- ISIN
- US85749R6449
- CUSIP
- 85749R644
- Issuer
- State Street
- Inception Date
- Sep 29, 2014
- Category
- Target Retirement Date
- Min. Investment
- $0
- Distribution Policy
- Distributing
- Asset Class
- Multi-Asset
- Asset Class Size
- Large-Cap
- Asset Class Style
- Blend
Share Price Chart
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Performance
SSDJX Performance Chart
State Street Target Retirement 2050 Fund (SSDJX) is up 11.4% since the beginning of the year. SSDJX is currently trading at $19 per share. Investors who bought $1,000 worth of SSDJX shares 5 years ago would now be looking at an investment worth $1,520.
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Returns By Period
State Street Target Retirement 2050 Fund (SSDJX) has returned 11.35% so far this year and 26.49% over the past 12 months. Over the last ten years, SSDJX has returned 11.09% per year, falling short of the S&P 500 Index benchmark, which averaged 13.88% annually.
State Street Target Retirement 2050 Fund
- 1D
- 0.86%
- 1M
- 1.89%
- YTD
- 11.35%
- 6M
- 11.01%
- 1Y
- 26.49%
- 3Y*
- 17.09%
- 5Y*
- 8.73%
- 10Y*
- 11.09%
Benchmark (S&P 500 Index)
- 1D
- -0.37%
- 1M
- -0.01%
- YTD
- 9.16%
- 6M
- 8.64%
- 1Y
- 25.22%
- 3Y*
- 19.78%
- 5Y*
- 11.99%
- 10Y*
- 13.88%
SSDJX Monthly Returns History
Based on dividend-adjusted daily data since Oct 1, 2014, SSDJX's average daily return is +0.04%, while the average monthly return is +0.85%. At this rate, an investment would double in approximately 6.8 years.
Historically, 67% of months were positive and 33% were negative. The best month was Nov 2020 with a return of +12.0%, while the worst month was Mar 2020 at -12.7%. The longest winning streak lasted 13 consecutive months, and the longest losing streak was 4 months.
On a daily basis, SSDJX closed higher 52% of trading days. The best single day was Mar 24, 2020 with a return of +7.5%, while the worst single day was Mar 16, 2020 at -9.1%.
| Jan | Feb | Mar | Apr | May | Jun | Jul | Aug | Sep | Oct | Nov | Dec | Total | |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| 2026 | 3.13% | 2.18% | -6.40% | 8.09% | 4.22% | 0.21% | 11.35% | ||||||
| 2025 | 3.16% | -0.13% | -3.14% | 0.74% | 4.76% | 4.28% | 0.74% | 2.92% | 3.25% | 1.78% | 0.17% | 0.70% | 20.71% |
| 2024 | -0.51% | 3.64% | 2.88% | -3.82% | 4.04% | 1.23% | 2.63% | 2.17% | 2.18% | -2.77% | 3.94% | -3.44% | 12.35% |
| 2023 | 7.69% | -3.03% | 2.16% | 0.94% | -1.48% | 5.44% | 3.36% | -3.18% | -4.41% | -3.75% | 9.17% | 5.98% | 19.18% |
| 2022 | -4.93% | -2.29% | 0.90% | -7.99% | 0.22% | -7.85% | 6.67% | -3.62% | -9.38% | 5.09% | 7.80% | -3.92% | -19.24% |
| 2021 | -0.35% | 2.08% | 1.70% | 3.87% | 1.29% | 1.40% | 0.44% | 1.31% | -3.94% | 4.48% | -2.70% | 3.15% | 13.12% |
Benchmark Metrics
State Street Target Retirement 2050 Fund has an annualized alpha of 0.21%, beta of 0.78, and R2 of 0.91 versus S&P 500 Index. Calculated based on daily prices since October 01, 2014.
- This fund participated in 89.16% of S&P 500 Index downside but only 81.82% of its upside - more exposed to losses than it benefited from rallies.
- Alpha
- 0.21%
- Beta
- 0.78
- R²
- 0.91
- Upside Capture
- 81.82%
- Downside Capture
- 89.16%
Expense Ratio
SSDJX has an expense ratio of 0.21%, which is considered low.
Return for Risk
Risk / Return Rank
SSDJX ranks 68 for risk / return — better than 68% of mutual funds on our site. You're getting solid returns for the risk taken. A good sign, especially for investors who want growth without excessive volatility.
