TCLOX vs. VFORX
Compare and contrast key facts about TIAA-CREF Lifecycle 2040 Fund (TCLOX) and Vanguard Target Retirement 2040 Fund (VFORX).
TCLOX is managed by TIAA Investments. It was launched on Oct 14, 2004. VFORX is managed by Vanguard. It was launched on Jun 7, 2006.
Scroll down to visually compare performance, riskiness, drawdowns, and other indicators and decide which better suits your portfolio: TCLOX or VFORX.
Correlation
The correlation between TCLOX and VFORX is 0.98, which is considered to be high. That indicates a strong positive relationship between their price movements. Having highly-correlated positions in a portfolio may signal a lack of diversification, potentially leading to increased risk during market downturns.
Performance
TCLOX vs. VFORX - Performance Comparison
Key characteristics
TCLOX:
0.18
VFORX:
0.54
TCLOX:
0.32
VFORX:
0.83
TCLOX:
1.04
VFORX:
1.12
TCLOX:
0.17
VFORX:
0.40
TCLOX:
0.70
VFORX:
2.69
TCLOX:
3.30%
VFORX:
2.55%
TCLOX:
12.54%
VFORX:
12.75%
TCLOX:
-54.35%
VFORX:
-51.63%
TCLOX:
-9.40%
VFORX:
-10.63%
Returns By Period
In the year-to-date period, TCLOX achieves a -4.93% return, which is significantly lower than VFORX's -3.19% return. Over the past 10 years, TCLOX has underperformed VFORX with an annualized return of 3.20%, while VFORX has yielded a comparatively higher 5.20% annualized return.
TCLOX
-4.93%
-5.58%
-8.01%
2.86%
6.33%
3.20%
VFORX
-3.19%
-4.50%
-5.07%
7.26%
6.17%
5.20%
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TCLOX vs. VFORX - Expense Ratio Comparison
TCLOX has a 0.49% expense ratio, which is higher than VFORX's 0.08% expense ratio.
Risk-Adjusted Performance
TCLOX vs. VFORX — Risk-Adjusted Performance Rank
TCLOX
VFORX
TCLOX vs. VFORX - Risk-Adjusted Performance Comparison
This table presents a comparison of risk-adjusted performance metrics for TIAA-CREF Lifecycle 2040 Fund (TCLOX) and Vanguard Target Retirement 2040 Fund (VFORX). Risk-adjusted metrics are performance indicators that assess an investment's returns in relation to its risk, enabling a more accurate comparison of different investment options.
Dividends
TCLOX vs. VFORX - Dividend Comparison
TCLOX's dividend yield for the trailing twelve months is around 1.36%, less than VFORX's 2.74% yield.
| TTM | 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | 2015 | 2014 | |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
TCLOX TIAA-CREF Lifecycle 2040 Fund | 1.36% | 1.30% | 1.37% | 1.05% | 2.36% | 1.76% | 1.09% | 1.97% | 1.91% | 1.28% | 1.42% | 2.36% |
VFORX Vanguard Target Retirement 2040 Fund | 2.74% | 2.65% | 2.38% | 2.60% | 20.68% | 2.06% | 2.28% | 2.58% | 1.95% | 2.40% | 2.99% | 1.99% |
Drawdowns
TCLOX vs. VFORX - Drawdown Comparison
The maximum TCLOX drawdown since its inception was -54.35%, which is greater than VFORX's maximum drawdown of -51.63%. Use the drawdown chart below to compare losses from any high point for TCLOX and VFORX. For additional features, visit the drawdowns tool.
Volatility
TCLOX vs. VFORX - Volatility Comparison
The current volatility for TIAA-CREF Lifecycle 2040 Fund (TCLOX) is 7.42%, while Vanguard Target Retirement 2040 Fund (VFORX) has a volatility of 8.58%. This indicates that TCLOX experiences smaller price fluctuations and is considered to be less risky than VFORX based on this measure. The chart below showcases a comparison of their rolling one-month volatility.