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IAUM vs. VTI
Performance
Return for Risk
Drawdowns
Volatility
Dividends

IAUM vs. VTI

Last updated Jun 5, 2026

IAUM (iShares Gold Trust Micro) and VTI (Vanguard Total Stock Market ETF) are both exchange-traded funds - IAUM is a Gold fund tracking the LBMA Gold Price PM, while VTI is a Large Cap Blend Equities fund tracking the CRSP US Total Market Index. Both are passively managed. Over the past 3 years, IAUM returned 31.59%/yr vs 22.37%/yr for VTI. At a 0.12 correlation, their price movements are largely independent. IAUM charges 0.09%/yr vs 0.03%/yr for VTI.

Performance

IAUM vs. VTI - Performance Comparison

The chart below illustrates the hypothetical performance of a $10,000 investment in iShares Gold Trust Micro (IAUM) and Vanguard Total Stock Market ETF (VTI). The values are adjusted to include any dividend payments, if applicable.

Loading charts...

Returns By Period

In the year-to-date period, IAUM achieves a 3.84% return, which is significantly lower than VTI's 11.72% return.

IAUM

1D
0.81%
1M
-1.65%
YTD
3.84%
6M
6.39%
1Y
32.66%
3Y*
31.59%
5Y*
—
10Y*
—

VTI

1D
0.47%
1M
4.59%
YTD
11.72%
6M
11.43%
1Y
28.79%
3Y*
22.37%
5Y*
12.80%
10Y*
15.04%
*Multi-year figures are annualized to reflect compound growth (CAGR)

IAUM vs. VTI - Yearly Performance Comparison

2026 (YTD)20252024202320222021
IAUM
iShares Gold Trust Micro		3.84%64.27%27.04%13.12%-0.49%3.87%
VTI
Vanguard Total Stock Market ETF		11.72%17.10%23.81%26.05%-19.52%9.09%

Correlation

The correlation between IAUM and VTI is 0.21, which is low. Their price movements are largely independent, making them effective diversification partners.

Correlation
Correlation (1Y)
Calculated over the trailing 1-year period

0.21

Correlation (3Y)
Calculated over the trailing 3-year period

0.17

Correlation (All Time)
Calculated using the full available price history since Jun 30, 2021

0.12

IAUM vs. VTI - Sectors Allocation Comparison

Sectors
IAUM
VTI

Real Estate

100.0%
2.4%

Basic Materials

-

2.0%

Communication Services

-

10.3%

Consumer Cyclical

-

10.0%

Consumer Defensive

-

4.7%

Energy

-

3.7%

Financial Services

-

12.0%

Healthcare

-

9.2%

Industrials

-

9.8%

Technology

-

33.5%

Utilities

-

2.3%

Real Estate

IAUM
100.0%
VTI
2.4%

Basic Materials

IAUM

-

VTI
2.0%

Communication Services

IAUM

-

VTI
10.3%

Consumer Cyclical

IAUM

-

VTI
10.0%

Consumer Defensive

IAUM

-

VTI
4.7%

Energy

IAUM

-

VTI
3.7%

Financial Services

IAUM

-

VTI
12.0%

Healthcare

IAUM

-

VTI
9.2%

Industrials

IAUM

-

VTI
9.8%

Technology

IAUM

-

VTI
33.5%

Utilities

IAUM

-

VTI
2.3%

Compare stocks, funds, or ETFs

Search for stocks, ETFs, and funds for a quick comparison or use the comparison tool for more options.

iShares Gold Trust Micro

Vanguard Total Stock Market ETF

Often compared with IAUM:
IAUM vs. IAUIAUM vs. GLDMIAUM vs. GLDIAUM vs. FSAGXIAUM vs. SGOLIAUM vs. PHYSIAUM vs. SIVR
Often compared with VTI:
VTI vs. VOOVTI vs. VXUSVTI vs. SPYVTI vs. VTVTI vs. SCHDVTI vs. FZROXVTI vs. QQQ

Return for Risk

IAUM vs. VTI — Risk / Return Rank

Compare risk-adjusted metric ranks to identify better-performing investments over the past 12 months.
IAUM
IAUM Risk / Return Rank: 3434
Overall Rank
IAUM Sharpe Ratio Rank: 3636
Sharpe Ratio Rank
IAUM Sortino Ratio Rank: 3232
Sortino Ratio Rank
IAUM Omega Ratio Rank: 3939
Omega Ratio Rank
IAUM Calmar Ratio Rank: 3535
Calmar Ratio Rank
IAUM Martin Ratio Rank: 3030
Martin Ratio Rank
VTI
VTI Risk / Return Rank: 7373
Overall Rank
VTI Sharpe Ratio Rank: 7474
Sharpe Ratio Rank
VTI Sortino Ratio Rank: 7373
Sortino Ratio Rank
VTI Omega Ratio Rank: 7373
Omega Ratio Rank
VTI Calmar Ratio Rank: 6666
Calmar Ratio Rank
VTI Martin Ratio Rank: 7878
Martin Ratio Rank
The rank (0–100) shows how this investment's returns compare to the risk taken. Higher = better. Based on the past 12 months of data, combining Sharpe, Sortino, and other metrics used by quantitative funds and institutional investors.

IAUM vs. VTI - Risk-Adjusted Trends Comparison

This table presents a comparison of risk-adjusted performance metrics for iShares Gold Trust Micro (IAUM) and Vanguard Total Stock Market ETF (VTI). Risk-adjusted metrics are performance indicators that assess an investment's returns in relation to its risk, enabling a more accurate comparison of different investment options.

