United Bankshares, Inc. (UBSI)
Company Info
| ISIN | US9099071071 |
|---|---|
| CUSIP | 909907107 |
| Sector | Financial Services |
| Industry | Banks - Regional |
| IPO Date | Mar 26, 1990 |
Highlights
| Market Cap | $5.82B |
|---|---|
| EPS (TTM) | $2.65 |
| PE Ratio | 16.25 |
| PEG Ratio | 1.92 |
| Total Revenue (TTM) | $1.60B |
| Gross Profit (TTM) | $1.60B |
| EBITDA (TTM) | $103.85M |
| Year Range | $30.01 - $43.77 |
| Target Price | $40.60 |
| Short % | 2.34% |
| Short Ratio | 4.86 |
Share Price Chart
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Compare to other instruments
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Popular comparisons: UBSI vs. PSCI, UBSI vs. RF, UBSI vs. BAC, UBSI vs. SPY, UBSI vs. ABBV
Performance
Performance Chart
The chart shows the growth of an initial investment of $10,000 in United Bankshares, Inc., comparing it to the performance of the S&P 500 index or another benchmark. All prices have been adjusted for splits and dividends.
Returns By Period
United Bankshares, Inc. had a return of 18.45% year-to-date (YTD) and 51.99% in the last 12 months. Over the past 10 years, United Bankshares, Inc. had an annualized return of 6.02%, while the S&P 500 had an annualized return of 11.43%, indicating that United Bankshares, Inc. did not perform as well as the benchmark.
| Period | Return | Benchmark |
|---|---|---|
| Year-To-Date | 18.45% | 25.82% |
| 1 month | 15.85% | 3.20% |
| 6 months | 28.83% | 14.94% |
| 1 year | 51.99% | 35.92% |
| 5 years (annualized) | 6.11% | 14.22% |
| 10 years (annualized) | 6.02% | 11.43% |
Monthly Returns
The table below presents the monthly returns of UBSI, with color gradation from worst to best to easily spot seasonal factors. Returns are adjusted for dividends.
| Jan | Feb | Mar | Apr | May | Jun | Jul | Aug | Sep | Oct | Nov | Dec | Total | |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| 2024 | -4.53% | -3.24% | 4.27% | -9.30% | -0.06% | 1.19% | 20.01% | -0.15% | -3.57% | 1.56% | 18.45% | ||
| 2023 | -0.72% | 1.42% | -12.85% | -5.88% | -11.20% | 1.93% | 12.71% | -10.05% | -7.13% | 3.08% | 16.42% | 14.63% | -3.17% |
| 2022 | -2.62% | 3.65% | -3.75% | -4.64% | 12.93% | -5.71% | 10.46% | -4.23% | -2.66% | 18.46% | 1.28% | -4.76% | 16.06% |
| 2021 | -2.28% | 16.71% | 5.33% | 1.79% | 4.89% | -10.56% | -5.37% | 5.18% | 1.16% | 1.68% | -3.41% | 2.57% | 16.34% |
| 2020 | -11.28% | -15.80% | -18.85% | 29.81% | -2.94% | -3.74% | -4.84% | -0.68% | -16.72% | 22.17% | 11.63% | 11.91% | -11.68% |
| 2019 | 13.69% | 8.54% | -4.74% | 8.28% | -8.82% | 4.62% | 1.35% | -1.89% | 3.57% | 4.41% | -4.22% | 3.04% | 28.84% |
| 2018 | 5.90% | -3.53% | 0.20% | -3.69% | 7.36% | 0.78% | 1.51% | 6.63% | -6.93% | -8.75% | 9.04% | -13.10% | -7.08% |
| 2017 | -3.14% | -0.11% | -4.88% | -5.56% | -4.14% | 3.38% | -11.99% | -2.75% | 11.85% | -3.23% | 4.45% | -6.57% | -22.13% |
| 2016 | -9.22% | 4.35% | 5.69% | 5.42% | 2.89% | -4.97% | 2.11% | 2.87% | -3.57% | 0.08% | 22.41% | 0.92% | 29.25% |
| 2015 | -9.72% | 10.77% | 1.23% | 0.00% | 0.75% | 7.14% | 0.75% | -7.67% | 2.41% | 4.11% | 6.50% | -11.44% | 2.19% |
| 2014 | -4.96% | -1.54% | 5.15% | -4.47% | 3.59% | 7.77% | -0.77% | 2.71% | -5.20% | 10.83% | 1.81% | 8.24% | 23.82% |
| 2013 | 4.72% | 2.00% | 3.56% | -4.89% | 2.77% | 2.93% | 7.07% | -1.94% | 5.47% | 2.07% | 9.70% | -2.09% | 35.12% |
Risk-Adjusted Performance
Risk-Adjusted Performance Rank
The current risk-adjusted rank of UBSI is 81, placing it in the top 19% of stocks on our website in terms of risk-adjusted performance. This ranking is based on the combined values of the indicators listed below.
Risk-Adjusted Performance Indicators
The charts below present risk-adjusted performance metrics for United Bankshares, Inc. (UBSI) and compare them to a chosen benchmark (^GSPC). These indicators evaluate an investment's returns against its associated risks.
