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UBSI vs. ALLY
Performance
Risk-Adjusted Performance
Dividends
Drawdowns
Volatility
Financials

Correlation

The correlation between UBSI and ALLY is 0.57, which is considered to be moderate. This suggests that the two assets have some degree of positive relationship in their price movements. Moderate correlation can be acceptable for portfolio diversification, offering a balance between risk and potential returns.


-0.50.00.51.0
Correlation: 0.6

Performance

UBSI vs. ALLY - Performance Comparison

The chart below illustrates the hypothetical performance of a $10,000 investment in United Bankshares, Inc. (UBSI) and Ally Financial Inc. (ALLY). The values are adjusted to include any dividend payments, if applicable.

40.00%60.00%80.00%100.00%120.00%NovemberDecember2025FebruaryMarchApril
65.55%
55.23%
UBSI
ALLY

Key characteristics

Sharpe Ratio

UBSI:

0.01

ALLY:

-0.36

Sortino Ratio

UBSI:

0.24

ALLY:

-0.26

Omega Ratio

UBSI:

1.03

ALLY:

0.96

Calmar Ratio

UBSI:

0.01

ALLY:

-0.35

Martin Ratio

UBSI:

0.02

ALLY:

-0.90

Ulcer Index

UBSI:

9.90%

ALLY:

15.00%

Daily Std Dev

UBSI:

30.26%

ALLY:

37.26%

Max Drawdown

UBSI:

-62.13%

ALLY:

-66.24%

Current Drawdown

UBSI:

-24.97%

ALLY:

-35.76%

Fundamentals

Market Cap

UBSI:

$4.56B

ALLY:

$9.83B

EPS

UBSI:

$2.75

ALLY:

$1.71

PE Ratio

UBSI:

11.55

ALLY:

18.71

PEG Ratio

UBSI:

1.92

ALLY:

0.33

Total Revenue (TTM)

UBSI:

$1.04B

ALLY:

$8.61B

Gross Profit (TTM)

UBSI:

$1.04B

ALLY:

$6.41B

EBITDA (TTM)

UBSI:

$110.01M

ALLY:

$1.07B

Returns By Period

In the year-to-date period, UBSI achieves a -14.27% return, which is significantly lower than ALLY's -11.02% return. Over the past 10 years, UBSI has underperformed ALLY with an annualized return of 2.41%, while ALLY has yielded a comparatively higher 6.82% annualized return.


UBSI

YTD

-14.27%

1M

-5.93%

6M

-12.59%

1Y

-0.13%

5Y*

7.99%

10Y*

2.41%

ALLY

YTD

-11.02%

1M

-6.19%

6M

-9.37%

1Y

-13.72%

5Y*

17.33%

10Y*

6.82%

*Annualized

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Risk-Adjusted Performance

UBSI vs. ALLY — Risk-Adjusted Performance Rank

Compare risk-adjusted metric ranks to identify better-performing investments over the past 12 months.

UBSI
The Risk-Adjusted Performance Rank of UBSI is 5656
Overall Rank
The Sharpe Ratio Rank of UBSI is 5959
Sharpe Ratio Rank
The Sortino Ratio Rank of UBSI is 5151
Sortino Ratio Rank
The Omega Ratio Rank of UBSI is 5151
Omega Ratio Rank
The Calmar Ratio Rank of UBSI is 5959
Calmar Ratio Rank
The Martin Ratio Rank of UBSI is 5959
Martin Ratio Rank

ALLY
The Risk-Adjusted Performance Rank of ALLY is 3838
Overall Rank
The Sharpe Ratio Rank of ALLY is 3939
Sharpe Ratio Rank
The Sortino Ratio Rank of ALLY is 3737
Sortino Ratio Rank
The Omega Ratio Rank of ALLY is 3737
Omega Ratio Rank
The Calmar Ratio Rank of ALLY is 3737
Calmar Ratio Rank
The Martin Ratio Rank of ALLY is 4141
Martin Ratio Rank
The risk-adjusted ranks indicate the investment's position relative to the market. A rank closer to 100 signifies top-performing investments, while a rank closer to 0 might suggest underperformance, based on the selected ratio. The values are calculated based on the past 12 months of returns.

