PRU vs. PGR

Last updated Apr 2, 2026

Compare and contrast key facts about Prudential Financial, Inc. (PRU) and The Progressive Corporation (PGR).

Performance

PRU vs. PGR - Performance Comparison

The chart below illustrates the hypothetical performance of a $10,000 investment in Prudential Financial, Inc. (PRU) and The Progressive Corporation (PGR). The values are adjusted to include any dividend payments, if applicable.

PRU vs. PGR - Yearly Performance Comparison

	2026 (YTD)	2025	2024	2023	2022	2021	2020	2019	2018	2017
PRU Prudential Financial, Inc.	-12.02%	0.18%	19.46%	10.09%	-3.86%	45.32%	-11.40%	20.10%	-26.46%	13.65%
PGR The Progressive Corporation	-9.70%	-3.02%	51.39%	23.16%	26.81%	10.84%	41.48%	25.14%	9.39%	61.59%

Fundamentals

EPS PRU : $7.39 PGR : $17.28
PE Ratio PRU : 13.27 PGR : 11.19
PEG Ratio PRU : 0.78 PGR : 0.09
PS Ratio PRU : 0.60 PGR : 1.42
Total Revenue (TTM) PRU : $57.94B PGR : $79.91B
Gross Profit (TTM) PRU : $17.33B PGR : $24.59B
EBITDA (TTM) PRU : $3.52B PGR : $13.09B

Returns By Period

In the year-to-date period, PRU achieves a -12.02% return, which is significantly lower than PGR's -9.70% return. Over the past 10 years, PRU has underperformed PGR with an annualized return of 7.69%, while PGR has yielded a comparatively higher 21.80% annualized return.

PRU

• 1D: 0.30%
• 1M: -1.97%
• YTD: -12.02%
• 6M: -2.30%
• 1Y: -7.60%
• 3Y*: 11.24%
• 5Y*: 6.10%
• 10Y*: 7.69%

PGR

• 1D: -2.46%
• 1M: -9.40%
• YTD: -9.70%
• 6M: -16.53%
• 1Y: -27.58%
• 3Y*: 13.94%
• 5Y*: 17.76%
• 10Y*: 21.80%

*Multi-year figures are annualized to reflect compound growth (CAGR)

Return for Risk

PRU vs. PGR — Risk / Return Rank

Compare risk-adjusted metric ranks to identify better-performing investments over the past 12 months.

PRU

PRU Risk / Return Rank: 26
PRU Sharpe Ratio Rank: 28
PRU Sortino Ratio Rank: 24
PRU Omega Ratio Rank: 24
PRU Calmar Ratio Rank: 30
PRU Martin Ratio Rank: 26

PGR

PGR Risk / Return Rank: 6
PGR Sharpe Ratio Rank: 3
PGR Sortino Ratio Rank: 6
PGR Omega Ratio Rank: 6
PGR Calmar Ratio Rank: 6
PGR Martin Ratio Rank: 9

The rank (0–100) shows how this investment's returns compare to the risk taken. Higher = better. Based on the past 12 months of data, combining Sharpe, Sortino, and other metrics used by quantitative funds and institutional investors.

PRU vs. PGR - Risk-Adjusted Trends Comparison

This table presents a comparison of risk-adjusted performance metrics for Prudential Financial, Inc. (PRU) and The Progressive Corporation (PGR). Risk-adjusted metrics are performance indicators that assess an investment's returns in relation to its risk, enabling a more accurate comparison of different investment options.

	PRU	PGR	Difference
Sharpe ratio Return per unit of total volatility	-0.28	-1.11	+0.83
Sortino ratio Return per unit of downside risk	-0.21	-1.45	+1.25
Omega ratio Gain probability vs. loss probability	0.97	0.82	+0.16
Calmar ratio Return relative to maximum drawdown	-0.35	-0.93	+0.57
Martin ratio Return relative to average drawdown	-0.87	-1.50	+0.64
Data is calculated on a 1-year rolling basis and updated daily. The trend shows the change in the indicator over the past month.

PRU vs. PGR - Sharpe Ratio Comparison

The current PRU Sharpe Ratio is -0.28, which is higher than the PGR Sharpe Ratio of -1.11. The chart below compares the historical Sharpe Ratios of PRU and PGR, offering insights into how both investments have performed under varying market conditions. These values are calculated using daily returns over the previous 12 months.

