CHYM vs. HOOD

Last updated Jun 24, 2026

CHYM (Chime Financial, Inc) and HOOD (Robinhood Markets, Inc.) are both stocks. CHYM operates in Software - Application (Technology), while HOOD operates in Capital Markets (Financial Services). Over the past year, CHYM returned -43.99% vs 35.23% for HOOD. At a 0.47 correlation, their price movements are largely independent.

Performance

CHYM vs. HOOD - Performance Comparison

The chart below illustrates the hypothetical performance of a $10,000 investment in Chime Financial, Inc (CHYM) and Robinhood Markets, Inc. (HOOD). The values are adjusted to include any dividend payments, if applicable.

Returns By Period

In the year-to-date period, CHYM achieves a -33.77% return, which is significantly lower than HOOD's -8.71% return.

CHYM

• 1D: -1.48%
• 1M: -6.35%
• YTD: -33.77%
• 6M: -37.17%
• 1Y: -43.99%
• 3Y*: —
• 5Y*: —
• 10Y*: —

HOOD

• 1D: -2.33%
• 1M: 40.21%
• YTD: -8.71%
• 6M: -14.13%
• 1Y: 35.23%
• 3Y*: 121.59%
• 5Y*: —
• 10Y*: —

*Multi-year figures are annualized to reflect compound growth (CAGR)

CHYM vs. HOOD - Yearly Performance Comparison

	2026 (YTD)	2025
CHYM Chime Financial, Inc	-33.77%	-41.47%
HOOD Robinhood Markets, Inc.	-8.71%	51.04%

Correlation

The correlation between CHYM and HOOD is 0.48, which is low. Their price movements are largely independent, making them effective diversification partners.

	Correlation
Correlation (1Y) Calculated over the trailing 1-year period	0.48
Correlation (All Time) Calculated using the full available price history since Jun 12, 2025	0.47

Fundamentals

Market Cap CHYM : $6.68B HOOD : $94.48B
EPS CHYM : -$2.55 HOOD : $2.07
PS Ratio CHYM : 2.73 HOOD : 24.19
PB Ratio CHYM : 4.63 HOOD : 9.75
Total Revenue (TTM) CHYM : $2.32B HOOD : $3.91B
Gross Profit (TTM) CHYM : $2.00B HOOD : $2.86B
EBITDA (TTM) CHYM : -$937.42M HOOD : $1.80B

Return for Risk

CHYM vs. HOOD — Risk / Return Rank

Compare risk-adjusted metric ranks to identify better-performing investments over the past 12 months.

CHYM

CHYM Risk / Return Rank: 14
CHYM Sharpe Ratio Rank: 13
CHYM Sortino Ratio Rank: 15
CHYM Omega Ratio Rank: 17
CHYM Calmar Ratio Rank: 11
CHYM Martin Ratio Rank: 17

HOOD

HOOD Risk / Return Rank: 58
HOOD Sharpe Ratio Rank: 60
HOOD Sortino Ratio Rank: 60
HOOD Omega Ratio Rank: 58
HOOD Calmar Ratio Rank: 57
HOOD Martin Ratio Rank: 55

The rank (0–100) shows how this investment's returns compare to the risk taken. Higher = better. Based on the past 12 months of data, combining Sharpe, Sortino, and other metrics used by quantitative funds and institutional investors.

CHYM vs. HOOD - Risk-Adjusted Trends Comparison

This table presents a comparison of risk-adjusted performance metrics for Chime Financial, Inc (CHYM) and Robinhood Markets, Inc. (HOOD). Risk-adjusted metrics are performance indicators that assess an investment's returns in relation to its risk, enabling a more accurate comparison of different investment options.

Values are calculated on a 1-year rolling basis and updated daily. Risk-adjusted metrics are more stable over longer periods — use the period switch above to explore them.

	CHYM	HOOD	Difference
Sharpe ratio: Return per unit of total volatility	-0.70	0.51	-1.20
Sortino ratio: Return per unit of downside risk	-0.82	1.19	-2.01
Omega ratio: Gain probability vs. loss probability	0.91	1.14	-0.23
Calmar ratio: Return relative to maximum drawdown	-0.81	0.62	-1.43
Martin ratio: Return relative to average drawdown	-1.16	1.10	-2.26

CHYM vs. HOOD - Sharpe Ratio Comparison

The current CHYM Sharpe Ratio is -0.70, which is lower than the HOOD Sharpe Ratio of 0.51. The chart below compares the historical Sharpe Ratios of CHYM and HOOD, calculated using daily returns over the previous 12 months. A higher Sharpe Ratio indicates better risk-adjusted performance relative to the risk-free rate.

