CB vs. HIG
CB (Chubb Limited) and HIG (The Hartford Financial Services Group, Inc.) are both stocks. Both are in the Financial Services sector — CB in Insurance - Property & Casualty, HIG in Insurance - Diversified. Over the past 10 years, CB returned 12.89%/yr vs 15.92%/yr for HIG. Their 0.61 correlation means they have sometimes moved together and sometimes differently.
Performance
CB vs. HIG - Performance Comparison
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Returns By Period
In the year-to-date period, CB achieves a 13.04% return, which is significantly higher than HIG's 3.91% return. Over the past 10 years, CB has underperformed HIG with an annualized return of 12.89%, while HIG has yielded a comparatively higher 15.92% annualized return.
CB
- 1D
- 0.15%
- 1M
- -2.90%
- 6M
- 13.97%
- YTD
- 13.04%
- 1Y
- 32.82%
- 3Y*
- 21.57%
- 5Y*
- 17.48%
- 10Y*
- 12.89%
- ALL TIME*
- 11.11%
HIG
- 1D
- -0.80%
- 1M
- 2.95%
- 6M
- 6.02%
- YTD
- 3.91%
- 1Y
- 17.39%
- 3Y*
- 27.73%
- 5Y*
- 19.79%
- 10Y*
- 15.92%
- ALL TIME*
- 8.24%
Liquidity Comparison
| Position | Avg. Volume Value (2W) | Avg. Volume Value (1M) | Avg. Volume Value (3M) |
|---|---|---|---|
| $775.34M | $719.59M | $600.51M | |
| $261.78M | $236.14M | $236.36M |
CB vs. HIG - Yearly Performance Comparison
| 2026 (YTD) | 2025 | 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | |
|---|---|---|---|---|---|---|---|---|---|---|
CB Chubb Limited | 13.04% | 14.46% | 23.89% | 4.20% | 15.97% | 27.85% | 1.41% | 22.94% | -9.63% | 12.82% |
HIG The Hartford Financial Services Group, Inc. | 3.91% | 28.09% | 38.54% | 8.55% | 12.31% | 44.23% | -16.98% | 39.71% | -19.24% | 20.25% |
Correlation
The correlation between CB and HIG is 0.68, which is moderate. They have sometimes moved together and sometimes differently, sharing some price drivers without tracking each other closely.
| Correlation | |
|---|---|
Correlation (1Y) Focuses on recent behavior, but can change the most. | 0.68 |
Correlation (3Y) Balances recent behavior with more history. | 0.72 |
Correlation (5Y) Shows whether the relationship held over a longer period. | 0.76 |
Correlation (10Y) Provides a long-term view across more market conditions. | 0.72 |
Correlation (All Time) Calculated using the full available price history since Dec 20, 1995 | 0.61 |
The correlation between CB and HIG shifts across timeframes, from 0.61 (all time) to 0.76 (5 years), reflecting how their relationship changes across market environments.
Fundamentals
CB:
$135.29B
HIG:
$38.90B
CB:
$35.80
HIG:
$20.54
CB:
9.80
HIG:
6.91
CB:
0.68
HIG:
0.32
CB:
3.94
HIG:
1.04
CB:
$35.28B
HIG:
$29.03B
CB:
$10.23B
HIG:
$10.25B
CB:
$15.23B
HIG:
$4.26B
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Return for Risk
CB vs. HIG — Risk / Return Rank
CB
HIG
CB vs. HIG - Risk-Adjusted Trends Comparison
This table presents a comparison of risk-adjusted performance metrics for Chubb Limited (CB) and The Hartford Financial Services Group, Inc. (HIG). Risk-adjusted metrics are performance indicators that assess an investment's returns in relation to its risk, enabling a more accurate comparison of different investment options.
Values are calculated on a 1-year rolling basis and updated daily. Risk-adjusted metrics are more stable over longer periods — use the period switch above to explore them.
| CB | HIG | Difference | |
|---|---|---|---|
| Sharpe ratioReturn per unit of total volatility | +0.91 | ||
| Sortino ratioReturn per unit of downside risk | +1.26 | ||
| Omega ratioGain probability vs. loss probability | 1.32 | 1.15 | +0.16 |
| Calmar ratioReturn relative to maximum drawdown | 3.60 | 1.41 | +2.19 |
| Martin ratioReturn relative to average drawdown | 9.94 | 3.44 | +6.50 |
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Drawdowns
CB vs. HIG - Drawdown Comparison
The maximum CB drawdown since its inception was -50.99%, smaller than the maximum HIG drawdown of -96.25%. Use the drawdown chart below to compare losses from any high point for CB and HIG.
