RNST vs. CINF
RNST (Renasant Corporation) and CINF (Cincinnati Financial Corporation) are both stocks. Both are in the Financial Services sector — RNST in Banks - Regional, CINF in Insurance - Property & Casualty. Over the past 10 years, RNST returned 4.83%/yr vs 12.10%/yr for CINF. At a 0.39 correlation, their price movements are largely independent.
Performance
RNST vs. CINF - Performance Comparison
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Returns By Period
In the year-to-date period, RNST achieves a 22.21% return, which is significantly higher than CINF's 13.16% return. Over the past 10 years, RNST has underperformed CINF with an annualized return of 4.83%, while CINF has yielded a comparatively higher 12.10% annualized return.
RNST
- 1D
- 0.00%
- 1M
- -0.11%
- 6M
- 20.39%
- YTD
- 22.21%
- 1Y
- 13.08%
- 3Y*
- 18.61%
- 5Y*
- 5.21%
- 10Y*
- 4.83%
CINF
- 1D
- 1.89%
- 1M
- 8.70%
- 6M
- 12.94%
- YTD
- 13.16%
- 1Y
- 26.73%
- 3Y*
- 26.20%
- 5Y*
- 11.88%
- 10Y*
- 12.10%
RNST vs. CINF - Yearly Performance Comparison
| 2026 (YTD) | 2025 | 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | |
|---|---|---|---|---|---|---|---|---|---|---|
RNST Renasant Corporation | 22.21% | 0.98% | 9.12% | -7.70% | 1.70% | 15.28% | -1.62% | 20.24% | -24.72% | -1.43% |
CINF Cincinnati Financial Corporation | 13.16% | 16.27% | 42.48% | 4.00% | -7.89% | 33.28% | -14.15% | 38.87% | 6.25% | 2.34% |
Correlation
The correlation between RNST and CINF is 0.49, which is low. Their price movements are largely independent, making them effective diversification partners.
| Correlation | |
|---|---|
Correlation (1Y) Calculated over the trailing 1-year period | 0.49 |
Correlation (3Y) Calculated over the trailing 3-year period | 0.46 |
Correlation (5Y) Calculated over the trailing 5-year period | 0.50 |
Correlation (10Y) Calculated over the trailing 10-year period | 0.50 |
Correlation (All Time) Calculated using the full available price history since Apr 24, 1992 | 0.39 |
The correlation between RNST and CINF shifts across timeframes, from 0.39 (all time) to 0.50 (10 years), reflecting how their relationship changes across market environments.
Fundamentals
RNST:
$3.92B
CINF:
$28.26B
RNST:
$2.40
CINF:
$26.21
RNST:
17.70
CINF:
6.97
RNST:
2.83
CINF:
1.49
RNST:
$1.43B
CINF:
$12.92B
RNST:
$614.94M
CINF:
$5.39B
RNST:
$182.62M
CINF:
$3.27B
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Return for Risk
RNST vs. CINF — Risk / Return Rank
RNST
CINF
RNST vs. CINF - Risk-Adjusted Trends Comparison
This table presents a comparison of risk-adjusted performance metrics for Renasant Corporation (RNST) and Cincinnati Financial Corporation (CINF). Risk-adjusted metrics are performance indicators that assess an investment's returns in relation to its risk, enabling a more accurate comparison of different investment options.
Values are calculated on a 1-year rolling basis and updated daily. Risk-adjusted metrics are more stable over longer periods — use the period switch above to explore them.
| RNST | CINF | Difference | |
|---|---|---|---|
| Sharpe ratioReturn per unit of total volatility | -0.79 | ||
| Sortino ratioReturn per unit of downside risk | -0.95 | ||
| Omega ratioGain probability vs. loss probability | 1.11 | 1.22 | -0.11 |
| Calmar ratioReturn relative to maximum drawdown | 0.76 | 2.57 | -1.80 |
| Martin ratioReturn relative to average drawdown | 1.70 | 6.55 | -4.85 |
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Drawdowns
RNST vs. CINF - Drawdown Comparison
The maximum RNST drawdown since its inception was -73.06%, which is greater than CINF's maximum drawdown of -59.64%. Use the drawdown chart below to compare losses from any high point for RNST and CINF.
