TUGN vs. USGRX

Last updated Jun 4, 2026

TUGN (STF Tactical Growth & Income ETF) and USGRX (USAA Growth & Income Fund) are both funds - TUGN is a Diversified Portfolio fund actively managed by STF, while USGRX is a Large Cap Blend Equities fund managed by Victory. Over the past 3 years, TUGN returned 22.84%/yr vs 20.66%/yr for USGRX. A 0.77 correlation means they provide meaningful diversification when combined. TUGN charges 0.65%/yr vs 0.81%/yr for USGRX.

Performance

TUGN vs. USGRX - Performance Comparison

The chart below illustrates the hypothetical performance of a $10,000 investment in STF Tactical Growth & Income ETF (TUGN) and USAA Growth & Income Fund (USGRX). The values are adjusted to include any dividend payments, if applicable.

Returns By Period

In the year-to-date period, TUGN achieves a 19.35% return, which is significantly higher than USGRX's 10.09% return.

TUGN

• 1D: -0.29%
• 1M: 11.07%
• YTD: 19.35%
• 6M: 17.92%
• 1Y: 36.99%
• 3Y*: 22.84%
• 5Y*: —
• 10Y*: —

USGRX

• 1D: 0.11%
• 1M: 4.75%
• YTD: 10.09%
• 6M: 10.00%
• 1Y: 25.35%
• 3Y*: 20.66%
• 5Y*: 12.39%
• 10Y*: 13.10%

*Multi-year figures are annualized to reflect compound growth (CAGR)

TUGN vs. USGRX - Yearly Performance Comparison

	2026 (YTD)	2025	2024	2023	2022
TUGN STF Tactical Growth & Income ETF	19.35%	19.11%	18.44%	34.84%	-18.78%
USGRX USAA Growth & Income Fund	10.09%	15.94%	21.47%	26.69%	-0.61%

Correlation

The correlation between TUGN and USGRX is 0.78, which is moderate. They share some common price drivers but move independently often enough to provide real diversification benefit when combined.

	Correlation
Correlation (1Y) Calculated over the trailing 1-year period	0.78
Correlation (3Y) Calculated over the trailing 3-year period	0.79
Correlation (All Time) Calculated using the full available price history since May 20, 2022	0.77

The correlation between TUGN and USGRX has been stable across timeframes, ranging from 0.77 to 0.79 - a consistent structural relationship.

Return for Risk

TUGN vs. USGRX — Risk / Return Rank

Compare risk-adjusted metric ranks to identify better-performing investments over the past 12 months.

TUGN

TUGN Risk / Return Rank: 66
TUGN Sharpe Ratio Rank: 74
TUGN Sortino Ratio Rank: 69
TUGN Omega Ratio Rank: 71
TUGN Calmar Ratio Rank: 58
TUGN Martin Ratio Rank: 57

USGRX

USGRX Risk / Return Rank: 77
USGRX Sharpe Ratio Rank: 79
USGRX Sortino Ratio Rank: 74
USGRX Omega Ratio Rank: 71
USGRX Calmar Ratio Rank: 77
USGRX Martin Ratio Rank: 82

The rank (0–100) shows how this investment's returns compare to the risk taken. Higher = better. Based on the past 12 months of data, combining Sharpe, Sortino, and other metrics used by quantitative funds and institutional investors.

TUGN vs. USGRX - Risk-Adjusted Trends Comparison

This table presents a comparison of risk-adjusted performance metrics for STF Tactical Growth & Income ETF (TUGN) and USAA Growth & Income Fund (USGRX). Risk-adjusted metrics are performance indicators that assess an investment's returns in relation to its risk, enabling a more accurate comparison of different investment options.

	TUGN	USGRX	Difference
Sharpe ratio: Return per unit of total volatility	2.44	2.57	-0.14
Sortino ratio: Return per unit of downside risk	3.19	3.58	-0.39
Omega ratio: Gain probability vs. loss probability	1.43	1.47	-0.04
Calmar ratio: Return relative to maximum drawdown	2.87	3.49	-0.63
Martin ratio: Return relative to average drawdown	10.00	15.53	-5.54
Data is calculated on a 1-year rolling basis and updated daily. The trend shows the change in the indicator over the past month.

