UBCP vs. AMCR

Last updated Jun 4, 2026

UBCP (United Bancorp, Inc.) and AMCR (Amcor plc) are both stocks. UBCP operates in Banks - Regional (Financial Services), while AMCR operates in Packaging & Containers (Consumer Cyclical). Over the past 5 years, UBCP returned 7.00%/yr vs -4.45%/yr for AMCR. At a 0.06 correlation, their price movements are largely independent.

Performance

UBCP vs. AMCR - Performance Comparison

The chart below illustrates the hypothetical performance of a $10,000 investment in United Bancorp, Inc. (UBCP) and Amcor plc (AMCR). The values are adjusted to include any dividend payments, if applicable.

Returns By Period

In the year-to-date period, UBCP achieves a 13.46% return, which is significantly higher than AMCR's -6.44% return.

UBCP

• 1D: -0.93%
• 1M: -0.50%
• YTD: 13.46%
• 6M: 23.82%
• 1Y: 24.86%
• 3Y*: 19.54%
• 5Y*: 7.00%
• 10Y*: 10.40%

AMCR

• 1D: -1.38%
• 1M: 4.34%
• YTD: -6.44%
• 6M: -7.76%
• 1Y: -11.59%
• 3Y*: -3.66%
• 5Y*: -4.45%
• 10Y*: —

*Multi-year figures are annualized to reflect compound growth (CAGR)

UBCP vs. AMCR - Yearly Performance Comparison

	2026 (YTD)	2025	2024	2023	2022	2021	2020	2019
UBCP United Bancorp, Inc.	13.46%	17.96%	8.37%	-6.95%	-7.37%	32.06%	-3.73%	26.98%
AMCR Amcor plc	-6.44%	-6.17%	2.61%	-14.97%	3.20%	6.16%	13.41%	-0.71%

Correlation

The correlation between UBCP and AMCR is -0.08, meaning there is essentially no relationship between their price movements. Each responds to its own set of market drivers, making them strong candidates for combining in a diversified portfolio.

	Correlation
Correlation (1Y) Calculated over the trailing 1-year period	-0.08
Correlation (3Y) Calculated over the trailing 3-year period	0.04
Correlation (5Y) Calculated over the trailing 5-year period	0.06
Correlation (All Time) Calculated using the full available price history since Jun 12, 2019	0.06

The correlation between UBCP and AMCR shifts across timeframes, from -0.08 (1 year) to 0.06 (all time), reflecting how their relationship changes across market environments.

Fundamentals

Market Cap UBCP : $87.41M AMCR : $17.57B
EPS UBCP : $1.40 AMCR : $1.59
PE Ratio UBCP : 11.37 AMCR : 23.87
PS Ratio UBCP : 1.85 AMCR : 0.73
PB Ratio UBCP : 1.31 AMCR : 0.47
Total Revenue (TTM) UBCP : $47.82M AMCR : $22.19B
Gross Profit (TTM) UBCP : $32.28M AMCR : $4.10B
EBITDA (TTM) UBCP : $8.59M AMCR : $2.58B

Return for Risk

UBCP vs. AMCR — Risk / Return Rank

Compare risk-adjusted metric ranks to identify better-performing investments over the past 12 months.

UBCP

UBCP Risk / Return Rank: 65
UBCP Sharpe Ratio Rank: 65
UBCP Sortino Ratio Rank: 60
UBCP Omega Ratio Rank: 59
UBCP Calmar Ratio Rank: 70
UBCP Martin Ratio Rank: 70

AMCR

AMCR Risk / Return Rank: 24
AMCR Sharpe Ratio Rank: 25
AMCR Sortino Ratio Rank: 23
AMCR Omega Ratio Rank: 23
AMCR Calmar Ratio Rank: 26
AMCR Martin Ratio Rank: 25

The rank (0–100) shows how this investment's returns compare to the risk taken. Higher = better. Based on the past 12 months of data, combining Sharpe, Sortino, and other metrics used by quantitative funds and institutional investors.

UBCP vs. AMCR - Risk-Adjusted Trends Comparison

This table presents a comparison of risk-adjusted performance metrics for United Bancorp, Inc. (UBCP) and Amcor plc (AMCR). Risk-adjusted metrics are performance indicators that assess an investment's returns in relation to its risk, enabling a more accurate comparison of different investment options.

	UBCP	AMCR	Difference
Sharpe ratio Return per unit of total volatility	0.73	-0.37	+1.10
Sortino ratio Return per unit of downside risk	1.22	-0.33	+1.55
Omega ratio Gain probability vs. loss probability	1.16	0.96	+0.20
Calmar ratio Return relative to maximum drawdown	1.54	-0.44	+1.98
Martin ratio Return relative to average drawdown	3.59	-0.80	+4.39
Data is calculated on a 1-year rolling basis and updated daily. The trend shows the change in the indicator over the past month.

UBCP vs. AMCR - Sharpe Ratio Comparison

The current UBCP Sharpe Ratio is 0.73, which is higher than the AMCR Sharpe Ratio of -0.37. The chart below compares the historical Sharpe Ratios of UBCP and AMCR, calculated using daily returns over the previous 12 months. A higher Sharpe Ratio indicates better risk-adjusted performance relative to the risk-free rate.

