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CHYM vs. SPGI
Performance
Return for Risk
Dividends
Drawdowns
Volatility
Financials

Performance

CHYM vs. SPGI - Performance Comparison

The chart below illustrates the hypothetical performance of a $10,000 investment in Chime Financial, Inc (CHYM) and S&P Global Inc. (SPGI). The values are adjusted to include any dividend payments, if applicable.

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CHYM vs. SPGI - Yearly Performance Comparison


2026 (YTD)2025
CHYM
Chime Financial, Inc
-25.59%-32.17%
SPGI
S&P Global Inc.
-18.42%3.69%

Fundamentals

Market Cap

CHYM:

$7.04B

SPGI:

$128.50B

EPS

CHYM:

-$2.71

SPGI:

$14.70

PS Ratio

CHYM:

3.19

SPGI:

8.44

Total Revenue (TTM)

CHYM:

$2.19B

SPGI:

$15.34B

Gross Profit (TTM)

CHYM:

$1.92B

SPGI:

$11.65B

EBITDA (TTM)

CHYM:

-$1.00B

SPGI:

$7.39B

Returns By Period

In the year-to-date period, CHYM achieves a -25.59% return, which is significantly lower than SPGI's -18.42% return.


CHYM

1D
7.58%
1M
-15.36%
YTD
-25.59%
6M
-7.14%
1Y
3Y*
5Y*
10Y*

SPGI

1D
1.86%
1M
-3.74%
YTD
-18.42%
6M
-12.23%
1Y
-15.63%
3Y*
8.13%
5Y*
4.10%
10Y*
16.74%
*Multi-year figures are annualized to reflect compound growth (CAGR)

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Return for Risk

CHYM vs. SPGI — Risk / Return Rank

Compare risk-adjusted metric ranks to identify better-performing investments over the past 12 months.

CHYM

SPGI
SPGI Risk / Return Rank: 2020
Overall Rank
SPGI Sharpe Ratio Rank: 1919
Sharpe Ratio Rank
SPGI Sortino Ratio Rank: 1919
Sortino Ratio Rank
SPGI Omega Ratio Rank: 1818
Omega Ratio Rank
SPGI Calmar Ratio Rank: 2727
Calmar Ratio Rank
SPGI Martin Ratio Rank: 1919
Martin Ratio Rank
The rank (0–100) shows how this investment's returns compare to the risk taken. Higher = better. Based on the past 12 months of data, combining Sharpe, Sortino, and other metrics used by quantitative funds and institutional investors.

CHYM vs. SPGI - Risk-Adjusted Trends Comparison

This table presents a comparison of risk-adjusted performance metrics for Chime Financial, Inc (CHYM) and S&P Global Inc. (SPGI). Risk-adjusted metrics are performance indicators that assess an investment's returns in relation to its risk, enabling a more accurate comparison of different investment options.


Risk / return metrics aren't available yet — we need at least 12 months of trading data to calculate them.

CHYM vs. SPGI - Sharpe Ratio Comparison


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Sharpe Ratios by Period


CHYMSPGIDifference

Sharpe Ratio (1Y)

Calculated over the trailing 1-year period

-0.53

Sharpe Ratio (5Y)

Calculated over the trailing 5-year period

0.17

Sharpe Ratio (10Y)

Calculated over the trailing 10-year period

0.65

Sharpe Ratio (All Time)

Calculated using the full available price history

-0.88

0.45

-1.33

Correlation

The correlation between CHYM and SPGI is 0.34, which is considered to be low. This implies their price changes are not closely related. A low correlation is generally favorable for portfolio diversification, as it helps to reduce overall risk by spreading it across multiple assets with different performance patterns.


Dividends

CHYM vs. SPGI - Dividend Comparison

CHYM has not paid dividends to shareholders, while SPGI's dividend yield for the trailing twelve months is around 0.91%.


TTM20252024202320222021202020192018201720162015
CHYM
Chime Financial, Inc
0.00%0.00%0.00%0.00%0.00%0.00%0.00%0.00%0.00%0.00%0.00%0.00%
SPGI
S&P Global Inc.
0.91%0.73%0.73%0.82%0.99%0.65%0.82%0.84%1.18%0.97%1.34%1.34%

Drawdowns

CHYM vs. SPGI - Drawdown Comparison

The maximum CHYM drawdown since its inception was -54.22%, smaller than the maximum SPGI drawdown of -74.67%. Use the drawdown chart below to compare losses from any high point for CHYM and SPGI.


