UBCP vs. OTCM
UBCP (United Bancorp, Inc.) and OTCM (Otc Markets Group) are both stocks. Both are in the Financial Services sector — UBCP in Banks - Regional, OTCM in Financial Data & Stock Exchanges. Over the past 10 years, UBCP returned 10.28%/yr vs 16.75%/yr for OTCM. At a 0.01 correlation, their price movements are largely independent.
Performance
UBCP vs. OTCM - Performance Comparison
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Returns By Period
In the year-to-date period, UBCP achieves a 13.38% return, which is significantly higher than OTCM's 1.51% return. Over the past 10 years, UBCP has underperformed OTCM with an annualized return of 10.28%, while OTCM has yielded a comparatively higher 16.75% annualized return.
UBCP
- 1D
- -1.88%
- 1M
- 9.06%
- YTD
- 13.38%
- 6M
- 15.07%
- 1Y
- 15.20%
- 3Y*
- 17.39%
- 5Y*
- 7.86%
- 10Y*
- 10.28%
OTCM
- 1D
- 0.84%
- 1M
- -0.42%
- YTD
- 1.51%
- 6M
- 1.81%
- 1Y
- 5.24%
- 3Y*
- 1.65%
- 5Y*
- 7.17%
- 10Y*
- 16.75%
UBCP vs. OTCM - Yearly Performance Comparison
| 2026 (YTD) | 2025 | 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | |
|---|---|---|---|---|---|---|---|---|---|---|
UBCP United Bancorp, Inc. | 13.38% | 17.96% | 8.37% | -6.95% | -7.37% | 32.06% | -3.73% | 31.06% | -10.12% | 1.89% |
OTCM Otc Markets Group | 1.51% | 5.08% | -4.43% | 2.06% | -0.01% | 85.79% | 0.99% | 25.17% | 4.17% | 32.32% |
Correlation
The correlation between UBCP and OTCM is 0.02, meaning there is essentially no relationship between their price movements. Each responds to its own set of market drivers, making them strong candidates for combining in a diversified portfolio.
| Correlation | |
|---|---|
Correlation (1Y) Calculated over the trailing 1-year period | 0.02 |
Correlation (3Y) Calculated over the trailing 3-year period | 0.05 |
Correlation (5Y) Calculated over the trailing 5-year period | 0.03 |
Correlation (10Y) Calculated over the trailing 10-year period | 0.02 |
Correlation (All Time) Calculated using the full available price history since Jan 21, 2011 | 0.01 |
Fundamentals
UBCP:
$86.31M
OTCM:
$610.80M
UBCP:
$1.40
OTCM:
$2.71
UBCP:
11.23
OTCM:
18.98
UBCP:
1.83
OTCM:
4.91
UBCP:
1.29
OTCM:
14.42
UBCP:
$47.82M
OTCM:
$124.27M
UBCP:
$32.28M
OTCM:
$60.59M
UBCP:
$8.59M
OTCM:
$42.09M
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Return for Risk
UBCP vs. OTCM — Risk / Return Rank
UBCP
OTCM
UBCP vs. OTCM - Risk-Adjusted Trends Comparison
This table presents a comparison of risk-adjusted performance metrics for United Bancorp, Inc. (UBCP) and Otc Markets Group (OTCM). Risk-adjusted metrics are performance indicators that assess an investment's returns in relation to its risk, enabling a more accurate comparison of different investment options.
Values are calculated on a 1-year rolling basis and updated daily. Risk-adjusted metrics are more stable over longer periods — use the period switch above to explore them.
| UBCP | OTCM | Difference | |
|---|---|---|---|
| Sharpe ratioReturn per unit of total volatility | +0.28 | ||
| Sortino ratioReturn per unit of downside risk | +0.37 | ||
| Omega ratioGain probability vs. loss probability | 1.11 | 1.06 | +0.05 |
| Calmar ratioReturn relative to maximum drawdown | 0.94 | 0.30 | +0.64 |
| Martin ratioReturn relative to average drawdown | 2.15 | 0.52 | +1.63 |
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Drawdowns
UBCP vs. OTCM - Drawdown Comparison
The maximum UBCP drawdown since its inception was -67.81%, which is greater than OTCM's maximum drawdown of -39.87%. Use the drawdown chart below to compare losses from any high point for UBCP and OTCM.
