UBSI vs. RPM

Last updated Jun 4, 2026

UBSI (United Bankshares, Inc.) and RPM (RPM International Inc.) are both stocks. UBSI operates in Banks - Regional (Financial Services), while RPM operates in Specialty Chemicals (Basic Materials). Over the past 10 years, UBSI returned 5.01%/yr vs 9.65%/yr for RPM. At a 0.35 correlation, their price movements are largely independent.

Performance

UBSI vs. RPM - Performance Comparison

The chart below illustrates the hypothetical performance of a $10,000 investment in United Bankshares, Inc. (UBSI) and RPM International Inc. (RPM). The values are adjusted to include any dividend payments, if applicable.

Returns By Period

In the year-to-date period, UBSI achieves a 11.97% return, which is significantly higher than RPM's 0.81% return. Over the past 10 years, UBSI has underperformed RPM with an annualized return of 5.01%, while RPM has yielded a comparatively higher 9.65% annualized return.

UBSI

• 1D: -2.11%
• 1M: -1.21%
• YTD: 11.97%
• 6M: 13.80%
• 1Y: 22.05%
• 3Y*: 14.46%
• 5Y*: 5.88%
• 10Y*: 5.01%

RPM

• 1D: -1.25%
• 1M: 5.69%
• YTD: 0.81%
• 6M: -1.01%
• 1Y: -7.92%
• 3Y*: 9.38%
• 5Y*: 3.69%
• 10Y*: 9.65%

*Multi-year figures are annualized to reflect compound growth (CAGR)

UBSI vs. RPM - Yearly Performance Comparison

	2026 (YTD)	2025	2024	2023	2022	2021	2020	2019	2018	2017
UBSI United Bankshares, Inc.	11.97%	6.50%	4.26%	-3.17%	16.06%	16.34%	-11.68%	28.84%	-7.08%	-22.13%
RPM RPM International Inc.	0.81%	-13.92%	12.06%	16.79%	-1.71%	13.24%	20.57%	33.66%	14.83%	-0.34%

Correlation

The correlation between UBSI and RPM is 0.50, which is low. Their price movements are largely independent, making them effective diversification partners.

	Correlation
Correlation (1Y) Calculated over the trailing 1-year period	0.50
Correlation (3Y) Calculated over the trailing 3-year period	0.51
Correlation (5Y) Calculated over the trailing 5-year period	0.50
Correlation (10Y) Calculated over the trailing 10-year period	0.47
Correlation (All Time) Calculated using the full available price history since Mar 27, 1990	0.35

The correlation between UBSI and RPM shifts across timeframes, from 0.35 (all time) to 0.51 (3 years), reflecting how their relationship changes across market environments.

Fundamentals

EPS UBSI : $3.55 RPM : $5.21
PE Ratio UBSI : 11.98 RPM : 19.93
PEG Ratio UBSI : 2.99 RPM : 2.21
PS Ratio UBSI : 4.35 RPM : 1.72
Total Revenue (TTM) UBSI : $1.39B RPM : $7.71B
Gross Profit (TTM) UBSI : $929.90M RPM : $3.19B
EBITDA (TTM) UBSI : $483.25M RPM : $1.08B

Return for Risk

UBSI vs. RPM — Risk / Return Rank

Compare risk-adjusted metric ranks to identify better-performing investments over the past 12 months.

UBSI

UBSI Risk / Return Rank: 68
UBSI Sharpe Ratio Rank: 70
UBSI Sortino Ratio Rank: 64
UBSI Omega Ratio Rank: 62
UBSI Calmar Ratio Rank: 70
UBSI Martin Ratio Rank: 72

RPM

RPM Risk / Return Rank: 28
RPM Sharpe Ratio Rank: 29
RPM Sortino Ratio Rank: 24
RPM Omega Ratio Rank: 25
RPM Calmar Ratio Rank: 31
RPM Martin Ratio Rank: 30

The rank (0–100) shows how this investment's returns compare to the risk taken. Higher = better. Based on the past 12 months of data, combining Sharpe, Sortino, and other metrics used by quantitative funds and institutional investors.

UBSI vs. RPM - Risk-Adjusted Trends Comparison

This table presents a comparison of risk-adjusted performance metrics for United Bankshares, Inc. (UBSI) and RPM International Inc. (RPM). Risk-adjusted metrics are performance indicators that assess an investment's returns in relation to its risk, enabling a more accurate comparison of different investment options.