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Drawdown Indicators
| CB | HIG | Difference | |
|---|---|---|---|
Max DrawdownLargest peak-to-trough decline | -50.99% | -96.25% | +45.26% |
Max Drawdown (1Y)Largest decline over 1 year | -9.36% | -11.46% | +2.10% |
Max Drawdown (3Y)Largest decline over 3 years | -14.35% | -13.72% | -0.63% |
Max Drawdown (5Y)Largest decline over 5 years | -19.26% | -18.63% | -0.63% |
Max Drawdown (10Y)Largest decline over 10 years | -42.59% | -57.59% | +15.00% |
Current DrawdownCurrent decline from peak | -3.53% | -2.59% | -0.94% |
Average DrawdownAverage peak-to-trough decline | -10.65% | -30.72% | +20.07% |
Ulcer IndexDepth and duration of drawdowns from previous peaks | 3.38% | 4.68% | -1.30% |
Volatility
CB vs. HIG - Volatility Comparison
Chubb Limited (CB) has a higher volatility of 8.96% compared to The Hartford Financial Services Group, Inc. (HIG) at 7.06%. This indicates that CB's price experiences larger fluctuations and is considered to be riskier than HIG based on this measure. The chart below showcases a comparison of their rolling one-month volatility.
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Volatility by Period
| CB | HIG | Difference | |
|---|---|---|---|
Volatility (1M)Calculated over the trailing 1-month period | 8.96% | 7.06% | +1.90% |
Volatility (6M)Calculated over the trailing 6-month period | 15.55% | 15.01% | +0.54% |
Volatility (1Y)Calculated over the trailing 1-year period | 19.27% | 19.29% | -0.02% |
Volatility (5Y)Calculated over the trailing 5-year period, annualized | 20.39% | 21.91% | -1.52% |
Volatility (10Y)Calculated over the trailing 10-year period, annualized | 23.81% | 28.92% | -5.11% |
Dividends
CB vs. HIG - Dividend Comparison
CB's dividend yield for the trailing twelve months is around 1.12%, less than HIG's 1.63% yield.
| Position | TTM | 2025 | 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | 2015 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
CB Chubb Limited | 1.12% | 1.22% | 1.30% | 1.51% | 1.49% | 1.65% | 2.01% | 1.91% | 2.24% | 1.93% | 2.07% | 4.23% |
HIG The Hartford Financial Services Group, Inc. | 1.63% | 1.57% | 1.76% | 2.17% | 2.08% | 2.08% | 2.65% | 1.97% | 2.47% | 1.67% | 1.80% | 1.79% |
Financials
CB vs. HIG - Financials Comparison
This section allows you to compare key financial metrics between Chubb Limited and The Hartford Financial Services Group, Inc.. You can select fields from income statements, balance sheets, and cash flow statements to easily visualize and compare the financial health of both companies.
Total Revenue: Total amount of money received from sales and other business activities
CB vs. HIG - Profitability Comparison
CB - Gross Margin
Gross margin is calculated as gross profit divided by revenue. For the three months ending on Aug 2026, Chubb Limited reported a gross profit of -6.85B and revenue of -10.99B. Therefore, the gross margin over that period was 62.3%.
HIG - Gross Margin
Gross margin is calculated as gross profit divided by revenue. For the three months ending on Aug 2026, The Hartford Financial Services Group, Inc. reported a gross profit of 0.00 and revenue of 7.26B. Therefore, the gross margin over that period was 0.0%.
CB - Operating Margin
Operating margin is calculated as operating income divided by revenue. For the three months ending on Aug 2026, Chubb Limited reported an operating income of 14.07M and revenue of -10.99B, resulting in an operating margin of -0.1%.
HIG - Operating Margin
Operating margin is calculated as operating income divided by revenue. For the three months ending on Aug 2026, The Hartford Financial Services Group, Inc. reported an operating income of 0.00 and revenue of 7.26B, resulting in an operating margin of 0.0%.
CB - Net Margin
Net margin is calculated as net income divided by revenue. For the three months ending on Aug 2026, Chubb Limited reported a net income of 5.88B and revenue of -10.99B, resulting in a net margin of -53.5%.
HIG - Net Margin
Net margin is calculated as net income divided by revenue. For the three months ending on Aug 2026, The Hartford Financial Services Group, Inc. reported a net income of 1.30B and revenue of 7.26B, resulting in a net margin of 17.9%.
Frequently Asked Questions
CB and HIG have a correlation of 0.68, meaning they provide meaningful diversification benefit when combined. Depending on your allocation goals, holding both could reduce overall portfolio risk.
CB has higher volatility (8.96%) compared to HIG (7.06%). In terms of maximum drawdown, CB dropped -50.99% vs HIG's -96.25%.
CB currently has the higher Sharpe Ratio (1.75 vs 0.84), meaning it's delivered slightly more return per unit of risk over the trailing 12 months. However, this ranking shifts over time - use the Risk/Return Score above for a more comprehensive view that combines Sharpe, Sortino, and other measures used by quantitative funds.
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