JPMorgan SmartRetirement 2040 Fund (SMTSX)
The investment seeks high total return with a shift to current income and some capital appreciation over time as the fund approaches and passes the target retirement date. The fund is generally intended for investors who plan to retire around the year 2040 and then withdraw their investment in the fund throughout retirement. It is designed to provide exposure to equity, fixed income and cash/cash equivalent asset classes by investing in mutual funds and ETFs within the same group of investment companies, passive ETFs that are managed by unaffiliated investment advisers in certain limited instances and/or direct investments in other financial instruments.
Fund Info
US4812A38258
4812A3825
May 14, 2006
$1,000,000
Large-Cap
Blend
Expense Ratio
SMTSX has an expense ratio of 0.25%, which is considered low.
Share Price Chart
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Compare to other instruments
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Performance
Performance Chart
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Returns By Period
JPMorgan SmartRetirement 2040 Fund (SMTSX) returned 4.14% year-to-date (YTD) and 10.41% over the past 12 months. Over the past 10 years, SMTSX returned 7.61% annually, underperforming the S&P 500 benchmark at 10.85%.
SMTSX
4.14%
4.48%
0.79%
10.41%
9.59%
10.89%
7.61%
^GSPC (Benchmark)
0.51%
6.15%
-2.00%
12.92%
12.68%
14.19%
10.85%
Monthly Returns
The table below presents the monthly returns of SMTSX, with color gradation from worst to best to easily spot seasonal factors. Returns are adjusted for dividends.
| Jan | Feb | Mar | Apr | May | Jun | Jul | Aug | Sep | Oct | Nov | Dec | Total | |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| 2025 | 2.79% | 0.23% | -3.07% | -0.19% | 4.48% | 4.14% | |||||||
| 2024 | -1.91% | 3.85% | 2.79% | -3.42% | 3.78% | 1.64% | 1.93% | 2.12% | 1.68% | -2.04% | 3.33% | -3.21% | 10.60% |
| 2023 | 7.00% | -2.56% | 1.85% | 1.04% | -0.87% | 4.77% | 2.72% | -2.40% | -3.92% | -2.45% | 7.86% | 7.33% | 21.23% |
| 2022 | -4.27% | -2.82% | 0.70% | -7.07% | -0.05% | -7.21% | 6.26% | -3.65% | -8.11% | 4.70% | 7.50% | -4.06% | -17.97% |
| 2021 | 0.00% | 2.69% | 2.00% | 4.00% | 1.29% | 0.31% | 0.50% | 1.85% | -3.81% | 4.76% | -2.51% | 4.01% | 15.76% |
| 2020 | -0.93% | -5.90% | -14.18% | 9.19% | 4.07% | 3.04% | 5.11% | 4.62% | -2.64% | -1.54% | 11.17% | 4.71% | 14.95% |
| 2019 | 7.32% | 2.27% | 1.35% | 2.76% | -4.55% | 5.52% | 0.09% | -1.40% | 1.60% | 2.13% | 1.99% | 3.17% | 24.05% |
| 2018 | 4.69% | -4.31% | -1.07% | -0.13% | 0.54% | -0.73% | 2.47% | 0.97% | -0.12% | -7.02% | 1.50% | -6.19% | -9.63% |
| 2017 | 2.74% | 2.37% | 0.83% | 1.61% | 1.59% | 0.74% | 2.64% | 0.32% | 1.88% | 2.07% | 1.94% | 1.15% | 21.75% |
| 2016 | -5.63% | -1.14% | 6.61% | 0.97% | 0.86% | 0.01% | 3.77% | 0.31% | 0.34% | -1.89% | 1.30% | 1.37% | 6.61% |
| 2015 | -0.51% | 4.31% | -0.62% | 0.30% | 1.18% | -2.13% | 1.25% | -5.92% | -3.15% | 6.23% | -0.25% | -1.94% | -1.82% |
| 2014 | -3.47% | 4.58% | 0.42% | -0.10% | 2.14% | 2.18% | -1.55% | 3.05% | -2.97% | 2.55% | 1.84% | -0.80% | 7.78% |
Risk-Adjusted Performance
Risk-Adjusted Performance Rank
The current rank of SMTSX is 59, indicating average performance compared to other mutual funds on our website. Here’s a breakdown of how it compares using common performance measures.
