CHYM vs. SPGI
CHYM (Chime Financial, Inc) and SPGI (S&P Global Inc.) are both stocks. CHYM operates in Software - Application (Technology), while SPGI operates in Financial Data & Stock Exchanges (Financial Services). Over the past year, CHYM returned -43.99% vs -21.58% for SPGI. At a 0.33 correlation, their price movements are largely independent.
Performance
CHYM vs. SPGI - Performance Comparison
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Returns By Period
In the year-to-date period, CHYM achieves a -33.77% return, which is significantly lower than SPGI's -23.07% return.
CHYM
- 1D
- -1.48%
- 1M
- -6.35%
- YTD
- -33.77%
- 6M
- -37.17%
- 1Y
- -43.99%
- 3Y*
- —
- 5Y*
- —
- 10Y*
- —
SPGI
- 1D
- -1.77%
- 1M
- -3.95%
- YTD
- -23.07%
- 6M
- -23.44%
- 1Y
- -21.58%
- 3Y*
- 1.65%
- 5Y*
- 0.29%
- 10Y*
- 15.47%
CHYM vs. SPGI - Yearly Performance Comparison
| 2026 (YTD) | 2025 | |
|---|---|---|
CHYM Chime Financial, Inc | -33.77% | -41.47% |
SPGI S&P Global Inc. | -23.07% | 2.05% |
Correlation
The correlation between CHYM and SPGI is 0.32, which is low. Their price movements are largely independent, making them effective diversification partners.
| Correlation | |
|---|---|
Correlation (1Y) Calculated over the trailing 1-year period | 0.32 |
Correlation (All Time) Calculated using the full available price history since Jun 12, 2025 | 0.33 |
Fundamentals
CHYM:
$6.68B
SPGI:
$119.09B
CHYM:
-$2.55
SPGI:
$15.79
CHYM:
2.73
SPGI:
7.70
CHYM:
4.63
SPGI:
3.81
CHYM:
$2.32B
SPGI:
$15.73B
CHYM:
$2.00B
SPGI:
$8.15B
CHYM:
-$937.42M
SPGI:
$7.83B
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Return for Risk
CHYM vs. SPGI — Risk / Return Rank
CHYM
SPGI
CHYM vs. SPGI - Risk-Adjusted Trends Comparison
This table presents a comparison of risk-adjusted performance metrics for Chime Financial, Inc (CHYM) and S&P Global Inc. (SPGI). Risk-adjusted metrics are performance indicators that assess an investment's returns in relation to its risk, enabling a more accurate comparison of different investment options.
Values are calculated on a 1-year rolling basis and updated daily. Risk-adjusted metrics are more stable over longer periods — use the period switch above to explore them.
| CHYM | SPGI | Difference | |
|---|---|---|---|
| Sharpe ratioReturn per unit of total volatility | +0.08 | ||
| Sortino ratioReturn per unit of downside risk | +0.07 | ||
| Omega ratioGain probability vs. loss probability | 0.91 | 0.87 | +0.04 |
| Calmar ratioReturn relative to maximum drawdown | -0.81 | -0.71 | -0.10 |
| Martin ratioReturn relative to average drawdown | -1.16 | -1.31 | +0.15 |
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Drawdowns
CHYM vs. SPGI - Drawdown Comparison
The maximum CHYM drawdown since its inception was -61.77%, smaller than the maximum SPGI drawdown of -74.67%. Use the drawdown chart below to compare losses from any high point for CHYM and SPGI.
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Drawdown Indicators
| CHYM | SPGI | Difference | |
|---|---|---|---|
Max DrawdownLargest peak-to-trough decline | -61.77% | -74.67% | +12.90% |
Max Drawdown (1Y)Largest decline over 1 year | -54.59% | -30.48% | -24.11% |
Max Drawdown (3Y)Largest decline over 3 years | — | -30.48% | — |
Max Drawdown (5Y)Largest decline over 5 years | — | -39.76% | — |
Max Drawdown (10Y)Largest decline over 10 years | — | -39.76% | — |
Current DrawdownCurrent decline from peak | -61.23% | -28.47% | -32.76% |
Average DrawdownAverage peak-to-trough decline | -45.36% | -15.24% | -30.12% |
Ulcer IndexDepth and duration of drawdowns from previous peaks | 38.11% | 16.55% | +21.56% |
Volatility
CHYM vs. SPGI - Volatility Comparison
Chime Financial, Inc (CHYM) has a higher volatility of 16.62% compared to S&P Global Inc. (SPGI) at 8.13%. This indicates that CHYM's price experiences larger fluctuations and is considered to be riskier than SPGI based on this measure. The chart below showcases a comparison of their rolling one-month volatility.
