.23%-1.15%3.95%-2.89%1.50%8.37%-2.93%2.65%-1.02%0.09%49.54%
2020-7.72%-10.64%-28.69%7.64%-0.99%5.37%-5.64%1.23%-10.91%28.66%18.72%18.91%2.06%
201916.98%9.15%-6.80%6.16%-8.56%8.56%5.67%-13.06%7.75%3.92%4.42%4.20%40.36%
2018-4.52%2.20%-0.54%-0.23%4.91%-8.50%1.87%3.51%-6.82%-13.05%9.99%-19.62%-29.79%
2017-3.54%4.03%-4.25%-3.69%-5.81%4.41%1.75%-2.45%7.64%-1.12%3.92%-3.42%-3.50%
2016-2.94%-6.71%5.80%0.22%0.31%-0.67%8.72%7.03%-4.60%-4.59%25.34%7.44%36.46%
2015-9.10%17.23%5.86%7.45%3.90%9.82%-2.35%-10.47%4.20%6.50%3.48%-5.47%31.23%
20140.34%10.81%3.91%-7.79%0.09%14.37%-6.28%-2.86%0.67%8.59%-3.70%4.96%22.67%

Risk-Adjusted Performance

Risk-Adjusted Performance Rank

With an overall rank of 76, PNFP is among the top 24% of stocks on our website when it comes to balancing risk and reward. Below is a breakdown of how it compares using common performance measures.


The Risk-Adjusted Performance Rank of PNFP is 7676
Overall Rank
The Sharpe Ratio Rank of PNFP is 7878
Sharpe Ratio Rank
The Sortino Ratio Rank of PNFP is 7272
Sortino Ratio Rank
The Omega Ratio Rank of PNFP is 7272
Omega Ratio Rank
The Calmar Ratio Rank of PNFP is 8282
Calmar Ratio Rank
The Martin Ratio Rank of PNFP is 7676
Martin Ratio Rank
The risk-adjusted ranks indicate the investment's position relative to the market. A rank closer to 100 signifies top-performing investments, while a rank closer to 0 might suggest underperformance, based on the selected ratio. The values are calculated based on the past 12 months of returns.

Risk-Adjusted Performance Indicators

The charts below present risk-adjusted performance metrics for Pinnacle Financial Partners, Inc. (PNFP) and compare them to a chosen benchmark (^GSPC). These indicators evaluate an investment's returns against its associated risks.


The Sharpe ratio helps investors understand how much return they're getting for the level of risk taken. A higher Sharpe ratio indicates better risk-adjusted performance, meaning more reward for each unit of risk.

Pinnacle Financial Partners, Inc. Sharpe ratios as of May 10, 2025 (values are recalculated daily):

  • 1-Year: 0.72
  • 5-Year: 0.57
  • 10-Year: 0.25
  • All Time: 0.33

These values reflect how efficiently the investment has delivered returns relative to its volatility over different time periods. All figures are annualized and based on daily total returns (including price changes and dividends).

The chart below shows the rolling Sharpe ratio of Pinnacle Financial Partners, Inc. compared to the selected benchmark. This view highlights how the investment's risk-adjusted performance has changed over time. For deeper analysis or to customize the calculation, use the Sharpe ratio tool.


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Dividends

Dividend History

Pinnacle Financial Partners, Inc. provided a 0.87% dividend yield over the last twelve months, with an annual payout of $0.92 per share. The company has been increasing its dividends for 11 consecutive years.


0.80%0.90%1.00%1.10%1.20%1.30%$0.00$0.20$0.40$0.60$0.8020142015201620172018201920202021202220232024
Dividends
Dividend Yield
PeriodTTM20242023202220212020201920182017201620152014
Dividend$0.92$0.88$0.88$0.88$0.72$0.64$0.64$0.58$0.56$0.56$0.48$0.32

Dividend yield

0.87%0.77%1.01%1.20%0.75%0.99%1.00%1.26%0.84%0.81%0.93%0.81%

Monthly Dividends

The table displays the monthly dividend distributions for Pinnacle Financial Partners, Inc.. The dividends shown in the table have been adjusted to account for any splits that may have occurred.


JanFebMarAprMayJunJulAugSepOctNovDecTotal
2025$0.00$0.24$0.00$0.00$0.24$0.48
2024$0.00$0.22$0.00$0.00$0.22$0.00$0.00$0.22$0.00$0.00$0.22$0.00$0.88
2023$0.00$0.22$0.00$0.00$0.22$0.00$0.00$0.22$0.00$0.00$0.22$0.00$0.88
2022$0.00$0.22$0.00$0.00$0.22$0.00$0.00$0.22$0.00$0.00$0.22$0.00$0.88
2021$0.00$0.18$0.00$0.00$0.18$0.00$0.00$0.18$0.00$0.00$0.18$0.00$0.72
2020$0.00$0.16$0.00$0.16$0.00$0.00$0.00$0.16$0.00$0.00$0.16$0.00$0.64
2019$0.16$0.00$0.00$0.00$0.16$0.00$0.00$0.16$0.00$0.16$0.00$0.00$0.64
2018$0.00$0.14$0.00$0.00$0.14$0.00$0.00$0.14$0.00$0.00$0.16$0.00$0.58
2017$0.00$0.14$0.00$0.00$0.14$0.00$0.00$0.14$0.00$0.00$0.14$0.00$0.56
2016$0.00$0.14$0.00$0.00$0.14$0.00$0.00$0.14$0.00$0.00$0.14$0.00$0.56
2015$0.00$0.12$0.00$0.12$0.00$0.00$0.00$0.12$0.00$0.00$0.12$0.00$0.48
2014$0.08$0.00$0.00$0.08$0.00$0.00$0.08$0.00$0.00$0.08$0.00$0.32