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Drawdown Indicators
| UBCP | OTCM | Difference | |
|---|---|---|---|
Max DrawdownLargest peak-to-trough decline | -67.81% | -39.87% | -27.94% |
Max Drawdown (1Y)Largest decline over 1 year | -16.23% | -17.26% | +1.03% |
Max Drawdown (3Y)Largest decline over 3 years | -24.14% | -24.48% | +0.34% |
Max Drawdown (5Y)Largest decline over 5 years | -48.00% | -25.80% | -22.20% |
Max Drawdown (10Y)Largest decline over 10 years | -48.00% | -39.87% | -8.13% |
Current DrawdownCurrent decline from peak | -6.59% | -10.38% | +3.79% |
Average DrawdownAverage peak-to-trough decline | -23.29% | -8.57% | -14.72% |
Ulcer IndexDepth and duration of drawdowns from previous peaks | 7.09% | 10.08% | -2.99% |
Volatility
UBCP vs. OTCM - Volatility Comparison
United Bancorp, Inc. (UBCP) has a higher volatility of 10.72% compared to Otc Markets Group (OTCM) at 4.73%. This indicates that UBCP's price experiences larger fluctuations and is considered to be riskier than OTCM based on this measure. The chart below showcases a comparison of their rolling one-month volatility.
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Volatility by Period
| UBCP | OTCM | Difference | |
|---|---|---|---|
Volatility (1M)Calculated over the trailing 1-month period | 10.72% | 4.73% | +5.99% |
Volatility (6M)Calculated over the trailing 6-month period | 26.54% | 17.57% | +8.97% |
Volatility (1Y)Calculated over the trailing 1-year period | 34.07% | 30.81% | +3.26% |
Volatility (5Y)Calculated over the trailing 5-year period, annualized | 36.73% | 29.57% | +7.16% |
Volatility (10Y)Calculated over the trailing 10-year period, annualized | 35.30% | 33.05% | +2.25% |
Dividends
UBCP vs. OTCM - Dividend Comparison
UBCP's dividend yield for the trailing twelve months is around 5.99%, more than OTCM's 5.26% yield.
| Position | TTM | 2025 | 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | 2015 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
OTCM Otc Markets Group | 5.26% | 4.81% | 4.33% | 3.97% | 3.90% | 6.19% | 3.68% | 3.57% | 4.24% | 3.99% | 2.43% | 6.63% |
UBCP United Bancorp, Inc. | 5.99% | 6.41% | 6.58% | 6.35% | 5.26% | 4.11% | 4.32% | 3.81% | 4.55% | 3.47% | 3.48% | 4.38% |
Financials
UBCP vs. OTCM - Financials Comparison
This section allows you to compare key financial metrics between United Bancorp, Inc. and Otc Markets Group. You can select fields from income statements, balance sheets, and cash flow statements to easily visualize and compare the financial health of both companies.
Total Revenue: Total amount of money received from sales and other business activities
UBCP vs. OTCM - Profitability Comparison
UBCP - Gross Margin
Gross margin is calculated as gross profit divided by revenue. For the three months ending on Jun 2026, United Bancorp, Inc. reported a gross profit of 7.91M and revenue of 11.44M. Therefore, the gross margin over that period was 69.1%.
OTCM - Gross Margin
Gross margin is calculated as gross profit divided by revenue. For the three months ending on Jun 2026, Otc Markets Group reported a gross profit of 12.61M and revenue of 30.40M. Therefore, the gross margin over that period was 41.5%.
UBCP - Operating Margin
Operating margin is calculated as operating income divided by revenue. For the three months ending on Jun 2026, United Bancorp, Inc. reported an operating income of 1.75M and revenue of 11.44M, resulting in an operating margin of 15.3%.
OTCM - Operating Margin
Operating margin is calculated as operating income divided by revenue. For the three months ending on Jun 2026, Otc Markets Group reported an operating income of 8.62M and revenue of 30.40M, resulting in an operating margin of 28.4%.
UBCP - Net Margin
Net margin is calculated as net income divided by revenue. For the three months ending on Jun 2026, United Bancorp, Inc. reported a net income of 1.91M and revenue of 11.44M, resulting in a net margin of 16.7%.
OTCM - Net Margin
Net margin is calculated as net income divided by revenue. For the three months ending on Jun 2026, Otc Markets Group reported a net income of 7.08M and revenue of 30.40M, resulting in a net margin of 23.3%.
Frequently Asked Questions
UBCP and OTCM have a correlation of 0.02, meaning they provide meaningful diversification benefit when combined. Depending on your allocation goals, holding both could reduce overall portfolio risk.
UBCP has higher volatility (10.72%) compared to OTCM (4.73%). In terms of maximum drawdown, UBCP dropped -67.81% vs OTCM's -39.87%.
UBCP currently has the higher Sharpe Ratio (0.45 vs 0.17), meaning it's delivered slightly more return per unit of risk over the trailing 12 months. However, this ranking shifts over time - use the Risk/Return Score above for a more comprehensive view that combines Sharpe, Sortino, and other measures used by quantitative funds.
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