IRA Balance Portfolio

The chart shows the growth of an initial investment of $10,000 in IRA Balance Portfolio, comparing it to the performance of the S&P 500 index or another benchmark. All prices have been adjusted for splits and dividends. The portfolio is rebalanced Every 3 months.

Based on dividend-adjusted daily data since Jun 30, 2021, IRA Balance Portfolio's average daily return is +0.05%, while the average monthly return is +1.01%. At this rate, your investment would double in approximately 5.7 years.

Historically, 63% of months were positive and 37% were negative. The best month was Nov 2022 with a return of +8.3%, while the worst month was Mar 2026 at -7.7%. The longest winning streak lasted 11 consecutive months, and the longest losing streak was 3 months.

On a daily basis, IRA Balance Portfolio closed higher 55% of trading days. The best single day was Apr 9, 2025 with a return of +7.2%, while the worst single day was Jan 30, 2026 at -5.8%.

IRA Balance Portfolio has an annualized alpha of 5.07%, beta of 0.74, and R² of 0.78 versus S&P 500 Index. Calculated based on daily prices since June 30, 2021.

• This portfolio participates in less of S&P 500 Index's moves in both directions, but captures a larger share of gains (82.90%) than losses (69.10%) — typical of diversified or defensive assets.
• This portfolio generated an annualized alpha of 5.07% versus S&P 500 Index — delivering returns beyond what market exposure alone would predict.

IRA Balance Portfolio has an expense ratio of 0.12%, which is considered low. Below, you can find the expense ratios of the portfolio's funds side by side and easily compare their relative costs.

IRA Balance Portfolio ranks 77 for risk / return — better than 77% of portfolios on our site. You're getting solid returns for the risk taken. A good sign, especially for investors who want growth without excessive volatility.

The Sharpe ratio helps investors understand how much return they're getting for the level of risk taken. A higher Sharpe ratio indicates better risk-adjusted performance, meaning more reward for each unit of risk.

IRA Balance Portfolio Sharpe ratios as of Apr 2, 2026 (values are recalculated daily):

• 1-Year: 1.80
• All Time: 0.86

These values reflect how efficiently the investment has delivered returns relative to its volatility over different time periods. All figures are annualized and based on daily total returns (including price changes and dividends).

Compared to the broad market, where average Sharpe ratios range from 1.00 to 1.70, this portfolio's current Sharpe ratio is in the top 25%. This signifies superior risk-adjusted performance, meaning the portfolio is delivering strong returns for the level of risk taken compared to most others.

The chart below shows the rolling Sharpe ratio of IRA Balance Portfolio compared to the selected benchmark. This view highlights how the investment's risk-adjusted performance has changed over time.

IRA Balance Portfolio provided a 1.59% dividend yield over the last twelve months.

The Drawdowns chart displays portfolio losses from any high point along the way. Drawdowns are calculated considering price movements and all distributions paid, if any.

The table below displays the maximum drawdowns of the IRA Balance Portfolio. A maximum drawdown is a measure of risk, indicating the largest reduction in portfolio value due to a series of losing trades.

The maximum drawdown for the IRA Balance Portfolio was 23.45%, occurring on Oct 14, 2022. Recovery took 292 trading sessions.

The current IRA Balance Portfolio drawdown is 10.30%.

The chart below shows the rolling one-month volatility.