ALLY vs. KEY
ALLY (Ally Financial Inc.) and KEY (KeyCorp) are both stocks. Both are in the Financial Services sector — ALLY in Credit Services, KEY in Banks - Regional. Over the past 10 years, ALLY returned 14.26%/yr vs 12.07%/yr for KEY. A 0.66 correlation means they provide meaningful diversification when combined.
Performance
ALLY vs. KEY - Performance Comparison
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Returns By Period
In the year-to-date period, ALLY achieves a 2.03% return, which is significantly lower than KEY's 12.81% return. Over the past 10 years, ALLY has outperformed KEY with an annualized return of 14.26%, while KEY has yielded a comparatively lower 12.07% annualized return.
ALLY
- 1D
- 0.18%
- 1M
- 7.60%
- YTD
- 2.03%
- 6M
- -0.44%
- 1Y
- 27.06%
- 3Y*
- 24.07%
- 5Y*
- 1.37%
- 10Y*
- 14.26%
KEY
- 1D
- 1.06%
- 1M
- 6.94%
- YTD
- 12.81%
- 6M
- 9.78%
- 1Y
- 47.25%
- 3Y*
- 41.78%
- 5Y*
- 7.16%
- 10Y*
- 12.07%
ALLY vs. KEY - Yearly Performance Comparison
| 2026 (YTD) | 2025 | 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | |
|---|---|---|---|---|---|---|---|---|---|---|
ALLY Ally Financial Inc. | 2.03% | 29.92% | 6.37% | 49.22% | -46.89% | 36.04% | 20.56% | 37.94% | -20.67% | 56.05% |
KEY KeyCorp | 12.81% | 26.22% | 25.34% | -11.53% | -21.69% | 45.92% | -14.50% | 42.72% | -24.61% | 12.74% |
Correlation
The correlation between ALLY and KEY is 0.68, which is moderate. They share some common price drivers but move independently often enough to provide real diversification benefit when combined.
| Correlation | |
|---|---|
Correlation (1Y) Calculated over the trailing 1-year period | 0.68 |
Correlation (3Y) Calculated over the trailing 3-year period | 0.67 |
Correlation (5Y) Calculated over the trailing 5-year period | 0.70 |
Correlation (10Y) Calculated over the trailing 10-year period | 0.69 |
Correlation (All Time) Calculated using the full available price history since Apr 10, 2014 | 0.66 |
The correlation between ALLY and KEY has been stable across timeframes, ranging from 0.66 to 0.70 - a consistent structural relationship.
Fundamentals
ALLY:
$14.27B
KEY:
$24.75B
ALLY:
$4.45
KEY:
$1.78
ALLY:
10.23
KEY:
12.85
ALLY:
0.91
KEY:
2.23
ALLY:
1.07
KEY:
1.42
ALLY:
$15.65B
KEY:
$11.22B
ALLY:
$7.65B
KEY:
$7.20B
ALLY:
$2.77B
KEY:
$2.51B
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Return for Risk
ALLY vs. KEY — Risk / Return Rank
ALLY
KEY
ALLY vs. KEY - Risk-Adjusted Trends Comparison
This table presents a comparison of risk-adjusted performance metrics for Ally Financial Inc. (ALLY) and KeyCorp (KEY). Risk-adjusted metrics are performance indicators that assess an investment's returns in relation to its risk, enabling a more accurate comparison of different investment options.
Values are calculated on a 1-year rolling basis and updated daily. Risk-adjusted metrics are more stable over longer periods — use the period switch above to explore them.
| ALLY | KEY | Difference | |
|---|---|---|---|
| Sharpe ratioReturn per unit of total volatility | -1.08 | ||
| Sortino ratioReturn per unit of downside risk | -1.15 | ||
| Omega ratioGain probability vs. loss probability | 1.18 | 1.34 | -0.16 |
| Calmar ratioReturn relative to maximum drawdown | 1.18 | 2.67 | -1.49 |
| Martin ratioReturn relative to average drawdown | 2.91 | 7.26 | -4.35 |
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Drawdowns
ALLY vs. KEY - Drawdown Comparison
The maximum ALLY drawdown since its inception was -66.24%, smaller than the maximum KEY drawdown of -87.08%. Use the drawdown chart below to compare losses from any high point for ALLY and KEY.
