UBSI vs. RPM

Last updated Apr 2, 2026

Compare and contrast key facts about United Bankshares, Inc. (UBSI) and RPM International Inc. (RPM).

Performance

UBSI vs. RPM - Performance Comparison

The chart below illustrates the hypothetical performance of a $10,000 investment in United Bankshares, Inc. (UBSI) and RPM International Inc. (RPM). The values are adjusted to include any dividend payments, if applicable.

UBSI vs. RPM - Yearly Performance Comparison

	2026 (YTD)	2025	2024	2023	2022	2021	2020	2019	2018	2017
UBSI United Bankshares, Inc.	9.60%	6.50%	4.26%	-3.17%	16.06%	16.34%	-11.68%	28.84%	-7.08%	-22.13%
RPM RPM International Inc.	-2.77%	-13.92%	12.06%	16.79%	-1.71%	13.24%	20.57%	33.66%	14.83%	-0.34%

Fundamentals

EPS UBSI : $3.26 RPM : $5.21
PE Ratio UBSI : 12.78 RPM : 19.30
PEG Ratio UBSI : 3.18 RPM : 2.14
PS Ratio UBSI : 3.26 RPM : 1.70
Total Revenue (TTM) UBSI : $1.82B RPM : $7.58B
Gross Profit (TTM) UBSI : $1.19B RPM : $3.12B
EBITDA (TTM) UBSI : $590.18M RPM : $1.10B

Returns By Period

In the year-to-date period, UBSI achieves a 9.60% return, which is significantly higher than RPM's -2.77% return. Over the past 10 years, UBSI has underperformed RPM with an annualized return of 5.37%, while RPM has yielded a comparatively higher 9.89% annualized return.

UBSI

• 1D: 0.63%
• 1M: 0.59%
• YTD: 9.60%
• 6M: 15.20%
• 1Y: 25.92%
• 3Y*: 10.33%
• 5Y*: 5.61%
• 10Y*: 5.37%

RPM

• 1D: 1.24%
• 1M: -9.03%
• YTD: -2.77%
• 6M: -13.30%
• 1Y: -11.92%
• 3Y*: 6.78%
• 5Y*: 3.58%
• 10Y*: 9.89%

*Multi-year figures are annualized to reflect compound growth (CAGR)

Return for Risk

UBSI vs. RPM — Risk / Return Rank

Compare risk-adjusted metric ranks to identify better-performing investments over the past 12 months.

UBSI

UBSI Risk / Return Rank: 72
UBSI Sharpe Ratio Rank: 74
UBSI Sortino Ratio Rank: 67
UBSI Omega Ratio Rank: 66
UBSI Calmar Ratio Rank: 74
UBSI Martin Ratio Rank: 76

RPM

RPM Risk / Return Rank: 23
RPM Sharpe Ratio Rank: 22
RPM Sortino Ratio Rank: 20
RPM Omega Ratio Rank: 20
RPM Calmar Ratio Rank: 27
RPM Martin Ratio Rank: 24

The rank (0–100) shows how this investment's returns compare to the risk taken. Higher = better. Based on the past 12 months of data, combining Sharpe, Sortino, and other metrics used by quantitative funds and institutional investors.

UBSI vs. RPM - Risk-Adjusted Trends Comparison

This table presents a comparison of risk-adjusted performance metrics for United Bankshares, Inc. (UBSI) and RPM International Inc. (RPM). Risk-adjusted metrics are performance indicators that assess an investment's returns in relation to its risk, enabling a more accurate comparison of different investment options.

	UBSI	RPM	Difference
Sharpe ratio Return per unit of total volatility	1.00	-0.42	+1.42
Sortino ratio Return per unit of downside risk	1.50	-0.45	+1.95
Omega ratio Gain probability vs. loss probability	1.20	0.95	+0.26
Calmar ratio Return relative to maximum drawdown	1.82	-0.43	+2.25
Martin ratio Return relative to average drawdown	4.95	-0.95	+5.90
Data is calculated on a 1-year rolling basis and updated daily. The trend shows the change in the indicator over the past month.

UBSI vs. RPM - Sharpe Ratio Comparison

The current UBSI Sharpe Ratio is 1.00, which is higher than the RPM Sharpe Ratio of -0.42. The chart below compares the historical Sharpe Ratios of UBSI and RPM, offering insights into how both investments have performed under varying market conditions. These values are calculated using daily returns over the previous 12 months.

