CHYM vs. IFRA
CHYM (Chime Financial, Inc) is a stock, while IFRA (iShares U.S. Infrastructure ETF) is Industrials Equities fund tracking the NYSE FactSet U.S. Infrastructure Index (TR). Over the past year, CHYM returned -43.99% vs 30.85% for IFRA. At a 0.26 correlation, their price movements are largely independent.
Performance
CHYM vs. IFRA - Performance Comparison
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Returns By Period
In the year-to-date period, CHYM achieves a -33.77% return, which is significantly lower than IFRA's 19.25% return.
CHYM
- 1D
- -1.48%
- 1M
- -6.35%
- YTD
- -33.77%
- 6M
- -37.17%
- 1Y
- -43.99%
- 3Y*
- —
- 5Y*
- —
- 10Y*
- —
IFRA
- 1D
- -0.86%
- 1M
- 2.48%
- YTD
- 19.25%
- 6M
- 17.89%
- 1Y
- 30.85%
- 3Y*
- 20.61%
- 5Y*
- 14.07%
- 10Y*
- —
CHYM vs. IFRA - Yearly Performance Comparison
| 2026 (YTD) | 2025 | |
|---|---|---|
CHYM Chime Financial, Inc | -33.77% | -41.47% |
IFRA iShares U.S. Infrastructure ETF | 19.25% | 9.62% |
Correlation
The correlation between CHYM and IFRA is 0.25, which is low. Their price movements are largely independent, making them effective diversification partners.
| Correlation | |
|---|---|
Correlation (1Y) Calculated over the trailing 1-year period | 0.25 |
Correlation (All Time) Calculated using the full available price history since Jun 12, 2025 | 0.26 |
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Return for Risk
CHYM vs. IFRA — Risk / Return Rank
CHYM
IFRA
CHYM vs. IFRA - Risk-Adjusted Trends Comparison
This table presents a comparison of risk-adjusted performance metrics for Chime Financial, Inc (CHYM) and iShares U.S. Infrastructure ETF (IFRA). Risk-adjusted metrics are performance indicators that assess an investment's returns in relation to its risk, enabling a more accurate comparison of different investment options.
Values are calculated on a 1-year rolling basis and updated daily. Risk-adjusted metrics are more stable over longer periods — use the period switch above to explore them.
| CHYM | IFRA | Difference | |
|---|---|---|---|
| Sharpe ratioReturn per unit of total volatility | -2.74 | ||
| Sortino ratioReturn per unit of downside risk | -3.79 | ||
| Omega ratioGain probability vs. loss probability | 0.91 | 1.34 | -0.43 |
| Calmar ratioReturn relative to maximum drawdown | -0.81 | 3.69 | -4.50 |
| Martin ratioReturn relative to average drawdown | -1.16 | 13.48 | -14.64 |
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Drawdowns
CHYM vs. IFRA - Drawdown Comparison
The maximum CHYM drawdown since its inception was -61.77%, which is greater than IFRA's maximum drawdown of -41.06%. Use the drawdown chart below to compare losses from any high point for CHYM and IFRA.
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Drawdown Indicators
| CHYM | IFRA | Difference | |
|---|---|---|---|
Max DrawdownLargest peak-to-trough decline | -61.77% | -41.06% | -20.71% |
Max Drawdown (1Y)Largest decline over 1 year | -54.59% | -8.40% | -46.19% |
Max Drawdown (3Y)Largest decline over 3 years | — | -19.93% | — |
Max Drawdown (5Y)Largest decline over 5 years | — | -19.93% | — |
Current DrawdownCurrent decline from peak | -61.23% | -0.86% | -60.37% |
Average DrawdownAverage peak-to-trough decline | -45.36% | -5.12% | -40.24% |
Ulcer IndexDepth and duration of drawdowns from previous peaks | 38.11% | 2.29% | +35.82% |
Volatility
CHYM vs. IFRA - Volatility Comparison
Chime Financial, Inc (CHYM) has a higher volatility of 16.62% compared to iShares U.S. Infrastructure ETF (IFRA) at 5.19%. This indicates that CHYM's price experiences larger fluctuations and is considered to be riskier than IFRA based on this measure. The chart below showcases a comparison of their rolling one-month volatility.
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Volatility by Period
| CHYM | IFRA | Difference | |
|---|---|---|---|
Volatility (1M)Calculated over the trailing 1-month period | 16.62% | 5.19% | +11.43% |
Volatility (6M)Calculated over the trailing 6-month period | 44.34% | 11.76% | +32.58% |
Volatility (1Y)Calculated over the trailing 1-year period | 63.39% | 15.21% | +48.18% |
Volatility (5Y)Calculated over the trailing 5-year period, annualized | 65.68% | 17.91% | +47.77% |
Volatility (10Y)Calculated over the trailing 10-year period, annualized | 65.68% | 21.36% | +44.32% |
Dividends
CHYM vs. IFRA - Dividend Comparison
CHYM has not paid dividends to shareholders, while IFRA's dividend yield for the trailing twelve months is around 1.56%.
| Position | TTM | 2025 | 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 |
|---|---|---|---|---|---|---|---|---|---|
CHYM Chime Financial, Inc | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% |
IFRA iShares U.S. Infrastructure ETF | 1.56% | 1.84% | 1.75% | 1.98% | 1.98% | 1.63% | 2.08% | 1.68% | 2.50% |
Frequently Asked Questions
CHYM and IFRA have a correlation of 0.25, meaning they provide meaningful diversification benefit when combined. Depending on your allocation goals, holding both could reduce overall portfolio risk.
CHYM has higher volatility (16.62%) compared to IFRA (5.19%). In terms of maximum drawdown, CHYM dropped -61.77% vs IFRA's -41.06%.
IFRA currently has the higher Sharpe Ratio (2.05 vs -0.70), meaning it's delivered slightly more return per unit of risk over the trailing 12 months. However, this ranking shifts over time - use the Risk/Return Score above for a more comprehensive view that combines Sharpe, Sortino, and other measures used by quantitative funds.
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