Dividend Yield & Payout


Dividend Yield

Pinnacle Financial Partners, Inc. has a dividend yield of 0.87%, which signifies it pays a smaller percentage of its stock price in dividends to its shareholders compared to other companies in the market.

Payout Ratio

Pinnacle Financial Partners, Inc. has a payout ratio of 14.60%, which is below the market average. This means Pinnacle Financial Partners, Inc. returns a smaller proportion of its earnings to shareholders as dividends, suggesting it retains a higher portion for reinvestment, growth, or debt payment.

Drawdowns

Drawdowns Chart

The Drawdowns chart displays portfolio losses from any high point along the way. Drawdowns are calculated considering price movements and all distributions paid, if any.


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Worst Drawdowns

The table below displays the maximum drawdowns of the Pinnacle Financial Partners, Inc.. A maximum drawdown is a measure of risk, indicating the largest reduction in portfolio value due to a series of losing trades.

The maximum drawdown for the Pinnacle Financial Partners, Inc. was 77.20%, occurring on Sep 23, 2010. Recovery took 874 trading sessions.

The current Pinnacle Financial Partners, Inc. drawdown is 18.38%.


Depth

Start

To Bottom

Bottom

To Recover

End

Total

-77.2%Sep 18, 20061012Sep 23, 2010874Mar 17, 20141886
-57.43%Jan 18, 2022326May 4, 2023380Nov 6, 2024706
-53.63%Feb 17, 2017778Mar 23, 2020200Jan 6, 2021978
-48.05%Aug 24, 200056Dec 12, 2000134Dec 24, 2001190
-32.74%Nov 26, 202488Apr 4, 2025

Volatility

Volatility Chart

The chart below shows the rolling one-month volatility.


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Financials

Financial Performance

The chart below illustrates the trends in the financial health of Pinnacle Financial Partners, Inc. over time, highlighting three key metrics: Total Revenue, Earnings Before Interest and Taxes (EBIT), and Net Income.


Annual
Quarterly

0.0

Earnings Per Share

The chart presents the Earnings Per Share (EPS) performance of Pinnacle Financial Partners, Inc., comparing actual results with analytics estimates. The company has exceeded analyst expectations for EPS in the past quarter, achieving a 5.6% positive surprise.


1.001.502.0020212022202320242025
1.90
1.80
Actual
Estimate

Valuation

The Valuation section provides an overview of how Pinnacle Financial Partners, Inc. is priced in the market compared to other companies in the Banks - Regional industry. It includes key financial ratios that help investors assess whether the stock is undervalued or overvalued.


PE Ratio

The chart displays the Price-to-Earnings (P/E) ratio for PNFP, comparing it with other companies in the Banks - Regional industry. Currently, PNFP has a P/E ratio of 17.1. This P/E ratio is significantly higher than those of industry peers. This could indicate that the stock is overvalued or that investors expect strong future growth.

PEG Ratio

The chart shows the Price/Earnings to Growth (PEG) ratio for PNFP compared to other companies in the Banks - Regional industry. PNFP currently has a PEG ratio of 0.6. This PEG ratio is low compared to industry peers, which could indicate the stock is undervalued relative to its expected growth.

PS Ratio

This chart shows the Price-to-Sales (P/S) ratio for PNFP relative to other companies in the Banks - Regional industry. Currently, PNFP has a P/S ratio of 4.9. This P/S ratio is high relative to other companies in the industry. It could mean the stock is overvalued, or that investors expect strong future growth and profitability.

PB Ratio

The chart illustrates the Price-to-Book (P/B) ratio for PNFP in comparison with other companies in the Banks - Regional industry. Currently, PNFP has a P/B value of 1.3. This P/B ratio is higher than most companies in the industry. It may suggest the stock is overvalued or that investors expect the company to generate high returns on its assets.

Income Statement



TTM
Revenue

Total Revenue

Cost Of Revenue

Gross Profit

Operating Expenses

Selling, General & Admin Expenses

R&D Expenses

Depreciation And Amortization

Total Operating Expenses

Income

Income Before Tax

Operating Income

EBITDA

EBIT

Earnings From Continuing Operations

Net Income

Income Tax Expense

Other Non-Operating Income (Expenses)

Extraordinary Items

Discontinued Operations

Effect Of Accounting Charges

Non Recurring

Minority Interest

Other Items

Interest Income

Interest Expense

Net Interest Income

Values in undefined except per share items