USAA Target Retirement 2040 Fund (URFRX) belongs to the Target Retirement Date category. Below you'll find alternative mutual funds from the same category, ranked by key criteria, plus funds that investors commonly compare with URFRX. Use the tables to find lower-cost options, better risk-adjusted returns, or a closer substitute for your current allocation.
Cheapest Alternatives to URFRX
URFRX charges 0.02% annually. There are 13 mutual funds in the Target Retirement Date category with lower expense ratios, going as low as 0.01%.
| Symbol | Name | Expense Ratio | AUM | Inception | |
|---|---|---|---|---|---|
| John Hancock Funds Multi-Index 2055 Lifetime Portf... | 0.01% | — | Mar 2014 | URFRX vs JLKYX | |
| Principal LifeTime 2030 Fund | 0.01% | — | Feb 2001 | URFRX vs PMTIX | |
| Principal LifeTime 2050 Fund | 0.01% | — | Feb 2001 | URFRX vs PPLIX | |
| Principal LifeTime 2040 Fund | 0.01% | — | Feb 2001 | URFRX vs PTDIX | |
| Principal LifeTime 2060 Fund | 0.01% | — | Feb 2013 | URFRX vs PLTZX |
Best Risk-Adjusted Alternatives to URFRX
URFRX has a PortfoliosLab risk / return rank of 86. There is 1 mutual fund in the Target Retirement Date category with a higher risk-adjusted rank, going as high as 87.
| Symbol | Name | Risk / Return Rank | AUM | Inception | |
|---|---|---|---|---|---|
| State Street Target Retirement Fund | 87 | — | Sep 2014 | URFRX vs SSFNX | |
| USAA Target Retirement 2050 Fund | 86 | — | Jul 2008 | URFRX vs URFFX | |
| USAA Target Retirement Income Fund | 86 | — | Jul 2008 | URFRX vs URINX | |
| State Street Target Retirement 2025 Fund | 86 | — | Sep 2014 | URFRX vs SSBRX | |
| USAA Target Retirement 2030 Fund | 85 | — | Jul 2008 | URFRX vs URTRX |
Top Performing URFRX Alternatives (YTD)
URFRX is at 12.10% YTD. There are 157 mutual funds in the Target Retirement Date category with higher YTD returns, going as high as 14.49%.
| Symbol | Name | YTD Return | AUM | Inception | |
|---|---|---|---|---|---|
| USAA Target Retirement 2060 Fund | 14.49% | — | Jul 2013 | URFRX vs URSIX | |
| Fidelity Flex Freedom Blend 2060 Fund | 14.31% | — | Jun 2017 | URFRX vs FWLSX | |
| Fidelity Flex Freedom Blend 2065 Fund | 14.25% | — | Jun 2019 | URFRX vs FDFPX | |
| Fidelity Freedom 2065 Fund Class K6 | 14.22% | — | Jun 2019 | URFRX vs FFSZX | |
| Fidelity Freedom 2060 Fund Class K6 | 14.22% | — | Aug 2014 | URFRX vs FVTKX |
Lowest Volatility Alternatives to URFRX
URFRX has 10.22% 1-year volatility. There are 290 mutual funds in the Target Retirement Date category with lower 1-year volatility, going as low as 3.50%.
| Symbol | Name | Volatility 1Y | AUM | Inception | |
|---|---|---|---|---|---|
| Dimensional Retirement Income Fund | 3.50% | — | Nov 2015 | URFRX vs TDIFX | |
| Fidelity Freedom Index Retirement Fund Investor Cl... | 4.45% | — | Oct 2009 | URFRX vs FIKFX | |
| Fidelity Freedom Index Income Fund Institutional P... | 4.47% | — | Oct 2009 | URFRX vs FFGZX | |
| Dimensional 2015 Target Date Retirement Income Fun... | 4.51% | — | Nov 2015 | URFRX vs DRIQX | |
| MFS Lifetime Income Fund | 4.52% | — | Sep 2005 | URFRX vs MLLIX |
Lowest Drawdown Alternatives to URFRX
URFRX has a 1-year max drawdown of -6.88%. There are 252 mutual funds in the Target Retirement Date category with shallower 1-year drawdowns, going as shallow as -2.61%.
| Symbol | Name | Max Drawdown 1Y | AUM | Inception | |
|---|---|---|---|---|---|
| Dimensional Retirement Income Fund | -2.61% | — | Nov 2015 | URFRX vs TDIFX | |
| Fidelity Freedom Index Retirement Fund Investor Cl... | -3.32% | — | Oct 2009 | URFRX vs FIKFX | |
| Fidelity Freedom Index Income Fund Institutional P... | -3.33% | — | Oct 2009 | URFRX vs FFGZX | |
| Dimensional 2015 Target Date Retirement Income Fun... | -3.47% | — | Nov 2015 | URFRX vs DRIQX | |
| Putnam RetirementReady Maturity Fund | -3.50% | — | Oct 2004 | URFRX vs PRMYX |
Other Mutual Funds from Victory
The 10 most viewed Victory mutual funds shown here include USNQX, USSPX, CBYYX and span 8 categories.
| Symbol | Name | Category | Risk / Return Rank | YTD Return | AUM | Inception | |
|---|---|---|---|---|---|---|---|
| USAA Nasdaq 100 Index Fund | Nasdaq-100, Large Cap Growth Equities | 45 | 14.07% | — | Oct 2000 | URFRX vs USNQX | |
| Victory 500 Index Fund Member Shares | Large Cap Blend Equities | 72 | 11.76% | — | May 1996 | URFRX vs USSPX | |
| Victory Pioneer Cat Bond Fund Class Y | Nontraditional Bonds | 100 | 4.37% | — | Jan 2023 | URFRX vs CBYYX | |
| USAA Aggressive Growth Fund | Large Cap Growth Equities | 15 | 4.95% | — | Oct 1981 | URFRX vs USAUX | |
| Victory Global Energy Transition Fund | Energy Equities | 96 | 29.11% | — | Nov 1995 | URFRX vs RSNRX | |
| USAA Precious Metals and Minerals Fund | Precious Metals | 25 | -11.39% | — | Aug 1984 | URFRX vs USAGX | |
| USAA Growth and Tax Strategy Fund | Diversified Portfolio | 82 | 6.33% | — | Jan 1989 | URFRX vs USBLX | |
| USAA Growth Fund | Large Cap Growth Equities | 13 | 1.40% | — | Apr 1971 | URFRX vs USAAX | |
| USAA Cornerstone Moderately Aggressive Fund | Diversified Portfolio | 80 | 9.35% | — | Aug 1984 | URFRX vs USCRX | |
| USAA High Income Fund | High Yield Bonds | 75 | 1.81% | — | Aug 1999 | URFRX vs USHYX |
Often Compared With URFRX
Investors most often compare URFRX with UCAGX, UCEQX, VFORX. These 20 comparison targets span 5 categories, based on PortfoliosLab usage data.
Compare URFRX with Any Fund or Stock
Compare URFRX with any ETF, mutual fund, or stock using PortfoliosLab's comparison tool.
Pair URFRX with funds that move differently
USAA Target Retirement 2040 Fund alternatives help with substitution. Diversifiers are the next step when you want funds with lower historical correlation to URFRX.
Explore URFRX Diversifiers