CHYM vs. DRI
CHYM (Chime Financial, Inc) and DRI (Darden Restaurants, Inc.) are both stocks. CHYM operates in Software - Application (Technology), while DRI operates in Restaurants (Consumer Cyclical). Over the past year, CHYM returned -43.99% vs -1.94% for DRI. At a 0.06 correlation, their price movements are largely independent.
Performance
CHYM vs. DRI - Performance Comparison
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Returns By Period
In the year-to-date period, CHYM achieves a -33.77% return, which is significantly lower than DRI's 16.18% return.
CHYM
- 1D
- -1.48%
- 1M
- -6.35%
- YTD
- -33.77%
- 6M
- -37.17%
- 1Y
- -43.99%
- 3Y*
- —
- 5Y*
- —
- 10Y*
- —
DRI
- 1D
- -0.67%
- 1M
- 3.48%
- YTD
- 16.18%
- 6M
- 14.33%
- 1Y
- -1.94%
- 3Y*
- 12.91%
- 5Y*
- 12.15%
- 10Y*
- 15.43%
CHYM vs. DRI - Yearly Performance Comparison
| 2026 (YTD) | 2025 | |
|---|---|---|
CHYM Chime Financial, Inc | -33.77% | -41.47% |
DRI Darden Restaurants, Inc. | 16.18% | -14.18% |
Correlation
The correlation between CHYM and DRI is 0.05, meaning there is essentially no relationship between their price movements. Each responds to its own set of market drivers, making them strong candidates for combining in a diversified portfolio.
| Correlation | |
|---|---|
Correlation (1Y) Calculated over the trailing 1-year period | 0.05 |
Correlation (All Time) Calculated using the full available price history since Jun 12, 2025 | 0.06 |
Fundamentals
CHYM:
$6.68B
DRI:
$24.58B
CHYM:
-$2.55
DRI:
$9.45
CHYM:
2.73
DRI:
1.93
CHYM:
4.63
DRI:
11.68
CHYM:
$2.32B
DRI:
$12.76B
CHYM:
$2.00B
DRI:
$7.34B
CHYM:
-$937.42M
DRI:
$1.80B
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Return for Risk
CHYM vs. DRI — Risk / Return Rank
CHYM
DRI
CHYM vs. DRI - Risk-Adjusted Trends Comparison
This table presents a comparison of risk-adjusted performance metrics for Chime Financial, Inc (CHYM) and Darden Restaurants, Inc. (DRI). Risk-adjusted metrics are performance indicators that assess an investment's returns in relation to its risk, enabling a more accurate comparison of different investment options.
Values are calculated on a 1-year rolling basis and updated daily. Risk-adjusted metrics are more stable over longer periods — use the period switch above to explore them.
| CHYM | DRI | Difference | |
|---|---|---|---|
| Sharpe ratioReturn per unit of total volatility | -0.62 | ||
| Sortino ratioReturn per unit of downside risk | -0.88 | ||
| Omega ratioGain probability vs. loss probability | 0.91 | 1.01 | -0.10 |
| Calmar ratioReturn relative to maximum drawdown | -0.81 | -0.09 | -0.72 |
| Martin ratioReturn relative to average drawdown | -1.16 | -0.19 | -0.97 |
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Drawdowns
CHYM vs. DRI - Drawdown Comparison
The maximum CHYM drawdown since its inception was -61.77%, smaller than the maximum DRI drawdown of -72.80%. Use the drawdown chart below to compare losses from any high point for CHYM and DRI.
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Drawdown Indicators
| CHYM | DRI | Difference | |
|---|---|---|---|
Max DrawdownLargest peak-to-trough decline | -61.77% | -72.80% | +11.03% |
Max Drawdown (1Y)Largest decline over 1 year | -54.59% | -22.21% | -32.38% |
Max Drawdown (3Y)Largest decline over 3 years | — | -23.92% | — |
Max Drawdown (5Y)Largest decline over 5 years | — | -28.38% | — |
Max Drawdown (10Y)Largest decline over 10 years | — | -72.80% | — |
Current DrawdownCurrent decline from peak | -61.23% | -3.87% | -57.36% |
Average DrawdownAverage peak-to-trough decline | -45.36% | -12.99% | -32.37% |
Ulcer IndexDepth and duration of drawdowns from previous peaks | 38.11% | 10.60% | +27.51% |
Volatility
CHYM vs. DRI - Volatility Comparison
Chime Financial, Inc (CHYM) has a higher volatility of 16.62% compared to Darden Restaurants, Inc. (DRI) at 7.38%. This indicates that CHYM's price experiences larger fluctuations and is considered to be riskier than DRI based on this measure. The chart below showcases a comparison of their rolling one-month volatility.
