TIAA-CREF Lifecycle 2040 Fund (TCLOX) belongs to the Target Retirement Date category. Below you'll find alternative mutual funds from the same category, ranked by key criteria, plus funds that investors commonly compare with TCLOX. Use the tables to find lower-cost options, better risk-adjusted returns, or a closer substitute for your current allocation.
Cheapest Alternatives to TCLOX
TCLOX charges 0.49% annually. There are 405 mutual funds in the Target Retirement Date category with lower expense ratios, going as low as 0.01%.
| Symbol | Name | Expense Ratio | AUM | Inception | |
|---|---|---|---|---|---|
| John Hancock Funds Multi-Index 2060 Lifetime Portf... | 0.01% | — | Mar 2016 | TCLOX vs JIEHX | |
| Principal LifeTime 2045 Fund | 0.01% | — | Feb 2008 | TCLOX vs LTRIX | |
| Principal LifeTime 2050 Fund | 0.01% | — | Feb 2001 | TCLOX vs PPLIX | |
| Principal LifeTime 2035 Fund | 0.01% | — | Feb 2008 | TCLOX vs LTIUX | |
| Principal LifeTime 2060 Fund | 0.01% | — | Feb 2013 | TCLOX vs PLTZX |
Best Risk-Adjusted Alternatives to TCLOX
TCLOX has a PortfoliosLab risk / return rank of 53. There are 596 mutual funds in the Target Retirement Date category with higher risk-adjusted ranks, going as high as 89.
| Symbol | Name | Risk / Return Rank | AUM | Inception | |
|---|---|---|---|---|---|
| Putnam Retirement Advantage Maturity Fund | 89 | — | Dec 2019 | TCLOX vs PADLX | |
| State Street Target Retirement Fund | 88 | — | Sep 2014 | TCLOX vs SSFNX | |
| Prudential Day One Income Fund | 85 | — | Dec 2016 | TCLOX vs PDAHX | |
| State Street Target Retirement 2025 Fund | 85 | — | Sep 2014 | TCLOX vs SSBRX | |
| Dimensional 2060 Target Date Retirement Income Fun... | 83 | — | Nov 2015 | TCLOX vs DRILX |
Top Performing TCLOX Alternatives (YTD)
TCLOX is at 8.09% YTD. There are 401 mutual funds in the Target Retirement Date category with higher YTD returns, going as high as 14.17%.
| Symbol | Name | YTD Return | AUM | Inception | |
|---|---|---|---|---|---|
| Fidelity Flex Freedom Blend 2060 Fund | 14.17% | — | Jun 2017 | TCLOX vs FWLSX | |
| Fidelity Flex Freedom Blend 2065 Fund | 14.11% | — | Jun 2019 | TCLOX vs FDFPX | |
| Fidelity Flex Freedom Blend 2055 Fund | 14.07% | — | Jun 2017 | TCLOX vs FQLSX | |
| Fidelity Freedom Blend 2055 Fund Class K6 | 14.04% | — | Aug 2018 | TCLOX vs FHDDX | |
| Fidelity Freedom Blend 2065 Fund Class K6 | 14.03% | — | Jun 2019 | TCLOX vs FFBQX |
Lowest Volatility Alternatives to TCLOX
TCLOX has 9.97% 1-year volatility. There are 356 mutual funds in the Target Retirement Date category with lower 1-year volatility, going as low as 3.33%.
| Symbol | Name | Volatility 1Y | AUM | Inception | |
|---|---|---|---|---|---|
| Dimensional Retirement Income Fund | 3.33% | — | Nov 2015 | TCLOX vs TDIFX | |
| Fidelity Freedom Index Income Fund Investor Class | 3.98% | — | Oct 2009 | TCLOX vs FIKFX | |
| Fidelity Freedom Index Income Fund Institutional P... | 4.01% | — | Oct 2009 | TCLOX vs FFGZX | |
| Fidelity Managed Retirement 2010 Fund Class K6 | 4.14% | — | Aug 2019 | TCLOX vs FRQHX | |
| Fidelity Managed Retirement Income Fund Class K | 4.15% | — | Aug 2019 | TCLOX vs FRKMX |
Lowest Drawdown Alternatives to TCLOX
TCLOX has a 1-year max drawdown of -8.09%. There are 375 mutual funds in the Target Retirement Date category with shallower 1-year drawdowns, going as shallow as -2.61%.
| Symbol | Name | Max Drawdown 1Y | AUM | Inception | |
|---|---|---|---|---|---|
| Dimensional Retirement Income Fund | -2.61% | — | Nov 2015 | TCLOX vs TDIFX | |
| Fidelity Freedom Index Income Fund Investor Class | -3.32% | — | Oct 2009 | TCLOX vs FIKFX | |
| Fidelity Freedom Index Income Fund Institutional P... | -3.33% | — | Oct 2009 | TCLOX vs FFGZX | |
| Fidelity Managed Retirement 2010 Fund Class K6 | -3.41% | — | Aug 2019 | TCLOX vs FRQHX | |
| Fidelity Managed Retirement Income Fund Class K | -3.42% | — | Aug 2019 | TCLOX vs FRKMX |
Other Mutual Funds from TIAA Investments
The 10 most viewed TIAA Investments mutual funds shown here include TIEIX, TILIX, TISPX and span 7 categories.
Often Compared With TCLOX
Investors most often compare TCLOX with FFFFX, VFORX, JLGMX. These 20 comparison targets span 4 categories, based on PortfoliosLab usage data.
Compare TCLOX with Any Fund or Stock
Compare TCLOX with any ETF, mutual fund, or stock using PortfoliosLab's comparison tool.
Pair TCLOX with funds that move differently
TIAA-CREF Lifecycle 2040 Fund alternatives help with substitution. Diversifiers are the next step when you want funds with lower historical correlation to TCLOX.
Explore TCLOX Diversifiers