CHYM vs. XYZ

Last updated Apr 2, 2026

Compare and contrast key facts about Chime Financial, Inc (CHYM) and Block, Inc (XYZ).

Performance

CHYM vs. XYZ - Performance Comparison

The chart below illustrates the hypothetical performance of a $10,000 investment in Chime Financial, Inc (CHYM) and Block, Inc (XYZ). The values are adjusted to include any dividend payments, if applicable.

CHYM vs. XYZ - Yearly Performance Comparison

	2026 (YTD)	2025
CHYM Chime Financial, Inc	-25.98%	-32.17%
XYZ Block, Inc	-8.53%	1.94%

Fundamentals

Market Cap CHYM : $7.00B XYZ : $37.08B
EPS CHYM : -$2.71 XYZ : -$0.00
PS Ratio CHYM : 3.17 XYZ : 1.53
Total Revenue (TTM) CHYM : $2.19B XYZ : $24.19B
Gross Profit (TTM) CHYM : $1.92B XYZ : -$39.00K
EBITDA (TTM) CHYM : -$1.00B XYZ : $1.59B

Returns By Period

In the year-to-date period, CHYM achieves a -25.98% return, which is significantly lower than XYZ's -8.53% return.

CHYM

• 1D: -0.53%
• 1M: -17.64%
• YTD: -25.98%
• 6M: -6.85%
• 1Y: —
• 3Y*: —
• 5Y*: —
• 10Y*: —

XYZ

• 1D: -1.06%
• 1M: -7.62%
• YTD: -8.53%
• 6M: -18.88%
• 1Y: 7.45%
• 3Y*: -4.63%
• 5Y*: -23.65%
• 10Y*: 15.40%

*Multi-year figures are annualized to reflect compound growth (CAGR)

Return for Risk

CHYM vs. XYZ — Risk / Return Rank

Compare risk-adjusted metric ranks to identify better-performing investments over the past 12 months.

XYZ

XYZ Risk / Return Rank: 45
XYZ Sharpe Ratio Rank: 45
XYZ Sortino Ratio Rank: 43
XYZ Omega Ratio Rank: 44
XYZ Calmar Ratio Rank: 47
XYZ Martin Ratio Rank: 47

The rank (0–100) shows how this investment's returns compare to the risk taken. Higher = better. Based on the past 12 months of data, combining Sharpe, Sortino, and other metrics used by quantitative funds and institutional investors.

CHYM vs. XYZ - Risk-Adjusted Trends Comparison

This table presents a comparison of risk-adjusted performance metrics for Chime Financial, Inc (CHYM) and Block, Inc (XYZ). Risk-adjusted metrics are performance indicators that assess an investment's returns in relation to its risk, enabling a more accurate comparison of different investment options.

Risk / return metrics aren't available yet — we need at least 12 months of trading data to calculate them.

Sharpe Ratios by Period

	CHYM	XYZ	Difference
Sharpe Ratio (1Y) Calculated over the trailing 1-year period	—	0.14	—
Sharpe Ratio (5Y) Calculated over the trailing 5-year period	—	-0.39	—
Sharpe Ratio (10Y) Calculated over the trailing 10-year period	—	0.27	—
Sharpe Ratio (All Time) Calculated using the full available price history	-0.88	0.28	-1.16

Correlation

The correlation between CHYM and XYZ is 0.48, which is considered to be moderate. This suggests that the two assets have some degree of positive relationship in their price movements. Moderate correlation can be acceptable for portfolio diversification, offering a balance between risk and potential returns.

Dividends

CHYM vs. XYZ - Dividend Comparison

Neither CHYM nor XYZ has paid dividends to shareholders.

Tickers have no history of dividend payments

Drawdowns

CHYM vs. XYZ - Drawdown Comparison

The maximum CHYM drawdown since its inception was -54.22%, smaller than the maximum XYZ drawdown of -86.08%. Use the drawdown chart below to compare losses from any high point for CHYM and XYZ.

Drawdown Indicators

	CHYM	XYZ	Difference
Max Drawdown Largest peak-to-trough decline	-54.22%	-86.08%	+31.86%
Max Drawdown (1Y) Largest decline over 1 year	—	-39.48%	—
Max Drawdown (5Y) Largest decline over 5 years	—	-86.08%	—
Max Drawdown (10Y) Largest decline over 10 years	—	-86.08%	—
Current Drawdown Current decline from peak	-49.80%	-78.87%	+29.07%
Average Drawdown Average peak-to-trough decline	-33.80%	-40.41%	+6.61%
Ulcer Index Depth and duration of drawdowns from previous peaks	—	16.22%	—

Volatility

Volatility by Period

	CHYM	XYZ	Difference
Volatility (1M) Calculated over the trailing 1-month period	—	13.91%	—
Volatility (6M) Calculated over the trailing 6-month period	—	37.25%	—
Volatility (1Y) Calculated over the trailing 1-year period	65.63%	54.21%	+11.42%
Volatility (5Y) Calculated over the trailing 5-year period, annualized	65.63%	60.19%	+5.44%
Volatility (10Y) Calculated over the trailing 10-year period, annualized	65.63%	57.13%	+8.50%

Financials