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United Bankshares, Inc. (UBSI)
Performance
Risk-Adjusted Performance
Dividends
Drawdowns
Volatility
Financials

Company Info

ISIN

US9099071071

CUSIP

909907107

Sector

Financial Services

IPO Date

Mar 26, 1990

Highlights

Market Cap

$5.41B

EPS (TTM)

$2.65

PE Ratio

15.10

PEG Ratio

1.92

Total Revenue (TTM)

$1.57B

Gross Profit (TTM)

$1.60B

EBITDA (TTM)

$342.42M

Year Range

$29.74 - $44.03

Target Price

$42.60

Short %

2.37%

Short Ratio

4.05

Share Price Chart


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Compare to other instruments

Search for stocks, ETFs, and funds for a quick comparison or use the comparison tool for more options.


Popular comparisons:
UBSI vs. PSCI UBSI vs. RF UBSI vs. BAC UBSI vs. SPY UBSI vs. ABBV UBSI vs. SCHD
Popular comparisons:
UBSI vs. PSCI UBSI vs. RF UBSI vs. BAC UBSI vs. SPY UBSI vs. ABBV UBSI vs. SCHD

Performance

Performance Chart

The chart shows the growth of an initial investment of $10,000 in United Bankshares, Inc., comparing it to the performance of the S&P 500 index or another benchmark. All prices have been adjusted for splits and dividends.


1,400.00%1,600.00%1,800.00%2,000.00%2,200.00%2,400.00%2,600.00%2,800.00%JulyAugustSeptemberOctoberNovemberDecember
2,427.77%
1,656.61%
UBSI (United Bankshares, Inc.)
Benchmark (^GSPC)

Returns By Period

United Bankshares, Inc. had a return of 5.51% year-to-date (YTD) and 4.59% in the last 12 months. Over the past 10 years, United Bankshares, Inc. had an annualized return of 4.38%, while the S&P 500 had an annualized return of 11.06%, indicating that United Bankshares, Inc. did not perform as well as the benchmark.


UBSI

YTD

5.51%

1M

-8.13%

6M

23.93%

1Y

4.59%

5Y*

4.21%

10Y*

4.38%

^GSPC (Benchmark)

YTD

24.34%

1M

0.23%

6M

8.53%

1Y

24.95%

5Y*

13.01%

10Y*

11.06%

Monthly Returns

The table below presents the monthly returns of UBSI, with color gradation from worst to best to easily spot seasonal factors. Returns are adjusted for dividends.


JanFebMarAprMayJunJulAugSepOctNovDecTotal
2024-4.53%-3.24%4.27%-9.30%-0.06%1.19%20.01%-0.15%-3.57%1.56%12.18%5.51%
2023-0.72%1.42%-12.85%-5.88%-11.20%1.93%12.71%-10.05%-7.13%3.08%16.42%14.63%-3.17%
2022-2.62%3.65%-3.75%-4.64%12.93%-5.71%10.46%-4.23%-2.66%18.46%1.28%-4.76%16.06%
2021-2.28%16.71%5.33%1.79%4.89%-10.56%-5.37%5.18%1.16%1.68%-3.41%2.57%16.34%
2020-11.28%-15.80%-18.85%29.81%-2.94%-3.74%-4.84%-0.68%-16.72%22.17%11.63%11.91%-11.68%
201913.69%8.54%-4.74%8.28%-8.82%4.62%1.35%-1.89%3.57%4.41%-4.22%3.04%28.84%
20185.90%-3.53%0.20%-3.69%7.36%0.78%1.51%6.63%-6.93%-8.75%9.04%-13.10%-7.08%
2017-3.13%-0.11%-4.88%-5.56%-4.14%3.38%-11.99%-2.75%11.85%-3.23%4.45%-6.57%-22.13%
2016-9.22%4.35%5.69%5.42%2.89%-4.97%2.11%2.87%-3.56%0.08%22.41%0.92%29.25%
2015-9.72%10.77%1.23%0.00%0.75%7.14%0.75%-7.67%2.41%4.11%6.50%-11.44%2.19%
2014-4.96%-1.54%5.15%-4.47%3.59%7.77%-0.77%2.71%-5.20%10.83%1.81%8.24%23.83%
20134.72%2.00%3.56%-4.89%2.77%2.93%7.07%-1.94%5.47%2.07%9.70%-2.09%35.12%

Risk-Adjusted Performance

Risk-Adjusted Performance Rank

The current rank of UBSI is 53, indicating average performance compared to other stocks on our website. Here’s a breakdown of how it compares using common performance measures.


