JPMorgan SmartRetirement 2040 Fund (SMTSX) belongs to the Target Retirement Date category. Below you'll find alternative mutual funds from the same category, ranked by key criteria, plus funds that investors commonly compare with SMTSX. Use the tables to find lower-cost options, better risk-adjusted returns, or a closer substitute for your current allocation.
Cheapest Alternatives to SMTSX
SMTSX charges 0.25% annually. There are 220 mutual funds in the Target Retirement Date category with lower expense ratios, going as low as 0.01%.
| Symbol | Name | Expense Ratio | AUM | Inception | |
|---|---|---|---|---|---|
| Principal LifeTime 2055 Fund | 0.01% | — | Feb 2008 | SMTSX vs LTFIX | |
| Principal LifeTime 2045 Fund | 0.01% | — | Feb 2008 | SMTSX vs LTRIX | |
| Principal LifeTime 2025 Fund | 0.01% | — | Feb 2008 | SMTSX vs LTSTX | |
| Principal LifeTime 2050 Fund | 0.01% | — | Feb 2001 | SMTSX vs PPLIX | |
| Principal LifeTime 2020 Fund | 0.01% | — | Feb 2001 | SMTSX vs PLWIX |
Best Risk-Adjusted Alternatives to SMTSX
SMTSX has a PortfoliosLab risk / return rank of 46. There are 605 mutual funds in the Target Retirement Date category with higher risk-adjusted ranks, going as high as 86.
| Symbol | Name | Risk / Return Rank | AUM | Inception | |
|---|---|---|---|---|---|
| State Street Target Retirement Fund | 86 | — | Sep 2014 | SMTSX vs SSFNX | |
| USAA Target Retirement Income Fund | 85 | — | Jul 2008 | SMTSX vs URINX | |
| Prudential Day One Income Fund | 85 | — | Dec 2016 | SMTSX vs PDAHX | |
| Putnam Retirement Advantage Maturity Fund | 84 | — | Dec 2019 | SMTSX vs PADLX | |
| USAA Target Retirement 2030 Fund | 84 | — | Jul 2008 | SMTSX vs URTRX |
Top Performing SMTSX Alternatives (YTD)
SMTSX is at 7.43% YTD. There are 367 mutual funds in the Target Retirement Date category with higher YTD returns, going as high as 13.54%.
| Symbol | Name | YTD Return | AUM | Inception | |
|---|---|---|---|---|---|
| USAA Target Retirement 2060 Fund | 13.54% | — | Jul 2013 | SMTSX vs URSIX | |
| USAA Target Retirement 2050 Fund | 13.05% | — | Jul 2008 | SMTSX vs URFFX | |
| Fidelity Flex Freedom Blend 2060 Fund | 12.35% | — | Jun 2017 | SMTSX vs FWLSX | |
| Fidelity Flex Freedom Blend 2065 Fund | 12.26% | — | Jun 2019 | SMTSX vs FDFPX | |
| Fidelity Flex Freedom Blend 2055 Fund | 12.26% | — | Jun 2017 | SMTSX vs FQLSX |
Lowest Volatility Alternatives to SMTSX
SMTSX has 11.00% 1-year volatility. There are 334 mutual funds in the Target Retirement Date category with lower 1-year volatility, going as low as 3.51%.
| Symbol | Name | Volatility 1Y | AUM | Inception | |
|---|---|---|---|---|---|
| Dimensional Retirement Income Fund | 3.51% | — | Nov 2015 | SMTSX vs TDIFX | |
| Fidelity Freedom Index Retirement Fund Investor Cl... | 4.44% | — | Oct 2009 | SMTSX vs FIKFX | |
| Fidelity Freedom Index Income Fund Institutional P... | 4.47% | — | Oct 2009 | SMTSX vs FFGZX | |
| MFS Lifetime Income Fund | 4.51% | — | Sep 2005 | SMTSX vs MLLIX | |
| Dimensional 2015 Target Date Retirement Income Fun... | 4.52% | — | Nov 2015 | SMTSX vs DRIQX |
Lowest Drawdown Alternatives to SMTSX
SMTSX has a 1-year max drawdown of -8.04%. There are 344 mutual funds in the Target Retirement Date category with shallower 1-year drawdowns, going as shallow as -2.61%.
| Symbol | Name | Max Drawdown 1Y | AUM | Inception | |
|---|---|---|---|---|---|
| Dimensional Retirement Income Fund | -2.61% | — | Nov 2015 | SMTSX vs TDIFX | |
| Fidelity Freedom Index Retirement Fund Investor Cl... | -3.32% | — | Oct 2009 | SMTSX vs FIKFX | |
| Fidelity Freedom Index Income Fund Institutional P... | -3.33% | — | Oct 2009 | SMTSX vs FFGZX | |
| Dimensional 2015 Target Date Retirement Income Fun... | -3.47% | — | Nov 2015 | SMTSX vs DRIQX | |
| Putnam RetirementReady Maturity Fund | -3.50% | — | Oct 2004 | SMTSX vs PRMYX |
Other Mutual Funds from JPMorgan
The 10 most viewed JPMorgan mutual funds shown here include JLGMX, SEEGX, OLGAX and span 10 categories.
Often Compared With SMTSX
Investors most often compare SMTSX with PMTIX, FNSFX, FRQHX. These 20 comparison targets span 1 categories, based on PortfoliosLab usage data.
Compare SMTSX with Any Fund or Stock
Compare SMTSX with any ETF, mutual fund, or stock using PortfoliosLab's comparison tool.
Pair SMTSX with funds that move differently
JPMorgan SmartRetirement 2040 Fund alternatives help with substitution. Diversifiers are the next step when you want funds with lower historical correlation to SMTSX.
Explore SMTSX Diversifiers