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Drawdown Indicators
| ALLY | KEY | Difference | |
|---|---|---|---|
Max DrawdownLargest peak-to-trough decline | -66.24% | -87.08% | +20.84% |
Max Drawdown (1Y)Largest decline over 1 year | -23.04% | -17.76% | -5.28% |
Max Drawdown (3Y)Largest decline over 3 years | -31.60% | -32.21% | +0.61% |
Max Drawdown (5Y)Largest decline over 5 years | -58.08% | -65.23% | +7.15% |
Max Drawdown (10Y)Largest decline over 10 years | -66.24% | -65.23% | -1.01% |
Current DrawdownCurrent decline from peak | -4.30% | 0.00% | -4.30% |
Average DrawdownAverage peak-to-trough decline | -20.32% | -32.85% | +12.53% |
Ulcer IndexDepth and duration of drawdowns from previous peaks | 9.32% | 6.52% | +2.80% |
Volatility
ALLY vs. KEY - Volatility Comparison
Ally Financial Inc. (ALLY) has a higher volatility of 8.43% compared to KeyCorp (KEY) at 6.39%. This indicates that ALLY's price experiences larger fluctuations and is considered to be riskier than KEY based on this measure. The chart below showcases a comparison of their rolling one-month volatility.
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Volatility by Period
| ALLY | KEY | Difference | |
|---|---|---|---|
Volatility (1M)Calculated over the trailing 1-month period | 8.43% | 6.39% | +2.04% |
Volatility (6M)Calculated over the trailing 6-month period | 22.02% | 16.95% | +5.07% |
Volatility (1Y)Calculated over the trailing 1-year period | 29.87% | 23.88% | +5.99% |
Volatility (5Y)Calculated over the trailing 5-year period, annualized | 38.52% | 37.92% | +0.60% |
Volatility (10Y)Calculated over the trailing 10-year period, annualized | 39.57% | 39.82% | -0.25% |
Dividends
ALLY vs. KEY - Dividend Comparison
ALLY's dividend yield for the trailing twelve months is around 2.63%, less than KEY's 3.59% yield.
| Position | TTM | 2025 | 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | 2015 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
ALLY Ally Financial Inc. | 2.63% | 2.65% | 3.33% | 3.44% | 4.91% | 1.85% | 2.13% | 2.23% | 2.47% | 1.37% | 0.84% | 0.00% |
KEY KeyCorp | 3.59% | 3.97% | 4.78% | 5.69% | 4.54% | 3.24% | 4.51% | 3.51% | 3.82% | 1.88% | 1.81% | 3.83% |
Financials
ALLY vs. KEY - Financials Comparison
This section allows you to compare key financial metrics between Ally Financial Inc. and KeyCorp. You can select fields from income statements, balance sheets, and cash flow statements to easily visualize and compare the financial health of both companies.
Total Revenue: Total amount of money received from sales and other business activities
ALLY vs. KEY - Profitability Comparison
ALLY - Gross Margin
Gross margin is calculated as gross profit divided by revenue. For the three months ending on Jun 2026, Ally Financial Inc. reported a gross profit of 1.90B and revenue of 3.89B. Therefore, the gross margin over that period was 49.0%.
KEY - Gross Margin
Gross margin is calculated as gross profit divided by revenue. For the three months ending on Jun 2026, KeyCorp reported a gross profit of 1.84B and revenue of 2.73B. Therefore, the gross margin over that period was 67.4%.
ALLY - Operating Margin
Operating margin is calculated as operating income divided by revenue. For the three months ending on Jun 2026, Ally Financial Inc. reported an operating income of 400.00M and revenue of 3.89B, resulting in an operating margin of 10.3%.
KEY - Operating Margin
Operating margin is calculated as operating income divided by revenue. For the three months ending on Jun 2026, KeyCorp reported an operating income of 701.00M and revenue of 2.73B, resulting in an operating margin of 25.7%.
ALLY - Net Margin
Net margin is calculated as net income divided by revenue. For the three months ending on Jun 2026, Ally Financial Inc. reported a net income of 319.00M and revenue of 3.89B, resulting in a net margin of 8.2%.
KEY - Net Margin
Net margin is calculated as net income divided by revenue. For the three months ending on Jun 2026, KeyCorp reported a net income of 522.00M and revenue of 2.73B, resulting in a net margin of 19.1%.
Frequently Asked Questions
ALLY and KEY have a correlation of 0.68, meaning they provide meaningful diversification benefit when combined. Depending on your allocation goals, holding both could reduce overall portfolio risk.
ALLY has higher volatility (8.43%) compared to KEY (6.39%). In terms of maximum drawdown, ALLY dropped -66.24% vs KEY's -87.08%.
KEY currently has the higher Sharpe Ratio (1.99 vs 0.91), meaning it's delivered slightly more return per unit of risk over the trailing 12 months. However, this ranking shifts over time - use the Risk/Return Score above for a more comprehensive view that combines Sharpe, Sortino, and other measures used by quantitative funds.
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