The Risk-Adjusted Performance Rank of UBSI is 5353
Overall Rank
The Sharpe Ratio Rank of UBSI is 5555
Sharpe Ratio Rank
The Sortino Ratio Rank of UBSI is 4949
Sortino Ratio Rank
The Omega Ratio Rank of UBSI is 4747
Omega Ratio Rank
The Calmar Ratio Rank of UBSI is 5959
Calmar Ratio Rank
The Martin Ratio Rank of UBSI is 5656
Martin Ratio Rank
The risk-adjusted ranks indicate the investment's position relative to the market. A rank closer to 100 signifies top-performing investments, while a rank closer to 0 might suggest underperformance, based on the selected ratio. The values are calculated based on the past 12 months of returns.

Risk-Adjusted Performance Indicators

The charts below present risk-adjusted performance metrics for United Bankshares, Inc. (UBSI) and compare them to a chosen benchmark (^GSPC). These indicators evaluate an investment's returns against its associated risks.


Sharpe ratio
The chart of Sharpe ratio for UBSI, currently valued at 0.19, compared to the broader market-4.00-2.000.002.000.192.10
The chart of Sortino ratio for UBSI, currently valued at 0.52, compared to the broader market-4.00-2.000.002.004.000.522.80
The chart of Omega ratio for UBSI, currently valued at 1.06, compared to the broader market0.501.001.502.001.061.39
The chart of Calmar ratio for UBSI, currently valued at 0.23, compared to the broader market0.002.004.006.000.233.09
The chart of Martin ratio for UBSI, currently valued at 0.64, compared to the broader market-5.000.005.0010.0015.0020.0025.000.6413.49
UBSI
^GSPC

The current United Bankshares, Inc. Sharpe ratio is 0.19. This value is calculated based on the past 1 year of trading data and takes into account price changes and dividends.

Use the chart below to compare the Sharpe ratio of United Bankshares, Inc. with the selected benchmark, providing insights into the investment's historical performance in terms of risk-adjusted returns. Go to the Sharpe ratio tool for more fine-grained control over the calculation options.


Rolling 12-month Sharpe Ratio0.000.501.001.502.002.503.003.50JulyAugustSeptemberOctoberNovemberDecember
0.19
2.10
UBSI (United Bankshares, Inc.)
Benchmark (^GSPC)

Dividends

Dividend History

United Bankshares, Inc. provided a 3.89% dividend yield over the last twelve months, with an annual payout of $1.48 per share. The company has been increasing its dividends for 26 consecutive years, earning it the status of a dividend aristocrat.


3.00%3.50%4.00%$0.00$0.50$1.00$1.5020132014201520162017201820192020202120222023
Dividends
Dividend Yield
PeriodTTM20232022202120202019201820172016201520142013
Dividend$1.48$1.45$1.44$1.41$1.40$1.37$1.36$1.33$1.32$1.29$1.28$1.25

Dividend yield

3.89%3.86%3.56%3.89%4.32%3.54%4.37%3.83%2.85%3.49%3.42%3.97%

Monthly Dividends

The table displays the monthly dividend distributions for United Bankshares, Inc.. The dividends shown in the table have been adjusted to account for any splits that may have occurred.


JanFebMarAprMayJunJulAugSepOctNovDecTotal
2024$0.00$0.00$0.37$0.00$0.00$0.37$0.00$0.00$0.37$0.00$0.00$0.37$1.48
2023$0.00$0.00$0.36$0.00$0.00$0.36$0.00$0.00$0.36$0.00$0.00$0.37$1.45
2022$0.00$0.00$0.36$0.00$0.00$0.36$0.00$0.00$0.36$0.00$0.00$0.36$1.44
2021$0.00$0.00$0.35$0.00$0.00$0.35$0.00$0.00$0.35$0.00$0.00$0.36$1.41
2020$0.00$0.00$0.35$0.00$0.00$0.35$0.00$0.00$0.35$0.00$0.00$0.35$1.40
2019$0.00$0.00$0.34$0.00$0.00$0.34$0.00$0.00$0.34$0.00$0.00$0.35$1.37
2018$0.00$0.00$0.34$0.00$0.00$0.34$0.00$0.00$0.34$0.00$0.00$0.34$1.36
2017$0.00$0.00$0.33$0.00$0.00$0.33$0.00$0.00$0.33$0.00$0.00$0.34$1.33
2016$0.00$0.00$0.33$0.00$0.00$0.33$0.00$0.00$0.33$0.00$0.00$0.33$1.32
2015$0.00$0.00$0.32$0.00$0.00$0.32$0.00$0.00$0.32$0.00$0.00$0.33$1.29
2014$0.00$0.00$0.32$0.00$0.00$0.32$0.00$0.00$0.32$0.00$0.00$0.32$1.28
2013$0.31$0.00$0.00$0.31$0.00$0.00$0.31$0.00$0.00$0.32$1.25