IAUMVTIDifference
Sharpe ratioReturn per unit of total volatility
1.25
2.38

-1.13

Sortino ratioReturn per unit of downside risk
1.64
3.24

-1.60

Omega ratioGain probability vs. loss probability

1.25

1.43

-0.18

Calmar ratioReturn relative to maximum drawdown

1.71

3.24

-1.53

Martin ratioReturn relative to average drawdown

4.21

14.94

-10.73

Data is calculated on a 1-year rolling basis and updated daily. The trend shows the change in the indicator over the past month.

IAUM vs. VTI - Sharpe Ratio Comparison

The current IAUM Sharpe Ratio is 1.25, which is lower than the VTI Sharpe Ratio of 2.38. The chart below compares the historical Sharpe Ratios of IAUM and VTI, calculated using daily returns over the previous 12 months. A higher Sharpe Ratio indicates better risk-adjusted performance relative to the risk-free rate.

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Sharpe Ratios by Period

IAUMVTIDifference

Sharpe Ratio (1Y)

Calculated over the trailing 1-year period

1.25

2.38

-1.13

Sharpe Ratio (5Y)

Calculated over the trailing 5-year period

—

0.74

—

Sharpe Ratio (10Y)

Calculated over the trailing 10-year period

—

0.82

—

Sharpe Ratio (All Time)

Calculated using the full available price history

1.17

0.51

+0.66

Drawdowns

IAUM vs. VTI - Drawdown Comparison

The maximum IAUM drawdown since its inception was -20.87%, smaller than the maximum VTI drawdown of -55.45%. Use the drawdown chart below to compare losses from any high point for IAUM and VTI.

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Drawdown Indicators

IAUMVTIDifference

Max Drawdown

Largest peak-to-trough decline

-20.87%

-55.45%

+34.58%

Max Drawdown (1Y)

Largest decline over 1 year

-19.15%

-8.92%

-10.23%

Max Drawdown (3Y)

Largest decline over 3 years

-19.15%

-19.30%

+0.15%

Max Drawdown (5Y)

Largest decline over 5 years

—

-25.36%

—

Max Drawdown (10Y)

Largest decline over 10 years

—

-35.00%

—

Current Drawdown

Current decline from peak

-17.01%

-0.26%

-16.75%

Average Drawdown

Average peak-to-trough decline

-5.31%

-8.03%

+2.72%

Ulcer Index

Depth and duration of drawdowns from previous peaks

7.78%

1.93%

+5.85%

Volatility

IAUM vs. VTI - Volatility Comparison

iShares Gold Trust Micro (IAUM) has a higher volatility of 5.49% compared to Vanguard Total Stock Market ETF (VTI) at 2.90%. This indicates that IAUM's price experiences larger fluctuations and is considered to be riskier than VTI based on this measure. The chart below showcases a comparison of their rolling one-month volatility.

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Volatility by Period

IAUMVTIDifference

Volatility (1M)

Calculated over the trailing 1-month period

5.49%

2.90%

+2.59%

Volatility (6M)

Calculated over the trailing 6-month period

22.90%

9.13%

+13.77%

Volatility (1Y)

Calculated over the trailing 1-year period

26.30%

12.17%

+14.13%

Volatility (5Y)

Calculated over the trailing 5-year period, annualized

17.86%

17.40%

+0.46%

Volatility (10Y)

Calculated over the trailing 10-year period, annualized

17.86%

18.30%

-0.44%

IAUM vs. VTI - Expense Ratio Comparison

IAUM has a 0.09% expense ratio, which is higher than VTI's 0.03% expense ratio. However, both funds are considered low-cost compared to the broader market, where average expense ratios usually range from 0.3% to 0.9%.

Dividends

IAUM vs. VTI - Dividend Comparison

IAUM has not paid dividends to shareholders, while VTI's dividend yield for the trailing twelve months is around 1.01%.

PositionTTM20252024202320222021202020192018201720162015
IAUM
iShares Gold Trust Micro		0.00%0.00%0.00%0.00%0.00%0.00%0.00%0.00%0.00%0.00%0.00%0.00%
VTI
Vanguard Total Stock Market ETF		1.01%1.12%1.27%1.44%1.66%1.21%1.42%1.78%2.04%1.71%1.92%1.98%

Frequently Asked Questions

IAUM and VTI have a correlation of 0.21, meaning they provide meaningful diversification benefit when combined. Depending on your allocation goals, holding both could reduce overall portfolio risk.

IAUM has higher volatility (5.49%) compared to VTI (2.90%). In terms of maximum drawdown, IAUM dropped -20.87% vs VTI's -55.45%.

On 3-year performance, IAUM leads with 31.59% vs 22.37% for VTI. On fees, VTI is cheaper at 0.03% per year. On volatility, VTI has been the lower-risk option at 2.90%. The better choice depends on whether you care most about return, fees, risk, or income.

Over the 3-year period, IAUM has performed better with a 31.59% return vs 22.37%. Past performance does not guarantee future results, so compare this with risk, fees, and fund exposure.

VTI is cheaper with a 0.03% expense ratio, compared with 0.09% for IAUM.

VTI has the higher dividend yield at 1.01%, compared with 0.00% for IAUM.

IAUM is categorized as Gold, while VTI is Large Cap Blend Equities. IAUM tracks LBMA Gold Price PM, while VTI tracks CRSP US Total Market Index. They also come from different issuers: iShares and Vanguard. Their fees differ too: 0.09% for IAUM and 0.03% for VTI.

VTI currently has the higher Sharpe Ratio (2.38 vs 1.25), meaning it's delivered slightly more return per unit of risk over the trailing 12 months. However, this ranking shifts over time - use the Risk/Return Score above for a more comprehensive view that combines Sharpe, Sortino, and other measures used by quantitative funds.

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