TFC vs. PRU
TFC (Truist Financial Corporation) and PRU (Prudential Financial, Inc.) are both stocks. Both are in the Financial Services sector — TFC in Banks - Regional, PRU in Insurance - Life. Over the past 10 years, TFC returned 7.25%/yr vs 7.94%/yr for PRU. A 0.68 correlation means they provide meaningful diversification when combined.
Performance
TFC vs. PRU - Performance Comparison
Loading charts...
Returns By Period
In the year-to-date period, TFC achieves a 2.06% return, which is significantly higher than PRU's -4.78% return. Over the past 10 years, TFC has underperformed PRU with an annualized return of 7.25%, while PRU has yielded a comparatively higher 7.94% annualized return.
TFC
- 1D
- 0.04%
- 1M
- 0.18%
- YTD
- 2.06%
- 6M
- 5.66%
- 1Y
- 26.48%
- 3Y*
- 20.21%
- 5Y*
- 0.75%
- 10Y*
- 7.25%
PRU
- 1D
- 1.26%
- 1M
- 5.19%
- YTD
- -4.78%
- 6M
- -3.76%
- 1Y
- 4.47%
- 3Y*
- 13.09%
- 5Y*
- 4.24%
- 10Y*
- 7.94%
TFC vs. PRU - Yearly Performance Comparison
| 2026 (YTD) | 2025 | 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | |
|---|---|---|---|---|---|---|---|---|---|---|
TFC Truist Financial Corporation | 2.06% | 19.05% | 23.72% | -8.59% | -23.53% | 26.08% | -11.16% | 34.55% | -10.24% | 8.66% |
PRU Prudential Financial, Inc. | -4.78% | 0.18% | 19.46% | 10.09% | -3.86% | 45.32% | -11.40% | 20.10% | -26.46% | 13.65% |
Correlation
The correlation between TFC and PRU is 0.60, which is moderate. They share some common price drivers but move independently often enough to provide real diversification benefit when combined.
| Correlation | |
|---|---|
Correlation (1Y) Calculated over the trailing 1-year period | 0.60 |
Correlation (3Y) Calculated over the trailing 3-year period | 0.68 |
Correlation (5Y) Calculated over the trailing 5-year period | 0.73 |
Correlation (10Y) Calculated over the trailing 10-year period | 0.75 |
Correlation (All Time) Calculated using the full available price history since Dec 14, 2001 | 0.68 |
The correlation between TFC and PRU shifts across timeframes, from 0.60 (1 year) to 0.75 (10 years), reflecting how their relationship changes across market environments.
Fundamentals
TFC:
$62.32B
PRU:
$36.55B
TFC:
$4.28
PRU:
$9.85
TFC:
11.49
PRU:
10.62
TFC:
1.35
PRU:
0.44
TFC:
2.08
PRU:
0.78
TFC:
$30.47B
PRU:
$47.43B
TFC:
$19.17B
PRU:
$14.72B
TFC:
$6.99B
PRU:
$4.02B
Compare stocks, funds, or ETFs
Search for stocks, ETFs, and funds for a quick comparison or use the comparison tool for more options.
Return for Risk
TFC vs. PRU — Risk / Return Rank
TFC
PRU
TFC vs. PRU - Risk-Adjusted Trends Comparison
This table presents a comparison of risk-adjusted performance metrics for Truist Financial Corporation (TFC) and Prudential Financial, Inc. (PRU). Risk-adjusted metrics are performance indicators that assess an investment's returns in relation to its risk, enabling a more accurate comparison of different investment options.
| TFC | PRU | Difference | |
|---|---|---|---|
| Sharpe ratioReturn per unit of total volatility | +1.00 | ||
| Sortino ratioReturn per unit of downside risk | +1.28 | ||
| Omega ratioGain probability vs. loss probability | 1.23 | 1.07 | +0.16 |
| Calmar ratioReturn relative to maximum drawdown | 1.45 | 0.30 | +1.15 |
| Martin ratioReturn relative to average drawdown | 3.84 | 0.65 | +3.20 |
Data is calculated on a 1-year rolling basis and updated daily. The trend shows the change in the indicator over the past month. | |||
Loading charts...
