URFRX vs. VFORX
Compare and contrast key facts about USAA Target Retirement 2040 Fund (URFRX) and Vanguard Target Retirement 2040 Fund (VFORX).
URFRX is managed by Victory Capital. It was launched on Jul 30, 2008. VFORX is managed by Vanguard. It was launched on Jun 7, 2006.
Scroll down to visually compare performance, riskiness, drawdowns, and other indicators and decide which better suits your portfolio: URFRX or VFORX.
Key characteristics
| URFRX | VFORX | |
|---|---|---|
| YTD Return | 14.00% | 14.27% |
| 1Y Return | 21.64% | 24.53% |
| 3Y Return (Ann) | 0.19% | 3.82% |
| 5Y Return (Ann) | 2.78% | 9.12% |
| 10Y Return (Ann) | 2.67% | 8.27% |
| Sharpe Ratio | 2.30 | 2.49 |
| Sortino Ratio | 3.21 | 3.53 |
| Omega Ratio | 1.43 | 1.47 |
| Calmar Ratio | 1.25 | 2.35 |
| Martin Ratio | 15.03 | 15.83 |
| Ulcer Index | 1.45% | 1.55% |
| Daily Std Dev | 9.44% | 9.86% |
| Max Drawdown | -38.72% | -51.63% |
| Current Drawdown | -0.86% | -0.77% |
Correlation
The correlation between URFRX and VFORX is 0.98, which is considered to be high. That indicates a strong positive relationship between their price movements. Having highly-correlated positions in a portfolio may signal a lack of diversification, potentially leading to increased risk during market downturns.
Performance
URFRX vs. VFORX - Performance Comparison
The year-to-date returns for both investments are quite close, with URFRX having a 14.00% return and VFORX slightly higher at 14.27%. Over the past 10 years, URFRX has underperformed VFORX with an annualized return of 2.67%, while VFORX has yielded a comparatively higher 8.27% annualized return. The chart below displays the growth of a $10,000 investment in both assets, with all prices adjusted for splits and dividends.
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URFRX vs. VFORX - Expense Ratio Comparison
URFRX has a 0.02% expense ratio, which is lower than VFORX's 0.08% expense ratio. Despite the difference, both funds are considered low-cost compared to the broader market, where average expense ratios usually range from 0.3% to 0.9%.
Risk-Adjusted Performance
URFRX vs. VFORX - Risk-Adjusted Performance Comparison
This table presents a comparison of risk-adjusted performance metrics for USAA Target Retirement 2040 Fund (URFRX) and Vanguard Target Retirement 2040 Fund (VFORX). Risk-adjusted metrics are performance indicators that assess an investment's returns in relation to its risk, enabling a more accurate comparison of different investment options.
Dividends
URFRX vs. VFORX - Dividend Comparison
URFRX's dividend yield for the trailing twelve months is around 2.14%, more than VFORX's 2.08% yield.
| TTM | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | 2015 | 2014 | 2013 | |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
URFRX USAA Target Retirement 2040 Fund | 2.14% | 2.44% | 2.68% | 4.76% | 1.65% | 2.31% | 2.32% | 2.03% | 3.78% | 0.00% | 2.34% | 1.92% |
VFORX Vanguard Target Retirement 2040 Fund | 2.08% | 2.38% | 2.10% | 2.39% | 1.62% | 2.28% | 2.41% | 1.91% | 1.98% | 2.16% | 1.93% | 1.77% |
Drawdowns
URFRX vs. VFORX - Drawdown Comparison
The maximum URFRX drawdown since its inception was -38.72%, smaller than the maximum VFORX drawdown of -51.63%. Use the drawdown chart below to compare losses from any high point for URFRX and VFORX. For additional features, visit the drawdowns tool.
Volatility
URFRX vs. VFORX - Volatility Comparison
USAA Target Retirement 2040 Fund (URFRX) and Vanguard Target Retirement 2040 Fund (VFORX) have volatilities of 2.61% and 2.55%, respectively, indicating that both stocks experience similar levels of price fluctuations. This suggests that the risk associated with both stocks, as measured by volatility, is nearly the same. The chart below showcases a comparison of their rolling one-month volatility.