DC LIRA RRSP

Asset Allocation

Position	Category/Sector	Target Weight
KUYAF Kuya Silver Corp	Basic Materials	100%
BBD-A.TO Bombardier Inc	Industrials	0%
EIT-UN.TO Canoe EIT Income Fund	Diversified Portfolio	0%
CNC.V Canada Nickel Company Inc	Basic Materials	0%
XIU.TO iShares S&P/TSX 60 Index ETF	Canada Equities	0%
CM.TO Canadian Imperial Bank of Commerce	Financial Services	0%
TD.TO The Toronto-Dominion Bank	Financial Services	0%
RY.TO Royal Bank of Canada	Financial Services	0%
AEM.TO Agnico Eagle Mines Limited	Basic Materials	0%
BMO.TO Bank of Montreal	Financial Services	0%

Benchmark Against

Benchmark

S&P 500 Index

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Transactions

Date	Type	Symbol	Quantity	Price
Dec 12, 2025	Buy	Bombardier Inc	250	CA$222.82
Dec 12, 2025	Buy	Canoe EIT Income Fund	6482	CA$14.52
Dec 12, 2025	Buy	Canada Nickel Company Inc	18903	CA$1.22
Dec 12, 2025	Buy	Kuya Silver Corp	19319	$0.59
Dec 12, 2025	Buy	iShares S&P/TSX 60 Index ETF	2597	CA$35.56
Dec 12, 2025	Buy	Canadian Imperial Bank of Commerce	900	CA$77.06
Dec 12, 2025	Buy	The Toronto-Dominion Bank	900	CA$82.42
Dec 12, 2025	Buy	Royal Bank of Canada	500	CA$167.02
Dec 12, 2025	Buy	Agnico Eagle Mines Limited	463	CA$134.63
Dec 12, 2025	Buy	Bank of Montreal	500	CA$172.77

Performance

Performance Chart

The chart shows the growth of an initial investment of CA$10,000 in DC LIRA RRSP, comparing it to the performance of the S&P 500 index or another benchmark. All prices have been adjusted for splits and dividends.

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Returns By Period

Position	1D	1M	YTD	6M	1Y	3Y*	5Y*	10Y*
Benchmark S&P 500 Index	0.57%	2.17%	10.16%	9.03%	25.93%	21.59%	15.11%	14.49%
Portfolio DC LIRA RRSP	40.07%	43,893.56%	26,587,714,995,399,310.00%	—	—	—	—	—
Portfolio components:
AEM.TO Agnico Eagle Mines Limited	-0.89%	-14.34%	-2.49%	-0.60%	41.16%	52.05%	24.22%	15.27%
BBD-A.TO Bombardier Inc	-0.15%	4.33%	30.82%	32.36%	202.38%	72.33%	56.93%	18.72%
BMO.TO Bank of Montreal	0.18%	9.74%	31.03%	33.12%	60.65%	31.19%	17.46%	15.44%
CM.TO Canadian Imperial Bank of Commerce	0.71%	1.58%	23.94%	24.38%	68.16%	45.63%	22.94%	20.73%
CNC.V Canada Nickel Company Inc	-2.00%	-12.50%	5.00%	20.49%	47.00%	4.45%	-15.98%	—
EIT-UN.TO Canoe EIT Income Fund	0.12%	1.76%	13.19%	14.28%	20.10%	20.41%	16.99%	15.69%
KUYAF Kuya Silver Corp	0.45%	-28.42%	-31.23%	20.12%	101.72%	20.97%	-16.70%	—
RY.TO Royal Bank of Canada	0.75%	9.58%	18.14%	22.08%	60.90%	34.84%	21.23%	17.63%
TD.TO The Toronto-Dominion Bank	1.10%	8.52%	25.29%	32.68%	71.58%	32.19%	17.78%	15.57%
XIU.TO iShares S&P/TSX 60 Index ETF	0.26%	2.33%	9.69%	11.69%	31.18%	22.55%	14.33%	12.76%

*Multi-year figures are annualized to reflect compound growth (CAGR)

Monthly Returns

Based on dividend-adjusted daily data since Dec 12, 2025, DC LIRA RRSP's average daily return is +32.76%, while the average monthly return is +41,785.22%. At this rate, an investment would double in approximately 0.0 years.