Return / Risk — by metrics
The table below present risk-adjusted performance metrics for State Street Target Retirement 2050 Fund (SSDJX) and compare them to S&P 500 Index.
Values are calculated on a 1-year rolling basis and updated daily. Risk-adjusted metrics are more stable over longer periods — use the period switch above to explore them.
| SSDJX | Benchmark | Difference | |
|---|---|---|---|
| Sharpe ratioReturn per unit of total volatility | +0.21 | ||
| Sortino ratioReturn per unit of downside risk | +0.34 | ||
| Omega ratioGain probability vs. loss probability | 1.43 | 1.37 | +0.06 |
| Calmar ratioReturn relative to maximum drawdown | 2.98 | 2.78 | +0.20 |
| Martin ratioReturn relative to average drawdown | 12.47 | 12.44 | +0.03 |
Dividends
Dividend History
State Street Target Retirement 2050 Fund provided a 5.43% dividend yield over the last twelve months, with an annual payout of $1.02 per share. The fund has been increasing its distributions for 2 consecutive years.
| Period | TTM | 2025 | 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | 2015 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Dividend | $1.02 | $1.02 | $0.69 | $0.43 | $0.65 | $0.76 | $0.60 | $0.86 | $0.54 | $0.05 | $0.18 | $0.18 |
Dividend yield | 5.43% | 6.05% | 4.63% | 3.13% | 5.47% | 4.87% | 4.13% | 6.79% | 5.05% | 0.45% | 1.73% | 1.86% |
Monthly Dividends
The table displays the monthly dividend distributions for State Street Target Retirement 2050 Fund. The dividends shown in the table have been adjusted to account for any splits that may have occurred.
| Jan | Feb | Mar | Apr | May | Jun | Jul | Aug | Sep | Oct | Nov | Dec | Total | |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| 2026 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | ||||||
| 2025 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $1.02 | $1.02 |
| 2024 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.69 | $0.69 |
| 2023 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.43 | $0.43 |
| 2022 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.65 | $0.65 |
| 2021 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.76 | $0.76 |
Drawdowns
Drawdowns Chart
The Drawdowns chart displays portfolio losses from any high point along the way. Drawdowns are calculated considering price movements and all distributions paid, if any.
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Worst Drawdowns
The table below displays the maximum drawdowns of the State Street Target Retirement 2050 Fund. A maximum drawdown is a measure of risk, indicating the largest reduction in portfolio value due to a series of losing trades.
The maximum drawdown for the State Street Target Retirement 2050 Fund was 29.95%, occurring on Mar 23, 2020. Recovery took 93 trading sessions.
The current State Street Target Retirement 2050 Fund drawdown is 0.26%.
Related event | Drawdown | Fall | Recovery | Underwater |
|---|---|---|---|---|
COVID crash2020 | -29.95%Mar 2020 | 1mo 2d | 4mo 14d | 5mo 16dFeb 2020 - Aug 2020 |
Bear market2022 | -27.45%Oct 2022 | 11mo 9d | 1y 5mo | 2y 4moNov 2021 - Mar 2024 |
Rate-hike selloffLate 2018 | -17.17%Dec 2018 | 10mo 29d | 4mo 10d | 1y 3moJan 2018 - May 2019 |
2016 correction2016 | -16.75%Feb 2016 | 9mo 18d | 6mo 3d | 1y 3moApr 2015 - Aug 2016 |
2025 selloff2025 | -14.70%Apr 2025 | 1mo 18d | 1mo 11d | 2mo 29dFeb 2025 - May 2025 |
Drawdown Indicators
| SSDJX | Benchmark | Difference | |
|---|---|---|---|
Max DrawdownLargest peak-to-trough decline | -29.95% | -56.78% | +26.83% |
Max Drawdown (1Y)Largest decline over 1 year | -8.73% | -9.10% | +0.37% |
Max Drawdown (3Y)Largest decline over 3 years | -14.70% | -18.90% | +4.20% |
Max Drawdown (5Y)Largest decline over 5 years | -27.45% | -25.43% | -2.02% |
Max Drawdown (10Y)Largest decline over 10 years | -29.95% | -33.92% | +3.97% |
Current DrawdownCurrent decline from peak | -0.26% | -1.80% | +1.54% |
Average DrawdownAverage peak-to-trough decline | -5.04% | -10.71% | +5.67% |
Ulcer IndexDepth and duration of drawdowns from previous peaks | 2.08% | 2.03% | +0.05% |
Volatility
Volatility Chart
The chart below shows the rolling one-month volatility.
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