Dividends
Dividend History
United Bankshares, Inc. provided a 3.44% dividend yield over the last twelve months, with an annual payout of $1.48 per share. The company has been increasing its dividends for 26 consecutive years, earning it the status of a dividend aristocrat.
| Period | TTM | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | 2015 | 2014 | 2013 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Dividend | $1.48 | $1.45 | $1.44 | $1.41 | $1.40 | $1.37 | $1.36 | $1.33 | $1.32 | $1.29 | $1.28 | $1.25 |
Dividend yield | 3.44% | 3.86% | 3.56% | 3.89% | 4.32% | 3.54% | 4.37% | 3.83% | 2.85% | 3.49% | 3.42% | 3.97% |
Monthly Dividends
The table displays the monthly dividend distributions for United Bankshares, Inc.. The dividends shown in the table have been adjusted to account for any splits that may have occurred.
| Jan | Feb | Mar | Apr | May | Jun | Jul | Aug | Sep | Oct | Nov | Dec | Total | |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| 2024 | $0.00 | $0.00 | $0.37 | $0.00 | $0.00 | $0.37 | $0.00 | $0.00 | $0.37 | $0.00 | $0.00 | $1.11 | |
| 2023 | $0.00 | $0.00 | $0.36 | $0.00 | $0.00 | $0.36 | $0.00 | $0.00 | $0.36 | $0.00 | $0.00 | $0.37 | $1.45 |
| 2022 | $0.00 | $0.00 | $0.36 | $0.00 | $0.00 | $0.36 | $0.00 | $0.00 | $0.36 | $0.00 | $0.00 | $0.36 | $1.44 |
| 2021 | $0.00 | $0.00 | $0.35 | $0.00 | $0.00 | $0.35 | $0.00 | $0.00 | $0.35 | $0.00 | $0.00 | $0.36 | $1.41 |
| 2020 | $0.00 | $0.00 | $0.35 | $0.00 | $0.00 | $0.35 | $0.00 | $0.00 | $0.35 | $0.00 | $0.00 | $0.35 | $1.40 |
| 2019 | $0.00 | $0.00 | $0.34 | $0.00 | $0.00 | $0.34 | $0.00 | $0.00 | $0.34 | $0.00 | $0.00 | $0.35 | $1.37 |
| 2018 | $0.00 | $0.00 | $0.34 | $0.00 | $0.00 | $0.34 | $0.00 | $0.00 | $0.34 | $0.00 | $0.00 | $0.34 | $1.36 |
| 2017 | $0.00 | $0.00 | $0.33 | $0.00 | $0.00 | $0.33 | $0.00 | $0.00 | $0.33 | $0.00 | $0.00 | $0.34 | $1.33 |
| 2016 | $0.00 | $0.00 | $0.33 | $0.00 | $0.00 | $0.33 | $0.00 | $0.00 | $0.33 | $0.00 | $0.00 | $0.33 | $1.32 |
| 2015 | $0.00 | $0.00 | $0.32 | $0.00 | $0.00 | $0.32 | $0.00 | $0.00 | $0.32 | $0.00 | $0.00 | $0.33 | $1.29 |
| 2014 | $0.00 | $0.00 | $0.32 | $0.00 | $0.00 | $0.32 | $0.00 | $0.00 | $0.32 | $0.00 | $0.00 | $0.32 | $1.28 |
| 2013 | $0.31 | $0.00 | $0.00 | $0.31 | $0.00 | $0.00 | $0.31 | $0.00 | $0.00 | $0.32 | $1.25 |
Dividend Yield & Payout
Dividend Yield
Payout Ratio
Drawdowns
Drawdowns Chart
The Drawdowns chart displays portfolio losses from any high point along the way. Drawdowns are calculated considering price movements and all distributions paid, if any.
Worst Drawdowns
The table below displays the maximum drawdowns of the United Bankshares, Inc.. A maximum drawdown is a measure of risk, indicating the largest reduction in portfolio value due to a series of losing trades.
The maximum drawdown for the United Bankshares, Inc. was 62.13%, occurring on Mar 6, 2009. Recovery took 1102 trading sessions.
Depth | Start | To Bottom | Bottom | To Recover | End | Total |
|---|---|---|---|---|---|---|
| -62.13% | Dec 28, 2006 | 550 | Mar 6, 2009 | 1102 | Jul 23, 2013 | 1652 |
| -52.4% | Dec 12, 2016 | 823 | Mar 20, 2020 | 289 | May 13, 2021 | 1112 |
| -48.38% | Jul 1, 1998 | 503 | Jun 27, 2000 | 437 | Mar 27, 2002 | 940 |
| -38.12% | Nov 11, 2022 | 238 | Oct 24, 2023 | 261 | Nov 6, 2024 | 499 |
| -31.53% | Jun 7, 1990 | 90 | Nov 1, 1990 | 75 | Mar 14, 1991 | 165 |
Volatility
Volatility Chart
The current United Bankshares, Inc. volatility is 14.43%, representing the average percentage change in the investments's value, either up or down over the past month. The chart below shows the rolling one-month volatility.
Financials
Financial Performance
Valuation
The Valuation section provides an assessment of the market value of United Bankshares, Inc. compared to its peers in the Banks - Regional industry.
PE Ratio
The chart displays the price to earnings (P/E) ratio for UBSI in comparison to other companies of the Banks - Regional industry. Currently, UBSI has a PE value of 16.2. This PE ratio falls in the average range for the industry.PEG Ratio
The chart displays the price to earnings to growth (PEG) ratio for UBSI in comparison to other companies of the Banks - Regional industry. Currently, UBSI has a PEG value of 1.9. This PEG ratio falls in the average range for the industry.Historical P/E Ratio Chart
The chart below displays the historical trend of the price-to-earnings (P/E) ratio for United Bankshares, Inc..
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Income Statement
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