Historically, 100% of months were positive and 0% were negative. The best month was Apr 2026 with a return of +86,626.7%, while the worst month was Dec 2025 at 172.8%. The longest winning streak lasted 7 consecutive months, and the longest losing streak was 0 months.

On a daily basis, DC LIRA RRSP closed higher 100% of trading days. The best single day was Apr 17, 2026 with a return of +65.3%, while the worst single day was May 25, 2026 at 0.0%.

	Jan	Feb	Mar	Apr	May	Jun	Jul	Aug	Sep	Oct	Nov	Dec	Total
2026	27,899.57%	39,576.11%	84,319.47%	86,626.70%	53,390.82%	511.12%							26,587,714,995,399,310.00%
2025												172.77%	172.77%

Benchmark Metrics

DC LIRA RRSP has an annualized alpha of 1648419818793711387593393647386624.00%, beta of 4.14, and R2 of 0.09 versus S&P 500 Index. Calculated based on daily prices since December 12, 2025.

This portfolio captured 147795755739914294564601893153144832.00% of S&P 500 Index gains and tended to rise during its downturns (downside capture of -36068096554471738310656.00%) - a profile typical of hedging or uncorrelated assets.
R2 of 0.09 means this portfolio moves largely independently of S&P 500 Index - capture ratios reflect limited market correlation rather than active downside protection. Consider using a more representative benchmark.

Alpha: 1,648,419,818,793,711,400,000,000,000,000,000.00%

Beta: 4.14

R²: 0.09

Upside Capture: 147,795,755,739,914,300,000,000,000,000,000,000.00%

Downside Capture: -36,068,096,554,471,740,000,000.00%

Expense Ratio

Below, you can find the expense ratios of the portfolio's funds side by side and easily compare their relative costs.

EIT-UN.TO

Canoe EIT Income Fund

XIU.TO

iShares S&P/TSX 60 Index ETF

Return for Risk

Return / Risk — by metrics

The table below presents risk-adjusted performance metrics for DC LIRA RRSP and compares them with S&P 500 Index.

Risk / return metrics aren't available yet — we need at least 12 months of trading data to calculate them.

How much return does each position deliver for the risk it carries? Higher values mean better reward for the risk taken.

Position	Risk / Return Rank	Sharpe ratio	Sortino ratio	Omega ratio	Calmar ratio	Martin ratio
AEM.TO Agnico Eagle Mines Limited	67	0.96	1.40	1.19	1.21	3.18
BBD-A.TO Bombardier Inc	97	3.93	4.42	1.57	10.97	33.02
BMO.TO Bank of Montreal	96	3.44	4.48	1.58	6.02	21.85
CM.TO Canadian Imperial Bank of Commerce	97	3.92	4.79	1.68	7.52	27.92
CNC.V Canada Nickel Company Inc	65	0.68	1.51	1.18	1.07	2.03
EIT-UN.TO Canoe EIT Income Fund	71	2.29	3.46	1.42	3.40	13.03
KUYAF Kuya Silver Corp	76	1.08	1.88	1.22	2.42	5.55
RY.TO Royal Bank of Canada	98	4.44	6.36	1.82	7.53	27.96
TD.TO The Toronto-Dominion Bank	98	4.75	5.78	1.83	10.77	45.21
XIU.TO iShares S&P/TSX 60 Index ETF	86	2.62	3.49	1.47	4.09	18.93

Sharpe Ratio

There isn't enough data available to calculate the Sharpe ratio for DC LIRA RRSP. This metric is based on the past 12 months of trading data. Please check back later for updated information.

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Dividends

Dividend yield

DC LIRA RRSP provided a 0.00% dividend yield over the last twelve months.

Position	TTM	2025
Portfolio	0.00%	0.09%

Monthly Dividends

The table below shows the monthly dividends paid by this portfolio.

