MCB vs. PNFP

Last updated Jun 4, 2026

MCB (Metropolitan Bank Holding Corp.) and PNFP (Pinnacle Financial Partners, Inc.) are both stocks. Both operate in the Banks - Regional industry within the Financial Services sector. A 0.68 correlation means they provide meaningful diversification when combined.

Performance

MCB vs. PNFP - Performance Comparison

The chart below illustrates the hypothetical performance of a $10,000 investment in Metropolitan Bank Holding Corp. (MCB) and Pinnacle Financial Partners, Inc. (PNFP). The values are adjusted to include any dividend payments, if applicable.

Returns By Period

MCB

• 1D: -3.19%
• 1M: -0.80%
• YTD: 14.79%
• 6M: 14.22%
• 1Y: 35.23%
• 3Y*: 42.93%
• 5Y*: 6.21%
• 10Y*: —

PNFP

• 1D: -2.97%
• 1M: -4.37%
• YTD: —
• 6M: —
• 1Y: —
• 3Y*: —
• 5Y*: —
• 10Y*: —

*Multi-year figures are annualized to reflect compound growth (CAGR)

MCB vs. PNFP - Yearly Performance Comparison

	2026 (YTD)
MCB Metropolitan Bank Holding Corp.	13.88%
PNFP Pinnacle Financial Partners, Inc.	-0.69%

Correlation

The correlation between MCB and PNFP is 0.68, which is moderate. They share some common price drivers but move independently often enough to provide real diversification benefit when combined.

	Correlation
Correlation (All Time) Calculated using the full available price history since Jan 5, 2026	0.68

Fundamentals

Market Cap MCB : $938.06M PNFP : $14.12B
EPS MCB : $8.12 PNFP : $6.80
PE Ratio MCB : 10.74 PNFP : 13.75
PEG Ratio MCB : 5.24 PNFP : 2.19
PS Ratio MCB : 1.71 PNFP : 2.23
PB Ratio MCB : 0.99 PNFP : 1.02
Total Revenue (TTM) MCB : $539.67M PNFP : $4.01B
Gross Profit (TTM) MCB : $211.43M PNFP : $2.75B
EBITDA (TTM) MCB : $72.78M PNFP : $877.12M

Return for Risk

MCB vs. PNFP — Risk / Return Rank

Compare risk-adjusted metric ranks to identify better-performing investments over the past 12 months.

MCB

MCB Risk / Return Rank: 71
MCB Sharpe Ratio Rank: 73
MCB Sortino Ratio Rank: 69
MCB Omega Ratio Rank: 68
MCB Calmar Ratio Rank: 73
MCB Martin Ratio Rank: 72

The rank (0–100) shows how this investment's returns compare to the risk taken. Higher = better. Based on the past 12 months of data, combining Sharpe, Sortino, and other metrics used by quantitative funds and institutional investors.

MCB vs. PNFP - Risk-Adjusted Trends Comparison

This table presents a comparison of risk-adjusted performance metrics for Metropolitan Bank Holding Corp. (MCB) and Pinnacle Financial Partners, Inc. (PNFP). Risk-adjusted metrics are performance indicators that assess an investment's returns in relation to its risk, enabling a more accurate comparison of different investment options.

	MCB	PNFP	Difference
Sharpe ratio Return per unit of total volatility	1.06	—	—
Sortino ratio Return per unit of downside risk	1.70	—	—
Omega ratio Gain probability vs. loss probability	1.22	—	—
Calmar ratio Return relative to maximum drawdown	1.89	—	—
Martin ratio Return relative to average drawdown	4.24	—	—
Data is calculated on a 1-year rolling basis and updated daily. The trend shows the change in the indicator over the past month.