Drawdowns

CHYM vs. HOOD - Drawdown Comparison

The maximum CHYM drawdown since its inception was -61.77%, smaller than the maximum HOOD drawdown of -90.21%. Use the drawdown chart below to compare losses from any high point for CHYM and HOOD.

Drawdown Indicators

	CHYM	HOOD	Difference
Max Drawdown Largest peak-to-trough decline	-61.77%	-90.21%	+28.44%
Max Drawdown (1Y) Largest decline over 1 year	-54.59%	-57.26%	+2.67%
Max Drawdown (3Y) Largest decline over 3 years	—	-57.26%	—
Current Drawdown Current decline from peak	-61.23%	-32.28%	-28.95%
Average Drawdown Average peak-to-trough decline	-45.36%	-60.71%	+15.35%
Ulcer Index Depth and duration of drawdowns from previous peaks	38.11%	32.08%	+6.03%

Volatility

CHYM vs. HOOD - Volatility Comparison

The current volatility for Chime Financial, Inc (CHYM) is 16.62%, while Robinhood Markets, Inc. (HOOD) has a volatility of 23.64%. This indicates that CHYM experiences smaller price fluctuations and is considered to be less risky than HOOD based on this measure. The chart below showcases a comparison of their rolling one-month volatility.

Volatility by Period

	CHYM	HOOD	Difference
Volatility (1M) Calculated over the trailing 1-month period	16.62%	23.64%	-7.02%
Volatility (6M) Calculated over the trailing 6-month period	44.34%	50.77%	-6.43%
Volatility (1Y) Calculated over the trailing 1-year period	63.39%	69.76%	-6.37%
Volatility (5Y) Calculated over the trailing 5-year period, annualized	65.68%	74.05%	-8.37%
Volatility (10Y) Calculated over the trailing 10-year period, annualized	65.68%	74.05%	-8.37%

Dividends

CHYM vs. HOOD - Dividend Comparison

Neither CHYM nor HOOD has paid dividends to shareholders.

Tickers have no history of dividend payments

Financials

CHYM vs. HOOD - Profitability Comparison

The chart below illustrates the profitability comparison between Chime Financial, Inc and Robinhood Markets, Inc. over time, highlighting three key metrics: Gross Profit Margin, Operating Margin, and Net Profit Margin.

CHYM - Gross Margin

Gross margin is calculated as gross profit divided by revenue. For the three months ending on Jun 2026, Chime Financial, Inc reported a gross profit of 580.31M and revenue of 647.39M. Therefore, the gross margin over that period was 89.6%.

HOOD - Gross Margin

Gross margin is calculated as gross profit divided by revenue. For the three months ending on Jun 2026, Robinhood Markets, Inc. reported a gross profit of 0.00 and revenue of 359.00M. Therefore, the gross margin over that period was 0.0%.

CHYM - Operating Margin

Operating margin is calculated as operating income divided by revenue. For the three months ending on Jun 2026, Chime Financial, Inc reported an operating income of 46.16M and revenue of 647.39M, resulting in an operating margin of 7.1%.

HOOD - Operating Margin

Operating margin is calculated as operating income divided by revenue. For the three months ending on Jun 2026, Robinhood Markets, Inc. reported an operating income of 0.00 and revenue of 359.00M, resulting in an operating margin of 0.0%.

CHYM - Net Margin

Net margin is calculated as net income divided by revenue. For the three months ending on Jun 2026, Chime Financial, Inc reported a net income of 53.46M and revenue of 647.39M, resulting in a net margin of 8.3%.

HOOD - Net Margin

Net margin is calculated as net income divided by revenue. For the three months ending on Jun 2026, Robinhood Markets, Inc. reported a net income of 346.00M and revenue of 359.00M, resulting in a net margin of 96.4%.

Frequently Asked Questions

Can I hold both CHYM and HOOD in my portfolio?

CHYM and HOOD have a correlation of 0.48, meaning they provide meaningful diversification benefit when combined. Depending on your allocation goals, holding both could reduce overall portfolio risk.

Which is riskier, CHYM or HOOD?

HOOD has higher volatility (23.64%) compared to CHYM (16.62%). In terms of maximum drawdown, CHYM dropped -61.77% vs HOOD's -90.21%.

Which has better risk-adjusted returns?

HOOD currently has the higher Sharpe Ratio (0.51 vs -0.70), meaning it's delivered slightly more return per unit of risk over the trailing 12 months. However, this ranking shifts over time - use the Risk/Return Score above for a more comprehensive view that combines Sharpe, Sortino, and other measures used by quantitative funds.