UBCP vs. CB
UBCP (United Bancorp, Inc.) and CB (Chubb Limited) are both stocks. Both are in the Financial Services sector — UBCP in Banks - Regional, CB in Insurance - Property & Casualty. Over the past 10 years, UBCP returned 10.27%/yr vs 12.64%/yr for CB. At a 0.03 correlation, their price movements are largely independent.
Performance
UBCP vs. CB - Performance Comparison
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Returns By Period
In the year-to-date period, UBCP achieves a 12.15% return, which is significantly lower than CB's 13.63% return. Over the past 10 years, UBCP has underperformed CB with an annualized return of 10.27%, while CB has yielded a comparatively higher 12.64% annualized return.
UBCP
- 1D
- 1.44%
- 1M
- -2.88%
- 6M
- 17.13%
- YTD
- 12.15%
- 1Y
- 16.73%
- 3Y*
- 17.74%
- 5Y*
- 9.88%
- 10Y*
- 10.27%
- ALL TIME*
- 5.98%
CB
- 1D
- 0.11%
- 1M
- 9.01%
- 6M
- 17.92%
- YTD
- 13.63%
- 1Y
- 30.24%
- 3Y*
- 22.47%
- 5Y*
- 17.51%
- 10Y*
- 12.64%
- ALL TIME*
- 11.14%
UBCP vs. CB - Yearly Performance Comparison
| 2026 (YTD) | 2025 | 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | |
|---|---|---|---|---|---|---|---|---|---|---|
UBCP United Bancorp, Inc. | 12.15% | 17.96% | 8.37% | -6.95% | -7.37% | 32.06% | -3.73% | 31.06% | -10.12% | 1.89% |
CB Chubb Limited | 13.63% | 14.46% | 23.89% | 4.20% | 15.97% | 27.85% | 1.41% | 22.94% | -9.63% | 12.82% |
Correlation
The correlation between UBCP and CB is -0.06, meaning there is essentially no relationship between their price movements. Each responds to its own set of market drivers, making them strong candidates for combining in a diversified portfolio.
| Correlation | |
|---|---|
Correlation (1Y) Calculated over the trailing 1-year period | -0.06 |
Correlation (3Y) Calculated over the trailing 3-year period | -0.03 |
Correlation (5Y) Calculated over the trailing 5-year period | 0.03 |
Correlation (10Y) Calculated over the trailing 10-year period | 0.03 |
Correlation (All Time) Calculated using the full available price history since Aug 18, 1995 | 0.03 |
Fundamentals
UBCP:
$89.78M
CB:
$136.73B
UBCP:
$1.39
CB:
$28.45
UBCP:
11.16
CB:
12.39
UBCP:
1.82
CB:
2.91
UBCP:
1.28
CB:
1.74
UBCP:
$47.82M
CB:
$48.15B
UBCP:
$32.28M
CB:
$17.01B
UBCP:
$8.59M
CB:
$12.22B
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Return for Risk
UBCP vs. CB — Risk / Return Rank
UBCP
CB
UBCP vs. CB - Risk-Adjusted Trends Comparison
This table presents a comparison of risk-adjusted performance metrics for United Bancorp, Inc. (UBCP) and Chubb Limited (CB). Risk-adjusted metrics are performance indicators that assess an investment's returns in relation to its risk, enabling a more accurate comparison of different investment options.
Values are calculated on a 1-year rolling basis and updated daily. Risk-adjusted metrics are more stable over longer periods — use the period switch above to explore them.
| UBCP | CB | Difference | |
|---|---|---|---|
| Sharpe ratioReturn per unit of total volatility | -1.12 | ||
| Sortino ratioReturn per unit of downside risk | -1.52 | ||
| Omega ratioGain probability vs. loss probability | 1.12 | 1.29 | -0.18 |
| Calmar ratioReturn relative to maximum drawdown | 1.04 | 3.25 | -2.21 |
| Martin ratioReturn relative to average drawdown | 2.36 | 8.75 | -6.38 |
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Drawdowns
UBCP vs. CB - Drawdown Comparison
The maximum UBCP drawdown since its inception was -67.81%, which is greater than CB's maximum drawdown of -50.99%. Use the drawdown chart below to compare losses from any high point for UBCP and CB.
