TEMR vs. TIPB

Last updated Jul 30, 2026

TEMR (T. Rowe Price Emerging Markets Equity Research ETF) and TIPB (Northern Trust 2035 Inflation-Linked Distributing Ladder ETF) are both exchange-traded funds - TEMR is a Actively Managed fund actively managed by T. Rowe Price, while TIPB is a Inflation-Protected Bonds fund actively managed by Northern Trust. Both are actively managed. Their 0.42 correlation means their historical movements had little consistent relationship. TEMR charges 0.40%/yr vs 0.10%/yr for TIPB.

Performance

TEMR vs. TIPB - Performance Comparison

The chart below illustrates the hypothetical performance of a $10,000 investment in T. Rowe Price Emerging Markets Equity Research ETF (TEMR) and Northern Trust 2035 Inflation-Linked Distributing Ladder ETF (TIPB). The values are adjusted to include any dividend payments, if applicable.

Returns By Period

TEMR

• 1D: -2.26%
• 1M: -9.70%
• 6M: —
• YTD: —
• 1Y: —
• 3Y*: —
• 5Y*: —
• 10Y*: —
• ALL TIME*: —

TIPB

• 1D: 0.20%
• 1M: -0.33%
• 6M: 1.00%
• YTD: 1.43%
• 1Y: —
• 3Y*: —
• 5Y*: —
• 10Y*: —
• ALL TIME*: —

*Multi-year figures are annualized to reflect compound growth (CAGR)

Liquidity Comparison

Position	Avg. Volume Value (2W)	Avg. Volume Value (1M)	Avg. Volume Value (3M)
TEMR T. Rowe Price Emerging Markets Equity Research ETF	$55.08K	$37.97K	$35.36K
TIPB Northern Trust 2035 Inflation-Linked Distributing Ladder ETF	$2.11K	$9.44K	$36.67K

TEMR vs. TIPB - Yearly Performance Comparison

	2026 (YTD)
TEMR T. Rowe Price Emerging Markets Equity Research ETF	4.99%
TIPB Northern Trust 2035 Inflation-Linked Distributing Ladder ETF	0.15%

Correlation

The correlation between TEMR and TIPB is 0.42, which is low. Their historical price movements had little consistent relationship.

	Correlation
Correlation (All Time) Calculated using the full available price history since Mar 12, 2026	0.42

Return for Risk

TEMR vs. TIPB - Risk-Adjusted Trends Comparison

This table presents a comparison of risk-adjusted performance metrics for T. Rowe Price Emerging Markets Equity Research ETF (TEMR) and Northern Trust 2035 Inflation-Linked Distributing Ladder ETF (TIPB). Risk-adjusted metrics are performance indicators that assess an investment's returns in relation to its risk, enabling a more accurate comparison of different investment options.

Values are calculated on a 1-year rolling basis and updated daily. Risk-adjusted metrics are more stable over longer periods — use the period switch above to explore them.

Risk / return metrics aren't available yet — we need at least 12 months of trading data to calculate them.

Drawdowns

TEMR vs. TIPB - Drawdown Comparison

The maximum TEMR drawdown since its inception was -14.32%, which is greater than TIPB's maximum drawdown of -1.32%. Use the drawdown chart below to compare losses from any high point for TEMR and TIPB.

Drawdown Indicators

	TEMR	TIPB	Difference
Max Drawdown Largest peak-to-trough decline	-14.32%	-1.32%	-13.00%
Current Drawdown Current decline from peak	-14.32%	-0.74%	-13.58%
Average Drawdown Average peak-to-trough decline	-3.66%	-0.42%	-3.24%

Volatility

Volatility by Period

	TEMR	TIPB	Difference
Volatility (1Y) Calculated over the trailing 1-year period	33.01%	2.60%	+30.41%
Volatility (5Y) Calculated over the trailing 5-year period, annualized	33.01%	2.60%	+30.41%
Volatility (10Y) Calculated over the trailing 10-year period, annualized	33.01%	2.60%	+30.41%

TEMR vs. TIPB - Expense Ratio Comparison

TEMR has a 0.40% expense ratio, which is higher than TIPB's 0.10% expense ratio.

Dividends

TEMR vs. TIPB - Dividend Comparison

TEMR has not paid dividends to shareholders, while TIPB's dividend yield for the trailing twelve months is around 4.15%.

Position	TTM	2025
TEMR T. Rowe Price Emerging Markets Equity Research ETF	0.00%	0.00%
TIPB Northern Trust 2035 Inflation-Linked Distributing Ladder ETF	4.15%	1.09%

Frequently Asked Questions

Can I hold both TEMR and TIPB in my portfolio?

TEMR and TIPB have a correlation of 0.42, meaning they provide meaningful diversification benefit when combined. Depending on your allocation goals, holding both could reduce overall portfolio risk.

Which ETF is better, TEMR or TIPB?

On fees, TIPB is cheaper at 0.10% per year. The better choice depends on whether you care most about return, fees, risk, or income.

Which ETF is cheaper, TEMR or TIPB?

TIPB is cheaper with a 0.10% expense ratio, compared with 0.40% for TEMR.

Which ETF pays a higher dividend yield, TEMR or TIPB?

TIPB has the higher dividend yield at 4.15%, compared with 0.00% for TEMR.

What is the main difference between TEMR and TIPB?

TEMR is categorized as Actively Managed, while TIPB is Inflation-Protected Bonds. They also come from different issuers: T. Rowe Price and Northern Trust. Their fees differ too: 0.40% for TEMR and 0.10% for TIPB.