USAA Target Retirement 2040 Fund (URFRX) belongs to the Target Retirement Date category. Below you'll find alternative mutual funds from the same category, ranked by key criteria, plus funds that investors commonly compare with URFRX. Use the tables to find lower-cost options, better risk-adjusted returns, or a closer substitute for your current allocation.
Cheapest Alternatives to URFRX
URFRX charges 0.02% annually. There are 13 mutual funds in the Target Retirement Date category with lower expense ratios, going as low as 0.01%.
| Symbol | Name | Expense Ratio | AUM | Inception | |
|---|---|---|---|---|---|
| American Funds 2065 Target Date Retirement Fund | 0.01% | — | Mar 2020 | URFRX vs FCQTX | |
| Principal LifeTime 2040 Fund | 0.01% | — | Feb 2001 | URFRX vs PTDIX | |
| Principal LifeTime 2050 Fund | 0.01% | — | Feb 2001 | URFRX vs PPLIX | |
| John Hancock Funds Multi-Index 2060 Lifetime Portf... | 0.01% | — | Mar 2016 | URFRX vs JIEHX | |
| Principal LifeTime 2055 Fund | 0.01% | — | Feb 2008 | URFRX vs LTFIX |
Best Risk-Adjusted Alternatives to URFRX
URFRX has a PortfoliosLab risk / return rank of 79. There are 9 mutual funds in the Target Retirement Date category with higher risk-adjusted ranks, going as high as 87.
| Symbol | Name | Risk / Return Rank | AUM | Inception | |
|---|---|---|---|---|---|
| Putnam Retirement Advantage Maturity Fund | 87 | — | Dec 2019 | URFRX vs PADLX | |
| Fidelity Advisor Managed Retirement Income Fund Cl... | 86 | — | Aug 2007 | URFRX vs FRAMX | |
| State Street Target Retirement Fund | 85 | — | Sep 2014 | URFRX vs SSFNX | |
| Prudential Day One Income Fund | 84 | — | Dec 2016 | URFRX vs PDAHX | |
| Dimensional Retirement Income Fund | 83 | — | Nov 2015 | URFRX vs TDIFX |
Top Performing URFRX Alternatives (YTD)
URFRX is at 11.04% YTD. There are 186 mutual funds in the Target Retirement Date category with higher YTD returns, going as high as 1,644,791.35%.
| Symbol | Name | YTD Return | AUM | Inception | |
|---|---|---|---|---|---|
| Fidelity Advisor Managed Retirement Income Fund Cl... | 1,644,791.35% | — | Aug 2007 | URFRX vs FRAMX | |
| Fidelity Flex Freedom Blend 2060 Fund | 13.36% | — | Jun 2017 | URFRX vs FWLSX | |
| Fidelity Freedom 2060 Fund Class K6 | 13.32% | — | Aug 2014 | URFRX vs FVTKX | |
| Fidelity Flex Freedom Blend 2065 Fund | 13.32% | — | Jun 2019 | URFRX vs FDFPX | |
| Fidelity Freedom 2065 Fund Class K6 | 13.30% | — | Jun 2019 | URFRX vs FFSZX |
Lowest Volatility Alternatives to URFRX
URFRX has 10.12% 1-year volatility. There are 302 mutual funds in the Target Retirement Date category with lower 1-year volatility, going as low as 3.51%.
| Symbol | Name | Volatility 1Y | AUM | Inception | |
|---|---|---|---|---|---|
| Dimensional Retirement Income Fund | 3.51% | — | Nov 2015 | URFRX vs TDIFX | |
| Fidelity Advisor Managed Retirement 2010 Fund Clas... | 4.32% | — | Aug 2007 | URFRX vs FRQIX | |
| Fidelity Advisor Managed Retirement Income Fund Cl... | 4.32% | — | Aug 2007 | URFRX vs FRIMX | |
| Fidelity Advisor Managed Retirement 2010 Fund Clas... | 4.33% | — | Aug 2007 | URFRX vs FRQAX | |
| Fidelity Freedom Index Income Fund Investor Class | 4.38% | — | Oct 2009 | URFRX vs FIKFX |
Lowest Drawdown Alternatives to URFRX
URFRX has a 1-year max drawdown of -6.88%. There are 263 mutual funds in the Target Retirement Date category with shallower 1-year drawdowns, going as shallow as -2.61%.
| Symbol | Name | Max Drawdown 1Y | AUM | Inception | |
|---|---|---|---|---|---|
| Dimensional Retirement Income Fund | -2.61% | — | Nov 2015 | URFRX vs TDIFX | |
| Fidelity Freedom Index Income Fund Investor Class | -3.32% | — | Oct 2009 | URFRX vs FIKFX | |
| Fidelity Freedom Index Income Fund Institutional P... | -3.33% | — | Oct 2009 | URFRX vs FFGZX | |
| Fidelity Advisor Managed Retirement 2010 Fund Clas... | -3.43% | — | Aug 2007 | URFRX vs FRQIX | |
| Fidelity Advisor Managed Retirement Income Fund Cl... | -3.44% | — | Aug 2007 | URFRX vs FRIMX |
Other Mutual Funds from Victory
The 10 most viewed Victory mutual funds shown here include USNQX, USSPX, CBYYX and span 8 categories.
| Symbol | Name | Category | Risk / Return Rank | YTD Return | AUM | Inception | |
|---|---|---|---|---|---|---|---|
| USAA Nasdaq 100 Index Fund | Nasdaq-100, Large Cap Growth Equities | 55 | 17.33% | — | Oct 2000 | URFRX vs USNQX | |
| Victory 500 Index Fund Member Shares | Large Cap Blend Equities | 63 | 10.98% | — | May 1996 | URFRX vs USSPX | |
| Victory Pioneer Cat Bond Fund Class Y | Nontraditional Bonds | 100 | 3.64% | — | Jan 2023 | URFRX vs CBYYX | |
| USAA Aggressive Growth Fund | Large Cap Growth Equities | 15 | 5.87% | — | Oct 1981 | URFRX vs USAUX | |
| Victory Global Energy Transition Fund | Energy Equities | 93 | 27.65% | — | Nov 1995 | URFRX vs RSNRX | |
| USAA Precious Metals and Minerals Fund | Precious Metals | 20 | -13.04% | — | Aug 1984 | URFRX vs USAGX | |
| USAA Growth Fund | Large Cap Growth Equities | 10 | 1.11% | — | Apr 1971 | URFRX vs USAAX | |
| USAA Cornerstone Moderately Aggressive Fund | Diversified Portfolio | 75 | 8.65% | — | Aug 1984 | URFRX vs USCRX | |
| USAA Growth and Tax Strategy Fund | Diversified Portfolio | 83 | 6.66% | — | Jan 1989 | URFRX vs USBLX | |
| USAA High Income Fund | High Yield Bonds | 78 | 1.70% | — | Aug 1999 | URFRX vs USHYX |
Often Compared With URFRX
Investors most often compare URFRX with UCAGX, UCEQX, VFORX. These 20 comparison targets span 5 categories, based on PortfoliosLab usage data.
Compare URFRX with Any Fund or Stock
Compare URFRX with any ETF, mutual fund, or stock using PortfoliosLab's comparison tool.
Pair URFRX with funds that move differently
USAA Target Retirement 2040 Fund alternatives help with substitution. Diversifiers are the next step when you want funds with lower historical correlation to URFRX.
Explore URFRX Diversifiers