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Drawdown Indicators
| RNST | CINF | Difference | |
|---|---|---|---|
Max DrawdownLargest peak-to-trough decline | -73.06% | -59.64% | -13.42% |
Max Drawdown (1Y)Largest decline over 1 year | -17.19% | -10.46% | -6.73% |
Max Drawdown (3Y)Largest decline over 3 years | -29.28% | -20.03% | -9.25% |
Max Drawdown (5Y)Largest decline over 5 years | -41.15% | -35.77% | -5.38% |
Max Drawdown (10Y)Largest decline over 10 years | -59.84% | -58.12% | -1.72% |
Current DrawdownCurrent decline from peak | -2.61% | -4.87% | +2.26% |
Average DrawdownAverage peak-to-trough decline | -19.20% | -12.17% | -7.03% |
Ulcer IndexDepth and duration of drawdowns from previous peaks | 7.73% | 4.09% | +3.64% |
Volatility
RNST vs. CINF - Volatility Comparison
The current volatility for Renasant Corporation (RNST) is 6.16%, while Cincinnati Financial Corporation (CINF) has a volatility of 8.54%. This indicates that RNST experiences smaller price fluctuations and is considered to be less risky than CINF based on this measure. The chart below showcases a comparison of their rolling one-month volatility.
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Volatility by Period
| RNST | CINF | Difference | |
|---|---|---|---|
Volatility (1M)Calculated over the trailing 1-month period | 6.16% | 8.54% | -2.38% |
Volatility (6M)Calculated over the trailing 6-month period | 18.63% | 15.87% | +2.76% |
Volatility (1Y)Calculated over the trailing 1-year period | 26.43% | 20.87% | +5.56% |
Volatility (5Y)Calculated over the trailing 5-year period, annualized | 30.99% | 25.74% | +5.25% |
Volatility (10Y)Calculated over the trailing 10-year period, annualized | 32.70% | 28.89% | +3.81% |
Dividends
RNST vs. CINF - Dividend Comparison
RNST's dividend yield for the trailing twelve months is around 2.16%, more than CINF's 2.01% yield.
| Position | TTM | 2025 | 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | 2015 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
CINF Cincinnati Financial Corporation | 2.01% | 2.13% | 2.25% | 2.90% | 2.70% | 2.21% | 2.75% | 2.13% | 2.74% | 3.33% | 2.53% | 3.89% |
RNST Renasant Corporation | 2.16% | 2.53% | 2.46% | 2.61% | 2.34% | 2.32% | 2.61% | 2.46% | 2.65% | 1.79% | 1.68% | 1.98% |
Financials
RNST vs. CINF - Financials Comparison
This section allows you to compare key financial metrics between Renasant Corporation and Cincinnati Financial Corporation. You can select fields from income statements, balance sheets, and cash flow statements to easily visualize and compare the financial health of both companies.
Total Revenue: Total amount of money received from sales and other business activities
RNST vs. CINF - Profitability Comparison
RNST - Gross Margin
Gross margin is calculated as gross profit divided by revenue. For the three months ending on Jul 2026, Renasant Corporation reported a gross profit of 0.00 and revenue of 338.12M. Therefore, the gross margin over that period was 0.0%.
CINF - Gross Margin
Gross margin is calculated as gross profit divided by revenue. For the three months ending on Jul 2026, Cincinnati Financial Corporation reported a gross profit of 0.00 and revenue of 2.86B. Therefore, the gross margin over that period was 0.0%.
RNST - Operating Margin
Operating margin is calculated as operating income divided by revenue. For the three months ending on Jul 2026, Renasant Corporation reported an operating income of 0.00 and revenue of 338.12M, resulting in an operating margin of 0.0%.
CINF - Operating Margin
Operating margin is calculated as operating income divided by revenue. For the three months ending on Jul 2026, Cincinnati Financial Corporation reported an operating income of 0.00 and revenue of 2.86B, resulting in an operating margin of 0.0%.
RNST - Net Margin
Net margin is calculated as net income divided by revenue. For the three months ending on Jul 2026, Renasant Corporation reported a net income of 88.23M and revenue of 338.12M, resulting in a net margin of 26.1%.
CINF - Net Margin
Net margin is calculated as net income divided by revenue. For the three months ending on Jul 2026, Cincinnati Financial Corporation reported a net income of 274.00M and revenue of 2.86B, resulting in a net margin of 9.6%.
Frequently Asked Questions
RNST and CINF have a correlation of 0.49, meaning they provide meaningful diversification benefit when combined. Depending on your allocation goals, holding both could reduce overall portfolio risk.
CINF has higher volatility (8.54%) compared to RNST (6.16%). In terms of maximum drawdown, RNST dropped -73.06% vs CINF's -59.64%.
CINF currently has the higher Sharpe Ratio (1.29 vs 0.50), meaning it's delivered slightly more return per unit of risk over the trailing 12 months. However, this ranking shifts over time - use the Risk/Return Score above for a more comprehensive view that combines Sharpe, Sortino, and other measures used by quantitative funds.
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