URFRX vs. VOO
Compare and contrast key facts about USAA Target Retirement 2040 Fund (URFRX) and Vanguard S&P 500 ETF (VOO).
URFRX is managed by Victory Capital. It was launched on Jul 30, 2008. VOO is a passively managed fund by Vanguard that tracks the performance of the S&P 500 Index. It was launched on Sep 7, 2010.
Scroll down to visually compare performance, riskiness, drawdowns, and other indicators and decide which better suits your portfolio: URFRX or VOO.
Correlation
The correlation between URFRX and VOO is 0.93, which is considered to be high. That indicates a strong positive relationship between their price movements. Having highly-correlated positions in a portfolio may signal a lack of diversification, potentially leading to increased risk during market downturns.
Performance
URFRX vs. VOO - Performance Comparison
Key characteristics
URFRX:
0.38
VOO:
0.32
URFRX:
0.60
VOO:
0.57
URFRX:
1.09
VOO:
1.08
URFRX:
0.40
VOO:
0.32
URFRX:
1.70
VOO:
1.42
URFRX:
2.90%
VOO:
4.19%
URFRX:
12.85%
VOO:
18.73%
URFRX:
-38.72%
VOO:
-33.99%
URFRX:
-7.21%
VOO:
-13.85%
Returns By Period
In the year-to-date period, URFRX achieves a -2.39% return, which is significantly higher than VOO's -9.88% return. Over the past 10 years, URFRX has underperformed VOO with an annualized return of 1.86%, while VOO has yielded a comparatively higher 11.61% annualized return.
URFRX
-2.39%
-3.88%
-5.93%
5.62%
6.24%
1.86%
VOO
-9.88%
-6.64%
-9.35%
7.75%
15.13%
11.61%
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URFRX vs. VOO - Expense Ratio Comparison
URFRX has a 0.02% expense ratio, which is lower than VOO's 0.03% expense ratio. Despite the difference, both funds are considered low-cost compared to the broader market, where average expense ratios usually range from 0.3% to 0.9%.
Risk-Adjusted Performance
URFRX vs. VOO — Risk-Adjusted Performance Rank
URFRX
VOO
URFRX vs. VOO - Risk-Adjusted Performance Comparison
This table presents a comparison of risk-adjusted performance metrics for USAA Target Retirement 2040 Fund (URFRX) and Vanguard S&P 500 ETF (VOO). Risk-adjusted metrics are performance indicators that assess an investment's returns in relation to its risk, enabling a more accurate comparison of different investment options.
Dividends
URFRX vs. VOO - Dividend Comparison
URFRX's dividend yield for the trailing twelve months is around 2.75%, more than VOO's 1.44% yield.
| TTM | 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | 2015 | 2014 | |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
URFRX USAA Target Retirement 2040 Fund | 2.75% | 2.69% | 2.44% | 2.68% | 4.76% | 1.65% | 2.31% | 2.32% | 2.03% | 3.78% | 0.00% | 2.34% |
VOO Vanguard S&P 500 ETF | 1.44% | 1.24% | 1.46% | 1.69% | 1.25% | 1.54% | 1.88% | 2.06% | 1.78% | 2.02% | 2.10% | 1.85% |
Drawdowns
URFRX vs. VOO - Drawdown Comparison
The maximum URFRX drawdown since its inception was -38.72%, which is greater than VOO's maximum drawdown of -33.99%. Use the drawdown chart below to compare losses from any high point for URFRX and VOO. For additional features, visit the drawdowns tool.
Volatility
URFRX vs. VOO - Volatility Comparison
The current volatility for USAA Target Retirement 2040 Fund (URFRX) is 8.32%, while Vanguard S&P 500 ETF (VOO) has a volatility of 13.31%. This indicates that URFRX experiences smaller price fluctuations and is considered to be less risky than VOO based on this measure. The chart below showcases a comparison of their rolling one-month volatility.