VTI vs. MINT
VTI (Vanguard Total Stock Market ETF) and MINT (PIMCO Enhanced Short Maturity Active ETF) are both exchange-traded funds - VTI is a Large Cap Blend Equities fund tracking the CRSP US Total Market Index, while MINT is a Ultrashort Bond fund actively managed by PIMCO. VTI is passively managed, while MINT is actively managed. Over the past 10 years, VTI returned 14.84%/yr vs 2.71%/yr for MINT. At a correlation of -0.01, they often move in opposite directions. VTI charges 0.03%/yr vs 0.36%/yr for MINT.
Performance
VTI vs. MINT - Performance Comparison
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Returns By Period
In the year-to-date period, VTI achieves a 9.05% return, which is significantly higher than MINT's 1.86% return. Over the past 10 years, VTI has outperformed MINT with an annualized return of 14.84%, while MINT has yielded a comparatively lower 2.71% annualized return.
VTI
- 1D
- 0.30%
- 1M
- 0.44%
- YTD
- 9.05%
- 6M
- 8.94%
- 1Y
- 24.96%
- 3Y*
- 21.05%
- 5Y*
- 12.25%
- 10Y*
- 14.84%
MINT
- 1D
- 0.01%
- 1M
- 0.35%
- YTD
- 1.86%
- 6M
- 2.21%
- 1Y
- 4.65%
- 3Y*
- 5.38%
- 5Y*
- 3.48%
- 10Y*
- 2.71%
VTI vs. MINT - Yearly Performance Comparison
| 2026 (YTD) | 2025 | 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | |
|---|---|---|---|---|---|---|---|---|---|---|
VTI Vanguard Total Stock Market ETF | 9.05% | 17.10% | 23.81% | 26.05% | -19.52% | 25.68% | 21.08% | 30.67% | -5.23% | 21.21% |
MINT PIMCO Enhanced Short Maturity Active ETF | 1.86% | 4.74% | 5.94% | 6.26% | -1.01% | -0.03% | 1.62% | 3.34% | 1.72% | 1.86% |
Correlation
The correlation between VTI and MINT is 0.06, meaning there is essentially no relationship between their price movements. Each responds to its own set of market drivers, making them strong candidates for combining in a diversified portfolio.
| Correlation | |
|---|---|
Correlation (1Y) Calculated over the trailing 1-year period | 0.06 |
Correlation (3Y) Calculated over the trailing 3-year period | 0.08 |
Correlation (5Y) Calculated over the trailing 5-year period | 0.13 |
Correlation (10Y) Calculated over the trailing 10-year period | 0.05 |
Correlation (All Time) Calculated using the full available price history since Nov 18, 2009 | -0.01 |
The correlation between VTI and MINT shifts across timeframes, from -0.01 (all time) to 0.13 (5 years), reflecting how their relationship changes across market environments.
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Return for Risk
VTI vs. MINT — Risk / Return Rank
VTI
MINT
VTI vs. MINT - Risk-Adjusted Trends Comparison
This table presents a comparison of risk-adjusted performance metrics for Vanguard Total Stock Market ETF (VTI) and PIMCO Enhanced Short Maturity Active ETF (MINT). Risk-adjusted metrics are performance indicators that assess an investment's returns in relation to its risk, enabling a more accurate comparison of different investment options.
| VTI | MINT | Difference | |
|---|---|---|---|
| Sharpe ratioReturn per unit of total volatility | -15.12 | ||
| Sortino ratioReturn per unit of downside risk | -62.52 | ||
| Omega ratioGain probability vs. loss probability | 1.36 | 20.44 | -19.08 |
| Calmar ratioReturn relative to maximum drawdown | 2.81 | 93.88 | -91.07 |
| Martin ratioReturn relative to average drawdown | 12.85 | 935.03 | -922.18 |
Data is calculated on a 1-year rolling basis and updated daily. The trend shows the change in the indicator over the past month. | |||
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Sharpe Ratios by Period
| VTI | MINT | Difference | |
|---|---|---|---|
Sharpe Ratio (1Y)Calculated over the trailing 1-year period | 2.02 | 17.14 | -15.12 |
Sharpe Ratio (5Y)Calculated over the trailing 5-year period | 0.71 | 6.01 | -5.31 |
Sharpe Ratio (10Y)Calculated over the trailing 10-year period | 0.81 | 2.88 | -2.06 |
Sharpe Ratio (All Time)Calculated using the full available price history | 0.50 | 2.47 | -1.97 |
Drawdowns
VTI vs. MINT - Drawdown Comparison
The maximum VTI drawdown since its inception was -55.45%, which is greater than MINT's maximum drawdown of -4.62%. Use the drawdown chart below to compare losses from any high point for VTI and MINT.
