TFC vs. KEY
TFC (Truist Financial Corporation) and KEY (KeyCorp) are both stocks. Both operate in the Banks - Regional industry within the Financial Services sector. Over the past 10 years, TFC returned 7.89%/yr vs 11.50%/yr for KEY. Their 0.67 correlation means they have sometimes moved together and sometimes differently.
Performance
TFC vs. KEY - Performance Comparison
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Returns By Period
In the year-to-date period, TFC achieves a 7.53% return, which is significantly lower than KEY's 11.63% return. Over the past 10 years, TFC has underperformed KEY with an annualized return of 7.89%, while KEY has yielded a comparatively higher 11.50% annualized return.
TFC
- 1D
- -0.33%
- 1M
- 1.69%
- 6M
- 2.91%
- YTD
- 7.53%
- 1Y
- 26.14%
- 3Y*
- 22.63%
- 5Y*
- 3.88%
- 10Y*
- 7.89%
- ALL TIME*
- 9.44%
KEY
- 1D
- -0.09%
- 1M
- -1.87%
- 6M
- 7.06%
- YTD
- 11.63%
- 1Y
- 33.40%
- 3Y*
- 30.04%
- 5Y*
- 7.94%
- 10Y*
- 11.50%
- ALL TIME*
- 6.02%
Liquidity Comparison
| Position | Avg. Volume Value (2W) | Avg. Volume Value (1M) | Avg. Volume Value (3M) |
|---|---|---|---|
KEY KeyCorp | $271.41M | $252.39M | $258.10M |
| $389.90M | $407.02M | $443.00M |
TFC vs. KEY - Yearly Performance Comparison
| 2026 (YTD) | 2025 | 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | |
|---|---|---|---|---|---|---|---|---|---|---|
TFC Truist Financial Corporation | 7.53% | 19.05% | 23.72% | -8.59% | -23.53% | 26.08% | -11.16% | 34.55% | -10.24% | 8.66% |
KEY KeyCorp | 11.63% | 26.22% | 25.34% | -11.53% | -21.69% | 45.92% | -14.50% | 42.72% | -24.61% | 12.74% |
Correlation
The correlation between TFC and KEY is 0.83, meaning they have usually moved in the same direction, including during past declines.
| Correlation | |
|---|---|
Correlation (1Y) Focuses on recent behavior, but can change the most. | 0.83 |
Correlation (3Y) Balances recent behavior with more history. | 0.82 |
Correlation (5Y) Shows whether the relationship held over a longer period. | 0.83 |
Correlation (10Y) Provides a long-term view across more market conditions. | 0.84 |
Correlation (All Time) Calculated using the full available price history since Mar 26, 1990 | 0.67 |
The correlation between TFC and KEY shifts across timeframes, from 0.67 (all time) to 0.84 (10 years), reflecting how their relationship changes across market environments.
Fundamentals
TFC:
$64.59B
KEY:
$24.38B
TFC:
$4.58
KEY:
$1.87
TFC:
11.31
KEY:
12.11
TFC:
1.33
KEY:
0.49
TFC:
2.16
KEY:
2.34
TFC:
1.09
KEY:
1.40
TFC:
$30.52B
KEY:
$10.48B
TFC:
$19.54B
KEY:
$6.76B
TFC:
$7.27B
KEY:
$1.90B
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Return for Risk
TFC vs. KEY — Risk / Return Rank
TFC
KEY
TFC vs. KEY - Risk-Adjusted Trends Comparison
This table presents a comparison of risk-adjusted performance metrics for Truist Financial Corporation (TFC) and KeyCorp (KEY). Risk-adjusted metrics are performance indicators that assess an investment's returns in relation to its risk, enabling a more accurate comparison of different investment options.
Values are calculated on a 1-year rolling basis and updated daily. Risk-adjusted metrics are more stable over longer periods — use the period switch above to explore them.
| TFC | KEY | Difference | |
|---|---|---|---|
| Sharpe ratioReturn per unit of total volatility | -0.33 | ||
| Sortino ratioReturn per unit of downside risk | -0.43 | ||
| Omega ratioGain probability vs. loss probability | 1.19 | 1.24 | -0.05 |
| Calmar ratioReturn relative to maximum drawdown | 1.16 | 1.78 | -0.61 |
| Martin ratioReturn relative to average drawdown | 2.93 | 4.85 | -1.92 |
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Drawdowns
TFC vs. KEY - Drawdown Comparison
The maximum TFC drawdown since its inception was -66.56%, smaller than the maximum KEY drawdown of -87.08%. Use the drawdown chart below to compare losses from any high point for TFC and KEY.