	Jan	Feb	Mar	Apr	May	Jun	Jul	Aug	Sep	Oct	Nov	Dec	Total
2026	CA$3,275.20	CA$1,367.57	CA$1,896.64	CA$3,275.20	CA$1,354.58	CA$288.31							CA$11,457.50
2025												CA$1,611.20	CA$1,611.20

Drawdowns

Drawdowns Chart

The Drawdowns chart displays portfolio losses from any high point along the way. Drawdowns are calculated considering price movements and all distributions paid, if any.

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Worst Drawdowns

The table below displays the maximum drawdowns of the DC LIRA RRSP. A maximum drawdown is a measure of risk, indicating the largest reduction in portfolio value due to a series of losing trades.

The portfolio has not yet recovered.

Related event	Drawdown	Fall	Recovery	Underwater

Volatility

Volatility Chart

The chart below shows the rolling one-month volatility.

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Diversification

Diversification Metrics

Number of Effective Assets

The portfolio contains 10 assets, with an effective number of assets of 1.00, reflecting the diversification based on asset allocation. Your portfolio is dominated by one or two holdings, which significantly increases concentration risk. Consider rebalancing toward more even weights or adding additional positions.

Diversification Ratio

	All Time
Diversification Ratio	1.00

The portfolio has a diversification ratio of 1.00, placing it in the bottom quartile across portfolios — positions are highly correlated. Consider adding assets from different classes or sectors to reduce risk.

DC LIRA RRSP correlation to the S&P 500 Index

DC LIRA RRSP has a 0.38 correlation to S&P 500 Index over the full available history. This section compares each holding's correlation to the benchmark and to the portfolio.

	Correlation
Correlation (All Time) Calculated using the full available price history since Dec 12, 2025	0.38

Benchmark Correlations

Correlation vs. S&P 500 Index. XIU.TO has the highest benchmark correlation at 0.64, while AEM.TO has the lowest at 0.41.

0.41

0.42

0.46

0.47

0.48

0.54

0.54

0.55

0.58

0.64

Portfolio Correlations

Correlation vs. DC LIRA RRSP. KUYAF has the highest portfolio correlation at 0.65, while CNC.V has the lowest at 0.17.

0.17

0.24

0.24

0.26

0.30

0.34

0.34

0.35

0.36

0.65

Asset Correlations Table

The table below displays the correlation coefficients between the individual components of the portfolio, the entire portfolio, and the chosen benchmark.

	CNC.V	KUYAF	AEM.TO	EIT-UN.TO	BBD-A.TO	CM.TO	RY.TO	TD.TO	BMO.TO	XIU.TO
CNC.V	1.00	0.36	0.50	0.31	0.35	0.26	0.24	0.24	0.24	0.36
KUYAF	0.36	1.00	0.52	0.31	0.31	0.32	0.38	0.30	0.32	0.42
AEM.TO	0.50	0.52	1.00	0.39	0.39	0.32	0.35	0.35	0.37	0.67
EIT-UN.TO	0.31	0.31	0.39	1.00	0.43	0.47	0.51	0.49	0.48	0.54
BBD-A.TO	0.35	0.31	0.39	0.43	1.00	0.44	0.47	0.51	0.56	0.54
CM.TO	0.26	0.32	0.32	0.47	0.44	1.00	0.74	0.80	0.82	0.66
RY.TO	0.24	0.38	0.35	0.51	0.47	0.74	1.00	0.86	0.79	0.72
TD.TO	0.24	0.30	0.35	0.49	0.51	0.80	0.86	1.00	0.79	0.75
BMO.TO	0.24	0.32	0.37	0.48	0.56	0.82	0.79	0.79	1.00	0.76
XIU.TO	0.36	0.42	0.67	0.54	0.54	0.66	0.72	0.75	0.76	1.00

The correlation results are calculated based on daily price changes starting from Dec 12, 2025

Diversification Analysis

Find what DC LIRA RRSP is missing

See which holdings overlap, where DC LIRA RRSP is concentrated, and which low-correlation assets could fill the gaps.

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