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Drawdown Indicators
| VTI | MINT | Difference | |
|---|---|---|---|
Max DrawdownLargest peak-to-trough decline | -55.45% | -4.62% | -50.83% |
Max Drawdown (1Y)Largest decline over 1 year | -8.92% | -0.05% | -8.87% |
Max Drawdown (3Y)Largest decline over 3 years | -19.30% | -0.16% | -19.14% |
Max Drawdown (5Y)Largest decline over 5 years | -25.36% | -2.42% | -22.94% |
Max Drawdown (10Y)Largest decline over 10 years | -35.00% | -4.62% | -30.38% |
Current DrawdownCurrent decline from peak | -2.64% | 0.00% | -2.64% |
Average DrawdownAverage peak-to-trough decline | -8.02% | -0.17% | -7.85% |
Ulcer IndexDepth and duration of drawdowns from previous peaks | 1.95% | 0.00% | +1.95% |
Volatility
VTI vs. MINT - Volatility Comparison
Vanguard Total Stock Market ETF (VTI) has a higher volatility of 3.88% compared to PIMCO Enhanced Short Maturity Active ETF (MINT) at 0.09%. This indicates that VTI's price experiences larger fluctuations and is considered to be riskier than MINT based on this measure. The chart below showcases a comparison of their rolling one-month volatility.
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Volatility by Period
| VTI | MINT | Difference | |
|---|---|---|---|
Volatility (1M)Calculated over the trailing 1-month period | 3.88% | 0.09% | +3.79% |
Volatility (6M)Calculated over the trailing 6-month period | 9.55% | 0.20% | +9.35% |
Volatility (1Y)Calculated over the trailing 1-year period | 12.44% | 0.27% | +12.17% |
Volatility (5Y)Calculated over the trailing 5-year period, annualized | 17.44% | 0.58% | +16.86% |
Volatility (10Y)Calculated over the trailing 10-year period, annualized | 18.33% | 0.95% | +17.38% |
VTI vs. MINT - Expense Ratio Comparison
VTI has a 0.03% expense ratio, which is lower than MINT's 0.36% expense ratio.
Dividends
VTI vs. MINT - Dividend Comparison
VTI's dividend yield for the trailing twelve months is around 1.03%, less than MINT's 4.28% yield.
| Position | TTM | 2025 | 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | 2015 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
MINT PIMCO Enhanced Short Maturity Active ETF | 4.28% | 4.63% | 5.22% | 4.91% | 1.90% | 0.44% | 1.15% | 2.65% | 2.32% | 1.61% | 1.35% | 0.88% |
VTI Vanguard Total Stock Market ETF | 1.03% | 1.12% | 1.27% | 1.44% | 1.66% | 1.21% | 1.42% | 1.78% | 2.04% | 1.71% | 1.92% | 1.98% |
Frequently Asked Questions
VTI and MINT have a correlation of 0.06, meaning they provide meaningful diversification benefit when combined. Depending on your allocation goals, holding both could reduce overall portfolio risk.
VTI has higher volatility (3.88%) compared to MINT (0.09%). In terms of maximum drawdown, VTI dropped -55.45% vs MINT's -4.62%.
On 10-year performance, VTI leads with 14.84% vs 2.71% for MINT. On fees, VTI is cheaper at 0.03% per year. On volatility, MINT has been the lower-risk option at 0.09%. The better choice depends on whether you care most about return, fees, risk, or income.
Over the 10-year period, VTI has performed better with a 14.84% return vs 2.71%. Past performance does not guarantee future results, so compare this with risk, fees, and fund exposure.
VTI is cheaper with a 0.03% expense ratio, compared with 0.36% for MINT.
MINT has the higher dividend yield at 4.28%, compared with 1.03% for VTI.
VTI is categorized as Large Cap Blend Equities, while MINT is Ultrashort Bond. They also come from different issuers: Vanguard and PIMCO. Their fees differ too: 0.03% for VTI and 0.36% for MINT.
MINT currently has the higher Sharpe Ratio (17.14 vs 2.02), meaning it's delivered slightly more return per unit of risk over the trailing 12 months. However, this ranking shifts over time - use the Risk/Return Score above for a more comprehensive view that combines Sharpe, Sortino, and other measures used by quantitative funds.
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