Sharpe Ratios by Period

	PRU	PGR	Difference
Sharpe Ratio (1Y) Calculated over the trailing 1-year period	-0.28	-1.11	+0.83
Sharpe Ratio (5Y) Calculated over the trailing 5-year period	0.24	0.73	-0.49
Sharpe Ratio (10Y) Calculated over the trailing 10-year period	0.24	0.90	-0.66
Sharpe Ratio (All Time) Calculated using the full available price history	0.20	0.58	-0.38

Correlation

The correlation between PRU and PGR is 0.47, which is considered to be moderate. This suggests that the two assets have some degree of positive relationship in their price movements. Moderate correlation can be acceptable for portfolio diversification, offering a balance between risk and potential returns.

Dividends

PRU vs. PGR - Dividend Comparison

PRU's dividend yield for the trailing twelve months is around 5.56%, less than PGR's 7.19% yield.

	TTM	2025	2024	2023	2022	2021	2020	2019	2018	2017	2016	2015
PRU Prudential Financial, Inc.	5.56%	4.78%	4.39%	4.82%	4.83%	4.25%	5.64%	4.27%	4.41%	2.61%	2.69%	3.00%
PGR The Progressive Corporation	7.19%	2.15%	0.48%	0.25%	0.31%	6.23%	2.68%	3.89%	1.86%	1.21%	2.50%	2.16%

Drawdowns

PRU vs. PGR - Drawdown Comparison

The maximum PRU drawdown since its inception was -88.53%, which is greater than PGR's maximum drawdown of -71.06%. Use the drawdown chart below to compare losses from any high point for PRU and PGR.

Drawdown Indicators

	PRU	PGR	Difference
Max Drawdown Largest peak-to-trough decline	-88.53%	-71.06%	-17.47%
Max Drawdown (1Y) Largest decline over 1 year	-21.46%	-29.40%	+7.94%
Max Drawdown (5Y) Largest decline over 5 years	-33.11%	-29.97%	-3.14%
Max Drawdown (10Y) Largest decline over 10 years	-65.89%	-29.97%	-35.92%
Current Drawdown Current decline from peak	-19.34%	-29.31%	+9.97%
Average Drawdown Average peak-to-trough decline	-18.33%	-14.47%	-3.86%
Ulcer Index Depth and duration of drawdowns from previous peaks	8.75%	18.11%	-9.36%

Volatility

PRU vs. PGR - Volatility Comparison

Prudential Financial, Inc. (PRU) has a higher volatility of 6.54% compared to The Progressive Corporation (PGR) at 5.99%. This indicates that PRU's price experiences larger fluctuations and is considered to be riskier than PGR based on this measure. The chart below showcases a comparison of their rolling one-month volatility.

Volatility by Period

	PRU	PGR	Difference
Volatility (1M) Calculated over the trailing 1-month period	6.54%	5.99%	+0.55%
Volatility (6M) Calculated over the trailing 6-month period	16.79%	17.12%	-0.33%
Volatility (1Y) Calculated over the trailing 1-year period	27.14%	25.03%	+2.11%
Volatility (5Y) Calculated over the trailing 5-year period, annualized	25.72%	24.50%	+1.22%
Volatility (10Y) Calculated over the trailing 10-year period, annualized	31.85%	24.36%	+7.49%

Financials

PRU vs. PGR - Profitability Comparison

The chart below illustrates the profitability comparison between Prudential Financial, Inc. and The Progressive Corporation over time, highlighting three key metrics: Gross Profit Margin, Operating Margin, and Net Profit Margin.

PRU - Gross Margin

Gross margin is calculated as gross profit divided by revenue. For the three months ending on Apr 2026, Prudential Financial, Inc. reported a gross profit of 5.54B and revenue of 17.95B. Therefore, the gross margin over that period was 30.9%.

PGR - Gross Margin

Gross margin is calculated as gross profit divided by revenue. For the three months ending on Apr 2026, The Progressive Corporation reported a gross profit of 8.02B and revenue of 15.00B. Therefore, the gross margin over that period was 53.5%.

PRU - Operating Margin

Operating margin is calculated as operating income divided by revenue. For the three months ending on Apr 2026, Prudential Financial, Inc. reported an operating income of 1.78B and revenue of 17.95B, resulting in an operating margin of 9.9%.

PGR - Operating Margin

Operating margin is calculated as operating income divided by revenue. For the three months ending on Apr 2026, The Progressive Corporation reported an operating income of 2.29B and revenue of 15.00B, resulting in an operating margin of 15.3%.

PRU - Net Margin

Net margin is calculated as net income divided by revenue. For the three months ending on Apr 2026, Prudential Financial, Inc. reported a net income of 1.43B and revenue of 17.95B, resulting in a net margin of 8.0%.

PGR - Net Margin

Net margin is calculated as net income divided by revenue. For the three months ending on Apr 2026, The Progressive Corporation reported a net income of 1.80B and revenue of 15.00B, resulting in a net margin of 12.0%.