FCFS vs. ICSH
FCFS (FirstCash, Inc.) is a stock, while ICSH (iShares Ultra Short Duration Bond Active ETF) is Ultrashort Bond fund tracking the ICE BofA US 6-Month Treasury Bill Index (USD). Over the past 10 years, FCFS returned 18.83%/yr vs 2.76%/yr for ICSH. At a 0.01 correlation, their price movements are largely independent.
Performance
FCFS vs. ICSH - Performance Comparison
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Returns By Period
In the year-to-date period, FCFS achieves a 38.75% return, which is significantly higher than ICSH's 1.45% return. Over the past 10 years, FCFS has outperformed ICSH with an annualized return of 18.83%, while ICSH has yielded a comparatively lower 2.76% annualized return.
FCFS
- 1D
- 5.24%
- 1M
- -0.40%
- YTD
- 38.75%
- 6M
- 36.27%
- 1Y
- 75.73%
- 3Y*
- 31.59%
- 5Y*
- 23.45%
- 10Y*
- 18.83%
ICSH
- 1D
- 0.00%
- 1M
- 0.34%
- YTD
- 1.45%
- 6M
- 1.79%
- 1Y
- 4.36%
- 3Y*
- 5.20%
- 5Y*
- 3.67%
- 10Y*
- 2.76%
FCFS vs. ICSH - Yearly Performance Comparison
| 2026 (YTD) | 2025 | 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | |
|---|---|---|---|---|---|---|---|---|---|---|
FCFS FirstCash, Inc. | 38.75% | 55.68% | -3.20% | 26.45% | 18.03% | 8.47% | -11.74% | 12.72% | 8.48% | 45.56% |
ICSH iShares Ultra Short Duration Bond Active ETF | 1.45% | 4.96% | 5.52% | 5.58% | 0.97% | 0.16% | 1.61% | 3.17% | 2.25% | 1.63% |
Correlation
The correlation between FCFS and ICSH is -0.07, meaning there is essentially no relationship between their price movements. Each responds to its own set of market drivers, making them strong candidates for combining in a diversified portfolio.
| Correlation | |
|---|---|
Correlation (1Y) Calculated over the trailing 1-year period | -0.07 |
Correlation (3Y) Calculated over the trailing 3-year period | -0.00 |
Correlation (5Y) Calculated over the trailing 5-year period | 0.05 |
Correlation (10Y) Calculated over the trailing 10-year period | 0.01 |
Correlation (All Time) Calculated using the full available price history since Dec 16, 2013 | 0.01 |
The correlation between FCFS and ICSH shifts across timeframes, from -0.07 (1 year) to 0.05 (5 years), reflecting how their relationship changes across market environments.
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Return for Risk
FCFS vs. ICSH — Risk / Return Rank
FCFS
ICSH
FCFS vs. ICSH - Risk-Adjusted Trends Comparison
This table presents a comparison of risk-adjusted performance metrics for FirstCash, Inc. (FCFS) and iShares Ultra Short Duration Bond Active ETF (ICSH). Risk-adjusted metrics are performance indicators that assess an investment's returns in relation to its risk, enabling a more accurate comparison of different investment options.
| FCFS | ICSH | Difference | |
|---|---|---|---|
| Sharpe ratioReturn per unit of total volatility | -8.56 | ||
| Sortino ratioReturn per unit of downside risk | -25.24 | ||
| Omega ratioGain probability vs. loss probability | 1.45 | 6.79 | -5.35 |
| Calmar ratioReturn relative to maximum drawdown | 5.97 | 44.30 | -38.33 |
| Martin ratioReturn relative to average drawdown | 25.71 | 297.17 | -271.46 |
Data is calculated on a 1-year rolling basis and updated daily. The trend shows the change in the indicator over the past month. | |||
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Sharpe Ratios by Period
| FCFS | ICSH | Difference | |
|---|---|---|---|
Sharpe Ratio (1Y)Calculated over the trailing 1-year period | 2.67 | 11.22 | -8.56 |
Sharpe Ratio (5Y)Calculated over the trailing 5-year period | 0.80 | 7.64 | -6.83 |
Sharpe Ratio (10Y)Calculated over the trailing 10-year period | 0.62 | 2.62 | -2.00 |
Sharpe Ratio (All Time)Calculated using the full available price history | 0.34 | 1.93 | -1.60 |
Drawdowns
FCFS vs. ICSH - Drawdown Comparison
The maximum FCFS drawdown since its inception was -90.26%, which is greater than ICSH's maximum drawdown of -3.94%. Use the drawdown chart below to compare losses from any high point for FCFS and ICSH.
