- ISIN
- US16935C1099
- Sector
- Technology
- Industry
- Software - Application
- IPO Date
- Jun 12, 2025
Highlights
- Market Cap
- $7.07B
- Enterprise Value
- $6.58B
- EPS (TTM)
- -$2.55
- Total Revenue (TTM)
- $2.32B
- Gross Profit (TTM)
- $2.00B
- EBITDA (TTM)
- -$937.42M
- Year Range
- $16.17 - $44.94
- Target Price
- $29.67
- ROA (TTM)
- -49.70%
- ROE (TTM)
- -67.25%
Share Price Chart
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Performance
CHYM Performance Chart
Chime Financial, Inc (CHYM) is down 29.9% since the beginning of the year. At $18 per share, CHYM is trading 60.7% below its 52-week high of $45.
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Returns By Period
Chime Financial, Inc
- 1D
- -5.11%
- 1M
- -20.06%
- YTD
- -29.88%
- 6M
- -21.66%
- 1Y
- —
- 3Y*
- —
- 5Y*
- —
- 10Y*
- —
Benchmark (S&P 500 Index)
- 1D
- -0.74%
- 1M
- 4.90%
- YTD
- 10.35%
- 6M
- 10.28%
- 1Y
- 26.52%
- 3Y*
- 20.83%
- 5Y*
- 12.30%
- 10Y*
- 13.66%
CHYM Monthly Returns History
Based on dividend-adjusted daily data since Jun 12, 2025, CHYM's average daily return is -0.22%, while the average monthly return is -4.42%.
Historically, 31% of months were positive and 69% were negative. The best month was Nov 2025 with a return of +23.1%, while the worst month was Sep 2025 at -23.6%. The longest winning streak lasted 3 consecutive months, and the longest losing streak was 5 months.
On a daily basis, CHYM closed higher 47% of trading days. The best single day was Feb 26, 2026 with a return of +13.6%, while the worst single day was Aug 8, 2025 at -14.7%.
| Jan | Feb | Mar | Apr | May | Jun | Jul | Aug | Sep | Oct | Nov | Dec | Total | |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| 2026 | 0.99% | -12.94% | -15.36% | 16.71% | -14.91% | -5.11% | -29.88% | ||||||
| 2025 | -7.01% | -0.29% | -23.25% | -23.63% | -14.87% | 23.06% | 19.12% | -32.17% |
Benchmark Metrics
Chime Financial, Inc has an annualized alpha of -68.45%, beta of 2.50, and R2 of 0.22 versus S&P 500 Index. Calculated based on daily prices since June 13, 2025.
- This stock participated in 238.37% of S&P 500 Index downside but only -112.52% of its upside - more exposed to losses than it benefited from rallies.
- R2 of 0.22 means this stock moves largely independently of S&P 500 Index - capture ratios reflect limited market correlation rather than active downside protection. Consider using a more representative benchmark.
- Alpha
- -68.45%
- Beta
- 2.50
- R²
- 0.22
- Upside Capture
- -112.52%
- Downside Capture
- 238.37%
Return for Risk
Return / Risk — by metrics
The table below present risk-adjusted performance metrics for Chime Financial, Inc (CHYM) and compare them to S&P 500 Index.
Risk / return metrics aren't available yet — we need at least 12 months of trading data to calculate them.
Dividends
Dividend History
Drawdowns
Drawdowns Chart
The Drawdowns chart displays portfolio losses from any high point along the way. Drawdowns are calculated considering price movements and all distributions paid, if any.
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Worst Drawdowns
The table below displays the maximum drawdowns of the Chime Financial, Inc. A maximum drawdown is a measure of risk, indicating the largest reduction in portfolio value due to a series of losing trades.
The maximum drawdown for the Chime Financial, Inc was 54.43%, occurring on May 19, 2026. The portfolio has not yet recovered.
The current Chime Financial, Inc drawdown is 52.44%.
Related event | Drawdown | Fall | Recovery | Underwater |
|---|---|---|---|---|
2026 bear market2026 | -54.43%May 2026 | 11mo 10d | — | 11mo 26dJun 2025 - now |
Drawdown Indicators
| CHYM | Benchmark | Difference | |
|---|---|---|---|
Max DrawdownLargest peak-to-trough decline | -54.43% | -56.78% | +2.35% |
Max Drawdown (1Y)Largest decline over 1 year | — | -9.10% | — |
Max Drawdown (3Y)Largest decline over 3 years | — | -18.90% | — |
Max Drawdown (5Y)Largest decline over 5 years | — | -25.43% | — |
Max Drawdown (10Y)Largest decline over 10 years | — | -33.92% | — |
Current DrawdownCurrent decline from peak | -52.44% | -0.74% | -51.70% |
Average DrawdownAverage peak-to-trough decline | -35.92% | -10.72% | -25.20% |
Ulcer IndexDepth and duration of drawdowns from previous peaks | — | 1.97% | — |
Volatility
Volatility Chart
The chart below shows the rolling one-month volatility.
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Financials
Financial Performance
The chart below illustrates the trends in the financial health of Chime Financial, Inc over time, highlighting three key metrics: Total Revenue, Earnings Before Interest and Taxes (EBIT), and Net Income.
Valuation
The Valuation section provides an overview of how Chime Financial, Inc is priced in the market compared to other companies in the Software - Application industry. It includes key financial ratios that help investors assess whether the stock is undervalued or overvalued.
PS Ratio
This chart shows the Price-to-Sales (P/S) ratio for CHYM relative to other companies in the Software - Application industry. Currently, CHYM has a P/S ratio of 2.9. This P/S ratio falls within the average range for the industry, suggesting the stock is fairly valued based on its revenue.
PB Ratio
The chart illustrates the Price-to-Book (P/B) ratio for CHYM in comparison with other companies in the Software - Application industry. Currently, CHYM has a P/B value of 4.9. This P/B ratio is in line with the industry average, suggesting the stock is valued fairly in relation to its book value.
Income Statement
| TTM | |
|---|---|
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Total Revenue | — |
Cost Of Revenue | — |
Gross Profit | — |
Operating Expenses | — |
Selling, General & Admin Expenses | — |
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Depreciation And Amortization | — |
Total Operating Expenses | — |
Income | — |
Income Before Tax | — |
Operating Income | — |
EBITDA | — |
EBIT | — |
Earnings From Continuing Operations | — |
Net Income | — |
Income Tax Expense | — |
Other Non-Operating Income (Expenses) | — |
Extraordinary Items | — |
Discontinued Operations | — |
Effect Of Accounting Charges | — |
Non Recurring | — |
Minority Interest | — |
Other Items | — |
Interest Income | — |
Interest Expense | — |
Net Interest Income | — |
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