SFYI vs. FXNAX

Last updated Jul 12, 2026

SFYI (SoFi Social 50 Income ETF) and FXNAX (Fidelity U.S. Bond Index Fund) are both funds - SFYI is a Derivative Income fund actively managed by Tidal, while FXNAX is a Total Bond Market fund tracking the Bloomberg U.S. Aggregate Bond Index. SFYI is actively managed, while FXNAX is passively managed. At a 0.20 correlation, their price movements are largely independent. SFYI charges 0.73%/yr vs 0.03%/yr for FXNAX.

Performance

SFYI vs. FXNAX - Performance Comparison

The chart below illustrates the hypothetical performance of a $10,000 investment in SoFi Social 50 Income ETF (SFYI) and Fidelity U.S. Bond Index Fund (FXNAX). The values are adjusted to include any dividend payments, if applicable.

Returns By Period

SFYI

• 1D: -0.43%
• 1M: —
• 6M: —
• YTD: —
• 1Y: —
• 3Y*: —
• 5Y*: —
• 10Y*: —

FXNAX

• 1D: 0.10%
• 1M: -0.17%
• 6M: -0.05%
• YTD: 0.14%
• 1Y: 4.07%
• 3Y*: 4.32%
• 5Y*: -0.19%
• 10Y*: 1.32%

*Multi-year figures are annualized to reflect compound growth (CAGR)

SFYI vs. FXNAX - Yearly Performance Comparison

	2026 (YTD)
SFYI SoFi Social 50 Income ETF	0.78%
FXNAX Fidelity U.S. Bond Index Fund	-0.48%

Correlation

The correlation between SFYI and FXNAX is 0.20, which is low. Their price movements are largely independent, making them effective diversification partners.

	Correlation
Correlation (All Time) Calculated using the full available price history since Jul 7, 2026	0.20

Return for Risk

SFYI vs. FXNAX — Risk / Return Rank

Compare risk-adjusted metric ranks to identify better-performing investments over the past 12 months.

SFYI

Risk / return metrics aren't available yet — we need at least 12 months of trading data to calculate them.

FXNAX

FXNAX Risk / Return Rank: 20
FXNAX Sharpe Ratio Rank: 20
FXNAX Sortino Ratio Rank: 20
FXNAX Omega Ratio Rank: 18
FXNAX Calmar Ratio Rank: 21
FXNAX Martin Ratio Rank: 19

The rank (0–100) shows how this investment's returns compare to the risk taken. Higher = better. Based on the past 12 months of data, combining Sharpe, Sortino, and other metrics used by quantitative funds and institutional investors.

SFYI vs. FXNAX - Risk-Adjusted Trends Comparison

This table presents a comparison of risk-adjusted performance metrics for SoFi Social 50 Income ETF (SFYI) and Fidelity U.S. Bond Index Fund (FXNAX). Risk-adjusted metrics are performance indicators that assess an investment's returns in relation to its risk, enabling a more accurate comparison of different investment options.

Values are calculated on a 1-year rolling basis and updated daily. Risk-adjusted metrics are more stable over longer periods — use the period switch above to explore them.

	SFYI	FXNAX	Difference
Sharpe ratio: Return per unit of total volatility	—	0.96	—
Sortino ratio: Return per unit of downside risk	—	1.43	—
Omega ratio: Gain probability vs. loss probability	—	1.17	—
Calmar ratio: Return relative to maximum drawdown	—	1.25	—
Martin ratio: Return relative to average drawdown	—	3.52	—

Drawdowns

SFYI vs. FXNAX - Drawdown Comparison

The maximum SFYI drawdown since its inception was -0.43%, smaller than the maximum FXNAX drawdown of -19.51%. Use the drawdown chart below to compare losses from any high point for SFYI and FXNAX.

Drawdown Indicators

	SFYI	FXNAX	Difference
Max Drawdown Largest peak-to-trough decline	-0.43%	-19.51%	+19.08%
Max Drawdown (1Y) Largest decline over 1 year	—	-2.94%	—
Max Drawdown (3Y) Largest decline over 3 years	—	-6.16%	—
Max Drawdown (5Y) Largest decline over 5 years	—	-18.54%	—
Max Drawdown (10Y) Largest decline over 10 years	—	-19.51%	—
Current Drawdown Current decline from peak	-0.43%	-3.14%	+2.71%
Average Drawdown Average peak-to-trough decline	-0.13%	-3.86%	+3.73%
Ulcer Index Depth and duration of drawdowns from previous peaks	—	1.05%	—

Volatility

Volatility by Period

	SFYI	FXNAX	Difference
Volatility (1M) Calculated over the trailing 1-month period	—	1.15%	—
Volatility (6M) Calculated over the trailing 6-month period	—	2.96%	—
Volatility (1Y) Calculated over the trailing 1-year period	11.09%	3.87%	+7.22%
Volatility (5Y) Calculated over the trailing 5-year period, annualized	11.09%	6.08%	+5.01%
Volatility (10Y) Calculated over the trailing 10-year period, annualized	11.09%	5.01%	+6.08%

SFYI vs. FXNAX - Expense Ratio Comparison

SFYI has a 0.73% expense ratio, which is higher than FXNAX's 0.03% expense ratio.

Dividends

SFYI vs. FXNAX - Dividend Comparison

SFYI has not paid dividends to shareholders, while FXNAX's dividend yield for the trailing twelve months is around 3.75%.

Position	TTM	2025	2024	2023	2022	2021	2020	2019	2018	2017	2016	2015
FXNAX Fidelity U.S. Bond Index Fund	3.75%	3.58%	3.40%	3.15%	1.81%	1.74%	2.92%	2.68%	2.74%	2.57%	2.76%	2.52%
SFYI SoFi Social 50 Income ETF	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%

Frequently Asked Questions

Can I hold both SFYI and FXNAX in my portfolio?

SFYI and FXNAX have a correlation of 0.20, meaning they provide meaningful diversification benefit when combined. Depending on your allocation goals, holding both could reduce overall portfolio risk.