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Drawdown Indicators


CHYMSPGIDifference

Max Drawdown

Largest peak-to-trough decline

-54.22%

-74.67%

+20.45%

Max Drawdown (1Y)

Largest decline over 1 year

-30.48%

Max Drawdown (5Y)

Largest decline over 5 years

-39.76%

Max Drawdown (10Y)

Largest decline over 10 years

-39.76%

Current Drawdown

Current decline from peak

-49.53%

-24.15%

-25.38%

Average Drawdown

Average peak-to-trough decline

-33.72%

-15.16%

-18.56%

Ulcer Index

Depth and duration of drawdowns from previous peaks

12.10%

Volatility

CHYM vs. SPGI - Volatility Comparison


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Volatility by Period


CHYMSPGIDifference

Volatility (1M)

Calculated over the trailing 1-month period

7.59%

Volatility (6M)

Calculated over the trailing 6-month period

23.19%

Volatility (1Y)

Calculated over the trailing 1-year period

65.79%

29.43%

+36.36%

Volatility (5Y)

Calculated over the trailing 5-year period, annualized

65.79%

24.30%

+41.49%

Volatility (10Y)

Calculated over the trailing 10-year period, annualized

65.79%

25.92%

+39.87%

Financials

CHYM vs. SPGI - Financials Comparison

This section allows you to compare key financial metrics between Chime Financial, Inc and S&P Global Inc.. You can select fields from income statements, balance sheets, and cash flow statements to easily visualize and compare the financial health of both companies.


Quarterly
Annual

Total Revenue: Total amount of money received from sales and other business activities


0.001.00B2.00B3.00B4.00BJulyOctober2022AprilJulyOctober2023AprilJulyOctober2024AprilJulyOctober2025AprilJulyOctober
596.36M
3.92B
(CHYM) Total Revenue
(SPGI) Total Revenue
Values in USD except per share items

CHYM vs. SPGI - Profitability Comparison

The chart below illustrates the profitability comparison between Chime Financial, Inc and S&P Global Inc. over time, highlighting three key metrics: Gross Profit Margin, Operating Margin, and Net Profit Margin.

Gross Margin
Operating Margin
Net Margin
Quarterly
Annual

60.0%70.0%80.0%90.0%100.0%JulyOctober2022AprilJulyOctober2023AprilJulyOctober2024AprilJulyOctober2025AprilJulyOctober
88.9%
100.0%
Portfolio components
CHYM - Gross Margin

Gross margin is calculated as gross profit divided by revenue. For the three months ending on Apr 2026, Chime Financial, Inc reported a gross profit of 530.25M and revenue of 596.36M. Therefore, the gross margin over that period was 88.9%.

SPGI - Gross Margin

Gross margin is calculated as gross profit divided by revenue. For the three months ending on Apr 2026, S&P Global Inc. reported a gross profit of 3.92B and revenue of 3.92B. Therefore, the gross margin over that period was 100.0%.

CHYM - Operating Margin

Operating margin is calculated as operating income divided by revenue. For the three months ending on Apr 2026, Chime Financial, Inc reported an operating income of -53.77M and revenue of 596.36M, resulting in an operating margin of -9.0%.

SPGI - Operating Margin

Operating margin is calculated as operating income divided by revenue. For the three months ending on Apr 2026, S&P Global Inc. reported an operating income of 1.67B and revenue of 3.92B, resulting in an operating margin of 42.8%.

CHYM - Net Margin

Net margin is calculated as net income divided by revenue. For the three months ending on Apr 2026, Chime Financial, Inc reported a net income of -44.78M and revenue of 596.36M, resulting in a net margin of -7.5%.

SPGI - Net Margin

Net margin is calculated as net income divided by revenue. For the three months ending on Apr 2026, S&P Global Inc. reported a net income of 1.13B and revenue of 3.92B, resulting in a net margin of 29.0%.