United Bancorp, Inc. (UBCP)
Company Info
Highlights
$80.42M
$1.24
11.19
$39.49M
$32.20M
$5.90M
$10.81 - $14.39
$20.00
0.17%
2.45
Share Price Chart
Loading data...
Compare to other instruments
Search for stocks, ETFs, and funds for a quick comparison or use the comparison tool for more options.
Performance
Performance Chart
Loading data...
Returns By Period
United Bancorp, Inc. (UBCP) returned 9.64% year-to-date (YTD) and 22.18% over the past 12 months. Over the past 10 years, UBCP had an annualized return of 10.72%, just below the S&P 500 benchmark at 10.85%.
UBCP
9.64%
11.49%
5.41%
22.18%
1.80%
10.11%
10.72%
^GSPC (Benchmark)
0.51%
6.15%
-2.00%
12.92%
12.68%
14.19%
10.85%
Monthly Returns
The table below presents the monthly returns of UBCP, with color gradation from worst to best to easily spot seasonal factors. Returns are adjusted for dividends.
| Jan | Feb | Mar | Apr | May | Jun | Jul | Aug | Sep | Oct | Nov | Dec | Total | |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| 2025 | -3.77% | 12.15% | -1.77% | -7.23% | 11.49% | 9.64% | |||||||
| 2024 | -6.23% | -1.08% | 24.75% | -13.68% | -3.60% | 5.76% | -1.59% | 0.97% | 6.85% | -0.23% | 4.50% | -3.86% | 8.37% |
| 2023 | -1.84% | 3.46% | -0.95% | -10.28% | -12.07% | 6.10% | 1.42% | -4.04% | 0.58% | -13.51% | 10.11% | 18.53% | -6.95% |
| 2022 | 2.82% | -0.70% | 8.91% | -7.53% | -5.58% | 4.11% | -6.65% | 1.37% | 4.60% | -6.53% | -0.63% | -0.31% | -7.37% |
| 2021 | -0.68% | 10.76% | 0.29% | 4.75% | -0.13% | -3.92% | -8.84% | 16.54% | -4.70% | 4.96% | 2.60% | 9.21% | 32.06% |
| 2020 | -0.42% | -2.70% | -19.62% | -7.26% | 11.35% | 2.29% | -7.38% | 3.47% | 15.07% | -4.46% | 7.83% | 2.99% | -3.73% |
| 2019 | -2.01% | 0.22% | -2.17% | 4.15% | -0.00% | 0.91% | 0.18% | 1.42% | -1.44% | 7.09% | 6.75% | 13.39% | 31.06% |
| 2018 | -2.70% | -7.30% | 9.51% | 1.58% | 0.38% | 3.27% | -2.22% | 2.08% | -1.46% | -2.74% | -3.05% | -6.46% | -9.76% |
| 2017 | -7.41% | 0.80% | -1.52% | -3.53% | 0.71% | 3.04% | -1.64% | -0.83% | 1.85% | 9.37% | -4.00% | 6.57% | 2.29% |
| 2016 | -5.73% | -1.77% | 3.28% | 5.95% | 2.81% | -0.11% | 3.25% | 0.52% | 8.45% | -1.67% | 14.02% | 12.07% | 47.17% |
| 2015 | -1.73% | -1.01% | 1.78% | 0.00% | 3.42% | 10.99% | -6.21% | -2.41% | 11.64% | -3.59% | 2.75% | 8.53% | 24.84% |
| 2014 | 9.96% | -5.78% | 3.15% | -6.12% | -6.52% | 10.24% | -0.34% | 0.84% | -0.50% | -1.74% | 3.66% | -0.62% | 4.66% |
Risk-Adjusted Performance
Risk-Adjusted Performance Rank
The current rank of UBCP is 70, indicating average performance compared to other stocks on our website. Here’s a breakdown of how it compares using common performance measures.
Risk-Adjusted Performance Indicators
The charts below present risk-adjusted performance metrics for United Bancorp, Inc. (UBCP) and compare them to a chosen benchmark (^GSPC). These indicators evaluate an investment's returns against its associated risks.
