SFYI vs. XLII

Last updated Jul 17, 2026

SFYI (SoFi Social 50 Income ETF) and XLII (State Street Industrial Select Sector SPDR Premium Income ETF) are both Derivative Income funds. Both are actively managed. At a 0.12 correlation, their price movements are largely independent. SFYI charges 0.73%/yr vs 0.35%/yr for XLII.

Performance

SFYI vs. XLII - Performance Comparison

The chart below illustrates the hypothetical performance of a $10,000 investment in SoFi Social 50 Income ETF (SFYI) and State Street Industrial Select Sector SPDR Premium Income ETF (XLII). The values are adjusted to include any dividend payments, if applicable.

Returns By Period

SFYI

• 1D: -1.23%
• 1M: —
• 6M: —
• YTD: —
• 1Y: —
• 3Y*: —
• 5Y*: —
• 10Y*: —

XLII

• 1D: 0.14%
• 1M: 0.82%
• 6M: 8.85%
• YTD: 11.46%
• 1Y: —
• 3Y*: —
• 5Y*: —
• 10Y*: —

*Multi-year figures are annualized to reflect compound growth (CAGR)

SFYI vs. XLII - Yearly Performance Comparison

	2026 (YTD)
SFYI SoFi Social 50 Income ETF	-0.91%
XLII State Street Industrial Select Sector SPDR Premium Income ETF	-1.72%

Correlation

The correlation between SFYI and XLII is 0.12, which is low. Their price movements are largely independent, making them effective diversification partners.

	Correlation
Correlation (All Time) Calculated using the full available price history since Jul 7, 2026	0.12

Return for Risk

SFYI vs. XLII - Risk-Adjusted Trends Comparison

This table presents a comparison of risk-adjusted performance metrics for SoFi Social 50 Income ETF (SFYI) and State Street Industrial Select Sector SPDR Premium Income ETF (XLII). Risk-adjusted metrics are performance indicators that assess an investment's returns in relation to its risk, enabling a more accurate comparison of different investment options.

Values are calculated on a 1-year rolling basis and updated daily. Risk-adjusted metrics are more stable over longer periods — use the period switch above to explore them.

Risk / return metrics aren't available yet — we need at least 12 months of trading data to calculate them.

Drawdowns

SFYI vs. XLII - Drawdown Comparison

The maximum SFYI drawdown since its inception was -2.10%, smaller than the maximum XLII drawdown of -10.10%. Use the drawdown chart below to compare losses from any high point for SFYI and XLII.

Drawdown Indicators

	SFYI	XLII	Difference
Max Drawdown Largest peak-to-trough decline	-2.10%	-10.10%	+8.00%
Current Drawdown Current decline from peak	-2.10%	-1.72%	-0.38%
Average Drawdown Average peak-to-trough decline	-0.78%	-1.27%	+0.49%

Volatility

Volatility by Period

	SFYI	XLII	Difference
Volatility (1Y) Calculated over the trailing 1-year period	13.64%	12.12%	+1.52%
Volatility (5Y) Calculated over the trailing 5-year period, annualized	13.64%	12.12%	+1.52%
Volatility (10Y) Calculated over the trailing 10-year period, annualized	13.64%	12.12%	+1.52%

SFYI vs. XLII - Expense Ratio Comparison

SFYI has a 0.73% expense ratio, which is higher than XLII's 0.35% expense ratio.

Dividends

SFYI vs. XLII - Dividend Comparison

SFYI has not paid dividends to shareholders, while XLII's dividend yield for the trailing twelve months is around 12.13%.

Position	TTM	2025
SFYI SoFi Social 50 Income ETF	0.00%	0.00%
XLII State Street Industrial Select Sector SPDR Premium Income ETF	12.13%	5.47%

Frequently Asked Questions

Can I hold both SFYI and XLII in my portfolio?

SFYI and XLII have a correlation of 0.12, meaning they provide meaningful diversification benefit when combined. Depending on your allocation goals, holding both could reduce overall portfolio risk.

Which ETF is better, SFYI or XLII?

On fees, XLII is cheaper at 0.35% per year. The better choice depends on whether you care most about return, fees, risk, or income.

Which ETF is cheaper, SFYI or XLII?

XLII is cheaper with a 0.35% expense ratio, compared with 0.73% for SFYI.

Which ETF pays a higher dividend yield, SFYI or XLII?

XLII has the higher dividend yield at 12.13%, compared with 0.00% for SFYI.

What is the main difference between SFYI and XLII?

They also come from different issuers: Tidal and State Street. Their fees differ too: 0.73% for SFYI and 0.35% for XLII.