Correlation
The correlation between TFC and USB is 0.56, which is considered to be moderate. This suggests that the two assets have some degree of positive relationship in their price movements. Moderate correlation can be acceptable for portfolio diversification, offering a balance between risk and potential returns.
TFC vs. USB
Compare and contrast key facts about Truist Financial Corporation (TFC) and U.S. Bancorp (USB).
Scroll down to visually compare performance, riskiness, drawdowns, and other indicators and decide which better suits your portfolio: TFC or USB.
Performance
TFC vs. USB - Performance Comparison
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Key characteristics
TFC:
0.25
USB:
0.42
TFC:
0.43
USB:
0.62
TFC:
1.06
USB:
1.08
TFC:
0.11
USB:
0.28
TFC:
0.45
USB:
0.78
TFC:
9.48%
USB:
11.70%
TFC:
31.43%
USB:
29.86%
TFC:
-66.56%
USB:
-76.08%
TFC:
-30.30%
USB:
-20.94%
Fundamentals
TFC:
$51.44B
USB:
$66.90B
TFC:
-$0.19
USB:
$4.04
TFC:
1.94
USB:
1.59
TFC:
4.46
USB:
2.64
TFC:
0.88
USB:
1.26
TFC:
$13.36B
USB:
$42.60B
TFC:
$5.98B
USB:
$25.36B
TFC:
-$2.23B
USB:
$9.31B
Returns By Period
In the year-to-date period, TFC achieves a -7.21% return, which is significantly higher than USB's -9.15% return. Over the past 10 years, TFC has outperformed USB with an annualized return of 3.91%, while USB has yielded a comparatively lower 3.44% annualized return.
TFC
-7.21%
5.66%
-16.31%
7.35%
-0.46%
8.25%
3.91%
USB
-9.15%
7.57%
-18.13%
10.91%
-0.95%
10.10%
3.44%
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Risk-Adjusted Performance
TFC vs. USB — Risk-Adjusted Performance Rank
TFC
USB
TFC vs. USB - Risk-Adjusted Performance Comparison
This table presents a comparison of risk-adjusted performance metrics for Truist Financial Corporation (TFC) and U.S. Bancorp (USB). Risk-adjusted metrics are performance indicators that assess an investment's returns in relation to its risk, enabling a more accurate comparison of different investment options.
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Dividends
TFC vs. USB - Dividend Comparison
TFC's dividend yield for the trailing twelve months is around 5.30%, more than USB's 4.63% yield.
| TTM | 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | 2015 | 2014 | |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
TFC Truist Financial Corporation | 5.30% | 4.79% | 5.63% | 4.65% | 3.18% | 3.76% | 3.04% | 3.60% | 2.53% | 2.45% | 2.78% | 2.44% |
USB U.S. Bancorp | 4.63% | 4.14% | 4.46% | 4.31% | 3.13% | 3.61% | 2.66% | 2.93% | 2.16% | 2.08% | 2.37% | 2.15% |
Drawdowns
TFC vs. USB - Drawdown Comparison
The maximum TFC drawdown since its inception was -66.56%, smaller than the maximum USB drawdown of -76.08%. Use the drawdown chart below to compare losses from any high point for TFC and USB.
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Volatility
TFC vs. USB - Volatility Comparison
Truist Financial Corporation (TFC) has a higher volatility of 8.22% compared to U.S. Bancorp (USB) at 7.07%. This indicates that TFC's price experiences larger fluctuations and is considered to be riskier than USB based on this measure. The chart below showcases a comparison of their rolling one-month volatility.
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Financials
TFC vs. USB - Financials Comparison
This section allows you to compare key financial metrics between Truist Financial Corporation and U.S. Bancorp. You can select fields from income statements, balance sheets, and cash flow statements to easily visualize and compare the financial health of both companies.
Total Revenue: Total amount of money received from sales and other business activities
TFC vs. USB - Profitability Comparison
TFC - Gross Margin
Gross margin is calculated as gross profit divided by revenue. For the three months ending on May 2025, Truist Financial Corporation reported a gross profit of -2.48B and revenue of 4.90B. Therefore, the gross margin over that period was -50.6%.
USB - Gross Margin
Gross margin is calculated as gross profit divided by revenue. For the three months ending on May 2025, U.S. Bancorp reported a gross profit of 6.39B and revenue of 10.35B. Therefore, the gross margin over that period was 61.7%.
TFC - Operating Margin
Operating margin is calculated as operating income divided by revenue. For the three months ending on May 2025, Truist Financial Corporation reported an operating income of 1.57B and revenue of 4.90B, resulting in an operating margin of 32.1%.
USB - Operating Margin
Operating margin is calculated as operating income divided by revenue. For the three months ending on May 2025, U.S. Bancorp reported an operating income of 2.16B and revenue of 10.35B, resulting in an operating margin of 20.9%.
TFC - Net Margin
Net margin is calculated as net income divided by revenue. For the three months ending on May 2025, Truist Financial Corporation reported a net income of 1.26B and revenue of 4.90B, resulting in a net margin of 25.7%.
USB - Net Margin
Net margin is calculated as net income divided by revenue. For the three months ending on May 2025, U.S. Bancorp reported a net income of 1.71B and revenue of 10.35B, resulting in a net margin of 16.5%.