TUGN vs. USGRX - Sharpe Ratio Comparison

The current TUGN Sharpe Ratio is 2.44, which is comparable to the USGRX Sharpe Ratio of 2.57. The chart below compares the historical Sharpe Ratios of TUGN and USGRX, calculated using daily returns over the previous 12 months. A higher Sharpe Ratio indicates better risk-adjusted performance relative to the risk-free rate.

Sharpe Ratios by Period

	TUGN	USGRX	Difference
Sharpe Ratio (1Y) Calculated over the trailing 1-year period	2.44	2.57	-0.14
Sharpe Ratio (5Y) Calculated over the trailing 5-year period	—	0.60	—
Sharpe Ratio (10Y) Calculated over the trailing 10-year period	—	0.65	—
Sharpe Ratio (All Time) Calculated using the full available price history	0.97	0.49	+0.48

Drawdowns

TUGN vs. USGRX - Drawdown Comparison

The maximum TUGN drawdown since its inception was -23.45%, smaller than the maximum USGRX drawdown of -56.93%. Use the drawdown chart below to compare losses from any high point for TUGN and USGRX.

Drawdown Indicators

	TUGN	USGRX	Difference
Max Drawdown Largest peak-to-trough decline	-23.45%	-56.93%	+33.48%
Max Drawdown (1Y) Largest decline over 1 year	-12.96%	-7.47%	-5.49%
Max Drawdown (3Y) Largest decline over 3 years	-21.60%	-29.29%	+7.69%
Max Drawdown (5Y) Largest decline over 5 years	—	-30.81%	—
Max Drawdown (10Y) Largest decline over 10 years	—	-34.48%	—
Current Drawdown Current decline from peak	-0.29%	0.00%	-0.29%
Average Drawdown Average peak-to-trough decline	-6.43%	-8.71%	+2.28%
Ulcer Index Depth and duration of drawdowns from previous peaks	3.71%	1.68%	+2.03%

Volatility

TUGN vs. USGRX - Volatility Comparison

STF Tactical Growth & Income ETF (TUGN) has a higher volatility of 5.26% compared to USAA Growth & Income Fund (USGRX) at 2.16%. This indicates that TUGN's price experiences larger fluctuations and is considered to be riskier than USGRX based on this measure. The chart below showcases a comparison of their rolling one-month volatility.

Volatility by Period

	TUGN	USGRX	Difference
Volatility (1M) Calculated over the trailing 1-month period	5.26%	2.16%	+3.10%
Volatility (6M) Calculated over the trailing 6-month period	11.63%	7.34%	+4.29%
Volatility (1Y) Calculated over the trailing 1-year period	15.25%	10.14%	+5.11%
Volatility (5Y) Calculated over the trailing 5-year period, annualized	17.03%	20.85%	-3.82%
Volatility (10Y) Calculated over the trailing 10-year period, annualized	17.03%	20.09%	-3.06%

TUGN vs. USGRX - Expense Ratio Comparison

TUGN has a 0.65% expense ratio, which is lower than USGRX's 0.81% expense ratio.

Dividends

TUGN vs. USGRX - Dividend Comparison

TUGN's dividend yield for the trailing twelve months is around 10.50%, more than USGRX's 7.46% yield.

Position	TTM	2025	2024	2023	2022	2021	2020	2019	2018	2017	2016	2015
TUGN STF Tactical Growth & Income ETF	10.50%	11.50%	11.84%	10.83%	7.58%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%
USGRX USAA Growth & Income Fund	7.46%	8.06%	20.65%	0.93%	12.58%	11.97%	0.84%	24.69%	11.92%	5.12%	1.26%	6.45%

Frequently Asked Questions

Can I hold both TUGN and USGRX in my portfolio?

TUGN and USGRX have a correlation of 0.78, meaning they provide meaningful diversification benefit when combined. Depending on your allocation goals, holding both could reduce overall portfolio risk.

Which is riskier, TUGN or USGRX?

TUGN has higher volatility (5.26%) compared to USGRX (2.16%). In terms of maximum drawdown, TUGN dropped -23.45% vs USGRX's -56.93%.

Which has better risk-adjusted returns?

USGRX currently has the higher Sharpe Ratio (2.57 vs 2.44), meaning it's delivered slightly more return per unit of risk over the trailing 12 months. However, this ranking shifts over time - use the Risk/Return Score above for a more comprehensive view that combines Sharpe, Sortino, and other measures used by quantitative funds.