UBCP vs. WM
UBCP (United Bancorp, Inc.) and WM (Waste Management, Inc.) are both stocks. UBCP operates in Banks - Regional (Financial Services), while WM operates in Waste Management (Industrials). Over the past 10 years, UBCP returned 10.34%/yr vs 15.36%/yr for WM. At a 0.04 correlation, their price movements are largely independent.
Performance
UBCP vs. WM - Performance Comparison
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Returns By Period
In the year-to-date period, UBCP achieves a 12.88% return, which is significantly higher than WM's 0.71% return. Over the past 10 years, UBCP has underperformed WM with an annualized return of 10.34%, while WM has yielded a comparatively higher 15.36% annualized return.
UBCP
- 1D
- -1.08%
- 1M
- 1.99%
- YTD
- 12.88%
- 6M
- 16.83%
- 1Y
- 24.29%
- 3Y*
- 18.88%
- 5Y*
- 7.00%
- 10Y*
- 10.34%
WM
- 1D
- 0.30%
- 1M
- 0.26%
- YTD
- 0.71%
- 6M
- 2.63%
- 1Y
- -5.72%
- 3Y*
- 12.33%
- 5Y*
- 11.14%
- 10Y*
- 15.36%
UBCP vs. WM - Yearly Performance Comparison
| 2026 (YTD) | 2025 | 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | |
|---|---|---|---|---|---|---|---|---|---|---|
UBCP United Bancorp, Inc. | 12.88% | 17.96% | 8.37% | -6.95% | -7.37% | 32.06% | -3.73% | 31.06% | -10.12% | 1.89% |
WM Waste Management, Inc. | 0.71% | 10.50% | 14.28% | 16.20% | -4.49% | 43.82% | 5.46% | 30.45% | 5.32% | 24.46% |
Correlation
The correlation between UBCP and WM is 0.02, meaning there is essentially no relationship between their price movements. Each responds to its own set of market drivers, making them strong candidates for combining in a diversified portfolio.
| Correlation | |
|---|---|
Correlation (1Y) Calculated over the trailing 1-year period | 0.02 |
Correlation (3Y) Calculated over the trailing 3-year period | 0.03 |
Correlation (5Y) Calculated over the trailing 5-year period | 0.04 |
Correlation (10Y) Calculated over the trailing 10-year period | 0.04 |
Correlation (All Time) Calculated using the full available price history since Aug 18, 1995 | 0.04 |
Fundamentals
UBCP:
$85.93M
WM:
$88.75B
UBCP:
$1.40
WM:
$6.91
UBCP:
11.18
WM:
31.76
UBCP:
1.82
WM:
3.49
UBCP:
1.29
WM:
8.86
UBCP:
$47.82M
WM:
$25.41B
UBCP:
$32.28M
WM:
$5.61B
UBCP:
$8.59M
WM:
$6.96B
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Return for Risk
UBCP vs. WM — Risk / Return Rank
UBCP
WM
UBCP vs. WM - Risk-Adjusted Trends Comparison
This table presents a comparison of risk-adjusted performance metrics for United Bancorp, Inc. (UBCP) and Waste Management, Inc. (WM). Risk-adjusted metrics are performance indicators that assess an investment's returns in relation to its risk, enabling a more accurate comparison of different investment options.
Values are calculated on a 1-year rolling basis and updated daily. Risk-adjusted metrics are more stable over longer periods — use the period switch above to explore them.
| UBCP | WM | Difference | |
|---|---|---|---|
| Sharpe ratioReturn per unit of total volatility | +0.98 | ||
| Sortino ratioReturn per unit of downside risk | +1.45 | ||
| Omega ratioGain probability vs. loss probability | 1.14 | 0.96 | +0.18 |
| Calmar ratioReturn relative to maximum drawdown | 1.39 | -0.36 | +1.75 |
| Martin ratioReturn relative to average drawdown | 3.21 | -0.79 | +4.01 |
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Drawdowns
UBCP vs. WM - Drawdown Comparison
The maximum UBCP drawdown since its inception was -67.81%, smaller than the maximum WM drawdown of -77.85%. Use the drawdown chart below to compare losses from any high point for UBCP and WM.