Sharpe Ratios by Period

	UBSI	RPM	Difference
Sharpe Ratio (1Y) Calculated over the trailing 1-year period	1.00	-0.42	+1.42
Sharpe Ratio (5Y) Calculated over the trailing 5-year period	0.19	0.14	+0.05
Sharpe Ratio (10Y) Calculated over the trailing 10-year period	0.17	0.38	-0.21
Sharpe Ratio (All Time) Calculated using the full available price history	0.28	0.39	-0.11

Correlation

The correlation between UBSI and RPM is 0.35, which is considered to be low. This implies their price changes are not closely related. A low correlation is generally favorable for portfolio diversification, as it helps to reduce overall risk by spreading it across multiple assets with different performance patterns.

Dividends

UBSI vs. RPM - Dividend Comparison

UBSI's dividend yield for the trailing twelve months is around 3.60%, more than RPM's 2.09% yield.

	TTM	2025	2024	2023	2022	2021	2020	2019	2018	2017	2016	2015
UBSI United Bankshares, Inc.	3.60%	3.88%	3.94%	3.86%	3.56%	3.89%	4.32%	3.54%	4.37%	3.83%	2.85%	3.49%
RPM RPM International Inc.	2.09%	1.99%	1.54%	1.54%	1.66%	1.52%	1.61%	1.84%	2.23%	2.33%	2.09%	2.39%

Drawdowns

UBSI vs. RPM - Drawdown Comparison

The maximum UBSI drawdown since its inception was -62.13%, roughly equal to the maximum RPM drawdown of -61.69%. Use the drawdown chart below to compare losses from any high point for UBSI and RPM.

Drawdown Indicators

	UBSI	RPM	Difference
Max Drawdown Largest peak-to-trough decline	-62.13%	-61.69%	-0.44%
Max Drawdown (1Y) Largest decline over 1 year	-13.73%	-26.59%	+12.86%
Max Drawdown (5Y) Largest decline over 5 years	-38.12%	-31.97%	-6.15%
Max Drawdown (10Y) Largest decline over 10 years	-52.40%	-38.72%	-13.68%
Current Drawdown Current decline from peak	-7.54%	-26.57%	+19.03%
Average Drawdown Average peak-to-trough decline	-13.82%	-10.87%	-2.95%
Ulcer Index Depth and duration of drawdowns from previous peaks	5.06%	11.89%	-6.83%

Volatility

UBSI vs. RPM - Volatility Comparison

The current volatility for United Bankshares, Inc. (UBSI) is 4.77%, while RPM International Inc. (RPM) has a volatility of 8.52%. This indicates that UBSI experiences smaller price fluctuations and is considered to be less risky than RPM based on this measure. The chart below showcases a comparison of their rolling one-month volatility.

Volatility by Period

	UBSI	RPM	Difference
Volatility (1M) Calculated over the trailing 1-month period	4.77%	8.52%	-3.75%
Volatility (6M) Calculated over the trailing 6-month period	18.02%	16.98%	+1.04%
Volatility (1Y) Calculated over the trailing 1-year period	26.00%	28.45%	-2.45%
Volatility (5Y) Calculated over the trailing 5-year period, annualized	29.10%	25.57%	+3.53%
Volatility (10Y) Calculated over the trailing 10-year period, annualized	32.52%	26.30%	+6.22%

Financials

UBSI vs. RPM - Profitability Comparison

The chart below illustrates the profitability comparison between United Bankshares, Inc. and RPM International Inc. over time, highlighting three key metrics: Gross Profit Margin, Operating Margin, and Net Profit Margin.

UBSI - Gross Margin

Gross margin is calculated as gross profit divided by revenue. For the three months ending on Apr 2026, United Bankshares, Inc. reported a gross profit of 318.39M and revenue of 460.99M. Therefore, the gross margin over that period was 69.1%.

RPM - Gross Margin

Gross margin is calculated as gross profit divided by revenue. For the three months ending on Apr 2026, RPM International Inc. reported a gross profit of 780.17M and revenue of 1.91B. Therefore, the gross margin over that period was 40.9%.

UBSI - Operating Margin

Operating margin is calculated as operating income divided by revenue. For the three months ending on Apr 2026, United Bankshares, Inc. reported an operating income of 166.68M and revenue of 460.99M, resulting in an operating margin of 36.2%.

RPM - Operating Margin

Operating margin is calculated as operating income divided by revenue. For the three months ending on Apr 2026, RPM International Inc. reported an operating income of 230.70M and revenue of 1.91B, resulting in an operating margin of 12.1%.

UBSI - Net Margin

Net margin is calculated as net income divided by revenue. For the three months ending on Apr 2026, United Bankshares, Inc. reported a net income of 128.83M and revenue of 460.99M, resulting in a net margin of 28.0%.

RPM - Net Margin

Net margin is calculated as net income divided by revenue. For the three months ending on Apr 2026, RPM International Inc. reported a net income of 161.21M and revenue of 1.91B, resulting in a net margin of 8.4%.