Dividend Yield & Payout


Dividend Yield
5.0%10.0%15.0%20.0%3.9%
United Bankshares, Inc. has a dividend yield of 3.89%, which is quite average when compared to the overall market.
Payout Ratio
200.0%400.0%600.0%800.0%56.1%
United Bankshares, Inc. has a payout ratio of 56.06%, which is quite average when compared to the overall market. This suggests that United Bankshares, Inc. strikes a balance between reinvesting profits for growth and paying dividends to shareholders.

Drawdowns

Drawdowns Chart

The Drawdowns chart displays portfolio losses from any high point along the way. Drawdowns are calculated considering price movements and all distributions paid, if any.


-20.00%-15.00%-10.00%-5.00%0.00%JulyAugustSeptemberOctoberNovemberDecember
-11.42%
-2.62%
UBSI (United Bankshares, Inc.)
Benchmark (^GSPC)

Worst Drawdowns

The table below displays the maximum drawdowns of the United Bankshares, Inc.. A maximum drawdown is a measure of risk, indicating the largest reduction in portfolio value due to a series of losing trades.

The maximum drawdown for the United Bankshares, Inc. was 62.13%, occurring on Mar 6, 2009. Recovery took 1102 trading sessions.

The current United Bankshares, Inc. drawdown is 11.42%.


Depth

Start

To Bottom

Bottom

To Recover

End

Total

-62.13%Dec 28, 2006550Mar 6, 20091102Jul 23, 20131652
-52.4%Dec 12, 2016823Mar 20, 2020289May 13, 20211112
-48.38%Jul 1, 1998503Jun 27, 2000437Mar 27, 2002940
-38.12%Nov 11, 2022238Oct 24, 2023261Nov 6, 2024499
-31.53%Jun 7, 1990102Nov 21, 199063Mar 14, 1991165

Volatility

Volatility Chart

The current United Bankshares, Inc. volatility is 7.65%, representing the average percentage change in the investments's value, either up or down over the past month. The chart below shows the rolling one-month volatility.


2.00%4.00%6.00%8.00%10.00%12.00%14.00%JulyAugustSeptemberOctoberNovemberDecember
7.65%
3.79%
UBSI (United Bankshares, Inc.)
Benchmark (^GSPC)

Financials

Financial Performance

The chart below illustrates the trends in the financial health of United Bankshares, Inc. over time, highlighting three key metrics: Total Revenue, Earnings Before Interest and Taxes (EBIT), and Net Income.

Annual
Quarterly

0.0

Valuation

The Valuation section provides an assessment of the market value of United Bankshares, Inc. compared to its peers in the Banks - Regional industry.


PE Ratio
20.040.060.080.0100.0120.015.1
The chart displays the price to earnings (P/E) ratio for UBSI in comparison to other companies of the Banks - Regional industry. Currently, UBSI has a PE value of 15.1. This PE ratio falls in the average range for the industry.
PEG Ratio
-5.00.05.010.015.01.9
The chart displays the price to earnings to growth (PEG) ratio for UBSI in comparison to other companies of the Banks - Regional industry. Currently, UBSI has a PEG value of 1.9. This PEG ratio falls in the average range for the industry.

Historical P/E Ratio Chart

The chart below displays the historical trend of the price-to-earnings (P/E) ratio for United Bankshares, Inc..


Loading data...

Income Statement



TTM
Revenue

Total Revenue

Cost Of Revenue

Gross Profit

Operating Expenses

Selling, General & Admin Expenses

R&D Expenses

Depreciation And Amortization

Total Operating Expenses

Income

Income Before Tax

Operating Income

EBITDA

EBIT

Earnings From Continuing Operations

Net Income

Income Tax Expense

Other Non-Operating Income (Expenses)

Extraordinary Items

Discontinued Operations

Effect Of Accounting Charges

Non Recurring

Minority Interest

Other Items

Interest Income

Interest Expense

Net Interest Income

Values in undefined except per share items
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The information contained herein does not constitute investment advice and made available for educational purposes only. Prices and returns on equities are listed without consideration of fees, commissions, taxes, penalties, or interest payable due to purchasing, holding, or selling.

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