Sharpe Ratios by Period

	UBCP	AMCR	Difference
Sharpe Ratio (1Y) Calculated over the trailing 1-year period	0.73	-0.37	+1.10
Sharpe Ratio (5Y) Calculated over the trailing 5-year period	0.19	-0.18	+0.37
Sharpe Ratio (10Y) Calculated over the trailing 10-year period	0.30	—	—
Sharpe Ratio (All Time) Calculated using the full available price history	0.14	-0.03	+0.17

Drawdowns

UBCP vs. AMCR - Drawdown Comparison

The maximum UBCP drawdown since its inception was -67.81%, which is greater than AMCR's maximum drawdown of -47.21%. Use the drawdown chart below to compare losses from any high point for UBCP and AMCR.

Drawdown Indicators

	UBCP	AMCR	Difference
Max Drawdown Largest peak-to-trough decline	-67.81%	-47.21%	-20.60%
Max Drawdown (1Y) Largest decline over 1 year	-16.23%	-26.51%	+10.28%
Max Drawdown (3Y) Largest decline over 3 years	-24.14%	-29.92%	+5.78%
Max Drawdown (5Y) Largest decline over 5 years	-48.00%	-34.24%	-13.76%
Max Drawdown (10Y) Largest decline over 10 years	-48.00%	—	—
Current Drawdown Current decline from peak	-6.53%	-30.98%	+24.45%
Average Drawdown Average peak-to-trough decline	-23.33%	-14.51%	-8.82%
Ulcer Index Depth and duration of drawdowns from previous peaks	6.94%	14.46%	-7.52%

Volatility

UBCP vs. AMCR - Volatility Comparison

United Bancorp, Inc. (UBCP) has a higher volatility of 13.52% compared to Amcor plc (AMCR) at 11.50%. This indicates that UBCP's price experiences larger fluctuations and is considered to be riskier than AMCR based on this measure. The chart below showcases a comparison of their rolling one-month volatility.

Volatility by Period

	UBCP	AMCR	Difference
Volatility (1M) Calculated over the trailing 1-month period	13.52%	11.50%	+2.02%
Volatility (6M) Calculated over the trailing 6-month period	26.43%	25.35%	+1.08%
Volatility (1Y) Calculated over the trailing 1-year period	34.16%	31.18%	+2.98%
Volatility (5Y) Calculated over the trailing 5-year period, annualized	36.71%	25.01%	+11.70%
Volatility (10Y) Calculated over the trailing 10-year period, annualized	35.27%	29.24%	+6.03%

Dividends

UBCP vs. AMCR - Dividend Comparison

UBCP's dividend yield for the trailing twelve months is around 5.85%, less than AMCR's 6.83% yield.

Position	TTM	2025	2024	2023	2022	2021	2020	2019	2018	2017	2016	2015
AMCR Amcor plc	6.83%	6.15%	5.34%	5.11%	4.05%	3.93%	3.93%	2.17%	0.00%	0.00%	0.00%	0.00%
UBCP United Bancorp, Inc.	5.85%	6.41%	6.58%	6.35%	5.26%	4.11%	4.32%	3.81%	4.55%	3.47%	3.48%	4.38%

Financials

UBCP vs. AMCR - Profitability Comparison

The chart below illustrates the profitability comparison between United Bancorp, Inc. and Amcor plc over time, highlighting three key metrics: Gross Profit Margin, Operating Margin, and Net Profit Margin.

UBCP - Gross Margin

Gross margin is calculated as gross profit divided by revenue. For the three months ending on Jun 2026, United Bancorp, Inc. reported a gross profit of 7.91M and revenue of 11.44M. Therefore, the gross margin over that period was 69.1%.

AMCR - Gross Margin

Gross margin is calculated as gross profit divided by revenue. For the three months ending on Jun 2026, Amcor plc reported a gross profit of 1.19B and revenue of 5.91B. Therefore, the gross margin over that period was 20.1%.

UBCP - Operating Margin

Operating margin is calculated as operating income divided by revenue. For the three months ending on Jun 2026, United Bancorp, Inc. reported an operating income of 1.75M and revenue of 11.44M, resulting in an operating margin of 15.3%.

AMCR - Operating Margin

Operating margin is calculated as operating income divided by revenue. For the three months ending on Jun 2026, Amcor plc reported an operating income of 461.00M and revenue of 5.91B, resulting in an operating margin of 7.8%.

UBCP - Net Margin

Net margin is calculated as net income divided by revenue. For the three months ending on Jun 2026, United Bancorp, Inc. reported a net income of 1.91M and revenue of 11.44M, resulting in a net margin of 16.7%.

AMCR - Net Margin

Net margin is calculated as net income divided by revenue. For the three months ending on Jun 2026, Amcor plc reported a net income of 278.00M and revenue of 5.91B, resulting in a net margin of 4.7%.

Frequently Asked Questions

Can I hold both UBCP and AMCR in my portfolio?

UBCP and AMCR have a correlation of -0.08, meaning they provide meaningful diversification benefit when combined. Depending on your allocation goals, holding both could reduce overall portfolio risk.

Which is riskier, UBCP or AMCR?

UBCP has higher volatility (13.52%) compared to AMCR (11.50%). In terms of maximum drawdown, UBCP dropped -67.81% vs AMCR's -47.21%.

Which has better risk-adjusted returns?

UBCP currently has the higher Sharpe Ratio (0.73 vs -0.37), meaning it's delivered slightly more return per unit of risk over the trailing 12 months. However, this ranking shifts over time - use the Risk/Return Score above for a more comprehensive view that combines Sharpe, Sortino, and other measures used by quantitative funds.