Sharpe Ratios by Period

	MCB	PNFP	Difference
Sharpe Ratio (1Y) Calculated over the trailing 1-year period	1.06	—	—
Sharpe Ratio (5Y) Calculated over the trailing 5-year period	0.11	—	—
Sharpe Ratio (All Time) Calculated using the full available price history	0.19	-0.06	+0.24

Drawdowns

MCB vs. PNFP - Drawdown Comparison

The maximum MCB drawdown since its inception was -82.30%, which is greater than PNFP's maximum drawdown of -19.71%. Use the drawdown chart below to compare losses from any high point for MCB and PNFP.

Drawdown Indicators

	MCB	PNFP	Difference
Max Drawdown Largest peak-to-trough decline	-82.30%	-19.71%	-62.59%
Max Drawdown (1Y) Largest decline over 1 year	-18.71%	—	—
Max Drawdown (3Y) Largest decline over 3 years	-42.34%	—	—
Max Drawdown (5Y) Largest decline over 5 years	-82.30%	—	—
Current Drawdown Current decline from peak	-21.56%	-8.10%	-13.46%
Average Drawdown Average peak-to-trough decline	-33.54%	-7.41%	-26.13%
Ulcer Index Depth and duration of drawdowns from previous peaks	8.34%	—	—

Volatility

Volatility by Period

	MCB	PNFP	Difference
Volatility (1M) Calculated over the trailing 1-month period	7.61%	—	—
Volatility (6M) Calculated over the trailing 6-month period	24.76%	—	—
Volatility (1Y) Calculated over the trailing 1-year period	33.35%	29.67%	+3.68%
Volatility (5Y) Calculated over the trailing 5-year period, annualized	58.95%	29.67%	+29.28%
Volatility (10Y) Calculated over the trailing 10-year period, annualized	56.32%	29.67%	+26.65%

Dividends

MCB vs. PNFP - Dividend Comparison

MCB's dividend yield for the trailing twelve months is around 0.86%, less than PNFP's 1.07% yield.

Position	TTM	2025
MCB Metropolitan Bank Holding Corp.	0.86%	0.39%
PNFP Pinnacle Financial Partners, Inc.	1.07%	0.00%

Financials

MCB vs. PNFP - Profitability Comparison

The chart below illustrates the profitability comparison between Metropolitan Bank Holding Corp. and Pinnacle Financial Partners, Inc. over time, highlighting three key metrics: Gross Profit Margin, Operating Margin, and Net Profit Margin.

MCB - Gross Margin

Gross margin is calculated as gross profit divided by revenue. For the three months ending on Jun 2026, Metropolitan Bank Holding Corp. reported a gross profit of 0.00 and revenue of 134.93M. Therefore, the gross margin over that period was 0.0%.

PNFP - Gross Margin

Gross margin is calculated as gross profit divided by revenue. For the three months ending on Jun 2026, Pinnacle Financial Partners, Inc. reported a gross profit of 1.22B and revenue of 1.80B. Therefore, the gross margin over that period was 67.7%.

MCB - Operating Margin

Operating margin is calculated as operating income divided by revenue. For the three months ending on Jun 2026, Metropolitan Bank Holding Corp. reported an operating income of 0.00 and revenue of 134.93M, resulting in an operating margin of 0.0%.

PNFP - Operating Margin

Operating margin is calculated as operating income divided by revenue. For the three months ending on Jun 2026, Pinnacle Financial Partners, Inc. reported an operating income of 189.00M and revenue of 1.80B, resulting in an operating margin of 10.5%.

MCB - Net Margin

Net margin is calculated as net income divided by revenue. For the three months ending on Jun 2026, Metropolitan Bank Holding Corp. reported a net income of 31.43M and revenue of 134.93M, resulting in a net margin of 23.3%.

PNFP - Net Margin

Net margin is calculated as net income divided by revenue. For the three months ending on Jun 2026, Pinnacle Financial Partners, Inc. reported a net income of 150.00M and revenue of 1.80B, resulting in a net margin of 8.3%.

Frequently Asked Questions

Can I hold both MCB and PNFP in my portfolio?

MCB and PNFP have a correlation of 0.68, meaning they provide meaningful diversification benefit when combined. Depending on your allocation goals, holding both could reduce overall portfolio risk.