- ISIN
- US16935C1099
- Sector
- Technology
- Industry
- Software - Application
- IPO Date
- Jun 12, 2025
Highlights
- Market Cap
- $6.68B
- Enterprise Value
- $6.19B
- EPS (TTM)
- -$2.55
- Total Revenue (TTM)
- $2.32B
- Gross Profit (TTM)
- $2.00B
- EBITDA (TTM)
- -$937.42M
- Year Range
- $15.88 - $38.67
- Target Price
- $29.67
- ROA (TTM)
- -49.70%
- ROE (TTM)
- -67.25%
Share Price Chart
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Performance
CHYM Performance Chart
Chime Financial, Inc (CHYM) is down 33.8% since the beginning of the year. At $17 per share, CHYM is trading 56.9% below its 52-week high of $39.
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Returns By Period
Chime Financial, Inc (CHYM) has returned -33.77% so far this year and -43.99% over the past 12 months.
Chime Financial, Inc
- 1D
- -1.48%
- 1M
- -6.35%
- YTD
- -33.77%
- 6M
- -37.17%
- 1Y
- -43.99%
- 3Y*
- —
- 5Y*
- —
- 10Y*
- —
Benchmark (S&P 500 Index)
- 1D
- -1.44%
- 1M
- -1.45%
- YTD
- 7.60%
- 6M
- 6.59%
- 1Y
- 22.24%
- 3Y*
- 19.20%
- 5Y*
- 11.54%
- 10Y*
- 13.71%
CHYM Monthly Returns History
Based on dividend-adjusted daily data since Jun 12, 2025, CHYM's average daily return is -0.28%, while the average monthly return is -5.81%.
Historically, 31% of months were positive and 69% were negative. The best month was Nov 2025 with a return of +23.1%, while the worst month was Sep 2025 at -23.6%. The longest winning streak lasted 3 consecutive months, and the longest losing streak was 5 months.
On a daily basis, CHYM closed higher 47% of trading days. The best single day was Feb 26, 2026 with a return of +13.6%, while the worst single day was Aug 8, 2025 at -14.7%.
| Jan | Feb | Mar | Apr | May | Jun | Jul | Aug | Sep | Oct | Nov | Dec | Total | |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| 2026 | 0.99% | -12.94% | -15.36% | 16.71% | -14.91% | -10.38% | -33.77% | ||||||
| 2025 | -19.74% | -0.29% | -23.25% | -23.63% | -14.87% | 23.06% | 19.12% | -41.47% |
Benchmark Metrics
Chime Financial, Inc has an annualized alpha of -70.19%, beta of 2.45, and R2 of 0.22 versus S&P 500 Index. Calculated based on daily prices since June 12, 2025.
- This stock participated in 216.44% of S&P 500 Index downside but only -128.53% of its upside - more exposed to losses than it benefited from rallies.
- R2 of 0.22 means this stock moves largely independently of S&P 500 Index - capture ratios reflect limited market correlation rather than active downside protection. Consider using a more representative benchmark.
- Alpha
- -70.19%
- Beta
- 2.45
- R²
- 0.22
- Upside Capture
- -128.53%
- Downside Capture
- 216.44%
Return for Risk
Risk / Return Rank
CHYM ranks 14 for risk / return — in the bottom 14% of stocks on our site. This means you're taking on significantly more risk than the returns justify. Consider whether the potential upside is worth the volatility, or explore alternatives with better risk / return profiles.
Return / Risk — by metrics
The table below present risk-adjusted performance metrics for Chime Financial, Inc (CHYM) and compare them to S&P 500 Index.
Values are calculated on a 1-year rolling basis and updated daily. Risk-adjusted metrics are more stable over longer periods — use the period switch above to explore them.
| CHYM | Benchmark | Difference | |
|---|---|---|---|
| Sharpe ratioReturn per unit of total volatility | -2.48 | ||
| Sortino ratioReturn per unit of downside risk | -3.26 | ||
| Omega ratioGain probability vs. loss probability | 0.91 | 1.32 | -0.41 |
| Calmar ratioReturn relative to maximum drawdown | -0.81 | 2.46 | -3.26 |
| Martin ratioReturn relative to average drawdown | -1.16 | 10.92 | -12.07 |
Dividends
Dividend History
Drawdowns
Drawdowns Chart
The Drawdowns chart displays portfolio losses from any high point along the way. Drawdowns are calculated considering price movements and all distributions paid, if any.
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Worst Drawdowns
The table below displays the maximum drawdowns of the Chime Financial, Inc. A maximum drawdown is a measure of risk, indicating the largest reduction in portfolio value due to a series of losing trades.
The maximum drawdown for the Chime Financial, Inc was 61.77%, occurring on Jun 10, 2026. The portfolio has not yet recovered.
The current Chime Financial, Inc drawdown is 61.23%.
Related event | Drawdown | Fall | Recovery | Underwater |
|---|---|---|---|---|
2026 bear market2026 | -61.77%Jun 2026 | 12mo 3d | — | 1y 12dJun 2025 - now |
Drawdown Indicators
| CHYM | Benchmark | Difference | |
|---|---|---|---|
Max DrawdownLargest peak-to-trough decline | -61.77% | -56.78% | -4.99% |
Max Drawdown (1Y)Largest decline over 1 year | -54.59% | -9.10% | -45.49% |
Max Drawdown (3Y)Largest decline over 3 years | — | -18.90% | — |
Max Drawdown (5Y)Largest decline over 5 years | — | -25.43% | — |
Max Drawdown (10Y)Largest decline over 10 years | — | -33.92% | — |
Current DrawdownCurrent decline from peak | -61.23% | -3.21% | -58.02% |
Average DrawdownAverage peak-to-trough decline | -45.36% | -10.71% | -34.65% |
Ulcer IndexDepth and duration of drawdowns from previous peaks | 38.11% | 2.04% | +36.07% |
Volatility
Volatility Chart
The chart below shows the rolling one-month volatility.
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Financials
Financial Performance
The chart below illustrates the trends in the financial health of Chime Financial, Inc over time, highlighting three key metrics: Total Revenue, Earnings Before Interest and Taxes (EBIT), and Net Income.
Valuation
The Valuation section provides an overview of how Chime Financial, Inc is priced in the market compared to other companies in the Software - Application industry. It includes key financial ratios that help investors assess whether the stock is undervalued or overvalued.
PS Ratio
This chart shows the Price-to-Sales (P/S) ratio for CHYM relative to other companies in the Software - Application industry. Currently, CHYM has a P/S ratio of 2.7. This P/S ratio falls within the average range for the industry, suggesting the stock is fairly valued based on its revenue.
PB Ratio
The chart illustrates the Price-to-Book (P/B) ratio for CHYM in comparison with other companies in the Software - Application industry. Currently, CHYM has a P/B value of 4.6. This P/B ratio is in line with the industry average, suggesting the stock is valued fairly in relation to its book value.
Income Statement
| TTM | |
|---|---|
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EBITDA | — |
EBIT | — |
Earnings From Continuing Operations | — |
Net Income | — |
Income Tax Expense | — |
Other Non-Operating Income (Expenses) | — |
Extraordinary Items | — |
Discontinued Operations | — |
Effect Of Accounting Charges | — |
Non Recurring | — |
Minority Interest | — |
Other Items | — |
Interest Income | — |
Interest Expense | — |
Net Interest Income | — |
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