CHYM vs. IFRA

Last updated Jun 4, 2026

CHYM (Chime Financial, Inc) is a stock, while IFRA (iShares U.S. Infrastructure ETF) is Industrials Equities fund tracking the NYSE FactSet U.S. Infrastructure Index. At a 0.26 correlation, their price movements are largely independent.

Performance

CHYM vs. IFRA - Performance Comparison

The chart below illustrates the hypothetical performance of a $10,000 investment in Chime Financial, Inc (CHYM) and iShares U.S. Infrastructure ETF (IFRA). The values are adjusted to include any dividend payments, if applicable.

Returns By Period

In the year-to-date period, CHYM achieves a -29.88% return, which is significantly lower than IFRA's 16.86% return.

CHYM

• 1D: -5.11%
• 1M: -20.06%
• YTD: -29.88%
• 6M: -21.66%
• 1Y: —
• 3Y*: —
• 5Y*: —
• 10Y*: —

IFRA

• 1D: 0.20%
• 1M: -1.29%
• YTD: 16.86%
• 6M: 16.28%
• 1Y: 28.44%
• 3Y*: 20.10%
• 5Y*: 13.03%
• 10Y*: —

*Multi-year figures are annualized to reflect compound growth (CAGR)

CHYM vs. IFRA - Yearly Performance Comparison

	2026 (YTD)	2025
CHYM Chime Financial, Inc	-29.88%	-32.17%
IFRA iShares U.S. Infrastructure ETF	16.86%	9.44%

Correlation

The correlation between CHYM and IFRA is 0.26, which is low. Their price movements are largely independent, making them effective diversification partners.

	Correlation
Correlation (All Time) Calculated using the full available price history since Jun 13, 2025	0.26

Return for Risk

CHYM vs. IFRA — Risk / Return Rank

Compare risk-adjusted metric ranks to identify better-performing investments over the past 12 months.

IFRA

IFRA Risk / Return Rank: 60
IFRA Sharpe Ratio Rank: 56
IFRA Sortino Ratio Rank: 59
IFRA Omega Ratio Rank: 52
IFRA Calmar Ratio Rank: 67
IFRA Martin Ratio Rank: 68

The rank (0–100) shows how this investment's returns compare to the risk taken. Higher = better. Based on the past 12 months of data, combining Sharpe, Sortino, and other metrics used by quantitative funds and institutional investors.

CHYM vs. IFRA - Risk-Adjusted Trends Comparison

This table presents a comparison of risk-adjusted performance metrics for Chime Financial, Inc (CHYM) and iShares U.S. Infrastructure ETF (IFRA). Risk-adjusted metrics are performance indicators that assess an investment's returns in relation to its risk, enabling a more accurate comparison of different investment options.

Risk / return metrics aren't available yet — we need at least 12 months of trading data to calculate them.

Sharpe Ratios by Period

	CHYM	IFRA	Difference
Sharpe Ratio (1Y) Calculated over the trailing 1-year period	—	1.94	—
Sharpe Ratio (5Y) Calculated over the trailing 5-year period	—	0.73	—
Sharpe Ratio (All Time) Calculated using the full available price history	-0.83	0.63	-1.46

Drawdowns

CHYM vs. IFRA - Drawdown Comparison

The maximum CHYM drawdown since its inception was -54.43%, which is greater than IFRA's maximum drawdown of -41.06%. Use the drawdown chart below to compare losses from any high point for CHYM and IFRA.

Drawdown Indicators

	CHYM	IFRA	Difference
Max Drawdown Largest peak-to-trough decline	-54.43%	-41.06%	-13.37%
Max Drawdown (1Y) Largest decline over 1 year	—	-8.40%	—
Max Drawdown (3Y) Largest decline over 3 years	—	-19.93%	—
Max Drawdown (5Y) Largest decline over 5 years	—	-19.93%	—
Current Drawdown Current decline from peak	-52.44%	-2.66%	-49.78%
Average Drawdown Average peak-to-trough decline	-35.92%	-5.14%	-30.78%
Ulcer Index Depth and duration of drawdowns from previous peaks	—	2.25%	—

Volatility

Volatility by Period

	CHYM	IFRA	Difference
Volatility (1M) Calculated over the trailing 1-month period	—	4.89%	—
Volatility (6M) Calculated over the trailing 6-month period	—	11.32%	—
Volatility (1Y) Calculated over the trailing 1-year period	64.72%	14.79%	+49.93%
Volatility (5Y) Calculated over the trailing 5-year period, annualized	64.72%	17.92%	+46.80%
Volatility (10Y) Calculated over the trailing 10-year period, annualized	64.72%	21.38%	+43.34%

Dividends

CHYM vs. IFRA - Dividend Comparison

CHYM has not paid dividends to shareholders, while IFRA's dividend yield for the trailing twelve months is around 1.59%.

Position	TTM	2025	2024	2023	2022	2021	2020	2019	2018
CHYM Chime Financial, Inc	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%
IFRA iShares U.S. Infrastructure ETF	1.59%	1.84%	1.75%	1.98%	1.98%	1.63%	2.08%	1.68%	2.50%

Frequently Asked Questions

Can I hold both CHYM and IFRA in my portfolio?

CHYM and IFRA have a correlation of 0.26, meaning they provide meaningful diversification benefit when combined. Depending on your allocation goals, holding both could reduce overall portfolio risk.