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UBSI vs. PB
Performance
Return for Risk
Dividends
Drawdowns
Volatility
Financials

Performance

UBSI vs. PB - Performance Comparison

The chart below illustrates the hypothetical performance of a $10,000 investment in United Bankshares, Inc. (UBSI) and Prosperity Bancshares, Inc. (PB). The values are adjusted to include any dividend payments, if applicable.

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UBSI vs. PB - Yearly Performance Comparison


2026 (YTD)202520242023202220212020201920182017
UBSI
United Bankshares, Inc.
8.92%6.50%4.26%-3.17%16.06%16.34%-11.68%28.84%-7.08%-22.13%
PB
Prosperity Bancshares, Inc.
-1.89%-5.15%15.06%-3.34%3.64%7.13%-0.27%18.19%-9.22%-0.37%

Fundamentals

EPS

UBSI:

$3.26

PB:

$5.73

PE Ratio

UBSI:

12.70

PB:

11.73

PS Ratio

UBSI:

3.24

PB:

4.96

Total Revenue (TTM)

UBSI:

$1.82B

PB:

$1.29B

Gross Profit (TTM)

UBSI:

$1.19B

PB:

$908.12M

EBITDA (TTM)

UBSI:

$590.18M

PB:

$664.97M

Returns By Period

In the year-to-date period, UBSI achieves a 8.92% return, which is significantly higher than PB's -1.89% return. Over the past 10 years, UBSI has underperformed PB with an annualized return of 5.30%, while PB has yielded a comparatively higher 6.81% annualized return.


UBSI

1D
1.79%
1M
1.27%
YTD
8.92%
6M
13.49%
1Y
24.27%
3Y*
10.10%
5Y*
5.48%
10Y*
5.30%

PB

1D
2.33%
1M
-3.65%
YTD
-1.89%
6M
3.04%
1Y
-2.57%
3Y*
6.62%
5Y*
0.78%
10Y*
6.81%
*Multi-year figures are annualized to reflect compound growth (CAGR)

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Return for Risk

UBSI vs. PB — Risk / Return Rank

Compare risk-adjusted metric ranks to identify better-performing investments over the past 12 months.

UBSI
UBSI Risk / Return Rank: 7272
Overall Rank
UBSI Sharpe Ratio Rank: 7373
Sharpe Ratio Rank
UBSI Sortino Ratio Rank: 6767
Sortino Ratio Rank
UBSI Omega Ratio Rank: 6666
Omega Ratio Rank
UBSI Calmar Ratio Rank: 7676
Calmar Ratio Rank
UBSI Martin Ratio Rank: 7777
Martin Ratio Rank

PB
PB Risk / Return Rank: 3636
Overall Rank
PB Sharpe Ratio Rank: 3737
Sharpe Ratio Rank
PB Sortino Ratio Rank: 3131
Sortino Ratio Rank
PB Omega Ratio Rank: 3131
Omega Ratio Rank
PB Calmar Ratio Rank: 3939
Calmar Ratio Rank
PB Martin Ratio Rank: 3939
Martin Ratio Rank
The rank (0–100) shows how this investment's returns compare to the risk taken. Higher = better. Based on the past 12 months of data, combining Sharpe, Sortino, and other metrics used by quantitative funds and institutional investors.

UBSI vs. PB - Risk-Adjusted Trends Comparison

This table presents a comparison of risk-adjusted performance metrics for United Bankshares, Inc. (UBSI) and Prosperity Bancshares, Inc. (PB). Risk-adjusted metrics are performance indicators that assess an investment's returns in relation to its risk, enabling a more accurate comparison of different investment options.


UBSIPBDifference

Sharpe ratio

Return per unit of total volatility

0.94

-0.10

+1.04

Sortino ratio

Return per unit of downside risk

1.43

0.04

+1.39

Omega ratio

Gain probability vs. loss probability

1.19

1.01

+0.19

Calmar ratio

Return relative to maximum drawdown

1.84

-0.09

+1.92

Martin ratio

Return relative to average drawdown

5.01

-0.17

+5.18

UBSI vs. PB - Sharpe Ratio Comparison

The current UBSI Sharpe Ratio is 0.94, which is higher than the PB Sharpe Ratio of -0.10. The chart below compares the historical Sharpe Ratios of UBSI and PB, offering insights into how both investments have performed under varying market conditions. These values are calculated using daily returns over the previous 12 months.


