TINS vs. SAPH

Last updated Jul 10, 2026

TINS (Templeton International Insights ETF) and SAPH (ADRhedged SAP ETF) are both Actively Managed funds. Both are actively managed. At a 0.05 correlation, their price movements are largely independent. TINS charges 0.55%/yr vs 0.19%/yr for SAPH.

Performance

TINS vs. SAPH - Performance Comparison

The chart below illustrates the hypothetical performance of a $10,000 investment in Templeton International Insights ETF (TINS) and ADRhedged SAP ETF (SAPH). The values are adjusted to include any dividend payments, if applicable.

Returns By Period

In the year-to-date period, TINS achieves a 12.57% return, which is significantly higher than SAPH's -30.91% return.

TINS

• 1D: -0.10%
• 1M: 0.76%
• 6M: 10.01%
• YTD: 12.57%
• 1Y: —
• 3Y*: —
• 5Y*: —
• 10Y*: —

SAPH

• 1D: 0.63%
• 1M: -10.17%
• 6M: -31.03%
• YTD: -30.91%
• 1Y: -45.84%
• 3Y*: —
• 5Y*: —
• 10Y*: —

*Multi-year figures are annualized to reflect compound growth (CAGR)

TINS vs. SAPH - Yearly Performance Comparison

	2026 (YTD)	2025
TINS Templeton International Insights ETF	12.57%	3.11%
SAPH ADRhedged SAP ETF	-30.91%	-12.87%

Correlation

The correlation between TINS and SAPH is 0.05, meaning there is essentially no relationship between their price movements. Each responds to its own set of market drivers, making them strong candidates for combining in a diversified portfolio.

	Correlation
Correlation (All Time) Calculated using the full available price history since Oct 23, 2025	0.05

Return for Risk

TINS vs. SAPH — Risk / Return Rank

Compare risk-adjusted metric ranks to identify better-performing investments over the past 12 months.

TINS

Risk / return metrics aren't available yet — we need at least 12 months of trading data to calculate them.

SAPH

SAPH Risk / Return Rank: 1
SAPH Sharpe Ratio Rank: 0
SAPH Sortino Ratio Rank: 1
SAPH Omega Ratio Rank: 0
SAPH Calmar Ratio Rank: 1
SAPH Martin Ratio Rank: 1

The rank (0–100) shows how this investment's returns compare to the risk taken. Higher = better. Based on the past 12 months of data, combining Sharpe, Sortino, and other metrics used by quantitative funds and institutional investors.

TINS vs. SAPH - Risk-Adjusted Trends Comparison

This table presents a comparison of risk-adjusted performance metrics for Templeton International Insights ETF (TINS) and ADRhedged SAP ETF (SAPH). Risk-adjusted metrics are performance indicators that assess an investment's returns in relation to its risk, enabling a more accurate comparison of different investment options.

Values are calculated on a 1-year rolling basis and updated daily. Risk-adjusted metrics are more stable over longer periods — use the period switch above to explore them.

	TINS	SAPH	Difference
Sharpe ratio: Return per unit of total volatility	—	-1.32	—
Sortino ratio: Return per unit of downside risk	—	-1.97	—
Omega ratio: Gain probability vs. loss probability	—	0.75	—
Calmar ratio: Return relative to maximum drawdown	—	-0.94	—
Martin ratio: Return relative to average drawdown	—	-1.54	—

Drawdowns

TINS vs. SAPH - Drawdown Comparison

The maximum TINS drawdown since its inception was -10.79%, smaller than the maximum SAPH drawdown of -51.14%. Use the drawdown chart below to compare losses from any high point for TINS and SAPH.

Drawdown Indicators

	TINS	SAPH	Difference
Max Drawdown Largest peak-to-trough decline	-10.79%	-51.14%	+40.35%
Max Drawdown (1Y) Largest decline over 1 year	—	-48.85%	—
Current Drawdown Current decline from peak	-2.55%	-48.20%	+45.65%
Average Drawdown Average peak-to-trough decline	-2.16%	-22.21%	+20.05%
Ulcer Index Depth and duration of drawdowns from previous peaks	—	29.92%	—

Volatility

Volatility by Period

	TINS	SAPH	Difference
Volatility (1M) Calculated over the trailing 1-month period	—	11.82%	—
Volatility (6M) Calculated over the trailing 6-month period	—	31.54%	—
Volatility (1Y) Calculated over the trailing 1-year period	17.61%	34.95%	-17.34%
Volatility (5Y) Calculated over the trailing 5-year period, annualized	17.61%	34.14%	-16.53%
Volatility (10Y) Calculated over the trailing 10-year period, annualized	17.61%	34.14%	-16.53%

TINS vs. SAPH - Expense Ratio Comparison

TINS has a 0.55% expense ratio, which is higher than SAPH's 0.19% expense ratio.

Dividends

TINS vs. SAPH - Dividend Comparison

TINS's dividend yield for the trailing twelve months is around 0.21%, less than SAPH's 4.04% yield.

Position	TTM	2025
SAPH ADRhedged SAP ETF	4.04%	0.00%
TINS Templeton International Insights ETF	0.21%	0.23%

Frequently Asked Questions

Can I hold both TINS and SAPH in my portfolio?

TINS and SAPH have a correlation of 0.05, meaning they provide meaningful diversification benefit when combined. Depending on your allocation goals, holding both could reduce overall portfolio risk.

Which ETF is better, TINS or SAPH?

On fees, SAPH is cheaper at 0.19% per year. The better choice depends on whether you care most about return, fees, risk, or income.

Which ETF is cheaper, TINS or SAPH?

SAPH is cheaper with a 0.19% expense ratio, compared with 0.55% for TINS.

Which ETF pays a higher dividend yield, TINS or SAPH?

SAPH has the higher dividend yield at 4.04%, compared with 0.21% for TINS.

What is the main difference between TINS and SAPH?

They also come from different issuers: Franklin Templeton Investments and ADRhedged. Their fees differ too: 0.55% for TINS and 0.19% for SAPH.