	UBSI	RPM	Difference
Sharpe ratio Return per unit of total volatility	0.95	-0.28	+1.23
Sortino ratio Return per unit of downside risk	1.46	-0.25	+1.71
Omega ratio Gain probability vs. loss probability	1.18	0.97	+0.21
Calmar ratio Return relative to maximum drawdown	1.61	-0.30	+1.91
Martin ratio Return relative to average drawdown	4.36	-0.57	+4.94
Data is calculated on a 1-year rolling basis and updated daily. The trend shows the change in the indicator over the past month.

UBSI vs. RPM - Sharpe Ratio Comparison

The current UBSI Sharpe Ratio is 0.95, which is higher than the RPM Sharpe Ratio of -0.28. The chart below compares the historical Sharpe Ratios of UBSI and RPM, calculated using daily returns over the previous 12 months. A higher Sharpe Ratio indicates better risk-adjusted performance relative to the risk-free rate.

Sharpe Ratios by Period

	UBSI	RPM	Difference
Sharpe Ratio (1Y) Calculated over the trailing 1-year period	0.95	-0.28	+1.23
Sharpe Ratio (5Y) Calculated over the trailing 5-year period	0.21	0.14	+0.07
Sharpe Ratio (10Y) Calculated over the trailing 10-year period	0.15	0.36	-0.21
Sharpe Ratio (All Time) Calculated using the full available price history	0.28	0.39	-0.11

Drawdowns

UBSI vs. RPM - Drawdown Comparison

The maximum UBSI drawdown since its inception was -62.13%, roughly equal to the maximum RPM drawdown of -61.69%. Use the drawdown chart below to compare losses from any high point for UBSI and RPM.

Drawdown Indicators

	UBSI	RPM	Difference
Max Drawdown Largest peak-to-trough decline	-62.13%	-61.69%	-0.44%
Max Drawdown (1Y) Largest decline over 1 year	-13.73%	-26.59%	+12.86%
Max Drawdown (3Y) Largest decline over 3 years	-25.77%	-31.97%	+6.20%
Max Drawdown (5Y) Largest decline over 5 years	-38.12%	-31.97%	-6.15%
Max Drawdown (10Y) Largest decline over 10 years	-52.40%	-38.72%	-13.68%
Current Drawdown Current decline from peak	-5.54%	-23.86%	+18.32%
Average Drawdown Average peak-to-trough decline	-13.78%	-10.93%	-2.85%
Ulcer Index Depth and duration of drawdowns from previous peaks	5.07%	13.82%	-8.75%

Volatility

UBSI vs. RPM - Volatility Comparison

The current volatility for United Bankshares, Inc. (UBSI) is 5.65%, while RPM International Inc. (RPM) has a volatility of 8.53%. This indicates that UBSI experiences smaller price fluctuations and is considered to be less risky than RPM based on this measure. The chart below showcases a comparison of their rolling one-month volatility.

Volatility by Period

	UBSI	RPM	Difference
Volatility (1M) Calculated over the trailing 1-month period	5.65%	8.53%	-2.88%
Volatility (6M) Calculated over the trailing 6-month period	15.76%	22.42%	-6.66%
Volatility (1Y) Calculated over the trailing 1-year period	23.40%	28.49%	-5.09%
Volatility (5Y) Calculated over the trailing 5-year period, annualized	28.79%	26.45%	+2.34%
Volatility (10Y) Calculated over the trailing 10-year period, annualized	32.47%	26.78%	+5.69%

Dividends

UBSI vs. RPM - Dividend Comparison

UBSI's dividend yield for the trailing twelve months is around 3.52%, more than RPM's 2.05% yield.

Position	TTM	2025	2024	2023	2022	2021	2020	2019	2018	2017	2016	2015
RPM RPM International Inc.	2.05%	1.99%	1.54%	1.54%	1.66%	1.52%	1.61%	1.84%	2.23%	2.33%	2.09%	2.39%
UBSI United Bankshares, Inc.	3.52%	3.88%	3.94%	3.86%	3.56%	3.89%	4.32%	3.54%	4.37%	3.83%	2.85%	3.49%

Financials

Frequently Asked Questions

Can I hold both UBSI and RPM in my portfolio?

UBSI and RPM have a correlation of 0.50, meaning they provide meaningful diversification benefit when combined. Depending on your allocation goals, holding both could reduce overall portfolio risk.

Which is riskier, UBSI or RPM?

RPM has higher volatility (8.53%) compared to UBSI (5.65%). In terms of maximum drawdown, UBSI dropped -62.13% vs RPM's -61.69%.

Which has better risk-adjusted returns?

UBSI currently has the higher Sharpe Ratio (0.95 vs -0.28), meaning it's delivered slightly more return per unit of risk over the trailing 12 months. However, this ranking shifts over time - use the Risk/Return Score above for a more comprehensive view that combines Sharpe, Sortino, and other measures used by quantitative funds.