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Sharpe Ratios by Period


UBSIPBDifference

Sharpe Ratio (1Y)

Calculated over the trailing 1-year period

0.94

-0.10

+1.04

Sharpe Ratio (5Y)

Calculated over the trailing 5-year period

0.19

0.03

+0.16

Sharpe Ratio (10Y)

Calculated over the trailing 10-year period

0.16

0.22

-0.06

Sharpe Ratio (All Time)

Calculated using the full available price history

0.28

0.36

-0.08

Correlation

The correlation between UBSI and PB is 0.64, which is considered to be moderate. This suggests that the two assets have some degree of positive relationship in their price movements. Moderate correlation can be acceptable for portfolio diversification, offering a balance between risk and potential returns.


Dividends

UBSI vs. PB - Dividend Comparison

UBSI's dividend yield for the trailing twelve months is around 3.62%, more than PB's 3.51% yield.


TTM20252024202320222021202020192018201720162015
UBSI
United Bankshares, Inc.
3.62%3.88%3.94%3.86%3.56%3.89%4.32%3.54%4.37%3.83%2.85%3.49%
PB
Prosperity Bancshares, Inc.
3.51%3.39%3.00%3.26%2.90%2.75%2.70%2.35%2.39%1.97%1.73%2.33%

Drawdowns

UBSI vs. PB - Drawdown Comparison

The maximum UBSI drawdown since its inception was -62.13%, which is greater than PB's maximum drawdown of -47.89%. Use the drawdown chart below to compare losses from any high point for UBSI and PB.


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Drawdown Indicators


UBSIPBDifference

Max Drawdown

Largest peak-to-trough decline

-62.13%

-47.89%

-14.24%

Max Drawdown (1Y)

Largest decline over 1 year

-13.73%

-16.45%

+2.72%

Max Drawdown (5Y)

Largest decline over 5 years

-38.12%

-34.37%

-3.75%

Max Drawdown (10Y)

Largest decline over 10 years

-52.40%

-42.24%

-10.16%

Current Drawdown

Current decline from peak

-8.12%

-16.98%

+8.86%

Average Drawdown

Average peak-to-trough decline

-13.82%

-10.70%

-3.12%

Ulcer Index

Depth and duration of drawdowns from previous peaks

5.04%

8.23%

-3.19%

Volatility

UBSI vs. PB - Volatility Comparison

United Bankshares, Inc. (UBSI) and Prosperity Bancshares, Inc. (PB) have volatilities of 4.87% and 4.99%, respectively, indicating that both stocks experience similar levels of price fluctuations. This suggests that the risk associated with both stocks, as measured by volatility, is nearly the same. The chart below showcases a comparison of their rolling one-month volatility.


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Volatility by Period


UBSIPBDifference

Volatility (1M)

Calculated over the trailing 1-month period

4.87%

4.99%

-0.12%

Volatility (6M)

Calculated over the trailing 6-month period

18.02%

18.43%

-0.41%

Volatility (1Y)

Calculated over the trailing 1-year period

26.00%

25.75%

+0.25%

Volatility (5Y)

Calculated over the trailing 5-year period, annualized

29.10%

25.79%

+3.31%

Volatility (10Y)

Calculated over the trailing 10-year period, annualized

32.52%

30.98%

+1.54%

Financials

UBSI vs. PB - Financials Comparison

This section allows you to compare key financial metrics between United Bankshares, Inc. and Prosperity Bancshares, Inc.. You can select fields from income statements, balance sheets, and cash flow statements to easily visualize and compare the financial health of both companies.


Quarterly
Annual

Total Revenue: Total amount of money received from sales and other business activities


0.00100.00M200.00M300.00M400.00M500.00MAprilJulyOctober2022AprilJulyOctober2023AprilJulyOctober2024AprilJulyOctober2025AprilJulyOctober
460.99M
0
(UBSI) Total Revenue
(PB) Total Revenue
Values in USD except per share items