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Volatility by Period
| CHYM | DRI | Difference | |
|---|---|---|---|
Volatility (1M)Calculated over the trailing 1-month period | 16.62% | 7.38% | +9.24% |
Volatility (6M)Calculated over the trailing 6-month period | 44.34% | 19.39% | +24.95% |
Volatility (1Y)Calculated over the trailing 1-year period | 63.39% | 25.06% | +38.33% |
Volatility (5Y)Calculated over the trailing 5-year period, annualized | 65.68% | 27.25% | +38.43% |
Volatility (10Y)Calculated over the trailing 10-year period, annualized | 65.68% | 35.94% | +29.74% |
Dividends
CHYM vs. DRI - Dividend Comparison
CHYM has not paid dividends to shareholders, while DRI's dividend yield for the trailing twelve months is around 2.85%.
| Position | TTM | 2025 | 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | 2015 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
CHYM Chime Financial, Inc | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% |
DRI Darden Restaurants, Inc. | 2.85% | 3.15% | 2.90% | 3.07% | 3.34% | 2.29% | 0.99% | 2.99% | 2.76% | 2.48% | 2.92% | 13.76% |
Financials
CHYM vs. DRI - Financials Comparison
This section allows you to compare key financial metrics between Chime Financial, Inc and Darden Restaurants, Inc.. You can select fields from income statements, balance sheets, and cash flow statements to easily visualize and compare the financial health of both companies.
Total Revenue: Total amount of money received from sales and other business activities
CHYM vs. DRI - Profitability Comparison
CHYM - Gross Margin
Gross margin is calculated as gross profit divided by revenue. For the three months ending on Jun 2026, Chime Financial, Inc reported a gross profit of 580.31M and revenue of 647.39M. Therefore, the gross margin over that period was 89.6%.
DRI - Gross Margin
Gross margin is calculated as gross profit divided by revenue. For the three months ending on Jun 2026, Darden Restaurants, Inc. reported a gross profit of 2.32B and revenue of 3.35B. Therefore, the gross margin over that period was 69.3%.
CHYM - Operating Margin
Operating margin is calculated as operating income divided by revenue. For the three months ending on Jun 2026, Chime Financial, Inc reported an operating income of 46.16M and revenue of 647.39M, resulting in an operating margin of 7.1%.
DRI - Operating Margin
Operating margin is calculated as operating income divided by revenue. For the three months ending on Jun 2026, Darden Restaurants, Inc. reported an operating income of 406.40M and revenue of 3.35B, resulting in an operating margin of 12.2%.
CHYM - Net Margin
Net margin is calculated as net income divided by revenue. For the three months ending on Jun 2026, Chime Financial, Inc reported a net income of 53.46M and revenue of 647.39M, resulting in a net margin of 8.3%.
DRI - Net Margin
Net margin is calculated as net income divided by revenue. For the three months ending on Jun 2026, Darden Restaurants, Inc. reported a net income of 306.80M and revenue of 3.35B, resulting in a net margin of 9.2%.
Frequently Asked Questions
CHYM and DRI have a correlation of 0.05, meaning they provide meaningful diversification benefit when combined. Depending on your allocation goals, holding both could reduce overall portfolio risk.
CHYM has higher volatility (16.62%) compared to DRI (7.38%). In terms of maximum drawdown, CHYM dropped -61.77% vs DRI's -72.80%.
DRI currently has the higher Sharpe Ratio (-0.08 vs -0.70), meaning it's delivered slightly more return per unit of risk over the trailing 12 months. However, this ranking shifts over time - use the Risk/Return Score above for a more comprehensive view that combines Sharpe, Sortino, and other measures used by quantitative funds.
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