United Bankshares, Inc. (UBSI)
Company Info
Highlights
$5.27B
$2.70
13.74
1.92
$1.48B
$1.04B
$216.95M
$29.42 - $43.55
$39.33
2.90%
3.24
Share Price Chart
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Compare to other instruments
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Performance
Performance Chart
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Returns By Period
United Bankshares, Inc. (UBSI) returned 0.26% year-to-date (YTD) and 13.69% over the past 12 months. Over the past 10 years, UBSI returned 3.92% annually, underperforming the S&P 500 benchmark at 10.77%.
UBSI
0.26%
16.96%
-10.71%
13.69%
14.32%
3.92%
^GSPC (Benchmark)
0.08%
9.75%
-1.63%
12.74%
15.66%
10.77%
Monthly Returns
The table below presents the monthly returns of UBSI, with color gradation from worst to best to easily spot seasonal factors. Returns are adjusted for dividends.
| Jan | Feb | Mar | Apr | May | Jun | Jul | Aug | Sep | Oct | Nov | Dec | Total | |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| 2025 | 2.53% | -6.13% | -3.01% | -1.10% | 8.60% | 0.26% | |||||||
| 2024 | -4.53% | -3.24% | 4.27% | -9.30% | -0.06% | 1.19% | 20.01% | -0.15% | -3.57% | 1.56% | 12.18% | -10.36% | 4.26% |
| 2023 | -0.72% | 1.42% | -12.85% | -5.88% | -11.20% | 1.93% | 12.71% | -10.05% | -7.13% | 3.08% | 16.42% | 14.63% | -3.17% |
| 2022 | -2.62% | 3.65% | -3.75% | -4.64% | 12.93% | -5.71% | 10.46% | -4.23% | -2.66% | 18.46% | 1.28% | -4.76% | 16.06% |
| 2021 | -2.28% | 16.71% | 5.33% | 1.79% | 4.89% | -10.56% | -5.37% | 5.18% | 1.16% | 1.68% | -3.41% | 2.57% | 16.34% |
| 2020 | -11.28% | -15.80% | -18.85% | 29.81% | -2.94% | -3.74% | -4.84% | -0.68% | -16.72% | 22.17% | 11.63% | 11.91% | -11.68% |
| 2019 | 13.69% | 8.54% | -4.74% | 8.28% | -8.82% | 4.62% | 1.35% | -1.89% | 3.57% | 4.41% | -4.22% | 3.04% | 28.84% |
| 2018 | 5.90% | -3.53% | 0.20% | -3.69% | 7.36% | 0.78% | 1.51% | 6.63% | -6.93% | -8.75% | 9.04% | -13.10% | -7.08% |
| 2017 | -3.13% | -0.11% | -4.88% | -5.56% | -4.14% | 3.38% | -11.99% | -2.75% | 11.85% | -3.23% | 4.45% | -6.57% | -22.13% |
| 2016 | -9.22% | 4.35% | 5.69% | 5.42% | 2.89% | -4.97% | 2.11% | 2.87% | -3.56% | 0.08% | 22.41% | 0.92% | 29.25% |
| 2015 | -9.72% | 10.77% | 1.23% | 0.00% | 0.75% | 7.14% | 0.75% | -7.67% | 2.41% | 4.11% | 6.50% | -11.44% | 2.19% |
| 2014 | -4.96% | -1.54% | 5.15% | -4.47% | 3.59% | 7.77% | -0.77% | 2.71% | -5.20% | 10.83% | 1.81% | 8.24% | 23.82% |
Risk-Adjusted Performance
Risk-Adjusted Performance Rank
The current rank of UBSI is 66, indicating average performance compared to other stocks on our website. Here’s a breakdown of how it compares using common performance measures.
Risk-Adjusted Performance Indicators
The charts below present risk-adjusted performance metrics for United Bankshares, Inc. (UBSI) and compare them to a chosen benchmark (^GSPC). These indicators evaluate an investment's returns against its associated risks.
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Dividends
Dividend History
United Bankshares, Inc. provided a 3.97% dividend yield over the last twelve months, with an annual payout of $1.48 per share. The company has been increasing its dividends for 27 consecutive years, earning it the status of a dividend aristocrat.
| Period | TTM | 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | 2015 | 2014 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Dividend | $1.48 | $1.48 | $1.45 | $1.44 | $1.41 | $1.40 | $1.37 | $1.36 | $1.33 | $1.32 | $1.29 | $1.28 |
Dividend yield | 3.97% | 3.94% | 3.86% | 3.56% | 3.89% | 4.32% | 3.54% | 4.37% | 3.83% | 2.85% | 3.49% | 3.42% |
Monthly Dividends
The table displays the monthly dividend distributions for United Bankshares, Inc.. The dividends shown in the table have been adjusted to account for any splits that may have occurred.
