TCLOX vs. VOO
Compare and contrast key facts about TIAA-CREF Lifecycle 2040 Fund (TCLOX) and Vanguard S&P 500 ETF (VOO).
TCLOX is managed by TIAA Investments. It was launched on Oct 14, 2004. VOO is a passively managed fund by Vanguard that tracks the performance of the S&P 500 Index. It was launched on Sep 7, 2010.
Scroll down to visually compare performance, riskiness, drawdowns, and other indicators and decide which better suits your portfolio: TCLOX or VOO.
Correlation
The correlation between TCLOX and VOO is 0.96, which is considered to be high. That indicates a strong positive relationship between their price movements. Having highly-correlated positions in a portfolio may signal a lack of diversification, potentially leading to increased risk during market downturns.
Performance
TCLOX vs. VOO - Performance Comparison
Key characteristics
TCLOX:
1.26
VOO:
1.89
TCLOX:
1.77
VOO:
2.54
TCLOX:
1.23
VOO:
1.35
TCLOX:
1.15
VOO:
2.83
TCLOX:
6.15
VOO:
11.83
TCLOX:
2.03%
VOO:
2.02%
TCLOX:
9.92%
VOO:
12.66%
TCLOX:
-54.35%
VOO:
-33.99%
TCLOX:
-0.88%
VOO:
-0.42%
Returns By Period
The year-to-date returns for both investments are quite close, with TCLOX having a 4.01% return and VOO slightly higher at 4.17%. Over the past 10 years, TCLOX has underperformed VOO with an annualized return of 4.30%, while VOO has yielded a comparatively higher 13.26% annualized return.
TCLOX
4.01%
1.34%
3.94%
12.88%
5.08%
4.30%
VOO
4.17%
1.23%
10.51%
24.45%
14.68%
13.26%
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TCLOX vs. VOO - Expense Ratio Comparison
TCLOX has a 0.49% expense ratio, which is higher than VOO's 0.03% expense ratio.
Risk-Adjusted Performance
TCLOX vs. VOO — Risk-Adjusted Performance Rank
TCLOX
VOO
TCLOX vs. VOO - Risk-Adjusted Performance Comparison
This table presents a comparison of risk-adjusted performance metrics for TIAA-CREF Lifecycle 2040 Fund (TCLOX) and Vanguard S&P 500 ETF (VOO). Risk-adjusted metrics are performance indicators that assess an investment's returns in relation to its risk, enabling a more accurate comparison of different investment options.
Dividends
TCLOX vs. VOO - Dividend Comparison
TCLOX's dividend yield for the trailing twelve months is around 1.25%, more than VOO's 1.19% yield.
| TTM | 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | 2015 | 2014 | |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
TCLOX TIAA-CREF Lifecycle 2040 Fund | 1.25% | 1.30% | 1.37% | 1.05% | 2.36% | 1.76% | 1.09% | 1.97% | 1.91% | 1.28% | 1.42% | 2.36% |
VOO Vanguard S&P 500 ETF | 1.19% | 1.24% | 1.46% | 1.69% | 1.25% | 1.54% | 1.88% | 2.06% | 1.78% | 2.02% | 2.10% | 1.85% |
Drawdowns
TCLOX vs. VOO - Drawdown Comparison
The maximum TCLOX drawdown since its inception was -54.35%, which is greater than VOO's maximum drawdown of -33.99%. Use the drawdown chart below to compare losses from any high point for TCLOX and VOO. For additional features, visit the drawdowns tool.
Volatility
TCLOX vs. VOO - Volatility Comparison
The current volatility for TIAA-CREF Lifecycle 2040 Fund (TCLOX) is 2.45%, while Vanguard S&P 500 ETF (VOO) has a volatility of 2.94%. This indicates that TCLOX experiences smaller price fluctuations and is considered to be less risky than VOO based on this measure. The chart below showcases a comparison of their rolling one-month volatility.