TEMD vs. TINS

Last updated Jul 10, 2026

TEMD (Templeton Emerging Markets Debt ETF) and TINS (Templeton International Insights ETF) are both Actively Managed funds from Franklin Templeton Investments. Both are actively managed. A 0.64 correlation means they provide meaningful diversification when combined. TEMD charges 0.45%/yr vs 0.55%/yr for TINS.

Performance

TEMD vs. TINS - Performance Comparison

The chart below illustrates the hypothetical performance of a $10,000 investment in Templeton Emerging Markets Debt ETF (TEMD) and Templeton International Insights ETF (TINS). The values are adjusted to include any dividend payments, if applicable.

Returns By Period

TEMD

• 1D: -0.12%
• 1M: 1.76%
• 6M: —
• YTD: —
• 1Y: —
• 3Y*: —
• 5Y*: —
• 10Y*: —

TINS

• 1D: -0.10%
• 1M: 0.76%
• 6M: 10.01%
• YTD: 12.57%
• 1Y: —
• 3Y*: —
• 5Y*: —
• 10Y*: —

*Multi-year figures are annualized to reflect compound growth (CAGR)

TEMD vs. TINS - Yearly Performance Comparison

	2026 (YTD)
TEMD Templeton Emerging Markets Debt ETF	2.45%
TINS Templeton International Insights ETF	7.79%

Correlation

The correlation between TEMD and TINS is 0.64, which is moderate. They share some common price drivers but move independently often enough to provide real diversification benefit when combined.

	Correlation
Correlation (All Time) Calculated using the full available price history since Jan 22, 2026	0.64

Return for Risk

TEMD vs. TINS - Risk-Adjusted Trends Comparison

This table presents a comparison of risk-adjusted performance metrics for Templeton Emerging Markets Debt ETF (TEMD) and Templeton International Insights ETF (TINS). Risk-adjusted metrics are performance indicators that assess an investment's returns in relation to its risk, enabling a more accurate comparison of different investment options.

Values are calculated on a 1-year rolling basis and updated daily. Risk-adjusted metrics are more stable over longer periods — use the period switch above to explore them.

Risk / return metrics aren't available yet — we need at least 12 months of trading data to calculate them.

Drawdowns

TEMD vs. TINS - Drawdown Comparison

The maximum TEMD drawdown since its inception was -4.34%, smaller than the maximum TINS drawdown of -10.79%. Use the drawdown chart below to compare losses from any high point for TEMD and TINS.

Drawdown Indicators

	TEMD	TINS	Difference
Max Drawdown Largest peak-to-trough decline	-4.34%	-10.79%	+6.45%
Current Drawdown Current decline from peak	-0.36%	-2.55%	+2.19%
Average Drawdown Average peak-to-trough decline	-1.20%	-2.16%	+0.96%

Volatility

Volatility by Period

	TEMD	TINS	Difference
Volatility (1Y) Calculated over the trailing 1-year period	5.95%	17.61%	-11.66%
Volatility (5Y) Calculated over the trailing 5-year period, annualized	5.95%	17.61%	-11.66%
Volatility (10Y) Calculated over the trailing 10-year period, annualized	5.95%	17.61%	-11.66%

TEMD vs. TINS - Expense Ratio Comparison

TEMD has a 0.45% expense ratio, which is lower than TINS's 0.55% expense ratio.

Dividends

TEMD vs. TINS - Dividend Comparison

TEMD's dividend yield for the trailing twelve months is around 3.06%, more than TINS's 0.21% yield.

Position	TTM	2025
TEMD Templeton Emerging Markets Debt ETF	3.06%	0.00%
TINS Templeton International Insights ETF	0.21%	0.23%

Frequently Asked Questions

Can I hold both TEMD and TINS in my portfolio?

TEMD and TINS have a correlation of 0.64, meaning they provide meaningful diversification benefit when combined. Depending on your allocation goals, holding both could reduce overall portfolio risk.

Which ETF is better, TEMD or TINS?

On fees, TEMD is cheaper at 0.45% per year. The better choice depends on whether you care most about return, fees, risk, or income.

Which ETF is cheaper, TEMD or TINS?

TEMD is cheaper with a 0.45% expense ratio, compared with 0.55% for TINS.

Which ETF pays a higher dividend yield, TEMD or TINS?

TEMD has the higher dividend yield at 3.06%, compared with 0.21% for TINS.

What is the main difference between TEMD and TINS?

Their fees differ too: 0.45% for TEMD and 0.55% for TINS.