| Jan | Feb | Mar | Apr | May | Jun | Jul | Aug | Sep | Oct | Nov | Dec | Total | |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| 2025 | $0.00 | $0.00 | $0.37 | $0.00 | $0.00 | $0.37 | |||||||
| 2024 | $0.00 | $0.00 | $0.37 | $0.00 | $0.00 | $0.37 | $0.00 | $0.00 | $0.37 | $0.00 | $0.00 | $0.37 | $1.48 |
| 2023 | $0.00 | $0.00 | $0.36 | $0.00 | $0.00 | $0.36 | $0.00 | $0.00 | $0.36 | $0.00 | $0.00 | $0.37 | $1.45 |
| 2022 | $0.00 | $0.00 | $0.36 | $0.00 | $0.00 | $0.36 | $0.00 | $0.00 | $0.36 | $0.00 | $0.00 | $0.36 | $1.44 |
| 2021 | $0.00 | $0.00 | $0.35 | $0.00 | $0.00 | $0.35 | $0.00 | $0.00 | $0.35 | $0.00 | $0.00 | $0.36 | $1.41 |
| 2020 | $0.00 | $0.00 | $0.35 | $0.00 | $0.00 | $0.35 | $0.00 | $0.00 | $0.35 | $0.00 | $0.00 | $0.35 | $1.40 |
| 2019 | $0.00 | $0.00 | $0.34 | $0.00 | $0.00 | $0.34 | $0.00 | $0.00 | $0.34 | $0.00 | $0.00 | $0.35 | $1.37 |
| 2018 | $0.00 | $0.00 | $0.34 | $0.00 | $0.00 | $0.34 | $0.00 | $0.00 | $0.34 | $0.00 | $0.00 | $0.34 | $1.36 |
| 2017 | $0.00 | $0.00 | $0.33 | $0.00 | $0.00 | $0.33 | $0.00 | $0.00 | $0.33 | $0.00 | $0.00 | $0.34 | $1.33 |
| 2016 | $0.00 | $0.00 | $0.33 | $0.00 | $0.00 | $0.33 | $0.00 | $0.00 | $0.33 | $0.00 | $0.00 | $0.33 | $1.32 |
| 2015 | $0.00 | $0.00 | $0.32 | $0.00 | $0.00 | $0.32 | $0.00 | $0.00 | $0.32 | $0.00 | $0.00 | $0.33 | $1.29 |
| 2014 | $0.32 | $0.00 | $0.00 | $0.32 | $0.00 | $0.00 | $0.32 | $0.00 | $0.00 | $0.32 | $1.28 |
Dividend Yield & Payout
Dividend Yield
United Bankshares, Inc. has a dividend yield of 3.97%, which is quite average when compared to the overall market.
Payout Ratio
United Bankshares, Inc. has a payout ratio of 55.02%, which is quite average when compared to the overall market. This suggests that United Bankshares, Inc. strikes a balance between reinvesting profits for growth and paying dividends to shareholders.
Drawdowns
Drawdowns Chart
The Drawdowns chart displays portfolio losses from any high point along the way. Drawdowns are calculated considering price movements and all distributions paid, if any.
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Worst Drawdowns
The table below displays the maximum drawdowns of the United Bankshares, Inc.. A maximum drawdown is a measure of risk, indicating the largest reduction in portfolio value due to a series of losing trades.
The maximum drawdown for the United Bankshares, Inc. was 62.13%, occurring on Mar 6, 2009. Recovery took 1102 trading sessions.
The current United Bankshares, Inc. drawdown is 12.24%.
Depth | Start | To Bottom | Bottom | To Recover | End | Total |
|---|---|---|---|---|---|---|
| -62.13% | Dec 28, 2006 | 550 | Mar 6, 2009 | 1102 | Jul 23, 2013 | 1652 |
| -52.4% | Dec 12, 2016 | 823 | Mar 20, 2020 | 289 | May 13, 2021 | 1112 |
| -48.38% | Jul 1, 1998 | 503 | Jun 27, 2000 | 437 | Mar 27, 2002 | 940 |
| -38.12% | Nov 11, 2022 | 238 | Oct 24, 2023 | 261 | Nov 6, 2024 | 499 |
| -31.53% | Jun 7, 1990 | 95 | Nov 9, 1990 | 70 | Mar 14, 1991 | 165 |
Volatility
Volatility Chart
The chart below shows the rolling one-month volatility.
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Financials
Financial Performance
The chart below illustrates the trends in the financial health of United Bankshares, Inc. over time, highlighting three key metrics: Total Revenue, Earnings Before Interest and Taxes (EBIT), and Net Income.
Earnings Per Share
The chart presents the Earnings Per Share (EPS) performance of United Bankshares, Inc., comparing actual results with analytics estimates. In the past quarter, the company did not meet analyst expectations for EPS, resulting in a surprise of -6.3%.
Valuation
The Valuation section provides an overview of how United Bankshares, Inc. is priced in the market compared to other companies in the Banks - Regional industry. It includes key financial ratios that help investors assess whether the stock is undervalued or overvalued.
PE Ratio
The chart displays the Price-to-Earnings (P/E) ratio for UBSI, comparing it with other companies in the Banks - Regional industry. Currently, UBSI has a P/E ratio of 13.7. This P/E ratio is in line with the industry average, suggesting the stock may be fairly valued relative to its earnings.
PEG Ratio
The chart shows the Price/Earnings to Growth (PEG) ratio for UBSI compared to other companies in the Banks - Regional industry. UBSI currently has a PEG ratio of 1.9. This PEG ratio is close to the industry average, suggesting the stock’s valuation is balanced against its growth outlook.
PS Ratio
This chart shows the Price-to-Sales (P/S) ratio for UBSI relative to other companies in the Banks - Regional industry. Currently, UBSI has a P/S ratio of 5.1. This P/S ratio is high relative to other companies in the industry. It could mean the stock is overvalued, or that investors expect strong future growth and profitability.
PB Ratio
The chart illustrates the Price-to-Book (P/B) ratio for UBSI in comparison with other companies in the Banks - Regional industry. Currently, UBSI has a P/B value of 0.9. This P/B ratio is in line with the industry average, suggesting the stock is valued fairly in relation to its book value.
Income Statement
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