UBCP vs. AMCR

Last updated Apr 1, 2026

Compare and contrast key facts about United Bancorp, Inc. (UBCP) and Amcor plc (AMCR).

Performance

UBCP vs. AMCR - Performance Comparison

The chart below illustrates the hypothetical performance of a $10,000 investment in United Bancorp, Inc. (UBCP) and Amcor plc (AMCR). The values are adjusted to include any dividend payments, if applicable.

UBCP vs. AMCR - Yearly Performance Comparison

	2026 (YTD)	2025	2024	2023	2022	2021	2020	2019
UBCP United Bancorp, Inc.	8.53%	17.96%	8.37%	-6.95%	-7.37%	32.06%	-3.73%	26.98%
AMCR Amcor plc	-3.43%	-6.17%	2.61%	-14.97%	3.20%	6.16%	13.41%	-0.71%

Fundamentals

Market Cap UBCP : $88.44M AMCR : $18.40B
EPS UBCP : $1.39 AMCR : $1.62
PE Ratio UBCP : 10.98 AMCR : 24.57
PS Ratio UBCP : 1.79 AMCR : 0.74
PB Ratio UBCP : 1.25 AMCR : 0.50
Total Revenue (TTM) UBCP : $47.50M AMCR : $19.61B
Gross Profit (TTM) UBCP : $31.99M AMCR : $3.71B
EBITDA (TTM) UBCP : $9.26M AMCR : $932.86M

Returns By Period

In the year-to-date period, UBCP achieves a 8.53% return, which is significantly higher than AMCR's -3.43% return.

UBCP

• 1D: -8.21%
• 1M: 4.53%
• YTD: 8.53%
• 6M: 12.94%
• 1Y: 20.77%
• 3Y*: 8.67%
• 5Y*: 7.18%
• 10Y*: 10.69%

AMCR

• 1D: 4.30%
• 1M: -17.92%
• YTD: -3.43%
• 6M: -0.03%
• 1Y: -13.18%
• 3Y*: -6.46%
• 5Y*: -2.85%
• 10Y*: —

*Multi-year figures are annualized to reflect compound growth (CAGR)

Return for Risk

UBCP vs. AMCR — Risk / Return Rank

Compare risk-adjusted metric ranks to identify better-performing investments over the past 12 months.

UBCP

UBCP Risk / Return Rank: 65
UBCP Sharpe Ratio Rank: 64
UBCP Sortino Ratio Rank: 58
UBCP Omega Ratio Rank: 57
UBCP Calmar Ratio Rank: 74
UBCP Martin Ratio Rank: 74

AMCR

AMCR Risk / Return Rank: 22
AMCR Sharpe Ratio Rank: 22
AMCR Sortino Ratio Rank: 21
AMCR Omega Ratio Rank: 21
AMCR Calmar Ratio Rank: 25
AMCR Martin Ratio Rank: 22

The rank (0–100) shows how this investment's returns compare to the risk taken. Higher = better. Based on the past 12 months of data, combining Sharpe, Sortino, and other metrics used by quantitative funds and institutional investors.

UBCP vs. AMCR - Risk-Adjusted Trends Comparison

This table presents a comparison of risk-adjusted performance metrics for United Bancorp, Inc. (UBCP) and Amcor plc (AMCR). Risk-adjusted metrics are performance indicators that assess an investment's returns in relation to its risk, enabling a more accurate comparison of different investment options.

	UBCP	AMCR	Difference
Sharpe ratio Return per unit of total volatility	0.65	-0.45	+1.10
Sortino ratio Return per unit of downside risk	1.12	-0.44	+1.56
Omega ratio Gain probability vs. loss probability	1.14	0.94	+0.20
Calmar ratio Return relative to maximum drawdown	1.78	-0.53	+2.31
Martin ratio Return relative to average drawdown	4.31	-1.08	+5.39
Data is calculated on a 1-year rolling basis and updated daily. The trend shows the change in the indicator over the past month.

UBCP vs. AMCR - Sharpe Ratio Comparison

The current UBCP Sharpe Ratio is 0.65, which is higher than the AMCR Sharpe Ratio of -0.45. The chart below compares the historical Sharpe Ratios of UBCP and AMCR, offering insights into how both investments have performed under varying market conditions. These values are calculated using daily returns over the previous 12 months.