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Drawdown Indicators
| FCFS | ICSH | Difference | |
|---|---|---|---|
Max DrawdownLargest peak-to-trough decline | -90.26% | -3.94% | -86.32% |
Max Drawdown (1Y)Largest decline over 1 year | -12.75% | -0.10% | -12.65% |
Max Drawdown (3Y)Largest decline over 3 years | -23.38% | -0.10% | -23.28% |
Max Drawdown (5Y)Largest decline over 5 years | -35.70% | -0.73% | -34.97% |
Max Drawdown (10Y)Largest decline over 10 years | -50.16% | -3.94% | -46.22% |
Current DrawdownCurrent decline from peak | -5.31% | 0.00% | -5.31% |
Average DrawdownAverage peak-to-trough decline | -24.26% | -0.08% | -24.18% |
Ulcer IndexDepth and duration of drawdowns from previous peaks | 2.96% | 0.01% | +2.95% |
Volatility
FCFS vs. ICSH - Volatility Comparison
FirstCash, Inc. (FCFS) has a higher volatility of 9.13% compared to iShares Ultra Short Duration Bond Active ETF (ICSH) at 0.15%. This indicates that FCFS's price experiences larger fluctuations and is considered to be riskier than ICSH based on this measure. The chart below showcases a comparison of their rolling one-month volatility.
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Volatility by Period
| FCFS | ICSH | Difference | |
|---|---|---|---|
Volatility (1M)Calculated over the trailing 1-month period | 9.13% | 0.15% | +8.98% |
Volatility (6M)Calculated over the trailing 6-month period | 19.07% | 0.30% | +18.77% |
Volatility (1Y)Calculated over the trailing 1-year period | 28.56% | 0.39% | +28.17% |
Volatility (5Y)Calculated over the trailing 5-year period, annualized | 29.36% | 0.48% | +28.88% |
Volatility (10Y)Calculated over the trailing 10-year period, annualized | 30.53% | 1.06% | +29.47% |
Dividends
FCFS vs. ICSH - Dividend Comparison
FCFS's dividend yield for the trailing twelve months is around 0.76%, less than ICSH's 4.34% yield.
| Position | TTM | 2025 | 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | 2015 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
FCFS FirstCash, Inc. | 0.76% | 1.00% | 1.41% | 1.25% | 1.45% | 1.56% | 1.54% | 1.27% | 1.26% | 1.14% | 1.20% | 0.00% |
ICSH iShares Ultra Short Duration Bond Active ETF | 4.34% | 4.55% | 5.24% | 4.78% | 1.66% | 0.42% | 1.21% | 2.61% | 2.20% | 1.36% | 0.88% | 0.54% |
Frequently Asked Questions
FCFS and ICSH have a correlation of -0.07, meaning they provide meaningful diversification benefit when combined. Depending on your allocation goals, holding both could reduce overall portfolio risk.
FCFS has higher volatility (9.13%) compared to ICSH (0.15%). In terms of maximum drawdown, FCFS dropped -90.26% vs ICSH's -3.94%.
ICSH currently has the higher Sharpe Ratio (11.22 vs 2.67), meaning it's delivered slightly more return per unit of risk over the trailing 12 months. However, this ranking shifts over time - use the Risk/Return Score above for a more comprehensive view that combines Sharpe, Sortino, and other measures used by quantitative funds.
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