UBSI vs. ALLY - Risk-Adjusted Performance Comparison

This table presents a comparison of risk-adjusted performance metrics for United Bankshares, Inc. (UBSI) and Ally Financial Inc. (ALLY). Risk-adjusted metrics are performance indicators that assess an investment's returns in relation to its risk, enabling a more accurate comparison of different investment options.


The chart of Sharpe ratio for UBSI, currently valued at 0.01, compared to the broader market-2.00-1.000.001.002.00
UBSI: 0.01
ALLY: -0.36
The chart of Sortino ratio for UBSI, currently valued at 0.24, compared to the broader market-4.00-2.000.002.004.00
UBSI: 0.24
ALLY: -0.26
The chart of Omega ratio for UBSI, currently valued at 1.03, compared to the broader market0.501.001.502.00
UBSI: 1.03
ALLY: 0.96
The chart of Calmar ratio for UBSI, currently valued at 0.01, compared to the broader market0.001.002.003.004.00
UBSI: 0.01
ALLY: -0.35
The chart of Martin ratio for UBSI, currently valued at 0.02, compared to the broader market-5.000.005.0010.0015.0020.00
UBSI: 0.02
ALLY: -0.90

The current UBSI Sharpe Ratio is 0.01, which is higher than the ALLY Sharpe Ratio of -0.36. The chart below compares the historical Sharpe Ratios of UBSI and ALLY, offering insights into how both investments have performed under varying market conditions. These values are calculated using daily returns over the previous 12 months.


Rolling 12-month Sharpe Ratio-0.500.000.501.001.50NovemberDecember2025FebruaryMarchApril
0.01
-0.36
UBSI
ALLY

Dividends

UBSI vs. ALLY - Dividend Comparison

UBSI's dividend yield for the trailing twelve months is around 4.65%, more than ALLY's 3.77% yield.


TTM20242023202220212020201920182017201620152014
UBSI
United Bankshares, Inc.
4.65%3.94%3.86%3.56%3.89%4.32%3.54%4.37%3.83%2.85%3.49%3.42%
ALLY
Ally Financial Inc.
3.77%3.33%3.44%4.91%1.85%2.13%2.23%2.47%1.37%0.84%0.00%0.00%

Drawdowns

UBSI vs. ALLY - Drawdown Comparison

The maximum UBSI drawdown since its inception was -62.13%, smaller than the maximum ALLY drawdown of -66.24%. Use the drawdown chart below to compare losses from any high point for UBSI and ALLY. For additional features, visit the drawdowns tool.


-40.00%-30.00%-20.00%-10.00%0.00%NovemberDecember2025FebruaryMarchApril
-24.97%
-35.76%
UBSI
ALLY

Volatility

UBSI vs. ALLY - Volatility Comparison

The current volatility for United Bankshares, Inc. (UBSI) is 12.04%, while Ally Financial Inc. (ALLY) has a volatility of 18.54%. This indicates that UBSI experiences smaller price fluctuations and is considered to be less risky than ALLY based on this measure. The chart below showcases a comparison of their rolling one-month volatility.


5.00%10.00%15.00%20.00%NovemberDecember2025FebruaryMarchApril
12.04%
18.54%
UBSI
ALLY

Financials

UBSI vs. ALLY - Financials Comparison

This section allows you to compare key financial metrics between United Bankshares, Inc. and Ally Financial Inc.. You can select fields from income statements, balance sheets, and cash flow statements to easily visualize and compare the financial health of both companies.


Quarterly
Annual

Total Revenue: Total amount of money received from sales and other business activities


Values in USD except per share items