Loading data...
Dividends
Dividend History
United Bancorp, Inc. provided a 6.41% dividend yield over the last twelve months, with an annual payout of $0.89 per share. The company has been increasing its dividends for 5 consecutive years.
| Period | TTM | 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | 2015 | 2014 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Dividend | $0.89 | $0.86 | $0.82 | $0.78 | $0.69 | $0.57 | $0.55 | $0.57 | $0.51 | $0.47 | $0.42 | $0.33 |
Dividend yield | 6.41% | 6.58% | 6.35% | 5.26% | 4.11% | 4.32% | 3.81% | 4.99% | 3.85% | 3.48% | 4.38% | 4.09% |
Monthly Dividends
The table displays the monthly dividend distributions for United Bancorp, Inc.. The dividends shown in the table have been adjusted to account for any splits that may have occurred.
| Jan | Feb | Mar | Apr | May | Jun | Jul | Aug | Sep | Oct | Nov | Dec | Total | |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| 2025 | $0.00 | $0.00 | $0.36 | $0.00 | $0.00 | $0.36 | |||||||
| 2024 | $0.00 | $0.00 | $0.32 | $0.00 | $0.00 | $0.18 | $0.00 | $0.00 | $0.18 | $0.00 | $0.00 | $0.18 | $0.86 |
| 2023 | $0.00 | $0.00 | $0.31 | $0.00 | $0.00 | $0.17 | $0.00 | $0.00 | $0.17 | $0.00 | $0.00 | $0.17 | $0.82 |
| 2022 | $0.00 | $0.00 | $0.30 | $0.00 | $0.00 | $0.16 | $0.00 | $0.00 | $0.16 | $0.00 | $0.00 | $0.16 | $0.78 |
| 2021 | $0.00 | $0.00 | $0.24 | $0.00 | $0.00 | $0.15 | $0.00 | $0.00 | $0.15 | $0.00 | $0.00 | $0.15 | $0.69 |
| 2020 | $0.00 | $0.00 | $0.14 | $0.00 | $0.00 | $0.14 | $0.00 | $0.00 | $0.14 | $0.00 | $0.00 | $0.14 | $0.57 |
| 2019 | $0.00 | $0.00 | $0.13 | $0.00 | $0.00 | $0.14 | $0.00 | $0.00 | $0.14 | $0.00 | $0.00 | $0.14 | $0.55 |
| 2018 | $0.00 | $0.00 | $0.13 | $0.00 | $0.00 | $0.13 | $0.00 | $0.00 | $0.13 | $0.00 | $0.00 | $0.18 | $0.57 |
| 2017 | $0.00 | $0.00 | $0.11 | $0.00 | $0.00 | $0.11 | $0.00 | $0.00 | $0.12 | $0.00 | $0.00 | $0.17 | $0.51 |
| 2016 | $0.00 | $0.00 | $0.10 | $0.00 | $0.00 | $0.10 | $0.00 | $0.00 | $0.11 | $0.00 | $0.00 | $0.16 | $0.47 |
| 2015 | $0.00 | $0.00 | $0.09 | $0.00 | $0.00 | $0.09 | $0.00 | $0.00 | $0.09 | $0.00 | $0.00 | $0.15 | $0.42 |
| 2014 | $0.08 | $0.00 | $0.00 | $0.08 | $0.00 | $0.00 | $0.08 | $0.00 | $0.00 | $0.09 | $0.33 |
Dividend Yield & Payout
Dividend Yield
United Bancorp, Inc. has a dividend yield of 6.41%, which means its dividend payment is significantly above the market average.
Payout Ratio
United Bancorp, Inc. has a payout ratio of 69.35%, which is quite average when compared to the overall market. This suggests that United Bancorp, Inc. strikes a balance between reinvesting profits for growth and paying dividends to shareholders.
Drawdowns
Drawdowns Chart
The Drawdowns chart displays portfolio losses from any high point along the way. Drawdowns are calculated considering price movements and all distributions paid, if any.
