Principal LifeTime 2055 Fund (LTFIX) belongs to the Target Retirement Date category. Below you'll find alternative mutual funds from the same category, ranked by key criteria, plus funds that investors commonly compare with LTFIX. Use the tables to find lower-cost options, better risk-adjusted returns, or a closer substitute for your current allocation.
Cheapest Alternatives to LTFIX
LTFIX charges 0.01% annually. No mutual funds in the Target Retirement Date category have lower expense ratios; the lowest-cost alternatives shown here go as low as 0.01%.
| Symbol | Name | Expense Ratio | AUM | Inception | |
|---|---|---|---|---|---|
| John Hancock Funds Multi-Index 2060 Lifetime Portf... | 0.01% | — | Mar 2016 | LTFIX vs JIEHX | |
| Principal LifeTime 2020 Fund | 0.01% | — | Feb 2001 | LTFIX vs PLWIX | |
| Principal LifeTime 2035 Fund | 0.01% | — | Feb 2008 | LTFIX vs LTIUX | |
| Principal LifeTime 2040 Fund | 0.01% | — | Feb 2001 | LTFIX vs PTDIX | |
| John Hancock Funds Multi-Index 2045 Lifetime Portf... | 0.01% | — | Nov 2013 | LTFIX vs JRLVX |
Best Risk-Adjusted Alternatives to LTFIX
LTFIX has a PortfoliosLab risk / return rank of 49. There are 572 mutual funds in the Target Retirement Date category with higher risk-adjusted ranks, going as high as 86.
| Symbol | Name | Risk / Return Rank | AUM | Inception | |
|---|---|---|---|---|---|
| State Street Target Retirement Fund | 86 | — | Sep 2014 | LTFIX vs SSFNX | |
| USAA Target Retirement Income Fund | 85 | — | Jul 2008 | LTFIX vs URINX | |
| Prudential Day One Income Fund | 85 | — | Dec 2016 | LTFIX vs PDAHX | |
| Putnam Retirement Advantage Maturity Fund | 84 | — | Dec 2019 | LTFIX vs PADLX | |
| USAA Target Retirement 2030 Fund | 84 | — | Jul 2008 | LTFIX vs URTRX |
Top Performing LTFIX Alternatives (YTD)
LTFIX is at 8.75% YTD. There are 278 mutual funds in the Target Retirement Date category with higher YTD returns, going as high as 13.54%.
| Symbol | Name | YTD Return | AUM | Inception | |
|---|---|---|---|---|---|
| USAA Target Retirement 2060 Fund | 13.54% | — | Jul 2013 | LTFIX vs URSIX | |
| USAA Target Retirement 2050 Fund | 13.05% | — | Jul 2008 | LTFIX vs URFFX | |
| Fidelity Flex Freedom Blend 2060 Fund | 12.35% | — | Jun 2017 | LTFIX vs FWLSX | |
| Fidelity Flex Freedom Blend 2055 Fund | 12.26% | — | Jun 2017 | LTFIX vs FQLSX | |
| Fidelity Flex Freedom Blend 2065 Fund | 12.26% | — | Jun 2019 | LTFIX vs FDFPX |
Lowest Volatility Alternatives to LTFIX
LTFIX has 12.88% 1-year volatility. There are 468 mutual funds in the Target Retirement Date category with lower 1-year volatility, going as low as 3.51%.
| Symbol | Name | Volatility 1Y | AUM | Inception | |
|---|---|---|---|---|---|
| Dimensional Retirement Income Fund | 3.51% | — | Nov 2015 | LTFIX vs TDIFX | |
| Fidelity Freedom Index Retirement Fund Investor Cl... | 4.44% | — | Oct 2009 | LTFIX vs FIKFX | |
| Fidelity Freedom Index Income Fund Institutional P... | 4.47% | — | Oct 2009 | LTFIX vs FFGZX | |
| MFS Lifetime Income Fund | 4.51% | — | Sep 2005 | LTFIX vs MLLIX | |
| Dimensional 2015 Target Date Retirement Income Fun... | 4.52% | — | Nov 2015 | LTFIX vs DRIQX |
Lowest Drawdown Alternatives to LTFIX
LTFIX has a 1-year max drawdown of -8.71%. There are 413 mutual funds in the Target Retirement Date category with shallower 1-year drawdowns, going as shallow as -2.61%.
| Symbol | Name | Max Drawdown 1Y | AUM | Inception | |
|---|---|---|---|---|---|
| Dimensional Retirement Income Fund | -2.61% | — | Nov 2015 | LTFIX vs TDIFX | |
| Fidelity Freedom Index Retirement Fund Investor Cl... | -3.32% | — | Oct 2009 | LTFIX vs FIKFX | |
| Fidelity Freedom Index Income Fund Institutional P... | -3.33% | — | Oct 2009 | LTFIX vs FFGZX | |
| Dimensional 2015 Target Date Retirement Income Fun... | -3.47% | — | Nov 2015 | LTFIX vs DRIQX | |
| Putnam RetirementReady Maturity Fund | -3.50% | — | Oct 2004 | LTFIX vs PRMYX |
Other Mutual Funds from Principal
The 10 most viewed Principal mutual funds shown here include PCBIX, PLSAX, PLGIX and span 7 categories.
| Symbol | Name | Category | Risk / Return Rank | YTD Return | AUM | Inception | |
|---|---|---|---|---|---|---|---|
| Principal MidCap Fund Institutional Class | Mid Cap Growth Equities | 1 | -3.74% | — | Dec 2000 | LTFIX vs PCBIX | |
| Principal LargeCap S&P 500 Index Fund Class A | S&P 500 | 60 | 9.18% | — | Feb 2001 | LTFIX vs PLSAX | |
| Principal LargeCap Growth Fund I | Large Cap Growth Equities | 5 | -1.62% | — | Dec 2000 | LTFIX vs PLGIX | |
| Principal MidCap R6 | Mid Cap Growth Equities | 1 | -3.68% | — | Nov 2016 | LTFIX vs PMAQX | |
| Principal Capital Appreciation Fund | Large Cap Blend Equities | 42 | 8.06% | — | Nov 1986 | LTFIX vs CMNWX | |
| Principal Blue Chip Fund | Large Cap Growth Equities | 2 | -2.47% | — | Jun 2012 | LTFIX vs PBCKX | |
| Principal Global Multi-Strategy Fund | Multistrategy | 97 | 5.75% | — | Oct 2011 | LTFIX vs PSMIX | |
| Principal LifeTime 2045 Fund | Target Retirement Date | 49 | 7.81% | — | Feb 2008 | LTFIX vs LTRIX | |
| Principal LifeTime 2030 Fund | Target Retirement Date | 50 | 5.18% | — | Feb 2001 | LTFIX vs PMTIX | |
| Principal SAM Strategic Growth Portfolio | Diversified Portfolio | 64 | 10.88% | — | Jul 1996 | LTFIX vs SACAX |
Often Compared With LTFIX
Investors most often compare LTFIX with FXAIX, VIGRX, WFSPX. These 20 comparison targets span 4 categories, based on PortfoliosLab usage data.
Compare LTFIX with Any Fund or Stock
Compare LTFIX with any ETF, mutual fund, or stock using PortfoliosLab's comparison tool.
Pair LTFIX with funds that move differently
Principal LifeTime 2055 Fund alternatives help with substitution. Diversifiers are the next step when you want funds with lower historical correlation to LTFIX.
Explore LTFIX Diversifiers