CHYM vs. ALLY
Compare and contrast key facts about Chime Financial, Inc (CHYM) and Ally Financial Inc. (ALLY).
Performance
CHYM vs. ALLY - Performance Comparison
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CHYM vs. ALLY - Yearly Performance Comparison
| 2026 (YTD) | 2025 | |
|---|---|---|
CHYM Chime Financial, Inc | -25.59% | -32.17% |
ALLY Ally Financial Inc. | -12.76% | 25.04% |
Fundamentals
CHYM:
$7.04B
ALLY:
$12.33B
CHYM:
-$2.71
ALLY:
$2.72
CHYM:
3.19
ALLY:
0.94
CHYM:
$2.19B
ALLY:
$13.15B
CHYM:
$1.92B
ALLY:
$7.31B
CHYM:
-$1.00B
ALLY:
$1.97B
Returns By Period
In the year-to-date period, CHYM achieves a -25.59% return, which is significantly lower than ALLY's -12.76% return.
CHYM
- 1D
- 7.58%
- 1M
- -15.36%
- YTD
- -25.59%
- 6M
- -7.14%
- 1Y
- —
- 3Y*
- —
- 5Y*
- —
- 10Y*
- —
ALLY
- 1D
- 3.48%
- 1M
- -0.53%
- YTD
- -12.76%
- 6M
- 1.57%
- 1Y
- 11.06%
- 3Y*
- 19.56%
- 5Y*
- -0.26%
- 10Y*
- 10.65%
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Return for Risk
CHYM vs. ALLY — Risk / Return Rank
CHYM
ALLY
CHYM vs. ALLY - Risk-Adjusted Trends Comparison
This table presents a comparison of risk-adjusted performance metrics for Chime Financial, Inc (CHYM) and Ally Financial Inc. (ALLY). Risk-adjusted metrics are performance indicators that assess an investment's returns in relation to its risk, enabling a more accurate comparison of different investment options.
Risk / return metrics aren't available yet — we need at least 12 months of trading data to calculate them.
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Sharpe Ratios by Period
| CHYM | ALLY | Difference | |
|---|---|---|---|
Sharpe Ratio (1Y)Calculated over the trailing 1-year period | — | 0.33 | — |
Sharpe Ratio (5Y)Calculated over the trailing 5-year period | — | -0.01 | — |
Sharpe Ratio (10Y)Calculated over the trailing 10-year period | — | 0.27 | — |
Sharpe Ratio (All Time)Calculated using the full available price history | -0.88 | 0.18 | -1.06 |
Correlation
The correlation between CHYM and ALLY is 0.37, which is considered to be low. This implies their price changes are not closely related. A low correlation is generally favorable for portfolio diversification, as it helps to reduce overall risk by spreading it across multiple assets with different performance patterns.
Dividends
CHYM vs. ALLY - Dividend Comparison
CHYM has not paid dividends to shareholders, while ALLY's dividend yield for the trailing twelve months is around 3.06%.
| TTM | 2025 | 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | |
|---|---|---|---|---|---|---|---|---|---|---|---|
CHYM Chime Financial, Inc | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% |
ALLY Ally Financial Inc. | 3.06% | 2.65% | 3.33% | 3.44% | 4.91% | 1.85% | 2.13% | 2.23% | 2.47% | 1.37% | 0.84% |
Drawdowns
CHYM vs. ALLY - Drawdown Comparison
The maximum CHYM drawdown since its inception was -54.22%, smaller than the maximum ALLY drawdown of -66.24%. Use the drawdown chart below to compare losses from any high point for CHYM and ALLY.
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Drawdown Indicators
| CHYM | ALLY | Difference | |
|---|---|---|---|
Max DrawdownLargest peak-to-trough decline | -54.22% | -66.24% | +12.02% |
Max Drawdown (1Y)Largest decline over 1 year | — | -23.04% | — |
Max Drawdown (5Y)Largest decline over 5 years | — | -58.14% | — |
Max Drawdown (10Y)Largest decline over 10 years | — | -66.24% | — |
Current DrawdownCurrent decline from peak | -49.53% | -18.17% | -31.36% |
Average DrawdownAverage peak-to-trough decline | -33.72% | -20.52% | -13.20% |
Ulcer IndexDepth and duration of drawdowns from previous peaks | — | 9.47% | — |
Volatility
CHYM vs. ALLY - Volatility Comparison
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Volatility by Period
| CHYM | ALLY | Difference | |
|---|---|---|---|
Volatility (1M)Calculated over the trailing 1-month period | — | 9.56% | — |
Volatility (6M)Calculated over the trailing 6-month period | — | 22.36% | — |
Volatility (1Y)Calculated over the trailing 1-year period | 65.79% | 33.74% | +32.05% |
Volatility (5Y)Calculated over the trailing 5-year period, annualized | 65.79% | 38.32% | +27.47% |
Volatility (10Y)Calculated over the trailing 10-year period, annualized | 65.79% | 39.52% | +26.27% |
Financials
CHYM vs. ALLY - Financials Comparison
This section allows you to compare key financial metrics between Chime Financial, Inc and Ally Financial Inc.. You can select fields from income statements, balance sheets, and cash flow statements to easily visualize and compare the financial health of both companies.
Total Revenue: Total amount of money received from sales and other business activities
CHYM vs. ALLY - Profitability Comparison
CHYM - Gross Margin
Gross margin is calculated as gross profit divided by revenue. For the three months ending on Apr 2026, Chime Financial, Inc reported a gross profit of 530.25M and revenue of 596.36M. Therefore, the gross margin over that period was 88.9%.
ALLY - Gross Margin
Gross margin is calculated as gross profit divided by revenue. For the three months ending on Apr 2026, Ally Financial Inc. reported a gross profit of 1.89B and revenue of 1.89B. Therefore, the gross margin over that period was 100.0%.
CHYM - Operating Margin
Operating margin is calculated as operating income divided by revenue. For the three months ending on Apr 2026, Chime Financial, Inc reported an operating income of -53.77M and revenue of 596.36M, resulting in an operating margin of -9.0%.
ALLY - Operating Margin
Operating margin is calculated as operating income divided by revenue. For the three months ending on Apr 2026, Ally Financial Inc. reported an operating income of 1.38B and revenue of 1.89B, resulting in an operating margin of 72.8%.
CHYM - Net Margin
Net margin is calculated as net income divided by revenue. For the three months ending on Apr 2026, Chime Financial, Inc reported a net income of -44.78M and revenue of 596.36M, resulting in a net margin of -7.5%.
ALLY - Net Margin
Net margin is calculated as net income divided by revenue. For the three months ending on Apr 2026, Ally Financial Inc. reported a net income of 327.00M and revenue of 1.89B, resulting in a net margin of 17.3%.