Risk-Adjusted Performance Indicators
The charts below present risk-adjusted performance metrics for JPMorgan SmartRetirement 2040 Fund (SMTSX) and compare them to a chosen benchmark (^GSPC). These indicators evaluate an investment's returns against its associated risks.
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Dividends
Dividend History
JPMorgan SmartRetirement 2040 Fund provided a 4.67% dividend yield over the last twelve months, with an annual payout of $1.05 per share.
| Period | TTM | 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | 2015 | 2014 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Dividend | $1.05 | $1.05 | $0.38 | $1.74 | $4.05 | $1.13 | $2.46 | $1.18 | $0.93 | $0.56 | $0.60 | $0.85 |
Dividend yield | 4.67% | 4.87% | 1.87% | 10.16% | 17.65% | 4.83% | 11.47% | 6.11% | 4.10% | 2.89% | 3.20% | 4.35% |
Monthly Dividends
The table displays the monthly dividend distributions for JPMorgan SmartRetirement 2040 Fund. The dividends shown in the table have been adjusted to account for any splits that may have occurred.
| Jan | Feb | Mar | Apr | May | Jun | Jul | Aug | Sep | Oct | Nov | Dec | Total | |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| 2025 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | |||||||
| 2024 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $1.05 | $1.05 |
| 2023 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.38 | $0.38 |
| 2022 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $1.74 | $1.74 |
| 2021 | $0.00 | $0.00 | $0.03 | $0.00 | $0.00 | $0.04 | $0.00 | $0.00 | $0.01 | $0.00 | $0.00 | $3.97 | $4.05 |
| 2020 | $0.00 | $0.00 | $0.03 | $0.00 | $0.00 | $0.03 | $0.00 | $0.00 | $0.02 | $0.00 | $0.00 | $1.05 | $1.13 |
| 2019 | $0.00 | $0.00 | $0.04 | $0.00 | $0.00 | $0.05 | $0.00 | $0.00 | $0.06 | $0.00 | $0.00 | $2.31 | $2.46 |
| 2018 | $0.00 | $0.00 | $0.04 | $0.00 | $0.00 | $0.05 | $0.00 | $0.00 | $0.04 | $0.00 | $0.00 | $1.05 | $1.18 |
| 2017 | $0.00 | $0.00 | $0.04 | $0.00 | $0.00 | $0.04 | $0.00 | $0.00 | $0.04 | $0.00 | $0.00 | $0.81 | $0.93 |
| 2016 | $0.00 | $0.00 | $0.03 | $0.00 | $0.00 | $0.05 | $0.00 | $0.00 | $0.06 | $0.00 | $0.00 | $0.42 | $0.56 |
| 2015 | $0.00 | $0.00 | $0.01 | $0.00 | $0.00 | $0.06 | $0.00 | $0.00 | $0.01 | $0.00 | $0.00 | $0.51 | $0.60 |
| 2014 | $0.04 | $0.00 | $0.00 | $0.06 | $0.00 | $0.00 | $0.06 | $0.00 | $0.00 | $0.70 | $0.85 |
Drawdowns
Drawdowns Chart
The Drawdowns chart displays portfolio losses from any high point along the way. Drawdowns are calculated considering price movements and all distributions paid, if any.
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Worst Drawdowns
The table below displays the maximum drawdowns of the JPMorgan SmartRetirement 2040 Fund. A maximum drawdown is a measure of risk, indicating the largest reduction in portfolio value due to a series of losing trades.
The maximum drawdown for the JPMorgan SmartRetirement 2040 Fund was 51.41%, occurring on Mar 9, 2009. Recovery took 489 trading sessions.
The current JPMorgan SmartRetirement 2040 Fund drawdown is 0.66%.
Depth | Start | To Bottom | Bottom | To Recover | End | Total |
|---|---|---|---|---|---|---|
| -51.41% | Nov 1, 2007 | 338 | Mar 9, 2009 | 489 | Feb 14, 2011 | 827 |
| -31.43% | Feb 20, 2020 | 23 | Mar 23, 2020 | 111 | Aug 28, 2020 | 134 |
| -24.82% | Nov 9, 2021 | 235 | Oct 14, 2022 | 339 | Feb 22, 2024 | 574 |
| -21.76% | May 2, 2011 | 108 | Oct 3, 2011 | 115 | Mar 19, 2012 | 223 |
| -18.47% | Jan 29, 2018 | 229 | Dec 24, 2018 | 212 | Oct 28, 2019 | 441 |
Volatility
Volatility Chart
The chart below shows the rolling one-month volatility.
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