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Drawdown Indicators
| UBCP | CB | Difference | |
|---|---|---|---|
Max DrawdownLargest peak-to-trough decline | -67.81% | -50.99% | -16.82% |
Max Drawdown (1Y)Largest decline over 1 year | -16.23% | -9.36% | -6.87% |
Max Drawdown (3Y)Largest decline over 3 years | -24.14% | -14.35% | -9.79% |
Max Drawdown (5Y)Largest decline over 5 years | -48.00% | -19.26% | -28.74% |
Max Drawdown (10Y)Largest decline over 10 years | -48.00% | -42.59% | -5.41% |
Current DrawdownCurrent decline from peak | -7.60% | -2.39% | -5.21% |
Average DrawdownAverage peak-to-trough decline | -23.25% | -10.65% | -12.60% |
Ulcer IndexDepth and duration of drawdowns from previous peaks | 7.09% | 3.47% | +3.62% |
Volatility
UBCP vs. CB - Volatility Comparison
United Bancorp, Inc. (UBCP) has a higher volatility of 11.30% compared to Chubb Limited (CB) at 8.47%. This indicates that UBCP's price experiences larger fluctuations and is considered to be riskier than CB based on this measure. The chart below showcases a comparison of their rolling one-month volatility.
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Volatility by Period
| UBCP | CB | Difference | |
|---|---|---|---|
Volatility (1M)Calculated over the trailing 1-month period | 11.30% | 8.47% | +2.83% |
Volatility (6M)Calculated over the trailing 6-month period | 27.20% | 14.42% | +12.78% |
Volatility (1Y)Calculated over the trailing 1-year period | 33.76% | 18.80% | +14.96% |
Volatility (5Y)Calculated over the trailing 5-year period, annualized | 36.85% | 20.27% | +16.58% |
Volatility (10Y)Calculated over the trailing 10-year period, annualized | 35.44% | 23.75% | +11.69% |
Dividends
UBCP vs. CB - Dividend Comparison
UBCP's dividend yield for the trailing twelve months is around 6.05%, more than CB's 1.11% yield.
| Position | TTM | 2025 | 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | 2015 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
CB Chubb Limited | 1.11% | 1.22% | 1.30% | 1.51% | 1.49% | 1.65% | 2.01% | 1.91% | 2.24% | 1.93% | 2.07% | 4.23% |
UBCP United Bancorp, Inc. | 6.05% | 6.41% | 6.58% | 6.35% | 5.26% | 4.11% | 4.32% | 3.81% | 4.55% | 3.47% | 3.48% | 4.38% |
Financials
UBCP vs. CB - Financials Comparison
This section allows you to compare key financial metrics between United Bancorp, Inc. and Chubb Limited. You can select fields from income statements, balance sheets, and cash flow statements to easily visualize and compare the financial health of both companies.
Total Revenue: Total amount of money received from sales and other business activities
Frequently Asked Questions
UBCP and CB have a correlation of -0.06, meaning they provide meaningful diversification benefit when combined. Depending on your allocation goals, holding both could reduce overall portfolio risk.
UBCP has higher volatility (11.30%) compared to CB (8.47%). In terms of maximum drawdown, UBCP dropped -67.81% vs CB's -50.99%.
CB currently has the higher Sharpe Ratio (1.62 vs 0.50), meaning it's delivered slightly more return per unit of risk over the trailing 12 months. However, this ranking shifts over time - use the Risk/Return Score above for a more comprehensive view that combines Sharpe, Sortino, and other measures used by quantitative funds.
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