Loading data...
Worst Drawdowns
The table below displays the maximum drawdowns of the United Bancorp, Inc.. A maximum drawdown is a measure of risk, indicating the largest reduction in portfolio value due to a series of losing trades.
The maximum drawdown for the United Bancorp, Inc. was 63.58%, occurring on Jul 25, 2000. Recovery took 539 trading sessions.
The current United Bancorp, Inc. drawdown is 18.63%.
Depth | Start | To Bottom | Bottom | To Recover | End | Total |
|---|---|---|---|---|---|---|
| -63.58% | Mar 19, 1998 | 368 | Jul 25, 2000 | 539 | Dec 1, 2003 | 907 |
| -48% | Apr 20, 2022 | 380 | Oct 24, 2023 | — | — | — |
| -41.15% | Apr 23, 2012 | 135 | Nov 7, 2012 | 622 | Jun 26, 2015 | 757 |
| -39.89% | Dec 31, 2019 | 68 | Apr 7, 2020 | 226 | Mar 2, 2021 | 294 |
| -37.22% | Dec 3, 2004 | 945 | Mar 12, 2009 | 676 | Mar 21, 2012 | 1621 |
Volatility
Volatility Chart
The chart below shows the rolling one-month volatility.
Loading data...
Financials
Financial Performance
The chart below illustrates the trends in the financial health of United Bancorp, Inc. over time, highlighting three key metrics: Total Revenue, Earnings Before Interest and Taxes (EBIT), and Net Income.
Earnings Per Share
The chart presents the Earnings Per Share (EPS) performance of United Bancorp, Inc., comparing actual results with analytics estimates. The company has exceeded analyst expectations for EPS in the past quarter, achieving a 17.1% positive surprise.
Valuation
The Valuation section provides an overview of how United Bancorp, Inc. is priced in the market compared to other companies in the Banks - Regional industry. It includes key financial ratios that help investors assess whether the stock is undervalued or overvalued.
PE Ratio
The chart displays the Price-to-Earnings (P/E) ratio for UBCP, comparing it with other companies in the Banks - Regional industry. Currently, UBCP has a P/E ratio of 11.2. This P/E ratio is in line with the industry average, suggesting the stock may be fairly valued relative to its earnings.
PEG Ratio
The chart shows the Price/Earnings to Growth (PEG) ratio for UBCP compared to other companies in the Banks - Regional industry. UBCP currently has a PEG ratio of 0.0. This PEG ratio is low compared to industry peers, which could indicate the stock is undervalued relative to its expected growth.
PS Ratio
This chart shows the Price-to-Sales (P/S) ratio for UBCP relative to other companies in the Banks - Regional industry. Currently, UBCP has a P/S ratio of 2.7. This P/S ratio falls within the average range for the industry, suggesting the stock is fairly valued based on its revenue.
PB Ratio
The chart illustrates the Price-to-Book (P/B) ratio for UBCP in comparison with other companies in the Banks - Regional industry. Currently, UBCP has a P/B value of 1.3. This P/B ratio is higher than most companies in the industry. It may suggest the stock is overvalued or that investors expect the company to generate high returns on its assets.
Income Statement
| TTM | |
|---|---|
Revenue | — |
Total Revenue | — |
Cost Of Revenue | — |
Gross Profit | — |
Operating Expenses | — |
Selling, General & Admin Expenses | — |
R&D Expenses | — |
Depreciation And Amortization | — |
Total Operating Expenses | — |
Income | — |
Income Before Tax | — |
Operating Income | — |
EBITDA | — |
EBIT | — |
Earnings From Continuing Operations | — |
Net Income | — |
Income Tax Expense | — |
Other Non-Operating Income (Expenses) | — |
Extraordinary Items | — |
Discontinued Operations | — |
Effect Of Accounting Charges | — |
Non Recurring | — |
Minority Interest | — |
Other Items | — |
Interest Income | — |
Interest Expense | — |
Net Interest Income | — |