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Drawdown Indicators
| TFC | KEY | Difference | |
|---|---|---|---|
Max DrawdownLargest peak-to-trough decline | -66.56% | -87.08% | +20.52% |
Max Drawdown (1Y)Largest decline over 1 year | -20.67% | -17.76% | -2.91% |
Max Drawdown (3Y)Largest decline over 3 years | -26.93% | -32.21% | +5.28% |
Max Drawdown (5Y)Largest decline over 5 years | -59.11% | -65.23% | +6.12% |
Max Drawdown (10Y)Largest decline over 10 years | -59.11% | -65.23% | +6.12% |
Current DrawdownCurrent decline from peak | -5.19% | -5.84% | +0.65% |
Average DrawdownAverage peak-to-trough decline | -13.81% | -32.77% | +18.96% |
Ulcer IndexDepth and duration of drawdowns from previous peaks | 8.19% | 6.49% | +1.70% |
Volatility
TFC vs. KEY - Volatility Comparison
Truist Financial Corporation (TFC) and KeyCorp (KEY) have volatilities of 6.92% and 6.67%, respectively, indicating that both stocks experience similar levels of price fluctuations. This suggests that the risk associated with both stocks, as measured by volatility, is nearly the same. The chart below showcases a comparison of their rolling one-month volatility.
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Volatility by Period
| TFC | KEY | Difference | |
|---|---|---|---|
Volatility (1M)Calculated over the trailing 1-month period | 6.92% | 6.67% | +0.25% |
Volatility (6M)Calculated over the trailing 6-month period | 19.34% | 17.25% | +2.09% |
Volatility (1Y)Calculated over the trailing 1-year period | 24.20% | 23.78% | +0.42% |
Volatility (5Y)Calculated over the trailing 5-year period, annualized | 31.74% | 37.72% | -5.98% |
Volatility (10Y)Calculated over the trailing 10-year period, annualized | 33.61% | 39.66% | -6.05% |
Dividends
TFC vs. KEY - Dividend Comparison
TFC's dividend yield for the trailing twelve months is around 4.01%, more than KEY's 3.63% yield.
| Position | TTM | 2025 | 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | 2015 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
KEY KeyCorp | 3.63% | 3.97% | 4.78% | 5.69% | 4.54% | 3.24% | 4.51% | 3.51% | 3.82% | 1.88% | 1.81% | 3.83% |
TFC Truist Financial Corporation | 4.01% | 4.23% | 4.79% | 5.63% | 4.65% | 3.18% | 3.76% | 3.04% | 3.60% | 2.53% | 2.45% | 2.78% |
Financials
TFC vs. KEY - Financials Comparison
This section allows you to compare key financial metrics between Truist Financial Corporation and KeyCorp. You can select fields from income statements, balance sheets, and cash flow statements to easily visualize and compare the financial health of both companies.
Total Revenue: Total amount of money received from sales and other business activities
TFC vs. KEY - Profitability Comparison
TFC - Gross Margin
Gross margin is calculated as gross profit divided by revenue. For the three months ending on Aug 2026, Truist Financial Corporation reported a gross profit of 4.87B and revenue of 7.61B. Therefore, the gross margin over that period was 64.0%.
KEY - Gross Margin
Gross margin is calculated as gross profit divided by revenue. For the three months ending on Aug 2026, KeyCorp reported a gross profit of 1.25B and revenue of 2.06B. Therefore, the gross margin over that period was 60.7%.
TFC - Operating Margin
Operating margin is calculated as operating income divided by revenue. For the three months ending on Aug 2026, Truist Financial Corporation reported an operating income of 1.82B and revenue of 7.61B, resulting in an operating margin of 23.9%.
KEY - Operating Margin
Operating margin is calculated as operating income divided by revenue. For the three months ending on Aug 2026, KeyCorp reported an operating income of -59.00M and revenue of 2.06B, resulting in an operating margin of -2.9%.
TFC - Net Margin
Net margin is calculated as net income divided by revenue. For the three months ending on Aug 2026, Truist Financial Corporation reported a net income of 1.55B and revenue of 7.61B, resulting in a net margin of 20.4%.
KEY - Net Margin
Net margin is calculated as net income divided by revenue. For the three months ending on Aug 2026, KeyCorp reported a net income of 509.00M and revenue of 2.06B, resulting in a net margin of 24.7%.
Frequently Asked Questions
TFC and KEY have a correlation of 0.83, meaning they provide meaningful diversification benefit when combined. Depending on your allocation goals, holding both could reduce overall portfolio risk.
TFC has higher volatility (6.92%) compared to KEY (6.67%). In terms of maximum drawdown, TFC dropped -66.56% vs KEY's -87.08%.
KEY currently has the higher Sharpe Ratio (1.33 vs 1.00), meaning it's delivered slightly more return per unit of risk over the trailing 12 months. However, this ranking shifts over time - use the Risk/Return Score above for a more comprehensive view that combines Sharpe, Sortino, and other measures used by quantitative funds.
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