Sharpe Ratios by Period

	UBCP	AMCR	Difference
Sharpe Ratio (1Y) Calculated over the trailing 1-year period	0.65	-0.45	+1.10
Sharpe Ratio (5Y) Calculated over the trailing 5-year period	0.20	-0.12	+0.32
Sharpe Ratio (10Y) Calculated over the trailing 10-year period	0.31	—	—
Sharpe Ratio (All Time) Calculated using the full available price history	0.14	-0.01	+0.15

Correlation

The correlation between UBCP and AMCR is 0.06, which is considered to be low. This implies their price changes are not closely related. A low correlation is generally favorable for portfolio diversification, as it helps to reduce overall risk by spreading it across multiple assets with different performance patterns.

Dividends

UBCP vs. AMCR - Dividend Comparison

UBCP's dividend yield for the trailing twelve months is around 6.11%, less than AMCR's 6.48% yield.

	TTM	2025	2024	2023	2022	2021	2020	2019	2018	2017	2016	2015
UBCP United Bancorp, Inc.	6.11%	6.41%	6.58%	6.35%	5.26%	4.11%	4.32%	3.81%	4.55%	3.47%	3.48%	4.38%
AMCR Amcor plc	6.48%	6.15%	5.34%	5.11%	4.05%	3.93%	3.93%	2.17%	0.00%	0.00%	0.00%	0.00%

Drawdowns

UBCP vs. AMCR - Drawdown Comparison

The maximum UBCP drawdown since its inception was -67.81%, which is greater than AMCR's maximum drawdown of -47.21%. Use the drawdown chart below to compare losses from any high point for UBCP and AMCR.

Drawdown Indicators

	UBCP	AMCR	Difference
Max Drawdown Largest peak-to-trough decline	-67.81%	-47.21%	-20.60%
Max Drawdown (1Y) Largest decline over 1 year	-15.22%	-23.67%	+8.45%
Max Drawdown (5Y) Largest decline over 5 years	-48.00%	-33.73%	-14.27%
Max Drawdown (10Y) Largest decline over 10 years	-48.00%	—	—
Current Drawdown Current decline from peak	-10.58%	-28.76%	+18.18%
Average Drawdown Average peak-to-trough decline	-23.42%	-14.13%	-9.29%
Ulcer Index Depth and duration of drawdowns from previous peaks	6.27%	11.74%	-5.47%

Volatility

UBCP vs. AMCR - Volatility Comparison

United Bancorp, Inc. (UBCP) has a higher volatility of 16.04% compared to Amcor plc (AMCR) at 11.28%. This indicates that UBCP's price experiences larger fluctuations and is considered to be riskier than AMCR based on this measure. The chart below showcases a comparison of their rolling one-month volatility.

Volatility by Period

	UBCP	AMCR	Difference
Volatility (1M) Calculated over the trailing 1-month period	16.04%	11.28%	+4.76%
Volatility (6M) Calculated over the trailing 6-month period	23.12%	21.11%	+2.01%
Volatility (1Y) Calculated over the trailing 1-year period	32.51%	29.33%	+3.18%
Volatility (5Y) Calculated over the trailing 5-year period, annualized	36.10%	24.21%	+11.89%
Volatility (10Y) Calculated over the trailing 10-year period, annualized	35.04%	28.93%	+6.11%

Financials

UBCP vs. AMCR - Profitability Comparison

The chart below illustrates the profitability comparison between United Bancorp, Inc. and Amcor plc over time, highlighting three key metrics: Gross Profit Margin, Operating Margin, and Net Profit Margin.

UBCP - Gross Margin

Gross margin is calculated as gross profit divided by revenue. For the three months ending on Apr 2026, United Bancorp, Inc. reported a gross profit of 8.89M and revenue of 12.59M. Therefore, the gross margin over that period was 70.6%.

AMCR - Gross Margin

Gross margin is calculated as gross profit divided by revenue. For the three months ending on Apr 2026, Amcor plc reported a gross profit of 1.04B and revenue of 5.45B. Therefore, the gross margin over that period was 19.1%.

UBCP - Operating Margin

Operating margin is calculated as operating income divided by revenue. For the three months ending on Apr 2026, United Bancorp, Inc. reported an operating income of 2.58M and revenue of 12.59M, resulting in an operating margin of 20.5%.

AMCR - Operating Margin

Operating margin is calculated as operating income divided by revenue. For the three months ending on Apr 2026, Amcor plc reported an operating income of 331.00M and revenue of 5.45B, resulting in an operating margin of 6.1%.

UBCP - Net Margin

Net margin is calculated as net income divided by revenue. For the three months ending on Apr 2026, United Bancorp, Inc. reported a net income of 2.04M and revenue of 12.59M, resulting in a net margin of 16.2%.

AMCR - Net Margin

Net margin is calculated as net income divided by revenue. For the three months ending on Apr 2026, Amcor plc reported a net income of 174.23M and revenue of 5.45B, resulting in a net margin of 3.2%.