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Volatility by Period
| CHYM | SPGI | Difference | |
|---|---|---|---|
Volatility (1M)Calculated over the trailing 1-month period | 16.62% | 8.13% | +8.49% |
Volatility (6M)Calculated over the trailing 6-month period | 44.34% | 24.47% | +19.87% |
Volatility (1Y)Calculated over the trailing 1-year period | 63.39% | 28.00% | +35.39% |
Volatility (5Y)Calculated over the trailing 5-year period, annualized | 65.68% | 24.56% | +41.12% |
Volatility (10Y)Calculated over the trailing 10-year period, annualized | 65.68% | 26.01% | +39.67% |
Dividends
CHYM vs. SPGI - Dividend Comparison
CHYM has not paid dividends to shareholders, while SPGI's dividend yield for the trailing twelve months is around 0.96%.
| Position | TTM | 2025 | 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | 2015 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
CHYM Chime Financial, Inc | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% |
SPGI S&P Global Inc. | 0.96% | 0.73% | 0.73% | 0.82% | 0.99% | 0.65% | 0.82% | 0.84% | 1.18% | 0.97% | 1.34% | 1.34% |
Financials
CHYM vs. SPGI - Financials Comparison
This section allows you to compare key financial metrics between Chime Financial, Inc and S&P Global Inc.. You can select fields from income statements, balance sheets, and cash flow statements to easily visualize and compare the financial health of both companies.
Total Revenue: Total amount of money received from sales and other business activities
CHYM vs. SPGI - Profitability Comparison
CHYM - Gross Margin
Gross margin is calculated as gross profit divided by revenue. For the three months ending on Jun 2026, Chime Financial, Inc reported a gross profit of 580.31M and revenue of 647.39M. Therefore, the gross margin over that period was 89.6%.
SPGI - Gross Margin
Gross margin is calculated as gross profit divided by revenue. For the three months ending on Jun 2026, S&P Global Inc. reported a gross profit of 0.00 and revenue of 4.17B. Therefore, the gross margin over that period was 0.0%.
CHYM - Operating Margin
Operating margin is calculated as operating income divided by revenue. For the three months ending on Jun 2026, Chime Financial, Inc reported an operating income of 46.16M and revenue of 647.39M, resulting in an operating margin of 7.1%.
SPGI - Operating Margin
Operating margin is calculated as operating income divided by revenue. For the three months ending on Jun 2026, S&P Global Inc. reported an operating income of 2.00B and revenue of 4.17B, resulting in an operating margin of 48.0%.
CHYM - Net Margin
Net margin is calculated as net income divided by revenue. For the three months ending on Jun 2026, Chime Financial, Inc reported a net income of 53.46M and revenue of 647.39M, resulting in a net margin of 8.3%.
SPGI - Net Margin
Net margin is calculated as net income divided by revenue. For the three months ending on Jun 2026, S&P Global Inc. reported a net income of 1.40B and revenue of 4.17B, resulting in a net margin of 33.5%.
Frequently Asked Questions
CHYM and SPGI have a correlation of 0.32, meaning they provide meaningful diversification benefit when combined. Depending on your allocation goals, holding both could reduce overall portfolio risk.
CHYM has higher volatility (16.62%) compared to SPGI (8.13%). In terms of maximum drawdown, CHYM dropped -61.77% vs SPGI's -74.67%.
CHYM currently has the higher Sharpe Ratio (-0.70 vs -0.78), meaning it's delivered slightly more return per unit of risk over the trailing 12 months. However, this ranking shifts over time - use the Risk/Return Score above for a more comprehensive view that combines Sharpe, Sortino, and other measures used by quantitative funds.
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