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Drawdown Indicators
| UBCP | WM | Difference | |
|---|---|---|---|
Max DrawdownLargest peak-to-trough decline | -67.81% | -77.85% | +10.04% |
Max Drawdown (1Y)Largest decline over 1 year | -16.23% | -16.70% | +0.47% |
Max Drawdown (3Y)Largest decline over 3 years | -24.14% | -18.14% | -6.00% |
Max Drawdown (5Y)Largest decline over 5 years | -48.00% | -18.14% | -29.86% |
Max Drawdown (10Y)Largest decline over 10 years | -48.00% | -30.07% | -17.93% |
Current DrawdownCurrent decline from peak | -7.00% | -10.24% | +3.24% |
Average DrawdownAverage peak-to-trough decline | -23.31% | -17.69% | -5.62% |
Ulcer IndexDepth and duration of drawdowns from previous peaks | 7.01% | 7.58% | -0.57% |
Volatility
UBCP vs. WM - Volatility Comparison
United Bancorp, Inc. (UBCP) has a higher volatility of 13.25% compared to Waste Management, Inc. (WM) at 6.13%. This indicates that UBCP's price experiences larger fluctuations and is considered to be riskier than WM based on this measure. The chart below showcases a comparison of their rolling one-month volatility.
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Volatility by Period
| UBCP | WM | Difference | |
|---|---|---|---|
Volatility (1M)Calculated over the trailing 1-month period | 13.25% | 6.13% | +7.12% |
Volatility (6M)Calculated over the trailing 6-month period | 26.46% | 14.08% | +12.38% |
Volatility (1Y)Calculated over the trailing 1-year period | 34.23% | 19.03% | +15.20% |
Volatility (5Y)Calculated over the trailing 5-year period, annualized | 36.71% | 18.62% | +18.09% |
Volatility (10Y)Calculated over the trailing 10-year period, annualized | 35.28% | 19.54% | +15.74% |
Dividends
UBCP vs. WM - Dividend Comparison
UBCP's dividend yield for the trailing twelve months is around 6.01%, more than WM's 1.61% yield.
| Position | TTM | 2025 | 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | 2015 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
UBCP United Bancorp, Inc. | 6.01% | 6.41% | 6.58% | 6.35% | 5.26% | 4.11% | 4.32% | 3.81% | 4.55% | 3.47% | 3.48% | 4.38% |
WM Waste Management, Inc. | 1.61% | 1.50% | 1.49% | 1.56% | 1.66% | 1.38% | 1.85% | 1.80% | 2.09% | 1.97% | 2.31% | 2.89% |
Financials
UBCP vs. WM - Financials Comparison
This section allows you to compare key financial metrics between United Bancorp, Inc. and Waste Management, Inc.. You can select fields from income statements, balance sheets, and cash flow statements to easily visualize and compare the financial health of both companies.
Total Revenue: Total amount of money received from sales and other business activities
UBCP vs. WM - Profitability Comparison
UBCP - Gross Margin
Gross margin is calculated as gross profit divided by revenue. For the three months ending on Jun 2026, United Bancorp, Inc. reported a gross profit of 7.91M and revenue of 11.44M. Therefore, the gross margin over that period was 69.1%.
WM - Gross Margin
Gross margin is calculated as gross profit divided by revenue. For the three months ending on Jun 2026, Waste Management, Inc. reported a gross profit of 0.00 and revenue of 6.23B. Therefore, the gross margin over that period was 0.0%.
UBCP - Operating Margin
Operating margin is calculated as operating income divided by revenue. For the three months ending on Jun 2026, United Bancorp, Inc. reported an operating income of 1.75M and revenue of 11.44M, resulting in an operating margin of 15.3%.
WM - Operating Margin
Operating margin is calculated as operating income divided by revenue. For the three months ending on Jun 2026, Waste Management, Inc. reported an operating income of 1.11B and revenue of 6.23B, resulting in an operating margin of 17.9%.
UBCP - Net Margin
Net margin is calculated as net income divided by revenue. For the three months ending on Jun 2026, United Bancorp, Inc. reported a net income of 1.91M and revenue of 11.44M, resulting in a net margin of 16.7%.
WM - Net Margin
Net margin is calculated as net income divided by revenue. For the three months ending on Jun 2026, Waste Management, Inc. reported a net income of 723.00M and revenue of 6.23B, resulting in a net margin of 11.6%.
Frequently Asked Questions
UBCP and WM have a correlation of 0.02, meaning they provide meaningful diversification benefit when combined. Depending on your allocation goals, holding both could reduce overall portfolio risk.
UBCP has higher volatility (13.25%) compared to WM (6.13%). In terms of maximum drawdown, UBCP dropped -67.81% vs WM's -77.85%.
UBCP currently has the higher Sharpe Ratio (0.66 vs -0.32), meaning it's delivered slightly more return per unit of risk over the trailing 12 months. However, this ranking shifts over time - use the Risk/Return Score above for a more comprehensive view that combines Sharpe, Sortino, and other measures used by quantitative funds.
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