TFC vs. KEY
TFC (Truist Financial Corporation) and KEY (KeyCorp) are both stocks. Both operate in the Banks - Regional industry within the Financial Services sector. Over the past 10 years, TFC returned 7.09%/yr vs 9.71%/yr for KEY. A 0.67 correlation means they provide meaningful diversification when combined.
Performance
TFC vs. KEY - Performance Comparison
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Returns By Period
In the year-to-date period, TFC achieves a -0.19% return, which is significantly lower than KEY's 4.66% return. Over the past 10 years, TFC has underperformed KEY with an annualized return of 7.09%, while KEY has yielded a comparatively higher 9.71% annualized return.
TFC
- 1D
- 2.67%
- 1M
- -4.52%
- YTD
- -0.19%
- 6M
- 5.68%
- 1Y
- 28.22%
- 3Y*
- 20.51%
- 5Y*
- 0.10%
- 10Y*
- 7.09%
KEY
- 1D
- 2.34%
- 1M
- -2.20%
- YTD
- 4.66%
- 6M
- 18.17%
- 1Y
- 39.72%
- 3Y*
- 33.98%
- 5Y*
- 3.26%
- 10Y*
- 9.71%
TFC vs. KEY - Yearly Performance Comparison
| 2026 (YTD) | 2025 | 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | |
|---|---|---|---|---|---|---|---|---|---|---|
TFC Truist Financial Corporation | -0.19% | 19.05% | 23.72% | -8.59% | -23.53% | 26.08% | -11.16% | 34.55% | -10.24% | 8.66% |
KEY KeyCorp | 4.66% | 26.22% | 25.34% | -11.53% | -21.69% | 45.92% | -14.50% | 42.72% | -24.61% | 12.74% |
Correlation
The correlation between TFC and KEY is 0.85, indicating a strong positive relationship between their price movements. Combining them offers limited diversification - they tend to fall together during downturns.
| Correlation | |
|---|---|
Correlation (1Y) Calculated over the trailing 1-year period | 0.85 |
Correlation (3Y) Calculated over the trailing 3-year period | 0.82 |
Correlation (5Y) Calculated over the trailing 5-year period | 0.83 |
Correlation (10Y) Calculated over the trailing 10-year period | 0.84 |
Correlation (All Time) Calculated using the full available price history since Mar 27, 1990 | 0.67 |
The correlation between TFC and KEY shifts across timeframes, from 0.67 (all time) to 0.85 (1 year), reflecting how their relationship changes across market environments.
Fundamentals
TFC:
$60.95B
KEY:
$22.96B
TFC:
$4.28
KEY:
$1.78
TFC:
11.23
KEY:
11.92
TFC:
1.32
KEY:
0.48
TFC:
2.04
KEY:
2.07
TFC:
1.03
KEY:
1.31
TFC:
$30.47B
KEY:
$11.22B
TFC:
$19.17B
KEY:
$7.20B
TFC:
$6.99B
KEY:
$2.51B
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Return for Risk
TFC vs. KEY — Risk / Return Rank
TFC
KEY
TFC vs. KEY - Risk-Adjusted Trends Comparison
This table presents a comparison of risk-adjusted performance metrics for Truist Financial Corporation (TFC) and KeyCorp (KEY). Risk-adjusted metrics are performance indicators that assess an investment's returns in relation to its risk, enabling a more accurate comparison of different investment options.
| TFC | KEY | Difference | |
|---|---|---|---|
Sharpe ratioReturn per unit of total volatility | 1.23 | 1.67 | -0.44 |
Sortino ratioReturn per unit of downside risk | 1.72 | 2.22 | -0.50 |
Omega ratioGain probability vs. loss probability | 1.22 | 1.29 | -0.07 |
Calmar ratioReturn relative to maximum drawdown | 1.32 | 2.21 | -0.88 |
Martin ratioReturn relative to average drawdown | 3.57 | 6.04 | -2.47 |
Data is calculated on a 1-year rolling basis and updated daily. The trend shows the change in the indicator over the past month. | |||
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Sharpe Ratios by Period
| TFC | KEY | Difference | |
|---|---|---|---|
Sharpe Ratio (1Y)Calculated over the trailing 1-year period | 1.23 | 1.67 | -0.44 |
Sharpe Ratio (5Y)Calculated over the trailing 5-year period | 0.00 | 0.09 | -0.08 |
Sharpe Ratio (10Y)Calculated over the trailing 10-year period | 0.21 | 0.24 | -0.03 |
Sharpe Ratio (All Time)Calculated using the full available price history | 0.28 | 0.15 | +0.14 |
Drawdowns
TFC vs. KEY - Drawdown Comparison
The maximum TFC drawdown since its inception was -66.56%, smaller than the maximum KEY drawdown of -87.08%. Use the drawdown chart below to compare losses from any high point for TFC and KEY.