Sharpe Ratios by Period
| TFC | PRU | Difference | |
|---|---|---|---|
Sharpe Ratio (1Y)Calculated over the trailing 1-year period | 1.28 | 0.28 | +1.00 |
Sharpe Ratio (5Y)Calculated over the trailing 5-year period | 0.02 | 0.16 | -0.14 |
Sharpe Ratio (10Y)Calculated over the trailing 10-year period | 0.22 | 0.25 | -0.03 |
Sharpe Ratio (All Time)Calculated using the full available price history | 0.29 | 0.21 | +0.08 |
Drawdowns
TFC vs. PRU - Drawdown Comparison
The maximum TFC drawdown since its inception was -66.56%, smaller than the maximum PRU drawdown of -88.53%. Use the drawdown chart below to compare losses from any high point for TFC and PRU.
Loading charts...
Drawdown Indicators
| TFC | PRU | Difference | |
|---|---|---|---|
Max DrawdownLargest peak-to-trough decline | -66.56% | -88.53% | +21.97% |
Max Drawdown (1Y)Largest decline over 1 year | -20.67% | -21.46% | +0.79% |
Max Drawdown (3Y)Largest decline over 3 years | -26.93% | -25.66% | -1.27% |
Max Drawdown (5Y)Largest decline over 5 years | -59.11% | -33.11% | -26.00% |
Max Drawdown (10Y)Largest decline over 10 years | -59.11% | -65.89% | +6.78% |
Current DrawdownCurrent decline from peak | -10.01% | -12.70% | +2.69% |
Average DrawdownAverage peak-to-trough decline | -13.84% | -18.32% | +4.48% |
Ulcer IndexDepth and duration of drawdowns from previous peaks | 7.76% | 9.82% | -2.06% |
Volatility
TFC vs. PRU - Volatility Comparison
Truist Financial Corporation (TFC) has a higher volatility of 7.96% compared to Prudential Financial, Inc. (PRU) at 5.85%. This indicates that TFC's price experiences larger fluctuations and is considered to be riskier than PRU based on this measure. The chart below showcases a comparison of their rolling one-month volatility.
Loading charts...
Volatility by Period
| TFC | PRU | Difference | |
|---|---|---|---|
Volatility (1M)Calculated over the trailing 1-month period | 7.96% | 5.85% | +2.11% |
Volatility (6M)Calculated over the trailing 6-month period | 17.39% | 17.54% | -0.15% |
Volatility (1Y)Calculated over the trailing 1-year period | 23.30% | 22.61% | +0.69% |
Volatility (5Y)Calculated over the trailing 5-year period, annualized | 31.89% | 25.82% | +6.07% |
Volatility (10Y)Calculated over the trailing 10-year period, annualized | 33.61% | 31.84% | +1.77% |
Dividends
TFC vs. PRU - Dividend Comparison
TFC's dividend yield for the trailing twelve months is around 4.23%, less than PRU's 5.26% yield.
| Position | TTM | 2025 | 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | 2015 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
PRU Prudential Financial, Inc. | 5.26% | 4.78% | 4.39% | 4.82% | 4.83% | 4.25% | 5.64% | 4.27% | 4.41% | 2.61% | 2.69% | 3.00% |
TFC Truist Financial Corporation | 4.23% | 4.23% | 4.79% | 5.63% | 4.65% | 3.18% | 3.76% | 3.04% | 3.60% | 2.53% | 2.45% | 2.78% |
Financials
TFC vs. PRU - Financials Comparison
This section allows you to compare key financial metrics between Truist Financial Corporation and Prudential Financial, Inc.. You can select fields from income statements, balance sheets, and cash flow statements to easily visualize and compare the financial health of both companies.
Total Revenue: Total amount of money received from sales and other business activities
Frequently Asked Questions
TFC and PRU have a correlation of 0.60, meaning they provide meaningful diversification benefit when combined. Depending on your allocation goals, holding both could reduce overall portfolio risk.
TFC has higher volatility (7.96%) compared to PRU (5.85%). In terms of maximum drawdown, TFC dropped -66.56% vs PRU's -88.53%.
TFC currently has the higher Sharpe Ratio (1.28 vs 0.28), meaning it's delivered slightly more return per unit of risk over the trailing 12 months. However, this ranking shifts over time - use the Risk/Return Score above for a more comprehensive view that combines Sharpe, Sortino, and other measures used by quantitative funds.
Find the right allocation for TFC and PRU
Add both to a portfolio and optimize allocations for your target — whether that's maximizing returns, minimizing drawdowns, or balancing risk across holdings.
Open Portfolio Optimizer