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Drawdown Indicators
| TFC | KEY | Difference | |
|---|---|---|---|
Max DrawdownLargest peak-to-trough decline | -66.56% | -87.08% | +20.52% |
Max Drawdown (1Y)Largest decline over 1 year | -20.67% | -17.76% | -2.91% |
Max Drawdown (3Y)Largest decline over 3 years | -26.93% | -32.21% | +5.28% |
Max Drawdown (5Y)Largest decline over 5 years | -59.11% | -65.23% | +6.12% |
Max Drawdown (10Y)Largest decline over 10 years | -59.11% | -65.23% | +6.12% |
Current DrawdownCurrent decline from peak | -11.99% | -6.93% | -5.06% |
Average DrawdownAverage peak-to-trough decline | -13.84% | -32.90% | +19.06% |
Ulcer IndexDepth and duration of drawdowns from previous peaks | 7.67% | 6.49% | +1.18% |
Volatility
TFC vs. KEY - Volatility Comparison
Truist Financial Corporation (TFC) has a higher volatility of 7.69% compared to KeyCorp (KEY) at 6.48%. This indicates that TFC's price experiences larger fluctuations and is considered to be riskier than KEY based on this measure. The chart below showcases a comparison of their rolling one-month volatility.
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Volatility by Period
| TFC | KEY | Difference | |
|---|---|---|---|
Volatility (1M)Calculated over the trailing 1-month period | 7.69% | 6.48% | +1.21% |
Volatility (6M)Calculated over the trailing 6-month period | 17.06% | 17.02% | +0.04% |
Volatility (1Y)Calculated over the trailing 1-year period | 23.00% | 23.85% | -0.85% |
Volatility (5Y)Calculated over the trailing 5-year period, annualized | 31.85% | 38.02% | -6.17% |
Volatility (10Y)Calculated over the trailing 10-year period, annualized | 33.60% | 39.83% | -6.23% |
Dividends
TFC vs. KEY - Dividend Comparison
TFC's dividend yield for the trailing twelve months is around 4.32%, more than KEY's 3.87% yield.
| Position | TTM | 2025 | 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | 2015 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
KEY KeyCorp | 3.87% | 3.97% | 4.78% | 5.69% | 4.54% | 3.24% | 4.51% | 3.51% | 3.82% | 1.88% | 1.81% | 3.83% |
TFC Truist Financial Corporation | 4.32% | 4.23% | 4.79% | 5.63% | 4.65% | 3.18% | 3.76% | 3.04% | 3.60% | 2.53% | 2.45% | 2.78% |
Financials
TFC vs. KEY - Financials Comparison
This section allows you to compare key financial metrics between Truist Financial Corporation and KeyCorp. You can select fields from income statements, balance sheets, and cash flow statements to easily visualize and compare the financial health of both companies.
Total Revenue: Total amount of money received from sales and other business activities
TFC vs. KEY - Profitability Comparison
TFC - Gross Margin
Gross margin is calculated as gross profit divided by revenue. For the three months ending on Jun 2026, Truist Financial Corporation reported a gross profit of 4.67B and revenue of 7.41B. Therefore, the gross margin over that period was 63.1%.
KEY - Gross Margin
Gross margin is calculated as gross profit divided by revenue. For the three months ending on Jun 2026, KeyCorp reported a gross profit of 1.84B and revenue of 2.73B. Therefore, the gross margin over that period was 67.4%.
TFC - Operating Margin
Operating margin is calculated as operating income divided by revenue. For the three months ending on Jun 2026, Truist Financial Corporation reported an operating income of 1.69B and revenue of 7.41B, resulting in an operating margin of 22.8%.
KEY - Operating Margin
Operating margin is calculated as operating income divided by revenue. For the three months ending on Jun 2026, KeyCorp reported an operating income of 701.00M and revenue of 2.73B, resulting in an operating margin of 25.7%.
TFC - Net Margin
Net margin is calculated as net income divided by revenue. For the three months ending on Jun 2026, Truist Financial Corporation reported a net income of 1.48B and revenue of 7.41B, resulting in a net margin of 20.0%.
KEY - Net Margin
Net margin is calculated as net income divided by revenue. For the three months ending on Jun 2026, KeyCorp reported a net income of 522.00M and revenue of 2.73B, resulting in a net margin of 19.1%.
Frequently Asked Questions
TFC and KEY have a correlation of 0.85, meaning they provide meaningful diversification benefit when combined. Depending on your allocation goals, holding both could reduce overall portfolio risk.
TFC has higher volatility (7.69%) compared to KEY (6.48%). In terms of maximum drawdown, TFC dropped -66.56% vs KEY's -87.08%.
KEY currently has the higher Sharpe Ratio (1.67 vs 1.23), meaning it's delivered slightly more return per unit of risk over the trailing 12 months. However, this ranking shifts over time - use the Risk/Return Score above for a more comprehensive view that combines Sharpe, Sortino, and other measures used by quantitative funds.
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